BBNI.JK
PT Bank Negara Indonesia (Persero) Tbk
BBNI.JK
(3.5)4.930 IDR
1.99% ROA
14.5% ROE
9.36x PER
199.540.555.000.000 IDR
64.42% DER
5.24% Yield
28.01% NPM
PT Bank Negara Indonesia (Persero) Tbk Stock Analysis
PT Bank Negara Indonesia (Persero) Tbk Fundamental Analysis
Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.
| # | Analysis | Rating |
|---|---|---|
| 1 |
PBV
With a remarkably low PBV ratio (0.67x), the stock offers substantial upside potential at a bargain price. |
|
| 2 |
DER
The stock has a low debt to equity ratio (31%), which means it has a small amount of debt compared to the ownership it holds |
|
| 3 |
Revenue Growth
With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity. |
|
| 4 |
Dividend
Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors. |
|
| 5 |
ROE
The stock's ROE falls within an average range (14.53%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity. |
|
| 6 |
ROA
The stock's ROA (1.93%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits. |
|
| 7 |
Net Profit Growth
With continuous net profit growth in the past three years, this company demonstrates a strong financial performance, making it an enticing investment opportunity. |
|
| 8 |
Graham Number
The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity. |
|
| 9 |
Dividend Growth
Investors can take confidence in the company's impressive track record of annual dividend growth over the last three years, showcasing a commitment to providing higher returns. |
|
| 10 |
Buffet Intrinsic Value
The company's stock seems undervalued (20.189) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price. |
|
| 11 |
Assets Growth
Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice. |
PT Bank Negara Indonesia (Persero) Tbk Technical Analysis
Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.
| # | Analysis | Recommendation |
|---|---|---|
| 1 | Awesome Oscillator | Sell |
| 2 | MACD | Buy |
| 3 | RSI | Buy |
| 4 | Stoch RSI | Sell |
PT Bank Negara Indonesia (Persero) Tbk Price Chart
Financial Statements
Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.
Income Statements
An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.
Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.
| Year | Revenue | Growth |
|---|---|---|
| 2005 | 9.146.029.000.000 | |
| 2006 | 10.237.806.000.000 | 10.66% |
| 2007 | 11.597.147.000.000 | 11.72% |
| 2008 | 13.460.772.000.000 | 13.84% |
| 2009 | 15.428.153.000.000 | 12.75% |
| 2010 | 18.781.770.000.000 | 17.86% |
| 2011 | 20.797.289.000.000 | 9.69% |
| 2012 | 21.866.622.000.000 | 4.89% |
| 2013 | 26.361.493.000.000 | 17.05% |
| 2014 | 31.235.257.000.000 | 15.6% |
| 2015 | 36.152.903.000.000 | 13.6% |
| 2016 | 44.176.624.000.000 | 18.16% |
| 2017 | 48.583.878.000.000 | 9.07% |
| 2018 | 51.059.179.000.000 | 4.85% |
| 2019 | 54.118.750.000.000 | 5.65% |
| 2020 | 54.346.484.000.000 | 0.42% |
| 2021 | 57.073.869.000.000 | 4.78% |
| 2022 | 61.278.886.000.000 | 6.86% |
| 2023 | 72.487.140.000.000 | 15.46% |
| 2023 | 61.583.542.000.000 | -17.71% |
| 2024 | 84.602.216.000.000 | 27.21% |
Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.
| Year | Research and Development Expenses | Growth |
|---|---|---|
| 2005 | 0 | |
| 2006 | 0 | 0% |
| 2007 | 0 | 0% |
| 2008 | 0 | 0% |
| 2009 | 0 | 0% |
| 2010 | 0 | 0% |
| 2011 | 0 | 0% |
| 2012 | 0 | 0% |
| 2013 | 0 | 0% |
| 2014 | 0 | 0% |
| 2015 | 0 | 0% |
| 2016 | 0 | 0% |
| 2017 | 0 | 0% |
| 2018 | 0 | 0% |
| 2019 | 0 | 0% |
| 2020 | 0 | 0% |
| 2021 | 0 | 0% |
| 2022 | 0 | 0% |
| 2023 | 0 | 0% |
| 2023 | 0 | 0% |
| 2024 | 0 | 0% |
General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.
| Year | General and Administrative Expenses | Growth |
|---|---|---|
| 2005 | 2.107.683.000.000 | |
| 2006 | 2.351.355.000.000 | 10.36% |
| 2007 | 2.389.407.000.000 | 1.59% |
| 2008 | 2.273.336.000.000 | -5.11% |
| 2009 | 2.311.820.000.000 | 1.66% |
| 2010 | 2.760.917.000.000 | 16.27% |
| 2011 | 3.380.422.000.000 | 18.33% |
| 2012 | 3.679.731.000.000 | 8.13% |
| 2013 | 4.296.849.000.000 | 14.36% |
| 2014 | 4.788.162.000.000 | 10.26% |
| 2015 | 3.745.329.000.000 | -27.84% |
| 2016 | 4.091.891.000.000 | 8.47% |
| 2017 | 4.556.266.000.000 | 10.19% |
| 2018 | 5.120.875.000.000 | 11.03% |
| 2019 | 5.548.354.000.000 | 7.7% |
| 2020 | 5.583.989.000.000 | 0.64% |
| 2021 | 5.834.748.000.000 | 4.3% |
| 2022 | 5.667.544.000.000 | -2.95% |
| 2023 | 5.752.648.000.000 | 1.48% |
| 2023 | 5.962.891.000.000 | 3.53% |
| 2024 | 5.776.864.000.000 | -3.22% |
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.
| Year | EBITDA | Growth |
|---|---|---|
| 2005 | 8.042.332.000.000 | |
| 2006 | 10.401.505.000.000 | 22.68% |
| 2007 | 8.891.429.000.000 | -16.98% |
| 2008 | 8.648.641.000.000 | -2.81% |
| 2009 | 11.757.947.000.000 | 26.44% |
| 2010 | 12.602.140.000.000 | 6.7% |
| 2011 | 14.957.290.000.000 | 15.75% |
| 2012 | 16.340.794.000.000 | 8.47% |
| 2013 | 18.770.387.000.000 | 12.94% |
| 2014 | 24.436.513.000.000 | 23.19% |
| 2015 | 22.679.013.000.000 | -7.75% |
| 2016 | 28.089.804.000.000 | 19.26% |
| 2017 | 33.392.505.000.000 | 15.88% |
| 2018 | 38.650.220.000.000 | 13.6% |
| 2019 | 20.631.497.000.000 | -87.34% |
| 2020 | 7.647.830.000.000 | -169.77% |
| 2021 | 14.479.370.000.000 | 47.18% |
| 2022 | 38.105.470.000.000 | 62% |
| 2023 | 29.030.292.000.000 | -31.26% |
| 2023 | 27.747.510.000.000 | -4.62% |
| 2024 | 2.270.956.000.000 | -1121.84% |
Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.
| Year | Gross Profit | Growth |
|---|---|---|
| 2005 | 9.146.029.000.000 | |
| 2006 | 10.237.806.000.000 | 10.66% |
| 2007 | 11.597.147.000.000 | 11.72% |
| 2008 | 13.460.772.000.000 | 13.84% |
| 2009 | 15.428.153.000.000 | 12.75% |
| 2010 | 18.781.770.000.000 | 17.86% |
| 2011 | 20.797.289.000.000 | 9.69% |
| 2012 | 21.866.622.000.000 | 4.89% |
| 2013 | 26.361.493.000.000 | 17.05% |
| 2014 | 31.235.257.000.000 | 15.6% |
| 2015 | 36.152.903.000.000 | 13.6% |
| 2016 | 44.176.624.000.000 | 18.16% |
| 2017 | 48.583.878.000.000 | 9.07% |
| 2018 | 51.059.179.000.000 | 4.85% |
| 2019 | 54.118.750.000.000 | 5.65% |
| 2020 | 54.346.484.000.000 | 0.42% |
| 2021 | 57.073.869.000.000 | 4.78% |
| 2022 | 61.278.886.000.000 | 6.86% |
| 2023 | 72.487.140.000.000 | 15.46% |
| 2023 | 61.583.542.000.000 | -17.71% |
| 2024 | 84.602.216.000.000 | 27.21% |
Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.
| Year | Net Profit | Growth |
|---|---|---|
| 2005 | 1.417.104.000.000 | |
| 2006 | 1.928.565.000.000 | 26.52% |
| 2007 | 901.744.000.000 | -113.87% |
| 2008 | 1.225.905.000.000 | 26.44% |
| 2009 | 2.486.719.000.000 | 50.7% |
| 2010 | 4.103.198.000.000 | 39.4% |
| 2011 | 5.808.218.000.000 | 29.36% |
| 2012 | 7.046.145.000.000 | 17.57% |
| 2013 | 9.054.345.000.000 | 22.18% |
| 2014 | 10.782.628.000.000 | 16.03% |
| 2015 | 9.066.581.000.000 | -18.93% |
| 2016 | 11.338.748.000.000 | 20.04% |
| 2017 | 13.616.476.000.000 | 16.73% |
| 2018 | 15.015.118.000.000 | 9.31% |
| 2019 | 15.384.476.000.000 | 2.4% |
| 2020 | 3.280.403.000.000 | -368.98% |
| 2021 | 10.898.518.000.000 | 69.9% |
| 2022 | 18.312.054.000.000 | 40.48% |
| 2023 | 21.806.140.000.000 | 16.02% |
| 2023 | 20.909.476.000.000 | -4.29% |
| 2024 | 21.460.692.000.000 | 2.57% |
EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.
| Year | Earning per Share (EPS) | Growth |
|---|---|---|
| 2005 | 100 | |
| 2006 | 137 | 27.01% |
| 2007 | 61 | -128.33% |
| 2008 | 76 | 20% |
| 2009 | 163 | 53.99% |
| 2010 | 266 | 38.72% |
| 2011 | 312 | 14.74% |
| 2012 | 378 | 17.46% |
| 2013 | 486 | 22.22% |
| 2014 | 578 | 15.92% |
| 2015 | 487 | -18.69% |
| 2016 | 304 | -60.2% |
| 2017 | 365 | 16.71% |
| 2018 | 403 | 9.2% |
| 2019 | 412 | 2.43% |
| 2020 | 88 | -368.18% |
| 2021 | 293 | 69.86% |
| 2022 | 491 | 40.53% |
| 2023 | 0 | 0% |
| 2023 | 561 | 100% |
| 2024 | 576 | 2.43% |
Cashflow Statements
Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.
Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.
| Year | Free Cashflow | Growth |
|---|---|---|
| 2005 | -2.931.506.000.000 | |
| 2006 | 8.103.538.000.000 | 136.18% |
| 2007 | 9.723.146.000.000 | 16.66% |
| 2008 | -10.797.824.000.000 | 190.05% |
| 2009 | 640.370.000.000 | 1786.19% |
| 2010 | -14.788.922.000.000 | 104.33% |
| 2011 | 14.665.932.000.000 | 200.84% |
| 2012 | 5.814.347.000.000 | -152.24% |
| 2013 | -6.589.102.000.000 | 188.24% |
| 2014 | -1.976.639.000.000 | -233.35% |
| 2015 | 21.334.504.000.000 | 109.26% |
| 2016 | 13.250.542.000.000 | -61.01% |
| 2017 | 31.678.327.000.000 | 58.17% |
| 2018 | -6.219.274.000.000 | 609.36% |
| 2019 | -14.462.842.000.000 | 57% |
| 2020 | 72.980.484.000.000 | 119.82% |
| 2021 | 95.628.623.000.000 | 23.68% |
| 2022 | 17.511.310.000.000 | -446.1% |
| 2023 | -29.098.517.000.000 | 160.18% |
| 2023 | 8.037.804.000.000 | 462.02% |
| 2024 | -77.196.905.000.000 | 110.41% |
Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.
| Year | Operating Cashflow | Growth |
|---|---|---|
| 2005 | -2.701.484.000.000 | |
| 2006 | 8.645.667.000.000 | 131.25% |
| 2007 | 10.187.279.000.000 | 15.13% |
| 2008 | -10.334.295.000.000 | 198.58% |
| 2009 | 1.343.479.000.000 | 869.22% |
| 2010 | -14.154.127.000.000 | 109.49% |
| 2011 | 15.384.156.000.000 | 192% |
| 2012 | 6.948.459.000.000 | -121.4% |
| 2013 | -5.006.646.000.000 | 238.78% |
| 2014 | -610.370.000.000 | -720.26% |
| 2015 | 24.356.628.000.000 | 102.51% |
| 2016 | 15.422.131.000.000 | -57.93% |
| 2017 | 33.625.853.000.000 | 54.14% |
| 2018 | -4.274.095.000.000 | 886.74% |
| 2019 | -12.611.042.000.000 | 66.11% |
| 2020 | 74.253.924.000.000 | 116.98% |
| 2021 | 97.479.025.000.000 | 23.83% |
| 2022 | 19.952.835.000.000 | -388.55% |
| 2023 | -28.414.298.000.000 | 170.22% |
| 2023 | 10.392.864.000.000 | 373.4% |
| 2024 | -76.399.994.000.000 | 113.6% |
Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.
| Year | Capital Expenditure | Growth |
|---|---|---|
| 2005 | 230.022.000.000 | |
| 2006 | 542.129.000.000 | 57.57% |
| 2007 | 464.133.000.000 | -16.8% |
| 2008 | 463.529.000.000 | -0.13% |
| 2009 | 703.109.000.000 | 34.07% |
| 2010 | 634.795.000.000 | -10.76% |
| 2011 | 718.224.000.000 | 11.62% |
| 2012 | 1.134.112.000.000 | 36.67% |
| 2013 | 1.582.456.000.000 | 28.33% |
| 2014 | 1.366.269.000.000 | -15.82% |
| 2015 | 3.022.124.000.000 | 54.79% |
| 2016 | 2.171.589.000.000 | -39.17% |
| 2017 | 1.947.526.000.000 | -11.51% |
| 2018 | 1.945.179.000.000 | -0.12% |
| 2019 | 1.851.800.000.000 | -5.04% |
| 2020 | 1.273.440.000.000 | -45.42% |
| 2021 | 1.850.402.000.000 | 31.18% |
| 2022 | 2.441.525.000.000 | 24.21% |
| 2023 | 684.219.000.000 | -256.83% |
| 2023 | 2.355.060.000.000 | 70.95% |
| 2024 | 796.911.000.000 | -195.52% |
Balance Sheet
Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.
Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.
| Year | Equity | Growth |
|---|---|---|
| 2005 | 11.921.219.000.000 | |
| 2006 | 14.818.920.000.000 | 19.55% |
| 2007 | 17.247.195.000.000 | 14.08% |
| 2008 | 15.461.726.000.000 | -11.55% |
| 2009 | 19.174.522.000.000 | 19.36% |
| 2010 | 33.149.525.000.000 | 42.16% |
| 2011 | 37.843.024.000.000 | 12.4% |
| 2012 | 43.525.291.000.000 | 13.06% |
| 2013 | 47.683.505.000.000 | 8.72% |
| 2014 | 61.021.308.000.000 | 21.86% |
| 2015 | 78.438.222.000.000 | 22.2% |
| 2016 | 89.254.000.000.000 | 12.12% |
| 2017 | 100.903.304.000.000 | 11.55% |
| 2018 | 110.373.789.000.000 | 8.58% |
| 2019 | 125.003.948.000.000 | 11.7% |
| 2020 | 112.872.199.000.000 | -10.75% |
| 2021 | 126.519.977.000.000 | 10.79% |
| 2022 | 140.197.662.000.000 | 9.76% |
| 2023 | 147.217.546.000.000 | 4.77% |
| 2023 | 154.732.520.000.000 | 4.86% |
| 2024 | 154.072.019.000.000 | -0.43% |
Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.
| Year | Assets | Growth |
|---|---|---|
| 2005 | 147.812.206.000.000 | |
| 2006 | 169.415.573.000.000 | 12.75% |
| 2007 | 183.341.611.000.000 | 7.6% |
| 2008 | 201.741.069.000.000 | 9.12% |
| 2009 | 227.496.967.000.000 | 11.32% |
| 2010 | 248.580.529.000.000 | 8.48% |
| 2011 | 299.058.161.000.000 | 16.88% |
| 2012 | 333.303.506.000.000 | 10.27% |
| 2013 | 386.654.815.000.000 | 13.8% |
| 2014 | 416.573.708.000.000 | 7.18% |
| 2015 | 508.595.288.000.000 | 18.09% |
| 2016 | 603.031.880.000.000 | 15.66% |
| 2017 | 709.330.084.000.000 | 14.99% |
| 2018 | 808.572.011.000.000 | 12.27% |
| 2019 | 845.605.208.000.000 | 4.38% |
| 2020 | 891.337.425.000.000 | 5.13% |
| 2021 | 964.837.692.000.000 | 7.62% |
| 2022 | 1.029.836.868.000.000 | 6.31% |
| 2023 | 1.009.308.655.000.000 | -2.03% |
| 2023 | 1.086.663.986.000.000 | 7.12% |
| 2024 | 1.072.454.158.000.000 | -1.32% |
Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.
| Year | Liabilities | Growth |
|---|---|---|
| 2005 | 135.890.987.000.000 | |
| 2006 | 154.596.653.000.000 | 12.1% |
| 2007 | 166.094.416.000.000 | 6.92% |
| 2008 | 186.279.343.000.000 | 10.84% |
| 2009 | 208.322.445.000.000 | 10.58% |
| 2010 | 215.431.004.000.000 | 3.3% |
| 2011 | 261.215.137.000.000 | 17.53% |
| 2012 | 289.778.215.000.000 | 9.86% |
| 2013 | 338.971.310.000.000 | 14.51% |
| 2014 | 355.552.400.000.000 | 4.66% |
| 2015 | 430.157.066.000.000 | 17.34% |
| 2016 | 513.777.880.000.000 | 16.28% |
| 2017 | 608.426.780.000.000 | 15.56% |
| 2018 | 698.198.222.000.000 | 12.86% |
| 2019 | 720.601.260.000.000 | 3.11% |
| 2020 | 778.465.226.000.000 | 7.43% |
| 2021 | 838.317.715.000.000 | 7.14% |
| 2022 | 889.639.206.000.000 | 5.77% |
| 2023 | 862.091.109.000.000 | -3.2% |
| 2023 | 931.931.466.000.000 | 7.49% |
| 2024 | 918.382.139.000.000 | -1.48% |
PT Bank Negara Indonesia (Persero) Tbk Financial Ratio (TTM)
Valuation Metrics
- Revenue per Share
- 2039.86
- Net Income per Share
- 571.3
- Price to Earning Ratio
- 9.36x
- Price To Sales Ratio
- 2.62x
- POCF Ratio
- -3.31
- PFCF Ratio
- -3.19
- Price to Book Ratio
- 1.33
- EV to Sales
- 2.52
- EV Over EBITDA
- 12.51
- EV to Operating CashFlow
- -3.18
- EV to FreeCashFlow
- -3.06
- Earnings Yield
- 0.11
- FreeCashFlow Yield
- -0.31
- Market Cap
- 199.541 Bil.
- Enterprise Value
- 191.552 Bil.
- Graham Number
- 7178.76
- Graham NetNet
- -25435.85
Income Statement Metrics
- Net Income per Share
- 571.3
- Income Quality
- -2.83
- ROE
- 0.15
- Return On Assets
- 0.02
- Return On Capital Employed
- 0.04
- Net Income per EBT
- 0.84
- EBT Per Ebit
- 1.38
- Ebit per Revenue
- 0.24
- Effective Tax Rate
- 0.17
Margins
- Sales, General, & Administrative to Revenue
- 0.08
- Research & Developement to Revenue
- 0
- Stock Based Compensation to Revenue
- 0
- Gross Profit Margin
- 1
- Operating Profit Margin
- 0.24
- Pretax Profit Margin
- 0.34
- Net Profit Margin
- 0.28
Dividends
- Dividend Yield
- 0.05
- Dividend Yield %
- 5.24
- Payout Ratio
- 0.49
- Dividend Per Share
- 280.5
Operating Metrics
- Operating Cashflow per Share
- -1616.12
- Free CashFlow per Share
- -1677.35
- Capex to Operating CashFlow
- -0.04
- Capex to Revenue
- 0.03
- Capex to Depreciation
- 0.97
- Return on Invested Capital
- 0.06
- Return on Tangible Assets
- 0.02
- Days Sales Outstanding
- 139.61
- Days Payables Outstanding
- 0
- Days of Inventory on Hand
- 0
- Receivables Turnover
- 2.61
- Payables Turnover
- 0
- Inventory Turnover
- 0
- Capex per Share
- 61.23
Balance Sheet
- Cash per Share
- -1.995,27
- Book Value per Share
- 4.132,59
- Tangible Book Value per Share
- 4112.64
- Shareholders Equity per Share
- 4009.15
- Interest Debt per Share
- 3215.71
- Debt to Equity
- 0.64
- Debt to Assets
- 0.09
- Net Debt to EBITDA
- -0.52
- Current Ratio
- 0.26
- Tangible Asset Value
- 153.328 Bil.
- Net Current Asset Value
- -758.263 Bil.
- Invested Capital
- -4.27112937E+14
- Working Capital
- -455.566 Bil.
- Intangibles to Total Assets
- 0
- Average Receivables
- 30.068 Bil.
- Average Payables
- 993 Bil.
- Average Inventory
- -29044797000000
- Debt to Market Cap
- 0.48
Dividends
Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.
| Year | Dividends | Growth |
|---|---|---|
| 2004 | 24 | |
| 2005 | 118 | 80.51% |
| 2006 | 53 | -122.64% |
| 2007 | 73 | 26.39% |
| 2008 | 29 | -148.28% |
| 2009 | 17 | -81.25% |
| 2010 | 47 | 65.96% |
| 2011 | 66 | 27.69% |
| 2012 | 62 | -4.84% |
| 2013 | 113 | 45.13% |
| 2014 | 146 | 22.07% |
| 2015 | 145 | -0.69% |
| 2016 | 123 | -18.03% |
| 2017 | 213 | 42.45% |
| 2018 | 256 | 16.86% |
| 2019 | 201 | -26.87% |
| 2020 | 206 | 2.43% |
| 2021 | 44 | -368.18% |
| 2022 | 146 | 69.86% |
| 2023 | 393 | 62.76% |
| 2024 | 280 | -40% |
PT Bank Negara Indonesia (Persero) Tbk Profile
About PT Bank Negara Indonesia (Persero) Tbk
PT Bank Negara Indonesia (Persero) Tbk, together with its subsidiaries, provides various banking products and services in Indonesia, the United States, Europe, and Asia. The company offers current, savings, and money market accounts, and time deposit products. It also provides credit facilities for the purchase of houses, villas, apartments, condominiums, home shops, home offices, and land plots, as well as for construction/renovation, top-up, and refinancing; and pension loans. In addition, the company offers debit and credit cards; SMS, Internet, and phone banking services, as well as automated teller machines; treasury services; transactional banking products, such as payment, collection, liquidity, and information management services; small and long-term loans, which include working capital credit, investment credit, bank guarantee, local letter of credit, and letter of credit; and customer analysis and portfolio management services. Further, it provides facilities for foreign exchange services; investment products, such as government, retail, and company bonds; transaction derivatives; BNIFX, a web-based digital platform to conduct non-physical forex transactions directly with BNI treasury dealers; local currency settlement; and trade finance services, which include export and import LC and non-LC, standby letter of credit, bill collection financing, open account financing, and BNI Trade Online, a digital service to submit requests for trade transactions online. The company serves agriculture, telecommunication, food and beverage, oil and gas, mining, chemicals, construction, electricity, and wholesale and retail. As of December 31, 2021, the company operated 195 domestic branches, 1,097 sub-branches, and 874 other outlets, as well as 5 overseas branches located in Singapore, Hong Kong, Tokyo, London, and Seoul; and 1 representative office in New York. PT Bank Negara Indonesia (Persero) Tbk was founded in 1946 and is headquartered in Jakarta Pusat, Indonesia.
- CEO
- Mr. Royke Tumilaar
- Employee
- 27.564
- Address
-
Gedung Grha BNI
Jakarta Pusat, 10220
PT Bank Negara Indonesia (Persero) Tbk Executives & BODs
| # | Name | Age |
|---|---|---|
| 1 |
Ms. Ayu Sari Wulandari Head of Data & Analytics Management Division |
70 |
| 2 |
Mr. - Johansyah Head of Legal Division |
70 |
| 3 |
Mr. - Efrizal Head of Sales Division |
70 |
| 4 |
Mr. Arom Mucharom M.M., S.E. Head of Communications Division |
70 |
| 5 |
Ms. Dhias Widhiyati Head of SME Business Division |
70 |
| 6 |
Ms. Novita Widya Anggraini MD of Finance, Chief Financial Officer & Director |
70 |
| 7 |
Mr. Mucharom Hadi Prayitno MD of Human Capital & Compliance and Director |
70 |
| 8 |
Mr. Royke Tumilaar President Director & Chief Executive Officer |
70 |
| 9 |
Mr. Toto Prasetio MD of Technology & Operations and Director |
70 |
| 10 |
Mr. Yohan Y. Setio C.F.A. Head of Investor Relations Division & Acting Chief of Economist |
70 |
PT Bank Negara Indonesia (Persero) Tbk Competitors
