BVH.VN BaoViet Holdings

Financial Services Insurance - Diversified Vietnam Stocks
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69,000 VND
Close of Oct 30, 2026
50,200 86,000
Market cap
VND 50.3T
P/E
14.5x
P/B
2.01x
ROE
13.9%
Dividend yield
1.60%
Fundamental score
2.5/5

Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.

Is BVH.VN undervalued?

Graham number
Price69,000
Graham value60,529
Premium14.0%

BVH.VN trades 14.0% above its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

BaoViet Holdings fundamental analysis

11 of 18 checks passed

ROE 1/2

Moderate return on equity (13.9%), between 10% and 20%.

ROA 0/1

Return on assets (1.2%) is below the industry median (3.6%).

Profit Consistency 2/2

Profitable for 7 consecutive years.

Earnings Growth 5Y 1/1

Earnings per share grew over the past 5 years.

Earnings Acceleration 1/1

Last year's EPS growth (34.4%) is above the 5-year average (12.2% a year).

Earnings Growth vs Industry 1/1

Last year's EPS growth (34.4%) is above the industry median (17.5%).

Revenue Growth 1/2

Revenue grew 3.0% a year over the past 3 years.

Leverage 1/2

Total assets are 12.0x equity, within a prudent level for a financial company.

Equity Growth 1/1

Shareholders' equity grew over the past 5 years.

PE vs Market 0/1

PE (14.3x) is above the market median (11.2x).

PE vs Industry 0/1

PE (14.3x) is above the industry median (11.2x).

PBV 0/1

Price to book (2.0x) is above the industry median (1.2x).

Graham Number 0/1

The price is above the Graham number (PE x PB = 28.1, limit 22.5).

PEG 0/1

PEG on 5-year earnings growth is 1.17, above 1.

Dividend Yield 1/2

Dividend yield (1.6%) is above the bottom 25% of dividend payers in the market.

Dividend Stability 0/2

Dividends were not paid steadily for the past 5 years.

Dividend Growth 1/1

Dividends paid grew over the past 5 years.

Payout Ratio 1/1

Payout ratio is 28.4%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

BaoViet Holdings stock price

Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.

About BaoViet Holdings

Bao Viet Holdings, through its subsidiaries, engages in insurance, financial, and real estate activities in Vietnam. The company offers various whole life; endowment; term life; endowment; bancassurance; annuity; universal life; healthcare and personal accident riders; other types of life insurance; property and damages; cargo insurance; hull and P&l insurance; general indemnity insurance; aviation insurance; automobile insurance; fire and special risk insurance; agriculture…

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