Ambac Financial Group, Inc. Logo

Ambac Financial Group, Inc.

AMBC

(1.5)
Stock Price

11,71 USD

2.6% ROA

0.7% ROE

3.77x PER

Market Cap.

724.919.780,00 USD

253.28% DER

0% Yield

3.4% NPM

Ambac Financial Group, Inc. Stock Analysis

Ambac Financial Group, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Ambac Financial Group, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (39.29%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 PBV

The stock's low PBV ratio (0.53x) suggests it's undervalued, making it an attractive opportunity for investors.

3 ROA

The stock's ROA (6.04%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

5 DER

The stock is burdened with a heavy load of debt (277%), making it financially unstable and potentially risky for investors.

6 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

7 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

8 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

9 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

10 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (-92), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Ambac Financial Group, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Ambac Financial Group, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Ambac Financial Group, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Ambac Financial Group, Inc. Revenue
Year Revenue Growth
1991 187.300.000
1992 240.600.000 22.15%
1993 327.600.000 26.56%
1994 234.200.000 -39.88%
1995 272.900.000 14.18%
1996 266.300.000 -2.48%
1997 381.762.000 30.24%
1998 457.036.000 16.47%
1999 533.317.000 14.3%
2000 621.310.000 14.16%
2001 724.920.000 14.29%
2002 971.818.000 25.41%
2003 1.272.208.000 23.61%
2004 1.406.708.000 9.56%
2005 1.661.707.000 15.35%
2006 1.832.104.000 9.3%
2007 0 0%
2008 0 0%
2009 3.911.201.000 100%
2010 434.135.000 -800.92%
2011 295.764.000 -46.78%
2012 863.269.000 65.74%
2013 685.689.000 -25.9%
2014 403.394.000 -69.98%
2015 644.577.000 37.42%
2016 501.304.000 -28.58%
2017 616.326.000 18.66%
2018 507.540.000 -21.43%
2019 497.000.000 -2.12%
2020 156.000.000 -218.59%
2021 250.000.000 37.6%
2022 424.000.000 41.04%
2023 288.000.000 -47.22%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Ambac Financial Group, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1991 0
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Ambac Financial Group, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1991 0
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 113.660.000 100%
2017 0 0%
2018 0 0%
2019 0 0%
2020 51.000.000 100%
2021 62.000.000 17.74%
2022 141.000.000 56.03%
2023 196.000.000 28.06%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Ambac Financial Group, Inc. EBITDA
Year EBITDA Growth
1991 155.600.000
1992 189.500.000 17.89%
1993 268.800.000 29.5%
1994 208.200.000 -29.11%
1995 240.100.000 13.29%
1996 396.814.000 39.49%
1997 306.010.000 -29.67%
1998 359.273.000 14.83%
1999 439.683.000 18.29%
2000 510.243.000 13.83%
2001 596.732.000 14.49%
2002 851.556.000 29.92%
2003 1.112.450.000 23.45%
2004 1.202.317.000 7.47%
2005 1.366.916.000 12.04%
2006 1.651.564.000 17.24%
2007 -4.632.611.000 135.65%
2008 -5.252.603.000 11.8%
2009 892.316.000 688.65%
2010 938.038.000 4.87%
2011 -1.751.184.000 153.57%
2012 -138.443.000 -1164.91%
2013 -256.505.000 46.03%
2014 776.516.000 133.03%
2015 800.074.000 2.94%
2016 405.724.000 -97.2%
2017 -12.464.000 3355.17%
2018 622.769.000 102%
2019 -61.000.000 1120.93%
2020 -391.000.000 84.4%
2021 24.000.000 1729.17%
2022 742.000.000 96.77%
2023 268.000.000 -176.87%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Ambac Financial Group, Inc. Gross Profit
Year Gross Profit Growth
1991 187.300.000
1992 240.600.000 22.15%
1993 327.600.000 26.56%
1994 234.200.000 -39.88%
1995 272.900.000 14.18%
1996 266.300.000 -2.48%
1997 381.762.000 30.24%
1998 457.036.000 16.47%
1999 533.317.000 14.3%
2000 621.310.000 14.16%
2001 724.920.000 14.29%
2002 971.818.000 25.41%
2003 1.272.208.000 23.61%
2004 1.406.708.000 9.56%
2005 1.661.707.000 15.35%
2006 1.832.104.000 9.3%
2007 -4.214.926.000 143.47%
2008 -2.766.233.000 -52.37%
2009 3.898.613.000 170.95%
2010 420.395.000 -827.37%
2011 295.764.000 -42.14%
2012 863.269.000 65.74%
2013 685.689.000 -25.9%
2014 403.394.000 -69.98%
2015 644.577.000 37.42%
2016 501.304.000 -28.58%
2017 616.326.000 18.66%
2018 507.540.000 -21.43%
2019 497.000.000 -2.12%
2020 156.000.000 -218.59%
2021 250.000.000 37.6%
2022 424.000.000 41.04%
2023 288.000.000 -47.22%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Ambac Financial Group, Inc. Net Profit
Year Net Profit Growth
1991 113.700.000
1992 130.200.000 12.67%
1993 179.300.000 27.38%
1994 141.100.000 -27.07%
1995 167.500.000 15.76%
1996 276.317.000 39.38%
1997 223.030.000 -23.89%
1998 253.994.000 12.19%
1999 307.917.000 17.51%
2000 366.172.000 15.91%
2001 432.906.000 15.42%
2002 432.594.000 -0.07%
2003 618.915.000 30.1%
2004 724.551.000 14.58%
2005 751.010.000 3.52%
2006 875.911.000 14.26%
2007 -3.248.157.000 126.97%
2008 -5.609.248.000 42.09%
2009 14.613.000 38485.33%
2010 753.199.000 98.06%
2011 -1.960.431.000 138.42%
2012 -256.678.000 -663.77%
2013 -252.139.000 -1.8%
2014 484.071.000 152.09%
2015 493.403.000 1.89%
2016 74.843.000 -559.25%
2017 -328.715.000 122.77%
2018 267.399.000 222.93%
2019 -215.000.000 224.37%
2020 -437.000.000 50.8%
2021 -16.000.000 -2631.25%
2022 523.000.000 103.06%
2023 264.000.000 -98.11%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Ambac Financial Group, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1991 1
1992 1 0%
1993 2 0%
1994 1 0%
1995 2 0%
1996 3 50%
1997 2 0%
1998 2 0%
1999 3 0%
2000 3 33.33%
2001 4 25%
2002 4 0%
2003 6 20%
2004 7 16.67%
2005 7 0%
2006 8 25%
2007 -32 125.81%
2008 -22 -40.91%
2009 0 0%
2010 -3 100%
2011 -6 66.67%
2012 -1 0%
2013 -6 100%
2014 11 150%
2015 11 0%
2016 2 -900%
2017 -7 114.29%
2018 6 240%
2019 -5 225%
2020 -9 55.56%
2021 0 0%
2022 11 100%
2023 6 -120%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Ambac Financial Group, Inc. Free Cashflow
Year Free Cashflow Growth
1991 197.500.000
1992 -27.800.000 810.43%
1993 201.800.000 113.78%
1994 265.600.000 24.02%
1995 231.300.000 -14.83%
1996 190.630.000 -21.33%
1997 324.517.000 41.26%
1998 337.657.000 3.89%
1999 454.400.000 25.69%
2000 481.328.000 5.59%
2001 671.831.000 28.36%
2002 805.488.000 16.59%
2003 1.003.615.000 19.74%
2004 949.702.000 -5.68%
2005 1.007.498.000 5.74%
2006 903.133.000 -11.56%
2007 945.384.000 4.47%
2008 -1.423.051.000 166.43%
2009 -1.850.752.000 23.11%
2010 -2.087.013.000 11.32%
2011 3.557.000 58773.4%
2012 -613.898.000 100.58%
2013 182.600.000 436.2%
2014 -971.509.000 118.8%
2015 87.542.000 1209.76%
2016 843.540.000 89.62%
2017 -212.768.000 496.46%
2018 -1.543.263.000 86.21%
2019 -311.000.000 -396.23%
2020 -175.000.000 -77.71%
2021 -131.000.000 -33.59%
2022 1.335.000.000 109.81%
2023 11.000.000 -12036.36%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Ambac Financial Group, Inc. Operating Cashflow
Year Operating Cashflow Growth
1991 197.500.000
1992 -27.800.000 810.43%
1993 201.800.000 113.78%
1994 265.600.000 24.02%
1995 231.300.000 -14.83%
1996 190.630.000 -21.33%
1997 324.517.000 41.26%
1998 337.657.000 3.89%
1999 454.400.000 25.69%
2000 481.328.000 5.59%
2001 671.831.000 28.36%
2002 805.488.000 16.59%
2003 1.003.615.000 19.74%
2004 949.702.000 -5.68%
2005 1.007.498.000 5.74%
2006 903.133.000 -11.56%
2007 945.384.000 4.47%
2008 -1.423.051.000 166.43%
2009 -1.850.752.000 23.11%
2010 -2.087.013.000 11.32%
2011 3.557.000 58773.4%
2012 -613.898.000 100.58%
2013 182.600.000 436.2%
2014 -971.509.000 118.8%
2015 87.542.000 1209.76%
2016 843.540.000 89.62%
2017 -212.768.000 496.46%
2018 -1.543.263.000 86.21%
2019 -311.000.000 -396.23%
2020 -175.000.000 -77.71%
2021 -131.000.000 -33.59%
2022 1.335.000.000 109.81%
2023 11.000.000 -12036.36%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Ambac Financial Group, Inc. Capital Expenditure
Year Capital Expenditure Growth
1991 0
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Ambac Financial Group, Inc. Equity
Year Equity Growth
1991 747.400.000
1992 861.300.000 13.22%
1993 1.099.700.000 21.68%
1994 1.033.500.000 -6.41%
1995 1.404.000.000 26.39%
1996 1.615.016.000 13.07%
1997 1.872.482.000 13.75%
1998 2.096.090.000 10.67%
1999 2.018.450.000 -3.85%
2000 2.596.114.000 22.25%
2001 2.983.688.000 12.99%
2002 3.625.179.000 17.7%
2003 4.254.558.000 14.79%
2004 5.024.457.000 15.32%
2005 5.372.207.000 6.47%
2006 6.184.189.000 13.13%
2007 2.279.893.000 -171.25%
2008 -3.782.309.000 160.28%
2009 -2.287.785.000 -65.33%
2010 -2.008.536.000 -13.9%
2011 -3.812.975.000 47.32%
2012 -3.907.527.000 2.42%
2013 702.983.000 655.85%
2014 1.399.105.000 49.75%
2015 1.684.799.000 16.96%
2016 1.713.914.000 1.7%
2017 1.381.148.000 -24.09%
2018 1.633.147.000 15.43%
2019 1.537.000.000 -6.26%
2020 1.147.000.000 -34%
2021 1.116.000.000 -2.78%
2022 1.325.000.000 15.77%
2023 1.340.000.000 1.12%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Ambac Financial Group, Inc. Assets
Year Assets Growth
1991 1.431.800.000
1992 2.074.500.000 30.98%
1993 3.807.200.000 45.51%
1994 4.293.300.000 11.32%
1995 5.309.300.000 19.14%
1996 5.875.965.000 9.64%
1997 8.249.722.000 28.77%
1998 11.212.311.000 26.42%
1999 11.345.096.000 1.17%
2000 10.120.300.000 -12.1%
2001 12.267.695.000 17.5%
2002 15.355.538.000 20.11%
2003 16.747.314.000 8.31%
2004 18.585.258.000 9.89%
2005 19.725.140.000 5.78%
2006 20.267.813.000 2.68%
2007 23.565.011.000 13.99%
2008 16.951.086.000 -39.02%
2009 18.886.367.000 10.25%
2010 29.047.113.000 34.98%
2011 27.113.695.000 -7.13%
2012 27.007.164.000 -0.39%
2013 27.106.939.000 0.37%
2014 25.159.864.000 -7.74%
2015 23.728.070.000 -6.03%
2016 22.635.702.000 -4.83%
2017 23.192.374.000 2.4%
2018 14.588.711.000 -58.97%
2019 13.320.000.000 -9.52%
2020 13.220.000.000 -0.76%
2021 12.303.000.000 -7.45%
2022 7.973.000.000 -54.31%
2023 7.847.000.000 -1.61%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Ambac Financial Group, Inc. Liabilities
Year Liabilities Growth
1991 684.400.000
1992 1.213.200.000 43.59%
1993 2.707.500.000 55.19%
1994 3.259.800.000 16.94%
1995 3.905.300.000 16.53%
1996 4.260.949.000 8.35%
1997 6.377.240.000 33.19%
1998 9.116.221.000 30.05%
1999 9.326.646.000 2.26%
2000 7.524.186.000 -23.96%
2001 9.284.007.000 18.96%
2002 11.730.359.000 20.85%
2003 12.492.756.000 6.1%
2004 13.560.801.000 7.88%
2005 14.352.933.000 5.52%
2006 14.083.624.000 -1.91%
2007 21.285.118.000 33.83%
2008 20.033.395.000 -6.25%
2009 20.520.012.000 2.37%
2010 30.401.341.000 32.5%
2011 30.263.228.000 -0.46%
2012 30.254.131.000 -0.03%
2013 26.128.517.000 -15.79%
2014 23.486.129.000 -11.25%
2015 21.769.724.000 -7.88%
2016 20.657.678.000 -5.38%
2017 21.547.116.000 4.13%
2018 12.955.564.000 -66.32%
2019 11.783.000.000 -9.95%
2020 12.073.000.000 2.4%
2021 11.187.000.000 -7.92%
2022 6.648.000.000 -68.28%
2023 6.507.000.000 -2.17%

Ambac Financial Group, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
8.44
Net Income per Share
4.25
Price to Earning Ratio
3.77x
Price To Sales Ratio
1.88x
POCF Ratio
0.53
PFCF Ratio
0.52
Price to Book Ratio
0.58
EV to Sales
10.12
EV Over EBITDA
14.48
EV to Operating CashFlow
2.81
EV to FreeCashFlow
2.81
Earnings Yield
0.27
FreeCashFlow Yield
1.91
Market Cap
0,72 Bil.
Enterprise Value
3,90 Bil.
Graham Number
51.49
Graham NetNet
-88.2

Income Statement Metrics

Net Income per Share
4.25
Income Quality
7.12
ROE
0.15
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.64
EBT Per Ebit
0.29
Ebit per Revenue
0.18
Effective Tax Rate
0.57

Margins

Sales, General, & Administrative to Revenue
0.45
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.04
Gross Profit Margin
1
Operating Profit Margin
0.18
Pretax Profit Margin
0.05
Net Profit Margin
0.03

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
30.42
Free CashFlow per Share
30.42
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.05
Return on Tangible Assets
0.03
Days Sales Outstanding
596.32
Days Payables Outstanding
-34675
Days of Inventory on Hand
0
Receivables Turnover
0.61
Payables Turnover
-0.01
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
44,04
Book Value per Share
27,72
Tangible Book Value per Share
20.99
Shareholders Equity per Share
27.72
Interest Debt per Share
71.92
Debt to Equity
2.53
Debt to Assets
0.41
Net Debt to EBITDA
11.79
Current Ratio
19.79
Tangible Asset Value
0,96 Bil.
Net Current Asset Value
-4,63 Bil.
Invested Capital
2.53
Working Capital
1,79 Bil.
Intangibles to Total Assets
0.05
Average Receivables
0,60 Bil.
Average Payables
0,10 Bil.
Average Inventory
0
Debt to Market Cap
4.42

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Ambac Financial Group, Inc. Dividends
Year Dividends Growth

Ambac Financial Group, Inc. Profile

About Ambac Financial Group, Inc.

Ambac Financial Group, Inc., a financial services holding company, provides financial guarantees in the United States, the United Kingdom, Italy, Austria, Australia, France, and Internationally. It offers financial guarantee insurance policies; specialty property & casualty program insurance; credit derivative contracts; and interest rate derivative transactions, as well as managing general agency / underwriting services. The company was incorporated in 1991 and is headquartered in New York, New York.

CEO
Mr. Claude L. LeBlanc
Employee
178
Address
One World Trade Center
New York, 10007

Ambac Financial Group, Inc. Executives & BODs

Ambac Financial Group, Inc. Executives & BODs
# Name Age
1 Mr. David Trick
Executive Vice President, Chief Financial Officer & Treasurer
70
2 Mr. Miguel Antonio Sanchez
Managing Director of Ambac UK & Europe
70
3 Mr. Robert Bryan Eisman
Senior MD, Chief Accounting Officer & Controller
70
4 Kate Smith
Director of Corporate Communications
70
5 Ms. Rhonta Sharon Smith
Executive Vice President & Chief Strategy Officer
70
6 Mr. David Peter Barranco
Senior MD and Head of Risk Management
70
7 Mr. Claude L. LeBlanc
President, Chief Executive Officer & Director
70
8 Mr. Stephen Michael Ksenak
Senior MD & General Counsel
70
9 Mr. Charles Joseph Sebaski
MD & Head of Investor Relation
70
10 Mr. Daniel Matthew McGinnis
Senior MD & Chief Operating Officer
70

Ambac Financial Group, Inc. Competitors