Bangkok Insurance Public Company Limited Logo

Bangkok Insurance Public Company Limited

BKI.BK

(2.8)
Stock Price

286,00 THB

5.06% ROA

8.8% ROE

8.07x PER

Market Cap.

32.899.230.000,00 THB

2.23% DER

5.26% Yield

14.74% NPM

Bangkok Insurance Public Company Limited Stock Analysis

Bangkok Insurance Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bangkok Insurance Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.98x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (2%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

4 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

5 ROE

The stock's ROE falls within an average range (12.67%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (5.74%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Buffet Intrinsic Value

The company's stock appears overvalued (-1.623) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

Bangkok Insurance Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bangkok Insurance Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Bangkok Insurance Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bangkok Insurance Public Company Limited Revenue
Year Revenue Growth
2005 4.657.526.574
2006 5.165.949.255 9.84%
2007 5.675.032.395 8.97%
2008 5.741.788.435 1.16%
2009 6.760.531.357 15.07%
2010 7.488.152.207 9.72%
2011 9.597.205.124 21.98%
2012 12.034.099.607 20.25%
2013 12.364.829.608 2.67%
2014 13.066.233.842 5.37%
2015 13.431.980.812 2.72%
2016 13.361.721.638 -0.53%
2017 13.458.906.101 0.72%
2018 13.737.712.923 2.03%
2019 16.037.979.024 14.34%
2020 17.885.857.409 10.33%
2021 18.339.315.480 2.47%
2022 23.964.935.524 23.47%
2023 21.460.119.128 -11.67%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bangkok Insurance Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bangkok Insurance Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 194.718.996
2006 209.067.442 6.86%
2007 240.214.789 12.97%
2008 394.111.904 39.05%
2009 404.849.310 2.65%
2010 415.274.835 2.51%
2011 49.574.223 -737.68%
2012 293.679.017 83.12%
2013 316.499.510 7.21%
2014 324.680.372 2.52%
2015 346.031.641 6.17%
2016 412.905.262 16.2%
2017 429.829.528 3.94%
2018 440.353.822 2.39%
2019 527.332.507 16.49%
2020 532.551.648 0.98%
2021 547.775.000 2.78%
2022 574.480.000 4.65%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bangkok Insurance Public Company Limited EBITDA
Year EBITDA Growth
2005 820.587.497
2006 810.313.296 -1.27%
2007 878.051.156 7.71%
2008 1.089.519.970 19.41%
2009 1.282.915.712 15.07%
2010 1.666.597.624 23.02%
2011 445.342.005 -274.23%
2012 711.064.746 37.37%
2013 2.136.751.404 66.72%
2014 2.704.411.633 20.99%
2015 2.749.929.239 1.66%
2016 2.825.662.270 2.68%
2017 2.765.920.833 -2.16%
2018 2.788.600.000 0.81%
2019 2.603.110.056 -7.13%
2020 3.036.000.366 14.26%
2021 910.611.943 -233.4%
2022 -703.317.313 229.47%
2023 3.846.076.360 118.29%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bangkok Insurance Public Company Limited Gross Profit
Year Gross Profit Growth
2005 4.657.526.574
2006 5.165.949.255 9.84%
2007 5.675.032.395 8.97%
2008 5.741.788.435 1.16%
2009 6.760.531.357 15.07%
2010 7.488.152.207 9.72%
2011 9.597.205.124 21.98%
2012 12.034.099.607 20.25%
2013 12.364.829.608 2.67%
2014 13.066.233.842 5.37%
2015 13.431.980.812 2.72%
2016 13.361.721.638 -0.53%
2017 13.458.906.101 0.72%
2018 13.737.712.923 2.03%
2019 16.037.979.024 14.34%
2020 17.885.857.409 10.33%
2021 18.339.315.480 2.47%
2022 23.964.935.524 23.47%
2023 21.460.119.128 -11.67%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bangkok Insurance Public Company Limited Net Profit
Year Net Profit Growth
2005 562.671.702
2006 593.287.772 5.16%
2007 707.748.918 16.17%
2008 881.323.649 19.69%
2009 939.293.922 6.17%
2010 1.232.356.921 23.78%
2011 52.025.530 -2268.75%
2012 625.765.348 91.69%
2013 1.748.465.886 64.21%
2014 2.305.746.864 24.17%
2015 2.342.326.004 1.56%
2016 2.425.787.659 3.44%
2017 2.403.097.467 -0.94%
2018 2.406.808.324 0.15%
2019 2.451.281.469 1.81%
2020 2.705.596.047 9.4%
2021 1.055.881.548 -156.24%
2022 -638.377.990 265.4%
2023 3.424.262.152 118.64%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bangkok Insurance Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 5
2006 6 0%
2007 7 16.67%
2008 8 25%
2009 9 0%
2010 12 27.27%
2011 0 0%
2012 6 100%
2013 16 62.5%
2014 22 23.81%
2015 22 4.55%
2016 23 0%
2017 23 0%
2018 23 0%
2019 23 4.35%
2020 25 8%
2021 10 -177.78%
2022 -6 250%
2023 32 118.75%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bangkok Insurance Public Company Limited Free Cashflow
Year Free Cashflow Growth
2005 497.829.250
2006 516.318.562 3.58%
2007 630.416.426 18.1%
2008 1.241.234.784 49.21%
2009 1.916.458.007 35.23%
2010 1.947.151.758 1.58%
2011 1.612.106.119 -20.78%
2012 333.317.149 -383.66%
2013 1.476.100.115 77.42%
2014 1.918.780.787 23.07%
2015 1.988.407.271 3.5%
2016 2.121.856.537 6.29%
2017 2.269.134.257 6.49%
2018 2.339.611.553 3.01%
2019 -134.118.865 1844.43%
2020 -72.501.927 -84.99%
2021 -145.529.814 50.18%
2022 -795.425.717 81.7%
2023 -29.226.669 -2621.58%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bangkok Insurance Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2005 562.671.702
2006 593.287.772 5.16%
2007 707.748.918 16.17%
2008 1.325.834.616 46.62%
2009 1.978.936.099 33%
2010 2.004.196.449 1.26%
2011 1.726.242.187 -16.1%
2012 625.765.348 -175.86%
2013 1.748.465.886 64.21%
2014 2.305.746.864 24.17%
2015 2.342.326.004 1.56%
2016 2.425.787.659 3.44%
2017 2.403.097.467 -0.94%
2018 2.406.808.324 0.15%
2019 0 0%
2020 0 0%
2021 0 0%
2022 -638.377.990 100%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bangkok Insurance Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2005 64.842.452
2006 76.969.210 15.76%
2007 77.332.492 0.47%
2008 84.599.832 8.59%
2009 62.478.092 -35.41%
2010 57.044.691 -9.52%
2011 114.136.068 50.02%
2012 292.448.199 60.97%
2013 272.365.771 -7.37%
2014 386.966.077 29.62%
2015 353.918.733 -9.34%
2016 303.931.122 -16.45%
2017 133.963.210 -126.88%
2018 67.196.771 -99.36%
2019 134.118.865 49.9%
2020 72.501.927 -84.99%
2021 145.529.814 50.18%
2022 157.047.727 7.33%
2023 29.226.669 -437.34%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bangkok Insurance Public Company Limited Equity
Year Equity Growth
2005 11.794.769.798
2006 12.796.774.901 7.83%
2007 13.673.816.885 6.41%
2008 9.202.579.752 -48.59%
2009 13.591.388.725 32.29%
2010 17.840.757.508 23.82%
2011 18.276.217.339 2.38%
2012 22.394.512.787 18.39%
2013 21.673.018.614 -3.33%
2014 27.971.353.339 22.52%
2015 34.456.170.266 18.82%
2016 33.253.728.876 -3.62%
2017 35.145.441.945 5.38%
2018 34.875.364.201 -0.77%
2019 31.023.097.086 -12.42%
2020 30.343.047.209 -2.24%
2021 32.818.099.988 7.54%
2022 32.162.453.393 -2.04%
2023 37.480.912.467 14.19%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bangkok Insurance Public Company Limited Assets
Year Assets Growth
2005 16.701.343.959
2006 18.193.581.151 8.2%
2007 19.466.697.076 6.54%
2008 15.296.986.620 -27.26%
2009 20.496.361.421 25.37%
2010 26.503.985.303 22.67%
2011 51.925.270.886 48.96%
2012 55.507.844.363 6.45%
2013 50.706.928.123 -9.47%
2014 53.574.230.742 5.35%
2015 60.024.015.865 10.75%
2016 57.332.603.118 -4.69%
2017 60.102.780.361 4.61%
2018 60.620.209.299 0.85%
2019 57.327.083.351 -5.74%
2020 59.503.789.560 3.66%
2021 63.499.849.341 6.29%
2022 71.534.946.458 11.23%
2023 80.942.258.129 11.62%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bangkok Insurance Public Company Limited Liabilities
Year Liabilities Growth
2005 4.906.574.161
2006 5.396.806.250 9.08%
2007 5.792.880.191 6.84%
2008 6.094.406.868 4.95%
2009 6.904.972.696 11.74%
2010 8.663.227.795 20.3%
2011 33.649.053.547 74.25%
2012 33.113.331.576 -1.62%
2013 29.033.909.509 -14.05%
2014 25.602.877.403 -13.4%
2015 25.567.845.599 -0.14%
2016 24.078.874.242 -6.18%
2017 24.957.338.416 3.52%
2018 25.744.845.098 3.06%
2019 26.303.986.265 2.13%
2020 29.160.742.351 9.8%
2021 30.681.749.353 4.96%
2022 39.372.493.065 22.07%
2023 5.845.394.685 -573.56%

Bangkok Insurance Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
200.52
Net Income per Share
38.3
Price to Earning Ratio
8.07x
Price To Sales Ratio
1.54x
POCF Ratio
13.62
PFCF Ratio
14.53
Price to Book Ratio
0.88
EV to Sales
1.55
EV Over EBITDA
7.94
EV to Operating CashFlow
13.69
EV to FreeCashFlow
14.61
Earnings Yield
0.12
FreeCashFlow Yield
0.07
Market Cap
32,90 Bil.
Enterprise Value
33,07 Bil.
Graham Number
550.76
Graham NetNet
520.97

Income Statement Metrics

Net Income per Share
38.3
Income Quality
1
ROE
0.12
Return On Assets
0.05
Return On Capital Employed
0.05
Net Income per EBT
0.9
EBT Per Ebit
1.25
Ebit per Revenue
0.13
Effective Tax Rate
0.1

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.13
Pretax Profit Margin
0.16
Net Profit Margin
0.15

Dividends

Dividend Yield
0.05
Dividend Yield %
5.26
Payout Ratio
0.42
Dividend Per Share
16.25

Operating Metrics

Operating Cashflow per Share
22.69
Free CashFlow per Share
21.26
Capex to Operating CashFlow
-0.06
Capex to Revenue
-0.01
Capex to Depreciation
0
Return on Invested Capital
0.1
Return on Tangible Assets
0.05
Days Sales Outstanding
94.42
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
3.87
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-1.42

Balance Sheet

Cash per Share
536,97
Book Value per Share
352,01
Tangible Book Value per Share
705.3
Shareholders Equity per Share
352.01
Interest Debt per Share
8.24
Debt to Equity
0.02
Debt to Assets
0.01
Net Debt to EBITDA
0.04
Current Ratio
0
Tangible Asset Value
74,73 Bil.
Net Current Asset Value
0,34 Bil.
Invested Capital
0.02
Working Capital
6,18 Bil.
Intangibles to Total Assets
0
Average Receivables
4,72 Bil.
Average Payables
0,81 Bil.
Average Inventory
0
Debt to Market Cap
0.03

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bangkok Insurance Public Company Limited Dividends
Year Dividends Growth
2000 10
2001 13 16.67%
2002 12 0%
2003 12 0%
2004 12 0%
2005 12 0%
2006 13 7.69%
2007 12 -8.33%
2008 12 0%
2009 12 0%
2010 12 0%
2011 12 0%
2012 12 0%
2013 12 0%
2014 12 0%
2015 12 0%
2016 13 0%
2017 14 14.29%
2018 14 0%
2019 14 0%
2020 14 0%
2021 16 12.5%
2022 16 -6.67%
2023 13 -25%

Bangkok Insurance Public Company Limited Profile

About Bangkok Insurance Public Company Limited

Bangkok Insurance Public Company Limited engages in the non-life insurance business in Thailand. The company provides fire, marine and transportation, motor, travel accident, personal accident, residential and commercial property, health, property, third party liability, business all risks, engineering, and miscellaneous insurance products. Bangkok Insurance Public Company Limited was incorporated in 1947 and is headquartered in Bangkok, Thailand.

CEO
Dr. Apisit Anantanatarat
Employee
0
Address
Bangkok Insurance Building
Bangkok, 10120

Bangkok Insurance Public Company Limited Executives & BODs

Bangkok Insurance Public Company Limited Executives & BODs
# Name Age
1 Mr. Suphat Yookongbandhu
Executive Vice President
70
2 Ms. Lasa Sophonpanich
Executive Vice President
70
3 Dr. Apisit Anantanatarat
President, Chief Executive Officer & Director
70
4 M. L. Chalitpong Sanidvong
Senior Vice President of Information Technology Department
70
5 Mr. Chawan Sophonpanich
Executive Vice President
70
6 Mr. Jakkrit Chewanuntapornchai
Executive Vice President
70
7 Ms. Paveena Juchuan
Executive Vice President
70
8 Ms. Umaporn Hualbuttar
Vice President of Compliance
70
9 Mr. Suphachai Assawarakse
Senior Vice President of Accounting & Treasury Department
70
10 Ms. Sasamon Santisuk
Investor Relations
70

Bangkok Insurance Public Company Limited Competitors