Canara Bank Logo

Canara Bank

CANBK.NS

(3.8)
Stock Price

98,36 INR

0.99% ROA

17.1% ROE

6.11x PER

Market Cap.

951.964.717.500,00 INR

74.43% DER

3.07% Yield

17.72% NPM

Canara Bank Stock Analysis

Canara Bank Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Canara Bank Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (15.79%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 PBV

With a remarkably low PBV ratio (0.84x), the stock offers substantial upside potential at a bargain price.

3 Revenue Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 Net Profit Growth

With a track record of consistent net profit growth over the past five years, this company presents a compelling investment opportunity due to its strong financial performance.

5 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

6 ROA

The stock's ROA (0.84%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 DER

The stock has a reasonable amount of debt compared to its ownership (95%), suggesting a balanced financial position and a moderate level of risk.

8 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

9 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past three years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

10 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (1.985), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

11 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

Canara Bank Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Canara Bank Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Buy

Canara Bank Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Canara Bank Revenue
Year Revenue Growth
2004 0
2005 49.927.622.000 100%
2006 56.680.739.000 11.91%
2007 60.334.991.000 6.06%
2008 70.635.593.000 14.58%
2009 86.036.684.000 17.9%
2010 105.443.907.000 18.41%
2011 107.597.274.000 2%
2012 111.748.591.000 3.71%
2013 131.059.825.000 14.73%
2014 143.984.382.000 8.98%
2015 149.083.321.000 3.42%
2016 177.673.221.000 16.09%
2017 182.594.977.000 2.7%
2018 217.199.191.000 15.93%
2019 258.788.132.000 16.07%
2020 484.485.518.000 46.58%
2021 497.740.942.000 2.66%
2022 582.197.000.000 14.51%
2023 638.277.600.000 8.79%
2023 670.473.500.000 4.8%
2024 1.478.630.000.000 54.66%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Canara Bank Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Canara Bank General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 0
2005 209.121.000 100%
2006 218.047.000 4.09%
2007 281.589.000 22.57%
2008 233.157.000 -20.77%
2009 0 0%
2010 302.045.000 100%
2011 317.652.000 4.91%
2012 605.587.000 47.55%
2013 747.452.000 18.98%
2014 824.793.000 9.38%
2015 968.136.000 14.81%
2016 1.143.981.000 15.37%
2017 1.428.652.000 19.93%
2018 1.406.087.000 -1.6%
2019 1.297.915.000 -8.33%
2020 2.024.247.000 35.88%
2021 1.860.525.000 -8.8%
2022 2.777.975.000 33.03%
2023 0 0%
2023 2.898.508.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Canara Bank EBITDA
Year EBITDA Growth
2004 0
2005 66.893.351.000 100%
2006 90.445.814.000 26.04%
2007 126.569.324.000 28.54%
2008 144.474.295.000 12.39%
2009 162.611.852.000 11.15%
2010 194.651.274.000 16.46%
2011 266.603.259.000 26.99%
2012 19.436.084.522.000 98.63%
2013 334.655.930.000 -5707.78%
2014 374.267.014.000 10.58%
2015 318.280.136.000 -17.59%
2016 332.297.310.000 4.22%
2017 209.765.960.000 -58.41%
2018 32.604.028.000 -543.37%
2019 -14.774.316.000 320.68%
2020 40.701.749.000 136.3%
2021 94.747.216.000 57.04%
2022 148.736.057.000 36.3%
2023 208.732.000.000 28.74%
2023 213.975.000.000 2.45%
2024 3.611.600.000 -5824.66%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Canara Bank Gross Profit
Year Gross Profit Growth
2004 0
2005 49.927.622.000 100%
2006 56.680.739.000 11.91%
2007 60.334.991.000 6.06%
2008 70.635.593.000 14.58%
2009 86.036.684.000 17.9%
2010 105.443.907.000 18.41%
2011 107.597.274.000 2%
2012 111.748.591.000 3.71%
2013 131.059.825.000 14.73%
2014 143.984.382.000 8.98%
2015 149.083.321.000 3.42%
2016 177.673.221.000 16.09%
2017 177.431.377.000 -0.14%
2018 217.199.191.000 18.31%
2019 258.788.132.000 16.07%
2020 484.485.518.000 46.58%
2021 497.740.942.000 2.66%
2022 582.197.000.000 14.51%
2023 638.277.600.000 8.79%
2023 670.473.500.000 4.8%
2024 1.478.630.000.000 54.66%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Canara Bank Net Profit
Year Net Profit Growth
2004 0
2005 13.794.721.000 100%
2006 15.283.650.000 9.74%
2007 17.953.322.000 14.87%
2008 18.397.028.000 2.41%
2009 29.997.023.000 38.67%
2010 40.341.867.000 25.64%
2011 33.416.959.000 -20.72%
2012 29.697.066.000 -12.53%
2013 26.301.691.000 -12.91%
2014 28.646.678.000 8.19%
2015 -26.070.079.000 209.88%
2016 13.582.752.000 291.94%
2017 -39.513.951.000 134.37%
2018 6.018.528.000 756.54%
2019 -19.864.316.000 130.3%
2020 28.906.049.000 168.72%
2021 61.248.216.000 52.81%
2022 112.547.457.000 45.58%
2023 151.906.800.000 25.91%
2023 152.785.644.000 0.58%
2024 162.700.400.000 6.09%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Canara Bank Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 0
2005 33 100%
2006 36 11.11%
2007 43 14.29%
2008 48 12.5%
2009 71 32.39%
2010 95 25.26%
2011 73 -30.14%
2012 65 -12.31%
2013 12 -490.91%
2014 12 8.33%
2015 -10 233.33%
2016 5 280%
2017 -13 138.46%
2018 1 0%
2019 -2 100%
2020 4 166.67%
2021 7 57.14%
2022 12 41.67%
2023 84 85.54%
2023 17 -418.75%
2024 18 5.88%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Canara Bank Free Cashflow
Year Free Cashflow Growth
2005 37.797.146.000
2006 16.011.624.000 -136.06%
2007 20.197.606.000 20.73%
2008 -13.719.981.000 247.21%
2009 33.996.850.000 140.36%
2010 93.149.512.000 63.5%
2011 -9.204.494.000 1112%
2012 779.589.760.000.000 100%
2013 137.038.000.000 -568785.83%
2014 55.296.900.000 -147.82%
2015 89.763.500.000 38.4%
2016 21.947.500.000 -308.99%
2017 -115.797.700.000 118.95%
2018 176.310.000.000 165.68%
2019 -56.262.500.000 413.37%
2020 581.949.500.000 109.67%
2021 979.700.000 -59300.79%
2022 -405.913.200.000 100.24%
2023 0 0%
2023 137.933.500.000 100%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Canara Bank Operating Cashflow
Year Operating Cashflow Growth
2005 39.419.773.000
2006 17.931.801.000 -119.83%
2007 22.954.673.000 21.88%
2008 -11.078.574.000 307.2%
2009 35.286.058.000 131.4%
2010 94.825.781.000 62.79%
2011 -7.244.884.000 1408.87%
2012 801.035.250.000.000 100%
2013 142.443.300.000 -562253.76%
2014 63.437.500.000 -124.54%
2015 93.459.200.000 32.12%
2016 25.753.600.000 -262.9%
2017 -111.201.900.000 123.16%
2018 182.367.200.000 160.98%
2019 -52.884.300.000 444.84%
2020 591.176.700.000 108.95%
2021 9.189.900.000 -6332.9%
2022 -399.778.700.000 102.3%
2023 0 0%
2023 150.465.000.000 100%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Canara Bank Capital Expenditure
Year Capital Expenditure Growth
2005 1.622.627.000
2006 1.920.177.000 15.5%
2007 2.757.067.000 30.35%
2008 2.641.407.000 -4.38%
2009 1.289.208.000 -104.89%
2010 1.676.269.000 23.09%
2011 1.959.610.000 14.46%
2012 21.445.490.000.000 99.99%
2013 5.405.300.000 -396649.3%
2014 8.140.600.000 33.6%
2015 3.695.700.000 -120.27%
2016 3.806.100.000 2.9%
2017 4.595.800.000 17.18%
2018 6.057.200.000 24.13%
2019 3.378.200.000 -79.3%
2020 9.227.200.000 63.39%
2021 8.210.200.000 -12.39%
2022 6.134.500.000 -33.84%
2023 0 0%
2023 12.531.500.000 100%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Canara Bank Equity
Year Equity Growth
2005 76.018.244.000
2006 108.860.571.000 30.17%
2007 108.790.038.000 -0.06%
2008 124.444.600.000 12.58%
2009 151.587.417.000 17.91%
2010 205.513.231.000 26.24%
2011 232.048.797.000 11.44%
2012 254.085.854.000 8.67%
2013 304.898.160.000 16.67%
2014 328.703.591.000 7.24%
2015 328.589.055.000 -0.03%
2016 351.834.762.000 6.61%
2017 374.194.911.000 5.98%
2018 383.571.121.000 2.44%
2019 419.360.547.000 8.53%
2020 632.029.646.000 33.65%
2021 707.860.161.000 10.71%
2022 789.575.400.000 10.35%
2023 864.544.600.000 8.67%
2023 931.336.600.000 7.17%
2024 990.399.800.000 5.96%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Canara Bank Assets
Year Assets Growth
2005 1.337.699.790.000
2006 1.665.420.645.000 19.68%
2007 1.809.213.788.000 7.95%
2008 2.201.342.272.000 17.81%
2009 2.665.246.718.000 17.41%
2010 3.392.996.421.000 21.45%
2011 3.790.833.084.000 10.49%
2012 4.193.242.728.000 9.6%
2013 5.010.895.893.000 16.32%
2014 5.585.575.469.000 10.29%
2015 5.637.249.232.000 0.92%
2016 5.961.587.493.000 5.44%
2017 6.314.354.697.000 5.59%
2018 7.117.828.070.000 11.29%
2019 7.414.402.702.000 4%
2020 11.795.395.995.000 37.14%
2021 12.576.635.382.000 6.21%
2022 13.810.295.600.000 8.93%
2023 14.646.512.300.000 5.71%
2023 15.350.176.400.000 4.58%
2024 15.764.792.700.000 2.63%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Canara Bank Liabilities
Year Liabilities Growth
2005 1.261.681.546.000
2006 1.556.560.074.000 18.94%
2007 1.700.423.750.000 8.46%
2008 70.208.545.000 -2321.96%
2009 2.513.659.301.000 97.21%
2010 142.950.029.000 -1658.42%
2011 3.558.784.287.000 95.98%
2012 3.939.156.874.000 9.66%
2013 4.705.997.733.000 16.29%
2014 5.256.871.878.000 10.48%
2015 5.308.660.177.000 0.98%
2016 5.609.752.731.000 5.37%
2017 5.940.159.786.000 5.56%
2018 6.734.256.949.000 11.79%
2019 6.995.042.155.000 3.73%
2020 11.163.366.349.000 37.34%
2021 11.868.775.221.000 5.94%
2022 13.020.720.200.000 8.85%
2023 810.612.300.000 -1506.28%
2023 575.375.600.000 -40.88%
2024 14.774.392.900.000 96.11%

Canara Bank Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
97.02
Net Income per Share
17.19
Price to Earning Ratio
6.11x
Price To Sales Ratio
1.08x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.97
EV to Sales
0.08
EV Over EBITDA
0.44
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.16
FreeCashFlow Yield
0
Market Cap
951,96 Bil.
Enterprise Value
67,86 Bil.
Graham Number
204.37
Graham NetNet
-1557.5

Income Statement Metrics

Net Income per Share
17.19
Income Quality
0
ROE
0.17
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.76
EBT Per Ebit
1.32
Ebit per Revenue
0.18
Effective Tax Rate
0.26

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.18
Pretax Profit Margin
0.23
Net Profit Margin
0.18

Dividends

Dividend Yield
0.03
Dividend Yield %
3.07
Payout Ratio
0
Dividend Per Share
3.22

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.07
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
69,77
Book Value per Share
109,08
Tangible Book Value per Share
109.08
Shareholders Equity per Share
107.99
Interest Debt per Share
163.33
Debt to Equity
0.74
Debt to Assets
0.05
Net Debt to EBITDA
-5.71
Current Ratio
0
Tangible Asset Value
990,40 Bil.
Net Current Asset Value
-13.160,56 Bil.
Invested Capital
1736341200000
Working Capital
1.613,84 Bil.
Intangibles to Total Assets
0
Average Receivables
106,04 Bil.
Average Payables
49,52 Bil.
Average Inventory
-861862834500
Debt to Market Cap
0.77

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Canara Bank Dividends
Year Dividends Growth
2003 4
2004 5 40%
2005 6 0%
2006 7 16.67%
2007 7 14.29%
2008 8 12.5%
2009 8 0%
2010 10 20%
2011 11 9.09%
2012 11 0%
2013 13 15.38%
2014 11 -18.18%
2015 11 -10%
2017 1 -900%
2022 7 83.33%
2023 12 50%
2024 3 -300%

Canara Bank Profile

About Canara Bank

Canara Bank provides various banking products and services in India and internationally. It offers personal banking services, such as savings and deposits comprising savings accounts, current accounts, recurring deposits, fixed deposits, unclaimed deposits, deposit schemes for senior citizens, and re-investment plans; loan products, including housing, home improvement, vehicle, site, rent, teachers, gold, mortgage, housing-cum-solar, consumer, education, rain water harvesting, and other loans; life, general, and health insurance products; consultancy services, which cover personal tax assistance and investment counselling, estate and wills, private and charitable trustee, debenture and security trusteeship, and attorney ship services; foreign exchange and international banking services; mutual funds; and safe deposit lockers, depository, safe custody, and card services. The company also provides corporate banking products and services, including accounts and deposits, such as current, fixed, and recurring deposits; supply chain finance management; loans and advances comprising working capital finance, term loans, infrastructure financing, and export finance; syndication services; IPO monitoring services; and merchant and commercial banking, escrow bankers/ASBA, underwriting, and investment services. In addition, it offers NRI banking products and services, such as remittance facilities; loans and advances, such as home, home improvement, vehicle, rent, mortgage, and site loans; consultancy safe deposit lockers, safe custody, and attorney ship services; and investment and online trading facilities. Further, the company provides internet, micro, small, and medium enterprises banking services. As of March 31, 2022, it operated 9734 branches, including 777 specialized branches and 3 overseas branches; and 12,208 ATMs. Canara Bank was incorporated in 1906 and is headquartered in Bengaluru, India.

CEO
Mr. K. Satyanarayana Raju
Employee
82.638
Address
112, J C Road
Bengaluru, 560002

Canara Bank Executives & BODs

Canara Bank Executives & BODs
# Name Age
1 Mr. K. Satyanarayana Raju
MD, Chief Executive Officer & Executive Director
70
2 Mr. S. K. Majumdar
Chief GM & Group Chief Financial Officer
70
3 Mr. Debashish Mukherjee
Executive Director
70
4 Mr. Bhavendra Kumar
Chief GM & Executive Director
70
5 Mr. Ashok Chandra
Executive Director
70
6 Mr. Hardeep Singh Ahluwalia
Executive Director
70
7 Mr. Santosh Kumar Barik
Company Secretary
70
8 Mr. Arun Nagappan
Chief Technology Officer
70
9 Mr. Adarsh M S
Chief Information Officer
70
10 Mr. Rakesh Kashyap
Chief GM & Group Chief Compliance Officer
70

Canara Bank Competitors

Bank of India Limited Logo
Bank of India Limited

BANKINDIA.NS

(3.2)
Union Bank of India Logo
Union Bank of India

UNIONBANK.NS

(3.5)
Punjab National Bank Logo
Punjab National Bank

PNB.NS

(2.5)
Bank of Baroda Logo
Bank of Baroda

BANKBARODA.NS

(2.0)
Indian Bank Logo
Indian Bank

INDIANB.NS

(3.8)