CIMB Thai Bank Public Company Limited Logo

CIMB Thai Bank Public Company Limited

CIMBT.BK

(2.2)
Stock Price

0,52 THB

0.34% ROA

3.42% ROE

11.76x PER

Market Cap.

21.589.826.000,00 THB

215.24% DER

1.85% Yield

9.04% NPM

CIMB Thai Bank Public Company Limited Stock Analysis

CIMB Thai Bank Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

CIMB Thai Bank Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.45x) suggests it's undervalued, making it an attractive opportunity for investors.

2 ROE

ROE in an average range (4.7%) suggests satisfactory profitability and decent utilization of shareholders' equity.

3 ROA

The stock's ROA (0.44%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 Assets Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

5 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

6 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past three years, consistently delivering higher payouts to shareholders.

7 Dividend

Investors can take comfort in the fact that the company has consistently distributed dividends over the past three years, demonstrating a commitment to rewarding shareholders.

8 Buffet Intrinsic Value

The company's stock seems undervalued (4) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 DER

The company has a high debt to equity ratio (208%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

10 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

CIMB Thai Bank Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

CIMB Thai Bank Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Sell
4 Stoch RSI Buy

CIMB Thai Bank Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

CIMB Thai Bank Public Company Limited Revenue
Year Revenue Growth
2005 5.398.298.461
2006 7.717.347.795 30.05%
2007 2.645.801.249 -191.68%
2008 6.533.222.179 59.5%
2009 6.887.377.147 5.14%
2010 6.785.206.136 -1.51%
2011 7.772.389.557 12.7%
2012 8.874.146.314 12.42%
2013 10.155.196.646 12.61%
2014 10.507.149.447 3.35%
2015 12.247.418.757 14.21%
2016 12.918.154.700 5.19%
2017 13.121.157.380 1.55%
2018 13.600.295.476 3.52%
2019 14.163.657.957 3.98%
2020 14.944.260.957 5.22%
2021 13.189.368.976 -13.31%
2022 12.475.782.713 -5.72%
2023 12.661.396.000 1.47%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

CIMB Thai Bank Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

CIMB Thai Bank Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 2.144.637.439 100%
2009 2.103.773.239 -1.94%
2010 3.242.064.278 35.11%
2011 2.986.339.046 -8.56%
2012 3.324.108.132 10.16%
2013 3.129.301.377 -6.23%
2014 3.768.350.542 16.96%
2015 3.783.915.420 0.41%
2016 3.888.320.586 2.69%
2017 4.099.189.712 5.14%
2018 4.564.593.903 10.2%
2019 5.094.944.713 10.41%
2020 4.292.007.308 -18.71%
2021 4.331.610.407 0.91%
2022 4.356.466.101 0.57%
2023 4.288.444.000 -1.59%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

CIMB Thai Bank Public Company Limited EBITDA
Year EBITDA Growth
2005 5.990.754.829
2006 4.124.321.025 -45.25%
2007 1.253.677.908 -228.98%
2008 4.104.685.303 69.46%
2009 3.577.082.279 -14.75%
2010 2.892.662.520 -23.66%
2011 5.238.586.258 44.78%
2012 6.548.601.974 20%
2013 7.883.001.906 16.93%
2014 7.969.936.597 1.09%
2015 8.184.982.029 2.63%
2016 4.774.499.048 -71.43%
2017 5.567.050.618 14.24%
2018 5.634.699.976 1.2%
2019 2.376.596.248 -137.09%
2020 2.250.895.236 -5.58%
2021 3.534.923.400 36.32%
2022 7.579.229.375 53.36%
2023 2.581.460.652 -193.6%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

CIMB Thai Bank Public Company Limited Gross Profit
Year Gross Profit Growth
2005 5.398.298.461
2006 7.717.347.795 30.05%
2007 2.645.801.249 -191.68%
2008 6.533.222.179 59.5%
2009 6.887.377.147 5.14%
2010 6.785.206.136 -1.51%
2011 7.772.389.557 12.7%
2012 8.874.146.314 12.42%
2013 10.155.196.646 12.61%
2014 10.507.149.447 3.35%
2015 12.247.418.757 14.21%
2016 12.918.154.700 5.19%
2017 13.121.157.380 1.55%
2018 13.600.295.476 3.52%
2019 14.163.657.957 3.98%
2020 14.944.260.957 5.22%
2021 13.189.368.976 -13.31%
2022 12.475.782.713 -5.72%
2023 12.661.396.000 1.47%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

CIMB Thai Bank Public Company Limited Net Profit
Year Net Profit Growth
2005 611.250.135
2006 -4.423.026.835 113.82%
2007 -6.928.725.940 36.16%
2008 -1.983.622.704 -249.3%
2009 1.667.478 119059.45%
2010 828.846.303 99.8%
2011 1.316.386.007 37.04%
2012 1.580.937.081 16.73%
2013 1.490.107.063 -6.1%
2014 988.803.145 -50.7%
2015 1.052.481.941 6.05%
2016 -629.525.217 267.19%
2017 384.898.228 263.56%
2018 6.901.420 -5477.09%
2019 1.501.595.989 99.54%
2020 1.290.582.104 -16.35%
2021 2.440.555.074 47.12%
2022 2.910.797.659 16.16%
2023 1.469.664.000 -98.06%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

CIMB Thai Bank Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 0
2006 -2 100%
2007 -2 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

CIMB Thai Bank Public Company Limited Free Cashflow
Year Free Cashflow Growth
2005 26.676.504.347
2006 4.947.307.916 -439.21%
2007 9.709.833.874 49.05%
2008 -36.884.487.323 126.32%
2009 -39.291.453.490 6.13%
2010 -8.897.102.708 -341.62%
2011 7.083.985.382 225.59%
2012 -3.703.416.113 291.28%
2013 179.478.527 2163.43%
2014 1.472.259.476 87.81%
2015 -15.072.507.550 109.77%
2016 -11.541.468.901 -30.59%
2017 -24.825.075.296 53.51%
2018 13.491.041.643 284.01%
2019 -9.049.644.249 249.08%
2020 3.533.889.020 356.08%
2021 14.678.007.149 75.92%
2022 33.617.307.161 56.34%
2023 -9.647.971.160 448.44%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

CIMB Thai Bank Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2005 26.676.504.347
2006 4.947.307.916 -439.21%
2007 10.175.312.583 51.38%
2008 -36.525.695.948 127.86%
2009 -38.892.939.763 6.09%
2010 -8.513.502.597 -356.84%
2011 7.849.968.848 208.45%
2012 -3.326.424.583 335.99%
2013 443.482.629 850.07%
2014 1.844.419.100 75.96%
2015 -14.792.638.734 112.47%
2016 -11.183.840.332 -32.27%
2017 -24.473.265.982 54.3%
2018 13.932.766.984 275.65%
2019 -8.045.977.555 273.16%
2020 4.143.036.399 294.2%
2021 15.228.833.099 72.79%
2022 34.089.213.598 55.33%
2023 -9.540.537.896 457.31%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

CIMB Thai Bank Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2005 0
2006 0 0%
2007 465.478.709 100%
2008 358.791.375 -29.74%
2009 398.513.727 9.97%
2010 383.600.111 -3.89%
2011 765.983.466 49.92%
2012 376.991.530 -103.18%
2013 264.004.102 -42.8%
2014 372.159.624 29.06%
2015 279.868.816 -32.98%
2016 357.628.569 21.74%
2017 351.809.314 -1.65%
2018 441.725.341 20.36%
2019 1.003.666.694 55.99%
2020 609.147.379 -64.77%
2021 550.825.950 -10.59%
2022 471.906.437 -16.72%
2023 107.433.264 -339.26%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

CIMB Thai Bank Public Company Limited Equity
Year Equity Growth
2005 8.485.257.754
2006 4.223.736.187 -100.89%
2007 649.435.999 -550.37%
2008 5.067.527.895 87.18%
2009 7.873.773.201 35.64%
2010 11.853.563.040 33.57%
2011 13.321.636.333 11.02%
2012 19.698.471.994 32.37%
2013 21.830.072.174 9.76%
2014 22.688.249.120 3.78%
2015 27.108.010.396 16.3%
2016 26.705.420.411 -1.51%
2017 33.051.848.701 19.2%
2018 36.921.825.901 10.48%
2019 38.520.658.793 4.15%
2020 41.543.858.559 7.28%
2021 43.402.864.668 4.28%
2022 45.849.919.894 5.34%
2023 46.721.022.000 1.86%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

CIMB Thai Bank Public Company Limited Assets
Year Assets Growth
2005 269.837.773.151
2006 217.596.092.708 -24.01%
2007 205.696.980.153 -5.78%
2008 212.376.634.086 3.15%
2009 140.341.561.849 -51.33%
2010 140.476.827.736 0.1%
2011 168.023.094.060 16.39%
2012 201.516.072.954 16.62%
2013 279.661.560.503 27.94%
2014 274.143.974.254 -2.01%
2015 304.621.394.742 10.01%
2016 297.470.307.820 -2.4%
2017 300.603.602.556 1.04%
2018 355.848.524.921 15.52%
2019 391.907.131.720 9.2%
2020 407.249.031.999 3.77%
2021 398.513.871.803 -2.19%
2022 495.785.392.594 19.62%
2023 540.527.540.000 8.28%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

CIMB Thai Bank Public Company Limited Liabilities
Year Liabilities Growth
2005 544.502.520
2006 2.641.779.881 79.39%
2007 24.234.021.310 89.1%
2008 207.241.399.348 88.31%
2009 132.397.430.832 -56.53%
2010 128.540.994.041 -3%
2011 154.612.171.390 16.86%
2012 181.817.600.960 14.96%
2013 257.831.488.329 29.48%
2014 251.455.725.134 -2.54%
2015 277.513.384.346 9.39%
2016 270.764.887.409 -2.49%
2017 267.551.753.855 -1.2%
2018 318.926.699.020 16.11%
2019 353.386.472.927 9.75%
2020 365.705.173.440 3.37%
2021 355.111.007.135 -2.98%
2022 449.935.472.700 21.08%
2023 493.806.518.000 8.88%

CIMB Thai Bank Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
0.36
Net Income per Share
0.05
Price to Earning Ratio
11.76x
Price To Sales Ratio
1.71x
POCF Ratio
-2.27
PFCF Ratio
-2.14
Price to Book Ratio
0.46
EV to Sales
9.52
EV Over EBITDA
21.61
EV to Operating CashFlow
-12.66
EV to FreeCashFlow
-11.92
Earnings Yield
0.09
FreeCashFlow Yield
-0.47
Market Cap
21,59 Bil.
Enterprise Value
120,51 Bil.
Graham Number
1.26
Graham NetNet
-11.45

Income Statement Metrics

Net Income per Share
0.05
Income Quality
-4.11
ROE
0.04
Return On Assets
0
Return On Capital Employed
0.01
Net Income per EBT
0.79
EBT Per Ebit
0.56
Ebit per Revenue
0.2
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.34
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.2
Pretax Profit Margin
0.11
Net Profit Margin
0.09

Dividends

Dividend Yield
0.02
Dividend Yield %
1.85
Payout Ratio
0
Dividend Per Share
0.01

Operating Metrics

Operating Cashflow per Share
-0.27
Free CashFlow per Share
-0.29
Capex to Operating CashFlow
0.06
Capex to Revenue
-0.05
Capex to Depreciation
-0.82
Return on Invested Capital
0.03
Return on Tangible Assets
0
Days Sales Outstanding
1914.16
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.19
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.02

Balance Sheet

Cash per Share
1,30
Book Value per Share
1,34
Tangible Book Value per Share
1.34
Shareholders Equity per Share
1.34
Interest Debt per Share
3.06
Debt to Equity
2.15
Debt to Assets
0.19
Net Debt to EBITDA
17.74
Current Ratio
20.29
Tangible Asset Value
45,73 Bil.
Net Current Asset Value
-382,09 Bil.
Invested Capital
2.15
Working Capital
106,21 Bil.
Intangibles to Total Assets
0
Average Receivables
68,87 Bil.
Average Payables
6,25 Bil.
Average Inventory
0
Debt to Market Cap
4.66

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

CIMB Thai Bank Public Company Limited Dividends
Year Dividends Growth
2013 0
2014 0 0%
2015 0 0%
2016 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

CIMB Thai Bank Public Company Limited Profile

About CIMB Thai Bank Public Company Limited

CIMB Thai Bank Public Company Limited, together with its subsidiaries, provides various banking and financial products and services to individuals and commercial customers in Thailand. It operates through Consumer Banking and Wholesale Banking segments. The Consumer Banking segment offers consumer sales and distribution, retail financial, and commercial banking and personal financing services. The Wholesale Banking segment provides investment banking services, such as financial advisory, trade securities transactions, and asset management businesses; and corporate lending and deposit taking, transaction banking, and treasury and market services. The company also offers savings, foreign currency, and current accounts, as well as fixed deposits; personal and home loans, and multi-purpose loans; cards; and life and non-life insurance. The company was formerly known as Bank Thai Public Company Limited and changed its name to CIMB Thai Bank Public Company Limited in May 2009. CIMB Thai Bank Public Company Limited was founded in 1949 and is headquartered in Bangkok, Thailand. CIMB Thai Bank Public Company Limited is a subsidiary of CIMB Bank Berhad.

CEO
Mr. Chee Kin Wong
Employee
0
Address
Langsuan Building
Bangkok, 10330

CIMB Thai Bank Public Company Limited Executives & BODs

CIMB Thai Bank Public Company Limited Executives & BODs
# Name Age
1 Mr. Chee Kin Wong
President, Chief Executive Officer & Director
70
2 Mr. Konthee Prasertwongse
Head of Investment Banking
70
3 Ms. Vera Handajani
Executive Director
70
4 Mr. Tanit Onnuch
First Vice President of Central Procurement & Administration Department
70
5 Mr. Abdul Rahman Bin Ahmad DJN, PJK, PKT
Representative Executive Director
70
6 Mr. Songphot Vijayaporn
Head of Technology & Data
70
7 Mr. Kok Yew Leong
Head of Finance
70
8 Mr. Chirasak Chantarachoti
Head of Capital & Balance Sheet Management and Head of Investor Relations
70
9 Mr. Zethjak Leeyakars
Head of Compliance & Acting Head Office of the President
70
10 Ms. Pajaree Thongvanit
Head of Legal
70

CIMB Thai Bank Public Company Limited Competitors