Indian Bank Logo

Indian Bank

INDIANB.NS

(3.8)
Stock Price

545,35 INR

0% ROA

16.08% ROE

7.79x PER

Market Cap.

712.407.144.000,00 INR

0% DER

2.27% Yield

22.06% NPM

Indian Bank Stock Analysis

Indian Bank Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Indian Bank Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (47%), which means it has a small amount of debt compared to the ownership it holds

2 Revenue Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 Net Profit Growth

Throughout the past five years, this company has consistently experienced net profit growth, indicating a strong financial performance and making it an attractive investment prospect.

4 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

5 ROE

ROE in an average range (13.44%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (0.86%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

7 PBV

The stock's PBV ratio (1.01x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

8 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

9 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past three years, consistently delivering higher payouts to shareholders.

10 Dividend

Investors can rely on the company's consistent dividend payments over the past three years, offering a steady stream of returns.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (2.849), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

Indian Bank Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Indian Bank Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

Indian Bank Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Indian Bank Revenue
Year Revenue Growth
2003 18.760.800.000
2004 18.922.500.000 0.85%
2005 20.563.400.000 7.98%
2006 26.400.200.000 22.11%
2007 31.140.500.000 15.22%
2008 36.630.700.000 14.99%
2009 44.894.200.000 18.41%
2010 52.307.900.000 14.17%
2011 56.692.400.000 7.73%
2012 58.282.900.000 2.73%
2013 57.423.800.000 -1.5%
2014 58.373.300.000 1.63%
2015 62.397.100.000 6.45%
2016 73.711.900.000 15.35%
2017 86.827.700.000 15.11%
2018 89.082.600.000 2.53%
2019 109.285.300.000 18.49%
2020 222.101.600.000 50.79%
2021 241.358.500.000 7.98%
2022 280.723.700.000 14.02%
2023 317.071.600.000 11.46%
2023 318.909.200.000 0.58%
2024 684.710.400.000 53.42%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Indian Bank Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Indian Bank General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 1.093.600.000
2004 1.719.600.000 36.4%
2005 2.527.300.000 31.96%
2006 2.103.700.000 -20.14%
2007 2.309.800.000 8.92%
2008 581.900.000 -296.94%
2009 189.000.000 -207.88%
2010 226.000.000 16.37%
2011 268.900.000 15.95%
2012 253.200.000 -6.2%
2013 354.300.000 28.54%
2014 339.000.000 -4.51%
2015 357.600.000 5.2%
2016 374.400.000 4.49%
2017 429.800.000 12.89%
2018 471.400.000 8.82%
2019 429.100.000 -9.86%
2020 869.500.000 50.65%
2021 679.000.000 -28.06%
2022 753.600.000 9.9%
2023 0 0%
2023 707.400.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Indian Bank EBITDA
Year EBITDA Growth
2003 19.971.700.000
2004 20.185.500.000 1.06%
2005 24.205.300.000 16.61%
2006 32.860.300.000 26.34%
2007 43.059.800.000 23.69%
2008 55.570.500.000 22.51%
2009 62.067.200.000 10.47%
2010 71.380.100.000 13.05%
2011 96.621.900.000 26.12%
2012 110.686.000.000 12.71%
2013 121.821.600.000 9.14%
2014 125.775.100.000 3.14%
2015 126.979.800.000 0.95%
2016 125.107.600.000 -1.5%
2017 123.986.600.000 -0.9%
2018 4.178.700.000 -2867.11%
2019 14.807.100.000 71.78%
2020 32.482.500.000 54.42%
2021 48.824.000.000 33.47%
2022 62.050.200.000 21.32%
2023 113.484.400.000 45.32%
2023 118.650.600.000 4.35%
2024 6.123.999.996 -1837.47%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Indian Bank Gross Profit
Year Gross Profit Growth
2003 18.760.800.000
2004 18.922.500.000 0.85%
2005 20.563.400.000 7.98%
2006 26.400.200.000 22.11%
2007 31.140.500.000 15.22%
2008 36.630.700.000 14.99%
2009 44.894.200.000 18.41%
2010 52.307.900.000 14.17%
2011 56.692.400.000 7.73%
2012 58.282.900.000 2.73%
2013 57.423.800.000 -1.5%
2014 58.373.300.000 1.63%
2015 62.397.100.000 6.45%
2016 73.711.900.000 15.35%
2017 86.827.700.000 15.11%
2018 89.082.600.000 2.53%
2019 109.285.300.000 18.49%
2020 222.101.600.000 50.79%
2021 241.358.500.000 7.98%
2022 280.723.700.000 14.02%
2023 317.071.600.000 11.46%
2023 318.909.200.000 0.58%
2024 684.710.400.000 53.42%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Indian Bank Net Profit
Year Net Profit Growth
2003 4.099.300.000
2004 4.202.100.000 2.45%
2005 5.154.700.000 18.48%
2006 8.100.300.000 36.36%
2007 10.431.200.000 22.35%
2008 12.551.500.000 16.89%
2009 15.698.100.000 20.04%
2010 17.454.100.000 10.06%
2011 17.658.300.000 1.16%
2012 16.093.700.000 -9.72%
2013 11.892.500.000 -35.33%
2014 10.487.600.000 -13.4%
2015 7.512.800.000 -39.6%
2016 14.530.600.000 48.3%
2017 13.105.400.000 -10.87%
2018 3.801.300.000 -244.76%
2019 8.613.400.000 55.87%
2020 31.491.500.000 72.65%
2021 41.418.100.000 23.97%
2022 55.723.100.000 25.67%
2023 82.739.600.000 32.65%
2023 84.194.100.000 1.73%
2024 102.816.000.000 18.11%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Indian Bank Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 10
2004 10 0%
2005 15 35.71%
2006 22 33.33%
2007 23 8.7%
2008 28 17.86%
2009 35 20%
2010 40 10.26%
2011 40 2.5%
2012 36 -11.11%
2013 27 -38.46%
2014 22 -23.81%
2015 15 -50%
2016 30 53.33%
2017 27 -11.11%
2018 3 -800%
2019 14 78.57%
2020 28 48.15%
2021 34 18.18%
2022 45 25%
2023 66 33.33%
2023 66 0%
2024 76 13.16%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Indian Bank Free Cashflow
Year Free Cashflow Growth
2003 2.949.000.000
2004 -8.737.600.000 133.75%
2005 60.585.800.000 114.42%
2006 -6.622.800.000 1014.81%
2007 21.399.400.000 130.95%
2008 2.771.800.000 -672.04%
2009 15.957.200.000 82.63%
2010 -3.312.300.000 581.76%
2011 -20.369.200.000 83.74%
2012 32.522.300.000 162.63%
2013 -8.962.400.000 462.87%
2014 48.921.300.000 118.32%
2015 -17.135.600.000 385.5%
2016 -109.978.900.000 84.42%
2017 -38.989.200.000 -182.08%
2018 147.088.600.000 126.51%
2019 -89.890.700.000 263.63%
2020 165.041.100.000 154.47%
2021 284.272.400.000 41.94%
2022 -282.283.300.000 200.7%
2023 0 0%
2023 -92.438.400.000 100%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Indian Bank Operating Cashflow
Year Operating Cashflow Growth
2003 3.421.600.000
2004 -8.215.200.000 141.65%
2005 61.890.900.000 113.27%
2006 -5.526.700.000 1219.85%
2007 22.375.200.000 124.7%
2008 3.843.700.000 -482.13%
2009 17.067.300.000 77.48%
2010 -1.955.500.000 972.78%
2011 -18.798.500.000 89.6%
2012 34.470.100.000 154.54%
2013 -7.249.900.000 575.46%
2014 51.356.900.000 114.12%
2015 -9.307.200.000 651.8%
2016 -108.138.500.000 91.39%
2017 -36.758.000.000 -194.19%
2018 149.653.000.000 124.56%
2019 -87.299.100.000 271.43%
2020 170.645.500.000 151.16%
2021 287.503.300.000 40.65%
2022 -278.939.700.000 203.07%
2023 0 0%
2023 -86.172.600.000 100%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Indian Bank Capital Expenditure
Year Capital Expenditure Growth
2003 472.600.000
2004 522.400.000 9.53%
2005 1.305.100.000 59.97%
2006 1.096.100.000 -19.07%
2007 975.800.000 -12.33%
2008 1.071.900.000 8.97%
2009 1.110.100.000 3.44%
2010 1.356.800.000 18.18%
2011 1.570.700.000 13.62%
2012 1.947.800.000 19.36%
2013 1.712.500.000 -13.74%
2014 2.435.600.000 29.69%
2015 7.828.400.000 68.89%
2016 1.840.400.000 -325.36%
2017 2.231.200.000 17.52%
2018 2.564.400.000 12.99%
2019 2.591.600.000 1.05%
2020 5.604.400.000 53.76%
2021 3.230.900.000 -73.46%
2022 3.343.600.000 3.37%
2023 0 0%
2023 6.265.800.000 100%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Indian Bank Equity
Year Equity Growth
2003 16.936.900.000
2004 21.045.100.000 19.52%
2005 25.007.500.000 15.84%
2006 39.101.500.000 36.04%
2007 53.214.300.000 26.52%
2008 72.838.600.000 26.94%
2009 84.304.800.000 13.6%
2010 97.005.600.000 13.09%
2011 109.246.400.000 11.2%
2012 121.073.800.000 9.77%
2013 140.383.000.000 13.75%
2014 150.452.300.000 6.69%
2015 165.070.900.000 8.86%
2016 174.529.600.000 5.42%
2017 187.353.110.000 6.84%
2018 197.359.100.000 5.07%
2019 227.887.500.000 13.4%
2020 394.806.700.000 42.28%
2021 449.769.100.000 12.22%
2022 495.330.100.000 9.2%
2023 602.775.100.000 17.83%
2023 534.146.000.000 -12.85%
2024 602.775.100.000 11.39%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Indian Bank Assets
Year Assets Growth
2003 333.364.800.000
2004 400.102.900.000 16.68%
2005 476.251.000.000 15.99%
2006 561.993.700.000 15.26%
2007 706.031.200.000 20.4%
2008 842.419.800.000 16.19%
2009 1.015.238.500.000 17.02%
2010 1.218.471.600.000 16.68%
2011 1.414.896.200.000 13.88%
2012 1.629.534.200.000 13.17%
2013 1.874.881.900.000 13.09%
2014 1.930.357.200.000 2.87%
2015 2.039.410.900.000 5.35%
2016 2.185.074.400.000 6.67%
2017 2.529.814.000.000 13.63%
2018 2.803.883.000.000 9.77%
2019 3.101.409.800.000 9.59%
2020 6.281.135.300.000 50.62%
2021 6.740.964.300.000 6.82%
2022 7.133.340.000.000 5.5%
2023 7.957.088.200.000 10.35%
2023 7.417.268.100.000 -7.28%
2024 0 0%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Indian Bank Liabilities
Year Liabilities Growth
2003 316.427.900.000
2004 379.057.800.000 16.52%
2005 451.243.500.000 16%
2006 522.892.200.000 13.7%
2007 652.816.900.000 19.9%
2008 769.581.200.000 15.17%
2009 930.933.700.000 17.33%
2010 1.121.466.000.000 16.99%
2011 1.305.649.800.000 14.11%
2012 1.508.460.400.000 13.44%
2013 1.734.498.900.000 13.03%
2014 1.779.904.900.000 2.55%
2015 1.874.340.000.000 5.04%
2016 2.010.544.800.000 6.77%
2017 2.342.460.890.000 14.17%
2018 2.606.523.900.000 10.13%
2019 2.873.522.300.000 9.29%
2020 5.886.328.600.000 51.18%
2021 6.291.195.200.000 6.44%
2022 6.638.009.900.000 5.22%
2023 231.428.800.000 -2768.27%
2023 249.391.200.000 7.2%
2024 0 0%

Indian Bank Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
307.6
Net Income per Share
67.86
Price to Earning Ratio
7.79x
Price To Sales Ratio
1.72x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
1.18
EV to Sales
1.72
EV Over EBITDA
8.57
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.13
FreeCashFlow Yield
0
Market Cap
712,41 Bil.
Enterprise Value
712,41 Bil.
Graham Number
826.59
Graham NetNet
0

Income Statement Metrics

Net Income per Share
67.86
Income Quality
0
ROE
0.16
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.77
EBT Per Ebit
1.04
Ebit per Revenue
0.28
Effective Tax Rate
0.02

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.28
Pretax Profit Margin
0.29
Net Profit Margin
0.22

Dividends

Dividend Yield
0.02
Dividend Yield %
2.27
Payout Ratio
0
Dividend Per Share
12

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.19
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,00
Book Value per Share
0,00
Tangible Book Value per Share
0
Shareholders Equity per Share
447.51
Interest Debt per Share
251.35
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
0
Current Ratio
0
Tangible Asset Value
0,00 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
0
Working Capital
0,00 Bil.
Intangibles to Total Assets
0
Average Receivables
50,86 Bil.
Average Payables
9,23 Bil.
Average Inventory
-261746000000
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Indian Bank Dividends
Year Dividends Growth
2007 3
2008 4 25%
2009 5 20%
2010 7 16.67%
2011 8 14.29%
2012 8 0%
2013 7 -16.67%
2014 5 -50%
2015 4 0%
2016 2 -300%
2017 6 83.33%
2018 6 0%
2021 2 -200%
2022 7 66.67%
2023 9 25%
2024 12 33.33%

Indian Bank Profile

About Indian Bank

Indian Bank provides various banking products and services. The company offers deposit products, including savings bank and current accounts, term deposits, and non resident Indian (NRI) accounts. It also provides agriculture, group, personal/individual, MSME, corporate, education, and NRI loans. In addition, the company provides digital products; and applications supported by blocked amount and centralized pension processing services, as well as central schemes to provide interest subsidy. It operates through 5732 branches in India and 3 overseas branches; and 4925 ATMs and BNAs. The company was incorporated in 1907 and is based in Chennai, India.

CEO
Mr. Shanti Lal Jain
Employee
40.251
Address
254-260, Avvai Shanmugam Salai
Chennai, 600014

Indian Bank Executives & BODs

Indian Bank Executives & BODs
# Name Age
1 Mr. Brajesh Kumar Singh
Executive Director
70
2 Mr. Ashutosh Choudhury
Executive Director
70
3 Mr. Sunil Jain
Chief Financial Officer & GM of Accounts
70
4 Mr. Deepak Sarda
CGM of IT, Partnership, Chief Technology Officer & Chief Information Officer
70
5 Ms. Maya Nagarajan V
Chief General Manager of Recovery & Legal
70
6 Mr. Deepak Gupta
GM – Estate & BOD and Chief Operating Officer
70
7 Mr. Shiv Bajrang Singh
Executive Director
70
8 Mr. Mahesh Kumar Bajaj
Executive Director
70
9 Mr. Dina Nath Kumar
Assistant GM, Company Secretary & Compliance Officer
70
10 Mr. Shanti Lal Jain
MD, Chief Executive Officer & Director
70

Indian Bank Competitors

Canara Bank Logo
Canara Bank

CANBK.NS

(3.8)
Union Bank of India Logo
Union Bank of India

UNIONBANK.NS

(3.5)
Bank of India Limited Logo
Bank of India Limited

BANKINDIA.NS

(3.2)
Indian Overseas Bank Logo
Indian Overseas Bank

IOB.NS

(2.2)
Central Bank of India Logo
Central Bank of India

CENTRALBK.NS

(2.5)