Kiatnakin Phatra Bank Public Company Limited Logo

Kiatnakin Phatra Bank Public Company Limited

KKP.BK

(2.5)
Stock Price

53,00 THB

0.81% ROA

6.88% ROE

9.91x PER

Market Cap.

41.914.174.500,00 THB

107.38% DER

6.06% Yield

13.6% NPM

Kiatnakin Phatra Bank Public Company Limited Stock Analysis

Kiatnakin Phatra Bank Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Kiatnakin Phatra Bank Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.72x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

4 ROE

The stock's ROE falls within an average range (12.11%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (1.33%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

7 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (194) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 DER

The company has a high debt to equity ratio (157%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

11 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

Kiatnakin Phatra Bank Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Kiatnakin Phatra Bank Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

Kiatnakin Phatra Bank Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Kiatnakin Phatra Bank Public Company Limited Revenue
Year Revenue Growth
2004 4.927.929.849
2005 5.606.861.933 12.11%
2006 4.864.097.978 -15.27%
2007 3.700.008.523 -31.46%
2008 6.209.543.891 40.41%
2009 6.452.723.840 3.77%
2010 9.446.726.244 31.69%
2011 8.284.810.000 -14.02%
2012 11.487.658.000 27.88%
2013 14.203.665.000 19.12%
2014 12.469.901.000 -13.9%
2015 14.682.156.000 15.07%
2016 16.560.902.000 11.34%
2017 16.050.223.000 -3.18%
2018 17.829.000.000 9.98%
2019 18.323.876.000 2.7%
2020 20.310.110.000 9.78%
2021 22.718.787.000 10.6%
2022 25.971.921.000 12.53%
2023 24.398.276.000 -6.45%
2023 33.272.233.999 26.67%
2024 33.792.544.000 1.54%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Kiatnakin Phatra Bank Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Kiatnakin Phatra Bank Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 1.209.988.131 100%
2009 2.109.715.186 42.65%
2010 2.441.425.534 13.59%
2011 2.353.614.000 -3.73%
2012 3.053.609.000 22.92%
2013 4.048.853.000 24.58%
2014 3.833.854.000 -5.61%
2015 4.310.536.000 11.06%
2016 4.799.061.000 10.18%
2017 5.034.881.000 4.68%
2018 5.620.063.000 10.41%
2019 5.624.169.000 0.07%
2020 5.697.092.000 1.28%
2021 6.464.721.000 11.87%
2022 7.000.528.000 7.65%
2023 6.982.628.000 -0.26%
2023 8.916.678.000 21.69%
2024 24.560.000 -36205.69%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Kiatnakin Phatra Bank Public Company Limited EBITDA
Year EBITDA Growth
2004 3.510.495.492
2005 4.458.589.279 21.26%
2006 4.838.723.068 7.86%
2007 8.178.519.567 40.84%
2008 5.394.484.994 -51.61%
2009 6.491.534.992 16.9%
2010 7.161.424.977 9.35%
2011 8.697.236.000 17.66%
2012 11.795.960.000 26.27%
2013 13.306.691.000 11.35%
2014 10.438.741.000 -27.47%
2015 9.665.789.000 -8%
2016 11.301.479.000 14.47%
2017 11.955.501.000 5.47%
2018 13.099.990.000 8.74%
2019 8.098.048.000 -61.77%
2020 7.265.047.000 -11.47%
2021 8.452.420.000 14.05%
2022 14.752.813.000 42.71%
2023 6.758.988.000 -118.27%
2023 -12.546.000 53973.65%
2024 -12.988.000 3.4%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Kiatnakin Phatra Bank Public Company Limited Gross Profit
Year Gross Profit Growth
2004 4.927.929.849
2005 5.606.861.933 12.11%
2006 4.864.097.978 -15.27%
2007 3.700.008.523 -31.46%
2008 6.209.543.891 40.41%
2009 6.452.723.840 3.77%
2010 9.446.726.244 31.69%
2011 8.284.810.000 -14.02%
2012 11.487.658.000 27.88%
2013 14.203.665.000 19.12%
2014 12.469.901.000 -13.9%
2015 14.682.156.000 15.07%
2016 16.560.902.000 11.34%
2017 16.050.223.000 -3.18%
2018 17.829.000.000 9.98%
2019 18.323.876.000 2.7%
2020 20.310.110.000 9.78%
2021 22.718.787.000 10.6%
2022 25.971.921.000 12.53%
2023 24.398.276.000 -6.45%
2023 33.363.267.999 26.87%
2024 33.792.544.000 1.27%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Kiatnakin Phatra Bank Public Company Limited Net Profit
Year Net Profit Growth
2004 2.208.489.970
2005 2.436.001.308 9.34%
2006 2.033.704.787 -19.78%
2007 2.154.121.707 5.59%
2008 1.870.674.840 -15.15%
2009 2.228.767.559 16.07%
2010 2.840.151.758 21.53%
2011 2.858.963.000 0.66%
2012 3.391.287.000 15.7%
2013 4.418.191.000 23.24%
2014 2.636.080.000 -67.6%
2015 3.317.102.000 20.53%
2016 5.546.725.000 40.2%
2017 5.736.869.000 3.31%
2018 6.041.983.000 5.05%
2019 5.988.444.000 -0.89%
2020 5.123.266.000 -16.89%
2021 6.318.052.000 18.91%
2022 7.602.096.000 16.89%
2023 5.122.032.000 -48.42%
2023 5.443.403.000 5.9%
2024 3.075.152.000 -77.01%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Kiatnakin Phatra Bank Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 5
2005 5 0%
2006 4 -33.33%
2007 4 25%
2008 4 -33.33%
2009 4 25%
2010 5 20%
2011 4 -66.67%
2012 5 25%
2013 5 20%
2014 3 -66.67%
2015 4 0%
2016 7 50%
2017 7 0%
2018 7 14.29%
2019 7 0%
2020 6 -16.67%
2021 7 14.29%
2022 9 12.5%
2023 6 -33.33%
2023 6 0%
2024 4 -100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Kiatnakin Phatra Bank Public Company Limited Free Cashflow
Year Free Cashflow Growth
2004 -321.816.528
2005 1.449.818.243 122.2%
2006 -3.081.197.014 147.05%
2007 298.070.567 1133.71%
2008 6.194.893.731 95.19%
2009 15.754.833.263 60.68%
2010 -5.889.182.232 367.52%
2011 -5.271.682.000 -11.71%
2012 4.675.504.000 212.75%
2013 -20.209.466.000 123.14%
2014 -2.316.576.000 -772.39%
2015 -17.536.581.000 86.79%
2016 7.876.712.000 322.64%
2017 7.808.579.000 -0.87%
2018 15.464.942.000 49.51%
2019 -803.178.000 2025.47%
2020 33.052.927.000 102.43%
2021 -21.107.459.000 256.59%
2022 -1.489.724.000 -1316.87%
2023 15.424.195.999 109.66%
2023 10.165.869.000 -51.73%
2024 4.996.336.000 -103.47%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Kiatnakin Phatra Bank Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2004 -100.061.583
2005 1.652.111.560 106.06%
2006 -2.714.316.512 160.87%
2007 380.861.327 812.68%
2008 6.539.194.053 94.18%
2009 16.046.960.956 59.25%
2010 -5.334.657.422 400.81%
2011 -4.798.943.000 -11.16%
2012 5.196.357.000 192.35%
2013 -19.788.988.000 126.26%
2014 -2.111.051.000 -837.4%
2015 -16.542.330.000 87.24%
2016 8.584.460.000 292.7%
2017 8.683.655.000 1.14%
2018 16.383.963.000 47%
2019 325.359.000 -4935.66%
2020 33.977.004.000 99.04%
2021 -20.142.687.000 268.68%
2022 -188.176.000 -10604.17%
2023 16.502.205.999 101.14%
2023 10.417.812.000 -58.4%
2024 5.122.667.000 -103.37%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Kiatnakin Phatra Bank Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2004 221.754.945
2005 202.293.317 -9.62%
2006 366.880.502 44.86%
2007 82.790.760 -343.14%
2008 344.300.322 75.95%
2009 292.127.693 -17.86%
2010 554.524.810 47.32%
2011 472.739.000 -17.3%
2012 520.853.000 9.24%
2013 420.478.000 -23.87%
2014 205.525.000 -104.59%
2015 994.251.000 79.33%
2016 707.748.000 -40.48%
2017 875.076.000 19.12%
2018 919.021.000 4.78%
2019 1.128.537.000 18.57%
2020 924.077.000 -22.13%
2021 964.772.000 4.22%
2022 1.301.548.000 25.88%
2023 1.078.010.000 -20.74%
2023 251.943.000 -327.88%
2024 126.331.000 -99.43%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Kiatnakin Phatra Bank Public Company Limited Equity
Year Equity Growth
2004 14.483.371.524
2005 16.208.583.258 10.64%
2006 17.504.342.816 7.4%
2007 18.648.457.261 6.14%
2008 17.167.498.775 -8.63%
2009 17.946.033.657 4.34%
2010 20.911.083.519 14.18%
2011 23.595.342.000 11.38%
2012 33.197.558.000 28.92%
2013 35.144.421.000 5.54%
2014 36.194.867.000 2.9%
2015 38.155.956.000 5.14%
2016 40.517.354.000 5.83%
2017 41.548.232.000 2.48%
2018 42.340.560.000 1.87%
2019 44.011.259.000 3.8%
2020 46.625.721.000 5.61%
2021 51.162.155.000 8.87%
2022 58.111.446.000 11.96%
2023 60.397.754.000 3.79%
2023 61.252.850.000 1.4%
2024 62.223.536.000 1.56%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Kiatnakin Phatra Bank Public Company Limited Assets
Year Assets Growth
2004 57.425.547.143
2005 68.012.126.244 15.57%
2006 76.722.389.424 11.35%
2007 88.838.711.427 13.64%
2008 114.732.775.289 22.57%
2009 127.354.052.925 9.91%
2010 141.900.086.739 10.25%
2011 189.326.734.000 25.05%
2012 233.012.680.000 18.75%
2013 249.109.124.000 6.46%
2014 240.406.531.000 -3.62%
2015 236.144.240.000 -1.8%
2016 233.776.379.000 -1.01%
2017 259.335.244.000 9.86%
2018 306.329.498.000 15.34%
2019 311.690.006.000 1.72%
2020 363.411.016.000 14.23%
2021 436.123.201.000 16.67%
2022 507.637.018.000 14.09%
2023 553.888.549.000 8.35%
2023 545.327.017.000 -1.57%
2024 529.581.160.000 -2.97%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Kiatnakin Phatra Bank Public Company Limited Liabilities
Year Liabilities Growth
2004 42.942.175.619
2005 51.803.542.986 17.11%
2006 59.218.046.608 12.52%
2007 70.190.254.166 15.63%
2008 97.565.276.514 28.06%
2009 109.408.019.268 10.82%
2010 120.989.003.220 9.57%
2011 165.731.392.000 27%
2012 199.815.122.000 17.06%
2013 213.964.703.000 6.61%
2014 204.211.664.000 -4.78%
2015 197.988.284.000 -3.14%
2016 193.259.025.000 -2.45%
2017 217.787.012.000 11.26%
2018 263.988.938.000 17.5%
2019 267.678.747.000 1.38%
2020 316.785.295.000 15.5%
2021 384.961.046.000 17.71%
2022 449.525.572.000 14.36%
2023 493.490.795.000 8.91%
2023 484.074.167.000 -1.95%
2024 467.357.624.000 -3.58%

Kiatnakin Phatra Bank Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
36.72
Net Income per Share
4.99
Price to Earning Ratio
9.91x
Price To Sales Ratio
1.35x
POCF Ratio
1.22
PFCF Ratio
1.25
Price to Book Ratio
0.68
EV to Sales
3.46
EV Over EBITDA
415.53
EV to Operating CashFlow
3.13
EV to FreeCashFlow
3.21
Earnings Yield
0.1
FreeCashFlow Yield
0.8
Market Cap
41,91 Bil.
Enterprise Value
107,44 Bil.
Graham Number
90.69
Graham NetNet
-466.2

Income Statement Metrics

Net Income per Share
4.99
Income Quality
7.1
ROE
0.07
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.8
EBT Per Ebit
1.1
Ebit per Revenue
0.15
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.2
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.15
Pretax Profit Margin
0.17
Net Profit Margin
0.14

Dividends

Dividend Yield
0.06
Dividend Yield %
6.06
Payout Ratio
1.13
Dividend Per Share
3

Operating Metrics

Operating Cashflow per Share
40.55
Free CashFlow per Share
39.61
Capex to Operating CashFlow
0.02
Capex to Revenue
0.03
Capex to Depreciation
0.92
Return on Invested Capital
0.03
Return on Tangible Assets
0.01
Days Sales Outstanding
2405.49
Days Payables Outstanding
-85698.43
Days of Inventory on Hand
1361261.31
Receivables Turnover
0.15
Payables Turnover
-0
Inventory Turnover
0
Capex per Share
0.95

Balance Sheet

Cash per Share
26,22
Book Value per Share
73,54
Tangible Book Value per Share
67.89
Shareholders Equity per Share
73.2
Interest Debt per Share
89.42
Debt to Equity
1.07
Debt to Assets
0.13
Net Debt to EBITDA
253.43
Current Ratio
0.51
Tangible Asset Value
57,44 Bil.
Net Current Asset Value
-371,39 Bil.
Invested Capital
-81292983000
Working Capital
-93,53 Bil.
Intangibles to Total Assets
0.01
Average Receivables
206,83 Bil.
Average Payables
9,41 Bil.
Average Inventory
-207827301999.5
Debt to Market Cap
1.59

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Kiatnakin Phatra Bank Public Company Limited Dividends
Year Dividends Growth
2001 2
2002 2 50%
2003 2 0%
2004 3 33.33%
2005 2 -50%
2006 2 0%
2007 2 0%
2008 2 0%
2009 2 -100%
2010 2 50%
2011 2 0%
2012 2 0%
2013 2 0%
2014 2 0%
2015 2 0%
2016 4 50%
2017 6 33.33%
2018 5 -20%
2019 5 -25%
2020 6 20%
2021 3 -66.67%
2022 4 0%
2023 3 -50%
2024 3 33.33%

Kiatnakin Phatra Bank Public Company Limited Profile

About Kiatnakin Phatra Bank Public Company Limited

Kiatnakin Phatra Bank Public Company Limited, together with its subsidiaries, provides various banking products and services in Thailand. The company operates through Commercial Banking Business, Capital Market Business, and Debt Restructuring segments. Its deposit products include current, savings, and fixed deposit accounts, as well as certificates of deposit. The company also provides auto, home, and personal loans; and business loans, including construction machinery and materials, real estate, apartment and hotel, specialized industrial, and logistics loans. In addition, it engages in the car auction, securities, real estate, investments, and fund management businesses. Further, the company offers debit cards, digital and e-banking services, bancassurance products, and SME banking products, as well as foreign exchange and other services. As of December 31, 2021, it had 64 branches. The company was formerly known as Kiatnakin Bank Public Company Limited and changed its name to Kiatnakin Phatra Bank Public Company Limited in August 2020. Kiatnakin Phatra Bank Public Company Limited was founded in 1971 and is headquartered in Bangkok, Thailand.

CEO
Mr. Aphinant Klewpatinond
Employee
2.179
Address
209 KKP Tower
Bangkok, 10110

Kiatnakin Phatra Bank Public Company Limited Executives & BODs

Kiatnakin Phatra Bank Public Company Limited Executives & BODs
# Name Age
1 Mr. Kiat Wattanavekin
Founder
70
2 Mr. Worrakrit Jaruwongpak
First Executive Vice President & Head of Operations Group
70
3 Ms. Thitinan Wattanavekin
Executive Director
70
4 Mr. Banyong Pongpanich
Executive Director
70
5 Ms. Dujdao Intharasombat
IR Officer and Senior Vice President of IR, Business Planning Department, Finance & Budgeting Group
70
6 Mr. Aphichart Chongsanguanpradab
First Executive Vice President and Head of Legal & Compliance Group
70
7 Ms. Nilawan Treekitjamroon
Senior Vice President & Department Head of Accounting, Finance and Budgeting Group
70
8 Mr. Chen Chong Tan
President, Acting Head of Retail Business Strategy and Innovation Group & Executive Director
70
9 Mr. Preecha Techarungchaikul
First Executive Vice President, Head of Financial Markets Group and Head of Finance & Budgeting Group
70
10 Mr. Aphinant Klewpatinond
Chief Executive Officer & Executive Director
70

Kiatnakin Phatra Bank Public Company Limited Competitors