China Life Insurance Company Limited Logo

China Life Insurance Company Limited

CILJF

(3.0)
Stock Price

1,96 USD

0.37% ROA

4.95% ROE

18.46x PER

Market Cap.

861.956.735.513,80 USD

25.26% DER

2.81% Yield

2.79% NPM

China Life Insurance Company Limited Stock Analysis

China Life Insurance Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

China Life Insurance Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.57x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a minimal amount of debt (10%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

4 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

5 ROE

ROE in an average range (5.82%) suggests satisfactory profitability and decent utilization of shareholders' equity.

6 ROA

The stock's ROA (0.48%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

8 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (144), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

9 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

11 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

China Life Insurance Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

China Life Insurance Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

China Life Insurance Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

China Life Insurance Company Limited Revenue
Year Revenue Growth
2001 61.207.000.000
2002 74.308.000.000 17.63%
2003 78.883.000.000 5.8%
2004 76.806.000.000 -2.7%
2005 98.212.000.000 21.8%
2006 147.311.000.000 33.33%
2007 191.372.000.000 23.02%
2008 166.811.000.000 -14.72%
2009 339.290.000.000 50.84%
2010 385.838.000.000 12.06%
2011 370.899.000.000 -4.03%
2012 371.485.000.000 0.16%
2013 417.883.000.000 11.1%
2014 440.766.000.000 5.19%
2015 507.449.000.000 13.14%
2016 540.781.000.000 6.16%
2017 643.355.000.000 15.94%
2018 627.419.000.000 -2.54%
2019 729.474.000.000 13.99%
2020 804.961.000.000 9.38%
2021 824.526.000.000 2.37%
2022 803.975.000.000 -2.56%
2023 2.126.408.000.000 62.19%
2023 824.055.000.000 -158.04%
2024 363.456.000.000 -126.73%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

China Life Insurance Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

China Life Insurance Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 0
2002 0 0%
2003 6.862.000.000 100%
2004 6.585.000.000 -4.21%
2005 7.237.000.000 9.01%
2006 9.339.000.000 22.51%
2007 11.798.000.000 20.84%
2008 12.110.000.000 2.58%
2009 18.719.000.000 35.31%
2010 20.285.000.000 7.72%
2011 0 0%
2012 23.283.000.000 100%
2013 24.805.000.000 6.14%
2014 25.432.000.000 2.47%
2015 27.458.000.000 7.38%
2016 31.854.000.000 13.8%
2017 35.953.000.000 11.4%
2018 37.486.000.000 4.09%
2019 40.275.000.000 6.92%
2020 37.687.000.000 -6.87%
2021 40.808.000.000 7.65%
2022 39.874.000.000 -2.34%
2023 37.512.000.000 -6.3%
2023 41.076.000.000 8.68%
2024 6.292.000.000 -552.83%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

China Life Insurance Company Limited EBITDA
Year EBITDA Growth
2001 -4.673.000.000
2002 -2.708.000.000 -72.56%
2003 5.088.000.000 153.22%
2004 15.654.000.000 67.5%
2005 18.735.000.000 16.45%
2006 35.181.000.000 46.75%
2007 59.513.000.000 40.89%
2008 29.389.000.000 -102.5%
2009 40.520.000.000 27.47%
2010 39.588.000.000 -2.35%
2011 19.153.000.000 -106.69%
2012 9.401.000.000 -103.73%
2013 26.910.000.000 65.07%
2014 38.038.000.000 29.25%
2015 42.419.000.000 10.33%
2016 19.007.000.000 -123.18%
2017 35.919.000.000 47.08%
2018 7.920.000.000 -353.52%
2019 55.252.000.000 85.67%
2020 49.217.000.000 -12.26%
2021 44.286.000.000 -11.13%
2022 18.523.000.000 -139.09%
2023 -139.592.000.000 113.27%
2023 11.582.000.000 1305.25%
2024 17.434.000.000 33.57%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

China Life Insurance Company Limited Gross Profit
Year Gross Profit Growth
2001 61.207.000.000
2002 74.308.000.000 17.63%
2003 78.883.000.000 5.8%
2004 76.806.000.000 -2.7%
2005 98.212.000.000 21.8%
2006 147.311.000.000 33.33%
2007 191.372.000.000 23.02%
2008 166.811.000.000 -14.72%
2009 339.290.000.000 50.84%
2010 385.838.000.000 12.06%
2011 370.899.000.000 -4.03%
2012 371.485.000.000 0.16%
2013 417.883.000.000 11.1%
2014 440.766.000.000 5.19%
2015 507.449.000.000 13.14%
2016 540.781.000.000 6.16%
2017 643.355.000.000 15.94%
2018 627.419.000.000 -2.54%
2019 729.474.000.000 13.99%
2020 804.961.000.000 9.38%
2021 824.526.000.000 2.37%
2022 803.975.000.000 -2.56%
2023 2.126.408.000.000 62.19%
2023 824.055.000.000 -158.04%
2024 363.456.000.000 -126.73%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

China Life Insurance Company Limited Net Profit
Year Net Profit Growth
2001 -4.712.000.000
2002 -3.523.000.000 -33.75%
2003 -1.428.000.000 -146.71%
2004 7.171.000.000 119.91%
2005 9.365.000.000 23.43%
2006 20.051.000.000 53.29%
2007 39.060.000.000 48.67%
2008 21.277.000.000 -83.58%
2009 32.881.000.000 35.29%
2010 33.626.000.000 2.22%
2011 18.331.000.000 -83.44%
2012 11.061.000.000 -65.73%
2013 24.765.000.000 55.34%
2014 32.211.000.000 23.12%
2015 34.699.000.000 7.17%
2016 19.127.000.000 -81.41%
2017 32.253.000.000 40.7%
2018 11.395.000.000 -183.05%
2019 58.287.000.000 80.45%
2020 50.257.000.000 -15.98%
2021 50.766.000.000 1%
2022 32.082.000.000 -58.24%
2023 -79.768.000.000 140.22%
2023 21.110.000.000 477.87%
2024 70.536.000.000 70.07%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

China Life Insurance Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 1 0%
2007 1 100%
2008 1 0%
2009 1 100%
2010 1 0%
2011 1 0%
2012 0 0%
2013 1 0%
2014 1 100%
2015 1 0%
2016 1 0%
2017 1 100%
2018 0 0%
2019 2 100%
2020 2 -100%
2021 2 0%
2022 1 0%
2023 0 0%
2023 1 0%
2024 2 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

China Life Insurance Company Limited Free Cashflow
Year Free Cashflow Growth
2003 36.268.000.000
2004 31.944.000.000 -13.54%
2005 30.344.000.000 -5.27%
2006 77.667.045.600 60.93%
2007 119.676.716.500 35.1%
2008 81.954.000.000 -46.03%
2009 146.439.000.000 44.04%
2010 173.751.000.000 15.72%
2011 129.103.000.000 -34.58%
2012 126.889.000.000 -1.74%
2013 64.568.000.000 -96.52%
2014 73.199.000.000 11.79%
2015 -27.195.000.000 369.16%
2016 83.788.000.000 132.46%
2017 191.371.000.000 56.22%
2018 128.006.000.000 -49.5%
2019 274.617.000.000 53.39%
2020 296.557.000.000 7.4%
2021 280.973.000.000 -5.55%
2022 348.892.000.000 19.47%
2023 575.471.000.000 39.37%
2023 -16.803.000.000 3524.81%
2024 148.361.000.000 111.33%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

China Life Insurance Company Limited Operating Cashflow
Year Operating Cashflow Growth
2003 38.510.000.000
2004 32.914.000.000 -17%
2005 31.828.000.000 -3.41%
2006 80.352.000.000 60.39%
2007 122.854.000.000 34.6%
2008 84.779.000.000 -44.91%
2009 149.700.000.000 43.37%
2010 178.600.000.000 16.18%
2011 133.953.000.000 -33.33%
2012 132.182.000.000 -1.34%
2013 68.292.000.000 -93.55%
2014 78.247.000.000 12.72%
2015 -18.811.000.000 515.96%
2016 89.098.000.000 121.11%
2017 200.990.000.000 55.67%
2018 147.552.000.000 -36.22%
2019 286.032.000.000 48.41%
2020 304.024.000.000 5.92%
2021 286.448.000.000 -6.14%
2022 351.968.000.000 18.62%
2023 579.642.000.000 39.28%
2023 89.959.000.000 -544.34%
2024 149.277.000.000 39.74%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

China Life Insurance Company Limited Capital Expenditure
Year Capital Expenditure Growth
2003 2.242.000.000
2004 970.000.000 -131.13%
2005 1.484.000.000 34.64%
2006 2.684.954.400 44.73%
2007 3.177.283.500 15.5%
2008 2.825.000.000 -12.47%
2009 3.261.000.000 13.37%
2010 4.849.000.000 32.75%
2011 4.850.000.000 0.02%
2012 5.293.000.000 8.37%
2013 3.724.000.000 -42.13%
2014 5.048.000.000 26.23%
2015 8.384.000.000 39.79%
2016 5.310.000.000 -57.89%
2017 9.619.000.000 44.8%
2018 19.546.000.000 50.79%
2019 11.415.000.000 -71.23%
2020 7.467.000.000 -52.87%
2021 5.475.000.000 -36.38%
2022 3.076.000.000 -77.99%
2023 4.171.000.000 26.25%
2023 106.762.000.000 96.09%
2024 916.000.000 -11555.24%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

China Life Insurance Company Limited Equity
Year Equity Growth
2000 -339.991.000.000
2001 -238.684.000.000 -42.44%
2002 -243.072.000.000 1.81%
2003 62.756.000.000 487.33%
2004 66.902.000.000 6.2%
2005 80.809.000.000 17.21%
2006 140.205.000.000 42.36%
2007 206.376.000.000 32.06%
2008 181.573.000.000 -13.66%
2009 212.776.000.000 14.66%
2010 210.475.000.000 -1.09%
2011 193.388.000.000 -8.84%
2012 215.413.000.000 10.22%
2013 222.585.000.000 3.22%
2014 287.331.000.000 22.53%
2015 326.214.000.000 11.92%
2016 307.648.000.000 -6.03%
2017 325.310.000.000 5.43%
2018 323.290.000.000 -0.62%
2019 409.342.000.000 21.02%
2020 456.931.000.000 10.41%
2021 486.658.000.000 6.11%
2022 445.121.000.000 -9.33%
2023 451.468.000.000 1.41%
2023 470.042.000.000 3.95%
2024 504.133.000.000 6.76%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

China Life Insurance Company Limited Assets
Year Assets Growth
2000 162.307.000.000
2001 227.945.000.000 28.8%
2002 313.605.000.000 27.31%
2003 328.400.000.000 4.51%
2004 433.299.000.000 24.21%
2005 558.788.000.000 22.46%
2006 763.855.000.000 26.85%
2007 932.828.000.000 18.11%
2008 1.044.828.000.000 10.72%
2009 1.226.257.000.000 14.8%
2010 1.410.579.000.000 13.07%
2011 1.583.907.000.000 10.94%
2012 1.890.818.000.000 16.23%
2013 1.972.941.000.000 4.16%
2014 2.246.567.000.000 12.18%
2015 2.448.315.000.000 8.24%
2016 2.696.951.000.000 9.22%
2017 2.897.591.000.000 6.92%
2018 3.254.403.000.000 10.96%
2019 3.726.734.000.000 12.67%
2020 4.252.410.000.000 12.36%
2021 4.891.085.000.000 13.06%
2022 5.251.988.000.000 6.87%
2023 5.759.367.000.000 8.81%
2023 5.886.688.000.000 2.16%
2024 6.290.512.000.000 6.42%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

China Life Insurance Company Limited Liabilities
Year Liabilities Growth
2000 921.000.000
2001 6.704.000.000 86.26%
2002 12.812.000.000 47.67%
2003 3.686.000.000 -247.59%
2004 4.371.000.000 15.67%
2005 42.613.000.000 89.74%
2006 623.650.000.000 93.17%
2007 726.452.000.000 14.15%
2008 863.255.000.000 15.85%
2009 1.013.481.000.000 14.82%
2010 1.200.104.000.000 15.55%
2011 1.390.519.000.000 13.69%
2012 1.675.405.000.000 17%
2013 1.750.356.000.000 4.28%
2014 1.959.236.000.000 10.66%
2015 2.122.101.000.000 7.67%
2016 2.389.303.000.000 11.18%
2017 2.572.281.000.000 7.11%
2018 2.931.113.000.000 12.24%
2019 3.317.392.000.000 11.64%
2020 3.795.479.000.000 12.6%
2021 4.404.427.000.000 13.83%
2022 4.806.867.000.000 8.37%
2023 5.307.899.000.000 9.44%
2023 5.416.576.000.000 2.01%
2024 5.786.379.000.000 6.39%

China Life Insurance Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
29.48
Net Income per Share
0.82
Price to Earning Ratio
18.46x
Price To Sales Ratio
1.03x
POCF Ratio
0.76
PFCF Ratio
1.91
Price to Book Ratio
0.87
EV to Sales
1.1
EV Over EBITDA
-35.31
EV to Operating CashFlow
1.62
EV to FreeCashFlow
2.02
Earnings Yield
0.05
FreeCashFlow Yield
0.52
Market Cap
861,96 Bil.
Enterprise Value
913,60 Bil.
Graham Number
17.98
Graham NetNet
-129.18

Income Statement Metrics

Net Income per Share
0.82
Income Quality
13.02
ROE
0.05
Return On Assets
0
Return On Capital Employed
-0
Net Income per EBT
1.62
EBT Per Ebit
-0.51
Ebit per Revenue
-0.03
Effective Tax Rate
-0.18

Margins

Sales, General, & Administrative to Revenue
0.03
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
-0.03
Pretax Profit Margin
0.02
Net Profit Margin
0.03

Dividends

Dividend Yield
0.03
Dividend Yield %
2.81
Payout Ratio
0.98
Dividend Per Share
0.06

Operating Metrics

Operating Cashflow per Share
19.91
Free CashFlow per Share
15.97
Capex to Operating CashFlow
0.2
Capex to Revenue
0.13
Capex to Depreciation
106.22
Return on Invested Capital
-0.05
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
3.95

Balance Sheet

Cash per Share
75,54
Book Value per Share
17,84
Tangible Book Value per Share
17.54
Shareholders Equity per Share
17.47
Interest Debt per Share
10.64
Debt to Equity
0.25
Debt to Assets
0.02
Net Debt to EBITDA
-2
Current Ratio
14.72
Tangible Asset Value
495,88 Bil.
Net Current Asset Value
-3.624,69 Bil.
Invested Capital
2077954000000
Working Capital
2.014,88 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
2.621,31 Bil.
Average Inventory
0
Debt to Market Cap
0.14

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

China Life Insurance Company Limited Dividends
Year Dividends Growth
2014 0
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

China Life Insurance Company Limited Profile

About China Life Insurance Company Limited

China Life Insurance Company Limited, together with its subsidiaries, operates as a life insurance company in the People's Republic of China. The company operates in four segments: Life Insurance Business, Health Insurance Business, Accident Insurance Business, and Other Businesses. It offers critical illness protection, annuity, children/women/pension, security, life, medical, and accident protection insurance products. The company was founded in 1949 and is based in Beijing, the People's Republic of China. China Life Insurance Company Limited is a subsidiary of China Life Insurance (Group) Company Limited.

CEO
Mr. Mingguang Li
Employee
98.824
Address
16 Financial Street
Beijing, 100033

China Life Insurance Company Limited Executives & BODs

China Life Insurance Company Limited Executives & BODs
# Name Age
1 Ms. Jin Hou
Chief Actuary & GM of Product Department
70
2 Ms. Hong Yang
Vice President, Operating Director & GM of the Operation Service Center
70
3 Mr. Zhong Zhan
Vice President, Marketing Director & GM of Individual Insurance Division
70
4 Ms. Ying Yuan
Chief Financial Officer
70
5 Mr. Ruan Qi
Vice President, Chief Cybersecurity Officer, Chief Risk Officer & Executive Director
70
6 Mr. Guodong Zhao
Vice President & Board Secretary
70
7 Mr. Mingguang Li
President & Executive Director
70
8 Ms. Liu Hui
Vice President, Chief Investment Officer & Executive Director
70
9 Mr. Kai Bai
Vice President
70
10 Mr. Chongmiao Xu
Compliance Officer, GM of the Legal & Compliance Department and Legal Officer
70

China Life Insurance Company Limited Competitors