BMRI.JK
PT Bank Mandiri (Persero) Tbk
BMRI.JK
(3.0)6.325 IDR
2.5% ROA
22.57% ROE
11.71x PER
653.730.000.000.000 IDR
84.68% DER
5% Yield
36.32% NPM
PT Bank Mandiri (Persero) Tbk Stock Analysis
PT Bank Mandiri (Persero) Tbk Fundamental Analysis
Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.
# | Analysis | Rating |
---|---|---|
1 |
ROE
ROE surpassing expectations (21.52%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect. |
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2 |
Assets Growth
Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity. |
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3 |
Dividend
Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders. |
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4 |
ROA
The stock's ROA (2.48%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits. |
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5 |
DER
The stock has a reasonable amount of debt compared to its ownership (57%), suggesting a balanced financial position and a moderate level of risk. |
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6 |
Revenue Growth
With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity |
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7 |
Net Profit Growth
Over the last three years, this company has consistently achieved net profit growth, indicating a favorable financial performance and making it an attractive investment option. |
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8 |
Dividend Growth
With a history of consistent dividend increases over the last three years, the company has proven to be a reliable choice for investors seeking reliable income. |
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9 |
Buffet Intrinsic Value
The company's stock seems undervalued (10.175) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price. |
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10 |
PBV
The stock's elevated P/BV ratio (7.54x) raises concerns about its overvaluation, making it an imprudent choice for investors seeking value. |
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11 |
Graham Number
The company's Graham number suggests that its stock price is overestimated, implying that it may not be a promising investment opportunity. |
PT Bank Mandiri (Persero) Tbk Technical Analysis
Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.
# | Analysis | Recommendation |
---|---|---|
1 | Awesome Oscillator | Hold |
2 | MACD | Buy |
3 | RSI | Hold |
4 | Stoch RSI | Sell |
PT Bank Mandiri (Persero) Tbk Price Chart
Financial Statements
Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.
Income Statements
An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.
Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.
Year | Revenue | Growth |
---|---|---|
2005 | 12.590.018.000.000 | |
2006 | 13.244.873.000.000 | 4.94% |
2007 | 32.333.000.000.000 | 59.04% |
2008 | 39.824.000.000.000 | 18.81% |
2009 | 22.442.230.000.000 | -77.45% |
2010 | 28.879.986.000.000 | 22.29% |
2011 | 35.761.464.000.000 | 19.24% |
2012 | 42.597.635.000.000 | 16.05% |
2013 | 49.898.372.000.000 | 14.63% |
2014 | 59.837.807.000.000 | 16.61% |
2015 | 68.892.779.000.000 | 13.14% |
2016 | 76.368.820.000.000 | 9.79% |
2017 | 79.923.933.000.000 | 4.45% |
2018 | 85.813.505.000.000 | 6.86% |
2019 | 91.162.211.000.000 | 5.87% |
2020 | 91.988.738.000.000 | 0.9% |
2021 | 112.603.721.000.000 | 18.31% |
2022 | 22.056.000.000 | -510435.55% |
2023 | 125.469.980.000.000 | 99.98% |
2023 | 123.235.528.000.000 | -1.81% |
2024 | 184.016.652.000.000 | 33.03% |
Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.
Year | Research and Development Expenses | Growth |
---|---|---|
2005 | 0 | |
2006 | 0 | 0% |
2007 | 0 | 0% |
2008 | 0 | 0% |
2009 | 0 | 0% |
2010 | 0 | 0% |
2011 | 0 | 0% |
2012 | 0 | 0% |
2013 | 0 | 0% |
2014 | 0 | 0% |
2015 | 0 | 0% |
2016 | 0 | 0% |
2017 | 0 | 0% |
2018 | 0 | 0% |
2019 | 0 | 0% |
2020 | 0 | 0% |
2021 | 0 | 0% |
2022 | 0 | 0% |
2023 | 0 | 0% |
2023 | 0 | 0% |
2024 | 0 | 0% |
General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.
Year | General and Administrative Expenses | Growth |
---|---|---|
2005 | 3.080.079.000.000 | |
2006 | 3.250.893.000.000 | 5.25% |
2007 | 3.409.000.000.000 | 4.64% |
2008 | 3.862.000.000.000 | 11.73% |
2009 | 4.324.893.000.000 | 10.7% |
2010 | 5.467.972.000.000 | 20.9% |
2011 | 6.577.643.000.000 | 16.87% |
2012 | 5.512.389.000.000 | -19.32% |
2013 | 6.722.378.000.000 | 18% |
2014 | 7.944.420.000.000 | 15.38% |
2015 | 8.632.864.000.000 | 7.97% |
2016 | 9.199.153.000.000 | 6.16% |
2017 | 10.363.779.000.000 | 11.24% |
2018 | 11.502.824.000.000 | 9.9% |
2019 | 12.144.113.000.000 | 5.28% |
2020 | 11.367.283.000.000 | -6.83% |
2021 | 13.390.928.000.000 | 15.11% |
2022 | 14.058.159.000.000 | 4.75% |
2023 | 14.501.964.000.000 | 3.06% |
2023 | 14.342.877.000.000 | -1.11% |
2024 | 12.933.196.000.000 | -10.9% |
EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.
Year | EBITDA | Growth |
---|---|---|
2005 | 13.277.058.000.000 | |
2006 | 18.747.066.000.000 | 29.18% |
2007 | 17.476.000.000.000 | -7.27% |
2008 | 20.119.000.000.000 | 13.14% |
2009 | 26.645.923.000.000 | 24.5% |
2010 | 28.385.203.000.000 | 6.13% |
2011 | 32.016.231.000.000 | 11.34% |
2012 | 35.695.126.000.000 | 10.31% |
2013 | 41.821.347.000.000 | 14.65% |
2014 | 49.886.424.000.000 | 16.17% |
2015 | 53.249.409.000.000 | 6.32% |
2016 | 44.371.379.000.000 | -20.01% |
2017 | 52.818.846.000.000 | 15.99% |
2018 | 58.634.370.000.000 | 9.92% |
2019 | 37.527.401.000.000 | -56.24% |
2020 | 26.465.860.000.000 | -41.8% |
2021 | 39.393.427.000.000 | 32.82% |
2022 | 77.620.252.000.000 | 49.25% |
2023 | 74.465.248.000.000 | -4.24% |
2023 | 74.259.970.000.000 | -0.28% |
2024 | -5.193.832.000.000 | 1529.77% |
Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.
Year | Gross Profit | Growth |
---|---|---|
2005 | 12.590.018.000.000 | |
2006 | 13.244.873.000.000 | 4.94% |
2007 | 32.333.000.000.000 | 59.04% |
2008 | 39.824.000.000.000 | 18.81% |
2009 | 22.442.230.000.000 | -77.45% |
2010 | 28.879.986.000.000 | 22.29% |
2011 | 35.761.464.000.000 | 19.24% |
2012 | 41.381.008.000.000 | 13.58% |
2013 | 48.745.596.000.000 | 15.11% |
2014 | 55.550.915.000.000 | 12.25% |
2015 | 62.482.956.000.000 | 11.09% |
2016 | 73.124.074.000.000 | 14.55% |
2017 | 76.270.175.000.000 | 4.12% |
2018 | 83.664.004.000.000 | 8.84% |
2019 | 91.162.211.000.000 | 8.23% |
2020 | 91.988.738.000.000 | 0.9% |
2021 | 112.603.721.000.000 | 18.31% |
2022 | 22.056.000.000 | -510435.55% |
2023 | 125.469.980.000.000 | 99.98% |
2023 | 123.235.528.000.000 | -1.81% |
2024 | 184.016.652.000.000 | 33.03% |
Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.
Year | Net Profit | Growth |
---|---|---|
2005 | 604.531.000.000 | |
2006 | 2.422.472.000.000 | 75.04% |
2007 | 4.347.000.000.000 | 44.27% |
2008 | 6.082.000.000.000 | 28.53% |
2009 | 7.198.488.000.000 | 15.51% |
2010 | 9.369.226.000.000 | 23.17% |
2011 | 12.246.044.000.000 | 23.49% |
2012 | 15.504.067.000.000 | 21.01% |
2013 | 18.203.753.000.000 | 14.83% |
2014 | 19.871.873.000.000 | 8.39% |
2015 | 20.334.968.000.000 | 2.28% |
2016 | 13.806.565.000.000 | -47.28% |
2017 | 20.639.683.000.000 | 33.11% |
2018 | 25.015.021.000.000 | 17.49% |
2019 | 27.482.133.000.000 | 8.98% |
2020 | 16.799.515.000.000 | -63.59% |
2021 | 28.028.155.000.000 | 40.06% |
2022 | 41.170.637.000.000 | 31.92% |
2023 | 55.326.624.000.000 | 25.59% |
2023 | 55.060.057.000.000 | -0.48% |
2024 | 55.393.848.000.000 | 0.6% |
EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.
Year | Earning per Share (EPS) | Growth |
---|---|---|
2005 | 7 | |
2006 | 29 | 75.86% |
2007 | 52 | 43.14% |
2008 | 63 | 17.74% |
2009 | 84 | 26.19% |
2010 | 108 | 22.22% |
2011 | 132 | 18.18% |
2012 | 166 | 20.48% |
2013 | 195 | 14.87% |
2014 | 213 | 8.02% |
2015 | 218 | 2.3% |
2016 | 148 | -47.62% |
2017 | 221 | 33.48% |
2018 | 268 | 17.54% |
2019 | 294 | 8.84% |
2020 | 180 | -63.33% |
2021 | 301 | 40% |
2022 | 441 | 31.97% |
2023 | 0 | 0% |
2023 | 590 | 100% |
2024 | 594 | 0.67% |
Cashflow Statements
Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.
Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.
Year | Free Cashflow | Growth |
---|---|---|
2005 | 9.142.281.000.000 | |
2006 | 11.976.543.000.000 | 23.67% |
2009 | 11.708.620.000.000 | -2.29% |
2010 | 41.081.814.000.000 | 71.5% |
2011 | 18.899.770.000.000 | -117.37% |
2012 | 6.878.132.000.000 | -174.78% |
2013 | 10.709.354.000.000 | 35.77% |
2014 | 18.135.353.000.000 | 40.95% |
2015 | 8.492.578.000.000 | -113.54% |
2016 | 38.951.431.000.000 | 78.2% |
2017 | 2.277.342.000.000 | -1610.39% |
2018 | -35.256.484.000.000 | 106.46% |
2019 | 19.133.294.000.000 | 284.27% |
2020 | 96.836.173.000.000 | 80.24% |
2021 | 125.298.678.000.000 | 22.72% |
2022 | 93.499.583.000.000 | -34.01% |
2023 | -76.517.163.000.000 | 222.19% |
2023 | -16.327.030.000.000 | -368.65% |
2024 | 5.671.457.000.000 | 387.88% |
Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.
Year | Operating Cashflow | Growth |
---|---|---|
2005 | 9.553.788.000.000 | |
2006 | 12.240.390.000.000 | 21.95% |
2009 | 12.360.087.000.000 | 0.97% |
2010 | 42.109.002.000.000 | 70.65% |
2011 | 20.440.640.000.000 | -106.01% |
2012 | 8.798.671.000.000 | -132.32% |
2013 | 12.733.517.000.000 | 30.9% |
2014 | 21.091.691.000.000 | 39.63% |
2015 | 10.201.454.000.000 | -106.75% |
2016 | 41.521.119.000.000 | 75.43% |
2017 | 4.952.703.000.000 | -738.35% |
2018 | -31.962.470.000.000 | 115.5% |
2019 | 23.967.890.000.000 | 233.36% |
2020 | 102.060.837.000.000 | 76.52% |
2021 | 129.892.493.000.000 | 21.43% |
2022 | 100.726.048.000.000 | -28.96% |
2023 | -69.622.480.000.000 | 244.67% |
2023 | -14.844.210.000.000 | -369.02% |
2024 | 7.011.833.000.000 | 311.7% |
Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.
Year | Capital Expenditure | Growth |
---|---|---|
2005 | 411.507.000.000 | |
2006 | 263.847.000.000 | -55.96% |
2009 | 651.467.000.000 | 59.5% |
2010 | 1.027.188.000.000 | 36.58% |
2011 | 1.540.870.000.000 | 33.34% |
2012 | 1.920.539.000.000 | 19.77% |
2013 | 2.024.163.000.000 | 5.12% |
2014 | 2.956.338.000.000 | 31.53% |
2015 | 1.708.876.000.000 | -73% |
2016 | 2.569.688.000.000 | 33.5% |
2017 | 2.675.361.000.000 | 3.95% |
2018 | 3.294.014.000.000 | 18.78% |
2019 | 4.834.596.000.000 | 31.87% |
2020 | 5.224.664.000.000 | 7.47% |
2021 | 4.593.815.000.000 | -13.73% |
2022 | 7.226.465.000.000 | 36.43% |
2023 | 6.894.683.000.000 | -4.81% |
2023 | 1.482.820.000.000 | -364.97% |
2024 | 1.340.376.000.000 | -10.63% |
Balance Sheet
Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.
Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.
Year | Equity | Growth |
---|---|---|
2005 | 23.219.103.000.000 | |
2006 | 26.345.846.000.000 | 11.87% |
2007 | 29.244.000.000.000 | 9.91% |
2008 | 30.514.000.000.000 | 4.16% |
2009 | 35.298.263.000.000 | 13.55% |
2010 | 42.070.036.000.000 | 16.1% |
2011 | 62.654.408.000.000 | 32.85% |
2012 | 76.532.865.000.000 | 18.13% |
2013 | 88.790.596.000.000 | 13.81% |
2014 | 104.844.562.000.000 | 15.31% |
2015 | 119.491.841.000.000 | 12.26% |
2016 | 153.369.723.000.000 | 22.09% |
2017 | 170.006.132.000.000 | 9.79% |
2018 | 184.960.305.000.000 | 8.09% |
2019 | 209.034.525.000.000 | 11.52% |
2020 | 193.796.083.000.000 | -7.86% |
2021 | 222.111.282.000.000 | 12.75% |
2022 | 252.245.455.000.000 | 11.95% |
2023 | 287.494.962.000.000 | 12.26% |
2023 | 268.603.940.000.000 | -7.03% |
2024 | 282.332.541.000.000 | 4.86% |
Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.
Year | Assets | Growth |
---|---|---|
2005 | 263.383.348.000.000 | |
2006 | 267.517.192.000.000 | 1.55% |
2007 | 319.086.000.000.000 | 16.16% |
2008 | 358.439.000.000.000 | 10.98% |
2009 | 394.616.604.000.000 | 9.17% |
2010 | 449.774.551.000.000 | 12.26% |
2011 | 551.891.704.000.000 | 18.5% |
2012 | 635.618.708.000.000 | 13.17% |
2013 | 733.099.762.000.000 | 13.3% |
2014 | 855.039.673.000.000 | 14.26% |
2015 | 910.063.409.000.000 | 6.05% |
2016 | 1.038.706.009.000.000 | 12.38% |
2017 | 1.124.700.847.000.000 | 7.65% |
2018 | 1.202.252.094.000.000 | 6.45% |
2019 | 1.318.246.335.000.000 | 8.8% |
2020 | 1.429.334.484.000.000 | 7.77% |
2021 | 1.725.611.128.000.000 | 17.17% |
2022 | 1.992.544.687.000.000 | 13.4% |
2023 | 2.174.219.449.000.000 | 8.36% |
2023 | 2.006.939.146.000.000 | -8.34% |
2024 | 2.258.086.703.000.000 | 11.12% |
Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.
Year | Liabilities | Growth |
---|---|---|
2005 | 240.164.245.000.000 | |
2006 | 241.171.346.000.000 | 0.42% |
2007 | 289.842.000.000.000 | 16.79% |
2008 | 327.925.000.000.000 | 11.61% |
2009 | 359.318.341.000.000 | 8.74% |
2010 | 407.704.515.000.000 | 11.87% |
2011 | 489.237.296.000.000 | 16.67% |
2012 | 559.085.843.000.000 | 12.49% |
2013 | 644.309.166.000.000 | 13.23% |
2014 | 750.195.111.000.000 | 14.11% |
2015 | 790.571.568.000.000 | 5.11% |
2016 | 885.336.286.000.000 | 10.7% |
2017 | 954.694.715.000.000 | 7.26% |
2018 | 1.017.291.789.000.000 | 6.15% |
2019 | 1.109.211.810.000.000 | 8.29% |
2020 | 1.235.538.401.000.000 | 10.22% |
2021 | 1.503.499.846.000.000 | 17.82% |
2022 | 1.740.299.232.000.000 | 13.61% |
2023 | 146.178.394.000.000 | -1090.53% |
2023 | 1.738.335.206.000.000 | 91.59% |
2024 | 1.975.754.162.000.000 | 12.02% |
PT Bank Mandiri (Persero) Tbk Financial Ratio (TTM)
Valuation Metrics
- Revenue per Share
- 1663.33
- Net Income per Share
- 604.06
- Price to Earning Ratio
- 11.71x
- Price To Sales Ratio
- 4.21x
- POCF Ratio
- 11.36
- PFCF Ratio
- 12.95
- Price to Book Ratio
- 2.6
- EV to Sales
- 4.23
- EV Over EBITDA
- 17.55
- EV to Operating CashFlow
- 11.29
- EV to FreeCashFlow
- 13
- Earnings Yield
- 0.09
- FreeCashFlow Yield
- 0.08
- Market Cap
- 653.730 Bil.
- Enterprise Value
- 656.083 Bil.
- Graham Number
- 6085.99
- Graham NetNet
- -20625.64
Income Statement Metrics
- Net Income per Share
- 604.06
- Income Quality
- 1.03
- ROE
- 0.23
- Return On Assets
- 0.02
- Return On Capital Employed
- 0.08
- Net Income per EBT
- 0.73
- EBT Per Ebit
- 1.03
- Ebit per Revenue
- 0.48
- Effective Tax Rate
- 0.2
Margins
- Sales, General, & Administrative to Revenue
- 0.1
- Research & Developement to Revenue
- 0
- Stock Based Compensation to Revenue
- 0
- Gross Profit Margin
- 0.9
- Operating Profit Margin
- 0.48
- Pretax Profit Margin
- 0.5
- Net Profit Margin
- 0.36
Dividends
- Dividend Yield
- 0.05
- Dividend Yield %
- 5
- Payout Ratio
- 0.59
- Dividend Per Share
- 353.96
Operating Metrics
- Operating Cashflow per Share
- 622.53
- Free CashFlow per Share
- 540.83
- Capex to Operating CashFlow
- 0.13
- Capex to Revenue
- 0.05
- Capex to Depreciation
- 1.65
- Return on Invested Capital
- 0.13
- Return on Tangible Assets
- 0.03
- Days Sales Outstanding
- 129.93
- Days Payables Outstanding
- 27.68
- Days of Inventory on Hand
- -3111.14
- Receivables Turnover
- 2.81
- Payables Turnover
- 13.19
- Inventory Turnover
- -0.12
- Capex per Share
- 81.7
Balance Sheet
- Cash per Share
- 790,25
- Book Value per Share
- 3.024,99
- Tangible Book Value per Share
- 2963.4
- Shareholders Equity per Share
- 2725.22
- Interest Debt per Share
- 2692.79
- Debt to Equity
- 0.85
- Debt to Assets
- 0.1
- Net Debt to EBITDA
- 0.06
- Current Ratio
- 0.23
- Tangible Asset Value
- 276.584 Bil.
- Net Current Asset Value
- -1.686.282 Bil.
- Invested Capital
- -9.23344112E+14
- Working Capital
- -987.666 Bil.
- Intangibles to Total Assets
- 0
- Average Receivables
- 55.547 Bil.
- Average Payables
- 1.329 Bil.
- Average Inventory
- -1.29442708E+14
- Debt to Market Cap
- 0.33
Dividends
Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.
Year | Dividends | Growth |
---|---|---|
2003 | 50 | |
2004 | 125 | 60% |
2005 | 70 | -78.57% |
2006 | 15 | -400% |
2007 | 70 | 80% |
2008 | 187 | 62.57% |
2009 | 108 | -74.77% |
2010 | 120 | 10.08% |
2011 | 121 | 0.83% |
2012 | 105 | -15.38% |
2013 | 199 | 47.74% |
2014 | 234 | 14.96% |
2015 | 213 | -10.38% |
2016 | 261 | 18.77% |
2017 | 266 | 1.88% |
2018 | 597 | 55.44% |
2019 | 241 | -147.72% |
2020 | 353 | 31.73% |
2021 | 220 | -60.45% |
2022 | 361 | 38.89% |
2023 | 529 | 31.95% |
2024 | 354 | -49.86% |
PT Bank Mandiri (Persero) Tbk Profile
About PT Bank Mandiri (Persero) Tbk
PT Bank Mandiri (Persero) Tbk provides various banking products and services to individuals and businesses in Indonesia, Singapore, Hong Kong, Timor Leste, Shanghai, Malaysia, the United Kingdom, and the Cayman Islands. It offers savings and current accounts, time deposits, demand deposits, and foreign currency savings and current accounts; motorcycle loans, mortgage loan, and housing loans, as well as loans for various purposes, such as education, home renovation, marriage, health, and other needs for individuals; and working capital loans, investment loans, people's business loans, syndicated loans, and micro business loans for businesses. The company also provides investment products comprising mutual funds, stocks, and bond trading; life, health, and general insurance products; credit, debit, and corporate cards; e-banking services; digital lending; cash management services; trade finance services, value chain, supply chain management, global and domestic trade, export and import, standby letter of credit, and bank guarantee, as well as spot and forex services; custodial services; treasury services, including cash transaction/liquidity, hedging, and investment products; trust services comprising trustee, paying agent, security agent, escrow agent, monitoring agent, and receiving bank services; and money transfer, remittance services, and venture capital financing. As of 31 December 2021, it operated 2,609 branches, including 137 branch offices, 2,465 sub-branch offices, and 7 overseas branch offices; and 13,087 ATM facilities. The company was founded in 1998 and is headquartered in Jakarta, Indonesia.
- CEO
- Mr. Darmawan Junaidi
- Employee
- 38.769
- Address
-
Plaza Mandiri
Jakarta, 12190
PT Bank Mandiri (Persero) Tbk Executives & BODs
# | Name | Age |
---|---|---|
1 |
Mr. Aquarius Rudianto Director of Network & Retail Banking and Director |
70 |
2 |
Mr. Toni Eko Boy Subari Director of Operation & Director |
70 |
3 |
Mr. Sigit Prastowo Director of Finance & Strategies and Director |
70 |
4 |
Mr. Laurensius Teiseran Group Head of Investor Relation |
70 |
5 |
Mr. Riduan Ahmad Director of Corporate Banking & Director |
70 |
6 |
Mr. Darmawan Junaidi President Director |
70 |
7 |
Mr. Rohan Hafas Director of Institutional Relations & Director |
70 |
8 |
Ms. Alexandra Askandar Vice President Director |
70 |
9 |
Dedy Teguh Krisnawan Group Head of Legal |
70 |
10 |
Mr. Agus Dwi Handaya Director of Compliance & Human Resources and Director |
70 |