Allianz Ayudhya Capital Public Company Limited Logo

Allianz Ayudhya Capital Public Company Limited

AYUD.BK

(2.2)
Stock Price

31,75 THB

5.13% ROA

8.25% ROE

12.38x PER

Market Cap.

12.553.860.750,00 THB

1.45% DER

7.97% Yield

12.04% NPM

Allianz Ayudhya Capital Public Company Limited Stock Analysis

Allianz Ayudhya Capital Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Allianz Ayudhya Capital Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (1%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

3 ROE

The stock's ROE falls within an average range (5.8%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (3.18%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (1.11x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (726) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

10 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

11 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

Allianz Ayudhya Capital Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Allianz Ayudhya Capital Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

Allianz Ayudhya Capital Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Allianz Ayudhya Capital Public Company Limited Revenue
Year Revenue Growth
2004 813.047.805
2005 1.036.149.262 21.53%
2006 1.283.370.197 19.26%
2007 1.281.370.791 -0.16%
2008 5.046.984 -25288.84%
2009 2.735.390 -84.51%
2010 1.581.814.155 99.83%
2011 2.238.550.350 29.34%
2012 2.168.505.096 -3.23%
2013 2.359.306.844 8.09%
2014 3.718.949.149 36.56%
2015 2.445.661.241 -52.06%
2016 2.473.619.537 1.13%
2017 2.181.363.570 -13.4%
2018 2.403.068.067 9.23%
2019 4.066.049.277 40.9%
2020 4.390.459.000 7.39%
2021 4.344.111.000 -1.07%
2022 7.018.543.000 38.11%
2023 8.693.540.000 19.27%
2023 8.134.613.000 -6.87%
2024 8.340.531.996 2.47%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Allianz Ayudhya Capital Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Allianz Ayudhya Capital Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 80.998.582 100%
2009 83.940.850 3.51%
2010 99.906.718 15.98%
2011 0 0%
2012 124.087.246 100%
2013 151.048.746 17.85%
2014 191.877.222 21.28%
2015 174.135.515 -10.19%
2016 165.371.222 -5.3%
2017 145.715.138 -13.49%
2018 167.396.875 12.95%
2019 612.672.276 72.68%
2020 406.858.000 -50.59%
2021 300.323.000 -35.47%
2022 512.478.000 41.4%
2023 514.308.000 0.36%
2023 537.626.000 4.34%
2024 21.764.000 -2370.25%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Allianz Ayudhya Capital Public Company Limited EBITDA
Year EBITDA Growth
2004 327.997.270
2005 225.115.746 -45.7%
2006 417.824.687 46.12%
2007 383.740.089 -8.88%
2008 461.491.253 16.85%
2009 355.600.077 -29.78%
2010 351.391.240 -1.2%
2011 -480.207.708 173.17%
2012 181.604.689 364.42%
2013 700.833.717 74.09%
2014 2.257.124.713 68.95%
2015 774.910.126 -191.28%
2016 660.328.969 -17.35%
2017 484.932.901 -36.17%
2018 797.360.359 39.18%
2019 172.923.732 -361.11%
2020 439.236.000 60.63%
2021 1.196.576.000 63.29%
2022 1.055.280.000 -13.39%
2023 626.632.000 -68.41%
2023 710.458.000 11.8%
2024 837.388.000 15.16%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Allianz Ayudhya Capital Public Company Limited Gross Profit
Year Gross Profit Growth
2004 813.047.805
2005 1.036.149.262 21.53%
2006 1.283.370.197 19.26%
2007 1.281.370.791 -0.16%
2008 5.046.984 -25288.84%
2009 2.735.390 -84.51%
2010 1.581.814.155 99.83%
2011 2.238.550.350 29.34%
2012 2.168.505.096 -3.23%
2013 2.359.306.844 8.09%
2014 3.718.949.149 36.56%
2015 2.445.661.241 -52.06%
2016 2.473.619.537 1.13%
2017 2.181.363.570 -13.4%
2018 2.403.068.067 9.23%
2019 4.066.049.277 40.9%
2020 4.390.459.000 7.39%
2021 4.344.111.000 -1.07%
2022 7.018.543.000 38.11%
2023 8.693.540.000 19.27%
2023 8.134.613.000 -6.87%
2024 8.340.531.996 2.47%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Allianz Ayudhya Capital Public Company Limited Net Profit
Year Net Profit Growth
2004 294.659.061
2005 214.129.349 -37.61%
2006 360.485.260 40.6%
2007 325.224.433 -10.84%
2008 356.562.998 8.79%
2009 274.159.230 -30.06%
2010 321.657.543 14.77%
2011 -455.093.081 170.68%
2012 94.942.062 579.34%
2013 589.936.036 83.91%
2014 1.861.884.504 68.32%
2015 676.913.292 -175.06%
2016 615.165.004 -10.04%
2017 462.910.145 -32.89%
2018 750.248.303 38.3%
2019 189.628.226 -295.64%
2020 631.114.000 69.95%
2021 1.230.029.000 48.69%
2022 1.004.727.000 -22.42%
2023 474.988.000 -111.53%
2023 933.002.000 49.09%
2024 1.260.736.000 26%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Allianz Ayudhya Capital Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 1
2005 1 0%
2006 1 100%
2007 2 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 -2 200%
2012 0 0%
2013 2 100%
2014 7 71.43%
2015 3 -250%
2016 2 0%
2017 2 -100%
2018 2 50%
2019 1 0%
2020 2 100%
2021 3 66.67%
2022 3 -50%
2023 1 -100%
2023 2 50%
2024 3 33.33%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Allianz Ayudhya Capital Public Company Limited Free Cashflow
Year Free Cashflow Growth
2004 257.688.391
2005 211.148.652 -22.04%
2006 457.026.375 53.8%
2007 245.325.437 -86.29%
2008 364.952.187 32.78%
2009 424.128.196 13.95%
2010 156.067.122 -171.76%
2011 207.530.833 24.8%
2012 -1.097.733.967 118.91%
2013 1.198.227.219 191.61%
2014 324.466.209 -269.29%
2015 -91.910.567 453.02%
2016 592.548.859 115.51%
2017 444.682.430 -33.25%
2018 743.376.055 40.18%
2019 2.490.228.749 70.15%
2020 -1.253.620.000 298.64%
2021 -891.172.000 -40.67%
2022 901.630.000 198.84%
2023 -214.581.000 520.18%
2023 -15.816.000 -1256.73%
2024 1.966.664.000 100.8%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Allianz Ayudhya Capital Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2004 265.999.356
2005 252.506.907 -5.34%
2006 490.306.342 48.5%
2007 274.540.267 -78.59%
2008 387.731.650 29.19%
2009 446.158.211 13.1%
2010 309.433.904 -44.19%
2011 240.992.376 -28.4%
2012 -1.071.038.812 122.5%
2013 1.217.741.616 187.95%
2014 352.669.854 -245.29%
2015 -35.140.131 1103.61%
2016 615.165.004 105.71%
2017 462.910.145 -32.89%
2018 750.248.303 38.3%
2019 2.501.188.138 70%
2020 -1.208.916.000 306.9%
2021 -815.445.000 -48.25%
2022 1.004.727.000 181.16%
2023 -69.256.000 1550.74%
2023 0 0%
2024 2.003.583.000 100%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Allianz Ayudhya Capital Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2004 8.310.965
2005 41.358.255 79.9%
2006 33.279.967 -24.27%
2007 29.214.830 -13.91%
2008 22.779.463 -28.25%
2009 22.030.015 -3.4%
2010 153.366.782 85.64%
2011 33.461.543 -358.34%
2012 26.695.155 -25.35%
2013 19.514.397 -36.8%
2014 28.203.645 30.81%
2015 56.770.436 50.32%
2016 22.616.145 -151.02%
2017 18.227.715 -24.08%
2018 6.872.248 -165.24%
2019 10.959.389 37.29%
2020 44.704.000 75.48%
2021 75.727.000 40.97%
2022 103.097.000 26.55%
2023 145.325.000 29.06%
2023 15.816.000 -818.85%
2024 36.919.000 57.16%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Allianz Ayudhya Capital Public Company Limited Equity
Year Equity Growth
2004 5.156.259.522
2005 5.477.536.422 5.87%
2006 5.324.031.773 -2.88%
2007 5.563.896.401 4.31%
2008 5.251.380.626 -5.95%
2009 5.470.752.143 4.01%
2010 5.560.502.380 1.61%
2011 4.700.086.481 -18.31%
2012 4.751.139.720 1.07%
2013 4.972.411.184 4.45%
2014 6.776.739.822 26.63%
2015 7.029.658.759 3.6%
2016 7.042.313.012 0.18%
2017 7.693.959.304 8.47%
2018 9.267.953.124 16.98%
2019 17.745.336.201 47.77%
2020 18.061.065.000 1.75%
2021 16.424.140.000 -9.97%
2022 11.859.223.000 -38.49%
2023 12.624.396.000 6.06%
2023 10.846.693.000 -16.39%
2024 12.131.301.000 10.59%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Allianz Ayudhya Capital Public Company Limited Assets
Year Assets Growth
2004 6.099.853.370
2005 6.656.412.128 8.36%
2006 6.478.822.520 -2.74%
2007 6.711.938.979 3.47%
2008 6.348.455.254 -5.73%
2009 6.726.907.848 5.63%
2010 7.547.131.611 10.87%
2011 12.666.640.173 40.42%
2012 9.984.265.963 -26.87%
2013 9.382.963.889 -6.41%
2014 11.001.320.245 14.71%
2015 10.629.520.208 -3.5%
2016 10.616.650.565 -0.12%
2017 11.054.970.973 3.96%
2018 13.145.592.302 15.9%
2019 27.816.479.012 52.74%
2020 26.007.562.000 -6.96%
2021 24.140.249.000 -7.74%
2022 21.912.550.000 -10.17%
2023 20.923.680.000 -4.73%
2023 22.179.809.000 5.66%
2024 21.977.221.000 -0.92%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Allianz Ayudhya Capital Public Company Limited Liabilities
Year Liabilities Growth
2004 943.593.848
2005 1.178.875.706 19.96%
2006 1.154.790.747 -2.09%
2007 1.148.042.578 -0.59%
2008 1.097.074.628 -4.65%
2009 1.256.155.705 12.66%
2010 1.986.629.231 36.77%
2011 7.966.553.692 75.06%
2012 5.233.126.243 -52.23%
2013 4.410.552.705 -18.65%
2014 4.224.580.423 -4.4%
2015 3.599.861.449 -17.35%
2016 3.574.337.553 -0.71%
2017 3.361.011.669 -6.35%
2018 3.877.639.178 13.32%
2019 10.071.142.811 61.5%
2020 7.946.497.000 -26.74%
2021 7.716.109.000 -2.99%
2022 10.053.327.000 23.25%
2023 8.299.284.000 -21.13%
2023 11.333.116.000 26.77%
2024 9.845.920.000 -15.1%

Allianz Ayudhya Capital Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
21.63
Net Income per Share
2.6
Price to Earning Ratio
12.38x
Price To Sales Ratio
1.49x
POCF Ratio
5.67
PFCF Ratio
6.1
Price to Book Ratio
1.03
EV to Sales
1.16
EV Over EBITDA
15.03
EV to Operating CashFlow
4.43
EV to FreeCashFlow
4.76
Earnings Yield
0.08
FreeCashFlow Yield
0.16
Market Cap
12,55 Bil.
Enterprise Value
9,80 Bil.
Graham Number
42.73
Graham NetNet
-28.44

Income Statement Metrics

Net Income per Share
2.6
Income Quality
2.18
ROE
0.08
Return On Assets
0.05
Return On Capital Employed
0.05
Net Income per EBT
1.97
EBT Per Ebit
0.63
Ebit per Revenue
0.1
Effective Tax Rate
0.19

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.04
Operating Profit Margin
0.1
Pretax Profit Margin
0.06
Net Profit Margin
0.12

Dividends

Dividend Yield
0.08
Dividend Yield %
7.97
Payout Ratio
0.99
Dividend Per Share
2.57

Operating Metrics

Operating Cashflow per Share
5.68
Free CashFlow per Share
5.29
Capex to Operating CashFlow
0.07
Capex to Revenue
0.02
Capex to Depreciation
1.57
Return on Invested Capital
0.05
Return on Tangible Assets
0.05
Days Sales Outstanding
94.35
Days Payables Outstanding
-1549.69
Days of Inventory on Hand
12379.27
Receivables Turnover
3.87
Payables Turnover
-0.24
Inventory Turnover
0.03
Capex per Share
0.4

Balance Sheet

Cash per Share
7,96
Book Value per Share
31,16
Tangible Book Value per Share
25.48
Shareholders Equity per Share
31.16
Interest Debt per Share
0.47
Debt to Equity
0.01
Debt to Assets
0.01
Net Debt to EBITDA
-4.23
Current Ratio
1.24
Tangible Asset Value
9,92 Bil.
Net Current Asset Value
-4,55 Bil.
Invested Capital
3444378000
Working Capital
1,01 Bil.
Intangibles to Total Assets
0.1
Average Receivables
2,21 Bil.
Average Payables
1,58 Bil.
Average Inventory
-11552663500
Debt to Market Cap
0.01

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Allianz Ayudhya Capital Public Company Limited Dividends
Year Dividends Growth
2000 19
2001 14 -35.71%
2002 15 0%
2003 7 -133.33%
2008 1 -500%
2009 1 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 100%
2014 2 50%
2015 3 0%
2016 2 0%
2017 2 -100%
2018 1 0%
2019 1 0%
2020 2 100%
2021 2 0%
2022 7 83.33%
2023 1 -500%
2024 3 50%

Allianz Ayudhya Capital Public Company Limited Profile

About Allianz Ayudhya Capital Public Company Limited

Allianz Ayudhya Capital Public Company Limited, an investment holding company, provides non-life insurance products in Thailand. The company operates in two segments, Non-life Insurance Business and Investment Business. The company offers property, motor, personal accident, travel, third party liability, business interruption, construction machinery, machinery loss/damage, fire, marine and transportation, miscellaneous, and health insurance products for individuals and families, and mid-sized and SME business clients. It markets its products through brokers and agents, financial institutions, and affiliate companies, as well as through direct sales. The company was formerly known as Sri Ayudhya Capital Public Company Limited and changed its name to Allianz Ayudhya Capital Public Company Limited in April 2019. Allianz Ayudhya Capital Public Company Limited was incorporated in 1950 and is headquartered in Bangkok, Thailand.

CEO
Mr. Thomas Charles Wilson
Employee
406
Address
898 Ploenchit Tower
Bangkok, 10330

Allianz Ayudhya Capital Public Company Limited Executives & BODs

Allianz Ayudhya Capital Public Company Limited Executives & BODs
# Name Age
1 Ms. Acchara Kulrattanarak
Senior Director, Chief Financial Officer and Head of P&C Accounting
70
2 Ms. Anyamanee Jotikasthira
Senior Vice President of Administration Department
70
3 Ms. Saovaporn Sattabusya
Head of Compliance
70
4 Ms. Jiratcha Ruplek
Senior Vice President & Head of Legal
70
5 Ms. Matana Waitayakomol
Senior Vice President of Human Resources Department
70
6 Ms. Wannaporn Ngamsukhonratana
Head of Country Internal Audit
70
7 Mr. Thomas Charles Wilson
President, Chief Executive Officer & Director
70
8 Ms. Narissara Udomvongsa
Company Secretary & Senior Vice President of Legal Department
70

Allianz Ayudhya Capital Public Company Limited Competitors