BIC.VN BIDV Insurance Corp

Financial Services Insurance - Diversified Vietnam Stocks
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18,600 VND
Close of Oct 30, 2026
18,600 25,180
Market cap
VND 3.80T
P/E
8.5x
P/B
1.08x
ROE
12.1%
Dividend yield
4.76%
Fundamental score
3.8/5

Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.

Is BIC.VN undervalued?

Graham number
Price18,600
Graham value29,245
Discount36.4%

BIC.VN trades 36.4% below its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

BIDV Insurance Corp fundamental analysis

15 of 18 checks passed

ROE 1/2

Moderate return on equity (12.1%), between 10% and 20%.

ROA 1/1

Return on assets (4.2%) is above the industry median (3.6%).

Profit Consistency 2/2

Profitable for 7 consecutive years.

Earnings Growth 5Y 1/1

Earnings per share grew over the past 5 years.

Earnings Acceleration 0/1

Last year's EPS growth (-36.5%) is not above the 5-year average (1.4% a year).

Earnings Growth vs Industry 0/1

Last year's EPS growth (-36.5%) is below the industry median (17.5%).

Revenue Growth 2/2

Revenue grew 14.0% a year over the past 3 years.

Leverage 2/2

Total assets are 2.8x equity, within a prudent level for a financial company.

Equity Growth 1/1

Shareholders' equity grew over the past 5 years.

PE vs Market 1/1

PE (8.5x) is below the market median (11.2x).

PE vs Industry 1/1

PE (8.5x) is below the industry median (11.2x).

PBV 1/1

Price to book (1.1x) is below the industry median (1.2x).

Graham Number 1/1

The price is below the Graham number (PE x PB = 9.3, limit 22.5).

PEG 0/1

PEG on 5-year earnings growth is 6.25, above 1.

Dividend Yield 1/2

Dividend yield (4.8%) is above the bottom 25% of dividend payers in the market.

Dividend Stability 1/2

Dividends paid without a cut of more than 10% for 5 years.

Dividend Growth 1/1

Dividends paid grew over the past 5 years.

Payout Ratio 1/1

Payout ratio is 33.3%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

BIDV Insurance Corp stock price

Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.

About BIDV Insurance Corp

Bank for Investment and Development of Vietnam Insurance Joint Stock Corporation engages in non-life insurance, reinsurance, financial investment, and other activities in Vietnam. The company provides health insurance, including combined personal, BIC care, worker's compensation, and 24/24 personal accident insurance products; travel and international travel insurance products; and car, motorcycle, home, and theft and burglary insurance products. It offera corporate insuranc…

Full company profile