Fubon Financial Holding Co., Ltd. Logo

Fubon Financial Holding Co., Ltd.

FUIZF

(0.5)
Stock Price

16,33 USD

0.81% ROA

10.46% ROE

8.05x PER

Market Cap.

28.033.772.922,00 USD

58.75% DER

0% Yield

10.18% NPM

Fubon Financial Holding Co., Ltd. Stock Analysis

Fubon Financial Holding Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Fubon Financial Holding Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

2 ROE

Unidentified ROE

3 ROA

Unidentified ROA

4 PBV

Unidentified ROA

5 DER

Unidentified DER

6 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

7 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

8 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Graham Number

Unidentified Graham Number

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Buffet Intrinsic Value

The company's stock appears overvalued (0) by Warren Buffett's formula, suggesting a less favorable investment opportunity as its market price exceeds its estimated intrinsic value.

Fubon Financial Holding Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Fubon Financial Holding Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Sell
4 Stoch RSI Buy

Fubon Financial Holding Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Fubon Financial Holding Co., Ltd. Revenue
Year Revenue Growth
2019 29.586.625.159
2020 32.615.221.701 9.29%
2021 31.500.763.307 -3.54%
2022 20.536.818.925 -53.39%
2023 21.992.981.458 6.62%
2024 27.631.622.732 20.41%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Fubon Financial Holding Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2019 0
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Fubon Financial Holding Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2019 22.885.894.000
2020 21.026.663.000 -8.84%
2021 22.743.699.000 7.55%
2022 23.803.439.000 4.45%
2023 31.150.154.000 23.58%
2024 32.107.480.000 2.98%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Fubon Financial Holding Co., Ltd. EBITDA
Year EBITDA Growth
2019 7.652.244.159
2020 10.185.599.501 24.87%
2021 10.172.125.280 -0.13%
2022 -11.099.990.232 191.64%
2023 369.805.228 3101.58%
2024 -4 9245130800%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Fubon Financial Holding Co., Ltd. Gross Profit
Year Gross Profit Growth
2019 29.586.625.158
2020 32.615.221.700 9.29%
2021 31.500.763.306 -3.54%
2022 20.536.818.924 -53.39%
2023 5.422.359.892 -278.74%
2024 5.584.119.384 2.9%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Fubon Financial Holding Co., Ltd. Net Profit
Year Net Profit Growth
2019 1.892.358.130
2020 3.065.952.222 38.28%
2021 5.175.579.071 40.76%
2022 1.574.037.765 -228.81%
2023 2.117.928.155 25.68%
2024 3.869.021.244 45.26%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Fubon Financial Holding Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2019 2
2020 2 50%
2021 4 50%
2022 1 -300%
2023 2 0%
2024 3 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Fubon Financial Holding Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2019 7.036.290.808
2020 465.838.359 -1410.46%
2021 399.181.844 -16.7%
2022 7.452.617.032 94.64%
2023 584.015.698 -1176.1%
2024 -1.112.354.044 152.5%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Fubon Financial Holding Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2019 7.121.708.289
2020 623.809.960 -1041.65%
2021 528.653.160 -18%
2022 7.581.759.125 93.03%
2023 764.035.881 -892.33%
2024 -1.066.629.671 171.63%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Fubon Financial Holding Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2019 85.417.481
2020 157.971.601 45.93%
2021 129.471.316 -22.01%
2022 129.142.093 -0.25%
2023 180.020.183 28.26%
2024 45.724.373 -293.71%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Fubon Financial Holding Co., Ltd. Equity
Year Equity Growth
2019 20.672.319.889
2020 27.645.950.488 25.22%
2021 35.561.050.187 22.26%
2022 18.663.110.861 -90.54%
2023 26.608.227.301 29.86%
2024 28.451.505.725 6.48%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Fubon Financial Holding Co., Ltd. Assets
Year Assets Growth
2019 284.638.651.913
2020 328.420.944.106 13.33%
2021 378.818.553.779 13.3%
2022 343.739.149.852 -10.21%
2023 361.196.887.793 4.83%
2024 359.462.557.563 -0.48%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Fubon Financial Holding Co., Ltd. Liabilities
Year Liabilities Growth
2019 263.966.332.023
2020 300.774.993.616 12.24%
2021 343.257.503.591 12.38%
2022 325.076.038.989 -5.59%
2023 334.588.660.491 2.84%
2024 331.011.051.837 -1.08%

Fubon Financial Holding Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
19.92
Net Income per Share
2.03
Price to Earning Ratio
8.05x
Price To Sales Ratio
1.08x
POCF Ratio
6.49
PFCF Ratio
9.09
Price to Book Ratio
0.76
EV to Sales
0.88
EV Over EBITDA
40.15
EV to Operating CashFlow
6.96
EV to FreeCashFlow
7.39
Earnings Yield
0.12
FreeCashFlow Yield
0.11
Market Cap
28,03 Bil.
Enterprise Value
22,78 Bil.
Graham Number
31.33
Graham NetNet
-179.22

Income Statement Metrics

Net Income per Share
2.03
Income Quality
1.24
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
-0
Net Income per EBT
0.89
EBT Per Ebit
-4.76
Ebit per Revenue
-0.02
Effective Tax Rate
0.15

Margins

Sales, General, & Administrative to Revenue
1.27
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.79
Operating Profit Margin
-0.02
Pretax Profit Margin
0.11
Net Profit Margin
0.1

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.01
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
2.51
Free CashFlow per Share
2.37
Capex to Operating CashFlow
-0.06
Capex to Revenue
-0.01
Capex to Depreciation
-0.78
Return on Invested Capital
-0.01
Return on Tangible Assets
0.01
Days Sales Outstanding
4772.29
Days Payables Outstanding
54.68
Days of Inventory on Hand
-24168.57
Receivables Turnover
0.08
Payables Turnover
6.68
Inventory Turnover
-0.02
Capex per Share
-0.15

Balance Sheet

Cash per Share
20,00
Book Value per Share
21,52
Tangible Book Value per Share
-3.97
Shareholders Equity per Share
21.52
Interest Debt per Share
37.32
Debt to Equity
0.59
Debt to Assets
0.05
Net Debt to EBITDA
-9.26
Current Ratio
2.7
Tangible Asset Value
-5,16 Bil.
Net Current Asset Value
-293,46 Bil.
Invested Capital
0.59
Working Capital
23,62 Bil.
Intangibles to Total Assets
0.09
Average Receivables
323,30 Bil.
Average Payables
0,82 Bil.
Average Inventory
-350152127380.5
Debt to Market Cap
0.59

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Fubon Financial Holding Co., Ltd. Dividends
Year Dividends Growth
2010 0
2011 0 0%
2012 0 0%
2013 0 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 0 0%

Fubon Financial Holding Co., Ltd. Profile

About Fubon Financial Holding Co., Ltd.

Fubon Financial Holding Co., Ltd. provides various financial services in Taiwan, Asia, and internationally. It operates through Bank Business, Insurance Business, Life Insurance Business, Securities Business, and Others segments. The company primarily offers insurance products, including property, casualty, life, health, accident, fire, marine cargo, marine hull fishing vessel, motor, liability, engineering and nuclear, surety and credit, and personal and commercial multiple peril insurance, as well as typhoon, flood, and earthquake insurance products. It also provides retail and consumer, corporate, and investment banking services; brokerage services; margin lending; securities financing and refinancing, trading, underwriting, and transfer services; and investment and financial management, futures, and foreign currency and CNY services. In addition, the company offers venture capital, marketing management, creditor's rights management, IT software, equity and asset management, stadium management, and sports services, as well as trust, financial bill, and credit card services; and invests in and manages real estate properties. Fubon Financial Holding Co., Ltd. was founded in 1961 and is based in Taipei, Taiwan.

CEO
Mr. Wey-Ting Harn
Employee
42.309
Address
No.179, Liaoning Street
Taipei,

Fubon Financial Holding Co., Ltd. Executives & BODs

Fubon Financial Holding Co., Ltd. Executives & BODs
# Name Age
1 Ms. Emily Wang
Executive Vice President & Chief Compliance Officer
70
2 Ms. Chia-Hui Wang
Senior Vice President
70
3 Mr. Howard Lin
Chief Investment Officer & Director
70
4 Mr. Yun-Ku Lin
Head of Equity & Alternative Investment
70
5 Mr. Chris Tsai
Execuitve Vice President & Director
70
6 Mr. Victor Kung
President
70
7 Mr. Wei Lo
Senior Executive Vice President
70
8 Mr. Wey-Ting Harn
President, Chief Financial Officer & Director
70
9 Mr. Chung-Ping Liu
Senior Executive Vice President
70
10 Ms. Ching-Yi Liu
Senior EVice President & Chief Human Resources Officer
70

Fubon Financial Holding Co., Ltd. Competitors