Broadway Financial Corporation Logo

Broadway Financial Corporation

BYFC

(2.0)
Stock Price

6,85 USD

0.39% ROA

1.66% ROE

97.59x PER

Market Cap.

57.157.745,00 USD

5.05% DER

0% Yield

13.47% NPM

Broadway Financial Corporation Stock Analysis

Broadway Financial Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Broadway Financial Corporation Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (5%), which means it has a small amount of debt compared to the ownership it holds

2 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

3 ROE

ROE in an average range (1.66%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.39%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 PBV

The stock's PBV ratio (2.05x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

6 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (39) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

7 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

8 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

9 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

Broadway Financial Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Broadway Financial Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Broadway Financial Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Broadway Financial Corporation Revenue
Year Revenue Growth
1996 5.200.000
1997 6.000.000 13.33%
1998 6.200.000 3.23%
1999 7.500.000 17.33%
2000 7.267.000 -3.21%
2001 7.568.000 3.98%
2002 8.899.000 14.96%
2003 9.545.000 6.77%
2004 10.846.000 12%
2005 10.671.000 -1.64%
2006 10.957.000 2.61%
2007 12.366.000 11.39%
2008 15.710.000 21.29%
2009 19.905.000 21.08%
2010 23.222.000 14.28%
2011 17.777.000 -30.63%
2012 14.075.000 -26.3%
2013 12.022.000 -17.08%
2014 12.151.000 1.06%
2015 14.199.000 14.42%
2016 12.457.000 -13.98%
2017 13.081.000 4.77%
2018 11.006.000 -18.85%
2019 11.350.000 3.03%
2020 13.079.000 13.22%
2021 24.217.000 45.99%
2022 34.055.000 28.89%
2023 30.112.000 -13.09%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Broadway Financial Corporation Research and Development Expenses
Year Research and Development Expenses Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Broadway Financial Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
1996 2.100.000
1997 2.500.000 16%
1998 2.600.000 3.85%
1999 2.900.000 10.34%
2000 2.934.000 1.16%
2001 3.261.000 10.03%
2002 3.669.000 11.12%
2003 4.000.000 8.28%
2004 4.579.000 12.64%
2005 4.587.000 0.17%
2006 4.639.000 1.12%
2007 5.984.000 22.48%
2008 7.397.000 19.1%
2009 8.322.000 11.12%
2010 9.055.000 8.09%
2011 8.965.000 -1%
2012 8.428.000 -6.37%
2013 7.850.000 -7.36%
2014 9.203.000 14.7%
2015 10.032.000 8.26%
2016 8.460.000 -18.58%
2017 8.408.000 -0.62%
2018 8.313.000 -1.14%
2019 8.658.000 3.98%
2020 9.779.000 11.46%
2021 20.946.000 53.31%
2022 14.534.000 -44.12%
2023 15.180.000 4.26%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Broadway Financial Corporation EBITDA
Year EBITDA Growth
1996 3.200.000
1997 5.300.000 39.62%
1998 4.900.000 -8.16%
1999 6.400.000 23.44%
2000 6.935.000 7.71%
2001 7.592.000 8.65%
2002 7.126.000 -6.54%
2003 7.251.000 1.72%
2004 7.739.000 6.31%
2005 9.909.000 21.9%
2006 10.722.000 7.58%
2007 12.652.000 15.25%
2008 15.304.000 17.33%
2009 -597.000 2663.48%
2010 13.140.000 104.54%
2011 877.000 -1398.29%
2012 8.149.000 89.24%
2013 4.781.000 -70.45%
2014 6.641.000 28.01%
2015 8.600.000 22.78%
2016 5.383.000 -59.76%
2017 8.336.000 35.42%
2018 6.041.000 -37.99%
2019 -324.000 1964.51%
2020 -928.000 65.09%
2021 -4.307.000 78.45%
2022 11.458.000 137.59%
2023 1.344.000 -752.53%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Broadway Financial Corporation Gross Profit
Year Gross Profit Growth
1996 5.200.000
1997 6.000.000 13.33%
1998 6.200.000 3.23%
1999 7.500.000 17.33%
2000 7.267.000 -3.21%
2001 7.568.000 3.98%
2002 8.899.000 14.96%
2003 9.545.000 6.77%
2004 10.846.000 12%
2005 10.671.000 -1.64%
2006 10.957.000 2.61%
2007 12.366.000 11.39%
2008 15.710.000 21.29%
2009 19.905.000 21.08%
2010 23.222.000 14.28%
2011 17.777.000 -30.63%
2012 14.075.000 -26.3%
2013 12.022.000 -17.08%
2014 12.151.000 1.06%
2015 14.199.000 14.42%
2016 12.457.000 -13.98%
2017 13.081.000 4.77%
2018 11.006.000 -18.85%
2019 11.350.000 3.03%
2020 13.079.000 13.22%
2021 24.217.000 45.99%
2022 34.055.000 28.89%
2023 30.112.000 -13.09%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Broadway Financial Corporation Net Profit
Year Net Profit Growth
1996 -300.000
1997 600.000 150%
1998 200.000 -200%
1999 400.000 50%
2000 677.000 40.92%
2001 685.000 1.17%
2002 1.441.000 52.46%
2003 1.549.000 6.97%
2004 1.708.000 9.31%
2005 1.662.000 -2.77%
2006 1.663.000 0.06%
2007 1.453.000 -14.45%
2008 2.301.000 36.85%
2009 -6.459.000 135.62%
2010 1.915.000 437.28%
2011 -9.517.000 120.12%
2012 588.000 1718.54%
2013 -301.000 295.35%
2014 2.529.000 111.9%
2015 9.072.000 72.12%
2016 3.480.000 -160.69%
2017 1.869.000 -86.2%
2018 815.000 -129.33%
2019 -206.000 495.63%
2020 -642.000 67.91%
2021 -3.949.000 83.74%
2022 5.636.000 170.07%
2023 972.000 -479.84%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Broadway Financial Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 1 0%
2003 1 0%
2004 1 100%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 100%
2009 -4 133.33%
2010 0 0%
2011 -5 100%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Broadway Financial Corporation Free Cashflow
Year Free Cashflow Growth
1996 900.000
1997 -1.100.000 181.82%
1998 -3.800.000 71.05%
1999 -100.000 -3700%
2000 4.188.000 102.39%
2001 775.000 -440.39%
2002 720.000 -7.64%
2003 1.343.000 46.39%
2004 2.610.000 48.54%
2005 -291.000 996.91%
2006 1.784.000 116.31%
2007 -2.139.000 183.4%
2008 12.732.000 116.8%
2009 7.264.000 -75.28%
2010 23.411.000 68.97%
2011 6.274.000 -273.14%
2012 2.924.000 -114.57%
2013 1.341.000 -118.05%
2014 1.096.000 -22.35%
2015 14.054.000 92.2%
2016 770.000 -1725.19%
2017 -10.409.000 107.4%
2018 157.000 6729.94%
2019 8.492.000 98.15%
2020 -13.970.000 160.79%
2021 -572.000 -2342.31%
2022 6.001.000 109.53%
2023 -1.695.000 454.04%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Broadway Financial Corporation Operating Cashflow
Year Operating Cashflow Growth
1996 2.100.000
1997 1.200.000 -75%
1998 -2.100.000 157.14%
1999 1.500.000 240%
2000 4.387.000 65.81%
2001 1.066.000 -311.54%
2002 986.000 -8.11%
2003 1.529.000 35.51%
2004 3.096.000 50.61%
2005 -157.000 2071.97%
2006 1.919.000 108.18%
2007 -1.413.000 235.81%
2008 12.996.000 110.87%
2009 7.532.000 -72.54%
2010 23.567.000 68.04%
2011 6.307.000 -273.66%
2012 2.935.000 -114.89%
2013 1.682.000 -74.49%
2014 1.309.000 -28.5%
2015 14.165.000 90.76%
2016 930.000 -1423.12%
2017 -10.226.000 109.09%
2018 234.000 4470.09%
2019 8.533.000 97.26%
2020 -13.555.000 162.95%
2021 566.000 2494.88%
2022 6.324.000 91.05%
2023 -1.666.000 479.59%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Broadway Financial Corporation Capital Expenditure
Year Capital Expenditure Growth
1996 1.200.000
1997 2.300.000 47.83%
1998 1.700.000 -35.29%
1999 1.600.000 -6.25%
2000 199.000 -704.02%
2001 291.000 31.62%
2002 266.000 -9.4%
2003 186.000 -43.01%
2004 486.000 61.73%
2005 134.000 -262.69%
2006 135.000 0.74%
2007 726.000 81.4%
2008 264.000 -175%
2009 268.000 1.49%
2010 156.000 -71.79%
2011 33.000 -372.73%
2012 11.000 -200%
2013 341.000 96.77%
2014 213.000 -60.09%
2015 111.000 -91.89%
2016 160.000 30.63%
2017 183.000 12.57%
2018 77.000 -137.66%
2019 41.000 -87.8%
2020 415.000 90.12%
2021 1.138.000 63.53%
2022 323.000 -252.32%
2023 29.000 -1013.79%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Broadway Financial Corporation Equity
Year Equity Growth
1996 13.600.000
1997 13.400.000 -1.49%
1998 13.600.000 1.47%
1999 13.800.000 1.45%
2000 13.977.000 1.27%
2001 14.628.000 4.45%
2002 16.921.000 13.55%
2003 18.191.000 6.98%
2004 15.097.000 -20.49%
2005 16.777.000 10.01%
2006 20.027.000 16.23%
2007 22.049.000 9.17%
2008 32.689.000 32.55%
2009 31.515.000 -3.73%
2010 32.860.000 4.09%
2011 23.013.000 -42.79%
2012 18.007.000 -27.8%
2013 25.590.000 29.63%
2014 37.258.000 31.32%
2015 46.163.000 19.29%
2016 45.526.000 -1.4%
2017 47.731.000 4.62%
2018 48.436.000 1.46%
2019 48.848.000 0.84%
2020 48.885.000 0.08%
2021 141.100.000 65.35%
2022 279.652.000 49.54%
2023 277.484.000 -0.78%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Broadway Financial Corporation Assets
Year Assets Growth
1996 117.100.000
1997 125.100.000 6.39%
1998 145.700.000 14.14%
1999 166.300.000 12.39%
2000 167.926.000 0.97%
2001 178.901.000 6.13%
2002 204.906.000 12.69%
2003 229.815.000 10.84%
2004 276.538.000 16.9%
2005 292.294.000 5.39%
2006 300.995.000 2.89%
2007 356.807.000 15.64%
2008 407.934.000 12.53%
2009 521.046.000 21.71%
2010 483.930.000 -7.67%
2011 418.474.000 -15.64%
2012 373.693.000 -11.98%
2013 332.481.000 -12.4%
2014 350.863.000 5.24%
2015 402.912.000 12.92%
2016 429.083.000 6.1%
2017 413.704.000 -3.72%
2018 409.397.000 -1.05%
2019 440.369.000 7.03%
2020 483.378.000 8.9%
2021 1.093.505.000 55.8%
2022 1.184.463.000 7.68%
2023 1.231.372.000 3.81%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Broadway Financial Corporation Liabilities
Year Liabilities Growth
1996 0
1997 0 0%
1998 4.500.000 100%
1999 16.900.000 73.37%
2000 10.000.000 -69%
2001 11.000.000 9.09%
2002 28.724.000 61.7%
2003 211.624.000 86.43%
2004 261.441.000 19.05%
2005 275.517.000 5.11%
2006 280.968.000 1.94%
2007 334.758.000 16.07%
2008 80.469.000 -316.01%
2009 97.600.000 17.55%
2010 98.000.000 0.41%
2011 94.000.000 -4.26%
2012 355.686.000 73.57%
2013 306.891.000 -15.9%
2014 91.100.000 -236.87%
2015 77.100.000 -18.16%
2016 90.100.000 14.43%
2017 70.100.000 -28.53%
2018 360.961.000 80.58%
2019 88.335.000 -308.63%
2020 113.815.000 22.39%
2021 99.952.000 -13.87%
2022 904.811.000 88.95%
2023 14.000.000 -6362.94%

Broadway Financial Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.47
Net Income per Share
0.06
Price to Earning Ratio
97.59x
Price To Sales Ratio
1.66x
POCF Ratio
51.34
PFCF Ratio
6.32
Price to Book Ratio
1.63
EV to Sales
1.76
EV Over EBITDA
5.03
EV to Operating CashFlow
6.85
EV to FreeCashFlow
6.68
Earnings Yield
0.01
FreeCashFlow Yield
0.16
Market Cap
0,06 Bil.
Enterprise Value
0,06 Bil.
Graham Number
2.31
Graham NetNet
4.39

Income Statement Metrics

Net Income per Share
0.06
Income Quality
1.87
ROE
0.02
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.68
EBT Per Ebit
0.58
Ebit per Revenue
0.34
Effective Tax Rate
0.3

Margins

Sales, General, & Administrative to Revenue
0.38
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
1
Operating Profit Margin
0.34
Pretax Profit Margin
0.2
Net Profit Margin
0.13

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.12
Free CashFlow per Share
0.12
Capex to Operating CashFlow
0.03
Capex to Revenue
0.01
Capex to Depreciation
1.21
Return on Invested Capital
0.03
Return on Tangible Assets
0
Days Sales Outstanding
43.66
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
8.36
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
4,53
Book Value per Share
3,77
Tangible Book Value per Share
16.18
Shareholders Equity per Share
3.77
Interest Debt per Share
0.32
Debt to Equity
0.05
Debt to Assets
0.01
Net Debt to EBITDA
0.27
Current Ratio
0
Tangible Asset Value
1,19 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
0.05
Working Capital
0,01 Bil.
Intangibles to Total Assets
0.02
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.24

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Broadway Financial Corporation Dividends
Year Dividends Growth
1996 0
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%

Broadway Financial Corporation Profile

About Broadway Financial Corporation

Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It accepts various deposit accounts, including savings accounts, checking accounts, NOW accounts, money market accounts, and fixed-term certificates of deposit. The company also offers mortgage loans, which are secured by multi-family residential properties; single family residential properties; and commercial real estate, including charter schools, community facilities, and churches, as well as commercial business, construction, and consumer loans. In addition, it invests in securities issued by federal government agencies, residential mortgage-backed securities, and other investments. The company operates through three branch offices. Broadway Financial Corporation was founded in 1946 and is headquartered in Los Angeles, California.

CEO
Mr. Brian E. Argrett
Employee
83
Address
4601 Wilshire Boulevard
Los Angeles, 90010

Broadway Financial Corporation Executives & BODs

Broadway Financial Corporation Executives & BODs
# Name Age
1 Ms. Sonja Sanders Wells
Executive Vice President, Chief Lending Officer of Commercial Banking & East Commercial Regional Executive
70
2 Mr. Brian E. Argrett
Board Chair, President & Chief Executive Officer
70
3 Mr. Thomas A. Nida
Executive Vice President & Market Executive
70
4 Mr. John F. Tellenbach
Executive Vice President & West Commercial Regional Executive
70
5 Audrey A. Phillips
Vice President & Company Secretary
70
6 Ms. Brenda J. Battey
Executive Vice President & Chief Financial Officer
70
7 Ms. Ruth McCloud
Executive Vice President & Chief Operating Officer
70
8 Ms. LaShanya Washington
Executive Vice President & Chief Credit Officer
70
9 Ms. Mildred Cayton
First Vice President & Controller
70
10 Ms. Shannan Alicia Herbert
Executive Vice President
70

Broadway Financial Corporation Competitors