ASG.HA Assicurazioni Generali S.p.A.
- Market cap
- -
- P/E
- 14.5x
- P/B
- 2.00x
- ROE
- 13.0%
- Dividend yield
- 7.83%
- Fundamental score
- 2.5/5
Ratios use the latest price and the fiscal year ending Dec 2025.
Is ASG.HA undervalued?
Graham numberASG.HA trades 13.3% above its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Assicurazioni Generali S.p.A. fundamental analysis
12 of 22 checks passedROE 1/2
Moderate return on equity (13.0%), between 10% and 20%.
ROA 0/1
Return on assets (0.7%) is below the industry median (3.1%).
Profit Consistency 2/2
Profitable for 8 consecutive years.
Earnings Growth 5Y 1/1
Earnings per share grew over the past 5 years.
Earnings Acceleration 0/1
Last year's EPS growth (13.4%) is not above the 5-year average (20.1% a year).
Earnings Growth vs Industry 1/1
Last year's EPS growth (13.4%) is above the industry median (4.6%).
Revenue Growth 2/2
Revenue grew 30.9% a year over the past 3 years.
Short-term Liquidity 0/1
Current assets do not cover short-term liabilities.
Long-term Liabilities 0/1
Current assets do not cover long-term liabilities.
Debt to Equity 0/2
High debt to equity (129.2%), above 100%.
Debt Trend 0/1
Debt to equity has risen over the past 5 years.
Debt Coverage 1/1
Operating cash flow covers 20% of total debt.
Interest Coverage 0/1
No interest expense reported.
PE vs Market 1/1
PE (14.5x) is below the market median (19.6x).
PE vs Industry 1/1
PE (14.5x) is below the industry median (18.2x).
PBV 0/1
Price to book (2.0x) is above the industry median (2.0x).
Graham Number 0/1
The price is above the Graham number (PE x PB = 28.9, limit 22.5).
PEG 1/1
PEG on 5-year earnings growth is 0.72, growth is cheap.
Dividend Yield 1/2
Dividend yield (3.6%) is above the bottom 25% of dividend payers in the market.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 1/1
Dividends paid grew over the past 5 years.
Payout Ratio 1/1
Payout ratio is 52.0%, covered by earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Assicurazioni Generali S.p.A. stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About Assicurazioni Generali S.p.A.
There is no Profile data available for ASG.HA.
Full company profileAssicurazioni Generali S.p.A. financial statements
Assicurazioni Generali S.p.A. annual financial statements (EUR; K = thousand, M = million, B = billion, T = trillion)
| Item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Income Statement | ||||||||
| Revenue | 67.9B | 88.3B | 77.7B | 93.9B | 33.1B | 66.9B | 58.5B | 74.1B |
| Net Income | 2.31B | 2.67B | 1.74B | 2.85B | 2.24B | 3.75B | 3.72B | 4.17B |
| EPS | 1.48 | 1.70 | 1.11 | 1.81 | 1.44 | 2.43 | 2.45 | 2.78 |
| Balance Sheet | ||||||||
| Total Assets | 516B | 515B | 545B | 586B | 503B | 509B | 539B | 559B |
| Total Liabilities | 491B | 485B | 513B | 554B | 474B | 477B | 506B | 524B |
| Shareholders' Equity | 23.6B | 28.4B | 30.0B | 29.3B | 26.7B | 29.0B | 30.4B | 32.1B |
| Cash & Short-term Investments | 6.70B | 6.87B | 7.90B | 8.48B | 6.89B | 7.07B | 8.32B | 7.31B |
| Cash Flow | ||||||||
| Operating Cash Flow | 15.0B | 20.3B | 19.3B | 17.5B | 10.5B | 1.73B | 15.4B | 19.7B |
| Capital Expenditure | 355M | 575M | 335M | 0.00 | 638M | 177M | 378M | 441M |
| Free Cash Flow | 14.6B | 19.8B | 19.0B | 17.5B | 9.90B | 1.56B | 15.0B | 19.2B |
| Ratios | ||||||||
| ROE | 9.8% | 9.4% | 5.8% | 9.7% | 8.4% | 12.9% | 12.3% | 13.0% |
| ROA | 0.4% | 0.5% | 0.3% | 0.5% | 0.4% | 0.7% | 0.7% | 0.7% |
| Net Profit Margin | 3.4% | 3.0% | 2.2% | 3.0% | 6.8% | 5.6% | 6.4% | 5.6% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
Assicurazioni Generali S.p.A. dividends
- Dividend yield
- 7.83%
- Forward dividend
- -
- Payout ratio
- 52.0%
- Ex-dividend date
- -
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | EUR 2.17B | 1.44 | 52.0% |
| 2024 | EUR 1.99B | 1.31 | 53.3% |
| 2023 | EUR 1.79B | 1.16 | 47.9% |
| 2022 | EUR 1.69B | 1.09 | 75.6% |
| 2021 | EUR 2.31B | 1.47 | 81.1% |
| 2020 | EUR 783M | 0.50 | 44.9% |
| 2019 | EUR 1.41B | 0.90 | 52.9% |
| 2018 | EUR 1.25B | 0.80 | 54.1% |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Who owns Assicurazioni Generali S.p.A.
Ownership data of Assicurazioni Generali S.p.A. is not available yet.
Assicurazioni Generali S.p.A. company profile
- Company name
- Assicurazioni Generali S.p.A.
- Ticker
- ASG.HA
- Exchange
- Hanover Exchange
- Sector
- Other
- Industry
- Metals & Mining
- Fiscal year end
- December
- Address
- Website
- -
About Assicurazioni Generali S.p.A.
There is no Profile data available for ASG.HA.