Chesnara plc Logo

Chesnara plc

CSN.L

(2.0)
Stock Price

256,00 GBp

0.16% ROA

5.18% ROE

20.88x PER

Market Cap.

384.272.095,00 GBp

58.1% DER

9.52% Yield

1.93% NPM

Chesnara plc Stock Analysis

Chesnara plc Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Chesnara plc Fundamental Stock Analysis
# Analysis Rating
1 Dividend Growth

With a history of consistent dividend increases over the last five years, the company has proven to be a reliable choice for investors seeking steady income.

2 Dividend

Investors can trust the company's impressive dividend track record, consistently distributing dividends over the past five years, showcasing a strong commitment to rewarding shareholders.

3 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

4 PBV

The stock's PBV ratio (1.21x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

5 DER

The stock has a reasonable amount of debt compared to its ownership (64%), suggesting a balanced financial position and a moderate level of risk.

6 Graham Number

The Graham number of this company suggests that its stock price may be overvalued, indicating a less favorable investment opportunity.

7 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (-8), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

8 ROE

Negative ROE (-24.85%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

9 ROA

The stock's ROA (-0.87%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

10 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

Chesnara plc Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Chesnara plc Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Chesnara plc Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Chesnara plc Revenue
Year Revenue Growth
2003 3.818.000
2004 209.651.000 98.18%
2005 360.275.000 41.81%
2006 295.875.000 -21.77%
2007 223.527.000 -32.37%
2008 122.989.000 -81.75%
2009 457.636.000 73.13%
2010 456.328.000 -0.29%
2011 -15.903.000 2969.45%
2012 498.540.000 103.19%
2013 735.791.000 32.24%
2014 585.885.000 -25.59%
2015 292.259.000 -100.47%
2016 666.912.000 56.18%
2017 836.980.000 20.32%
2018 23.063.000 -3529.1%
2019 1.441.696.000 98.4%
2019 1.440.390.000 -0.09%
2020 634.426.000 -127.04%
2021 1.503.641.000 57.81%
2022 -1.074.351.000 239.96%
2023 790.308.000 235.94%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Chesnara plc Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Chesnara plc General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 0
2004 14.448.000 100%
2005 18.675.000 22.63%
2006 17.184.000 -8.68%
2007 15.955.000 -7.7%
2008 13.633.000 -17.03%
2009 18.245.000 25.28%
2010 29.375.000 37.89%
2011 38.798.000 24.29%
2012 37.029.000 -4.78%
2013 38.761.000 4.47%
2014 40.594.000 4.52%
2015 41.301.000 1.71%
2016 42.815.000 3.54%
2017 70.269.000 39.07%
2018 69.795.000 -0.68%
2019 26.610.000 -162.29%
2019 67.811.000 60.76%
2020 70.952.000 4.43%
2021 67.925.000 -4.46%
2022 83.397.000 18.55%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Chesnara plc EBITDA
Year EBITDA Growth
2003 -14.700.000
2004 16.653.000 188.27%
2005 28.727.000 42.03%
2006 32.337.000 11.16%
2007 33.688.000 4.01%
2008 28.008.000 -20.28%
2009 55.113.000 49.18%
2010 52.103.000 -5.78%
2011 45.125.000 -15.46%
2012 33.923.000 -33.02%
2013 -5.649.000 700.51%
2014 -1.483.000 -280.92%
2015 17.919.000 108.28%
2016 -6.922.000 358.87%
2017 16.825.000 141.14%
2018 -4.879.000 444.85%
2019 112.056.000 104.35%
2019 -855.000 13205.96%
2020 -30.509.000 97.2%
2021 -2.344.000 -1201.58%
2022 92.803.000 102.53%
2023 127.516.000 27.22%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Chesnara plc Gross Profit
Year Gross Profit Growth
2003 3.818.000
2004 209.651.000 98.18%
2005 360.275.000 41.81%
2006 295.875.000 -21.77%
2007 223.527.000 -32.37%
2008 122.989.000 -81.75%
2009 457.636.000 73.13%
2010 456.328.000 -0.29%
2011 -15.903.000 2969.45%
2012 497.911.000 103.19%
2013 735.791.000 32.33%
2014 585.885.000 -25.59%
2015 292.259.000 -100.47%
2016 666.912.000 56.18%
2017 836.980.000 20.32%
2018 23.063.000 -3529.1%
2019 1.441.696.000 98.4%
2019 1.440.390.000 -0.09%
2020 634.426.000 -127.04%
2021 1.503.641.000 57.81%
2022 -1.074.351.000 239.96%
2023 827.216.000 229.88%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Chesnara plc Net Profit
Year Net Profit Growth
2003 -10.769.000
2004 5.156.000 308.86%
2005 18.615.000 72.3%
2006 19.256.000 3.33%
2007 25.439.000 24.31%
2008 20.017.000 -27.09%
2009 45.940.000 56.43%
2010 29.819.000 -54.06%
2011 25.665.000 -16.19%
2012 27.941.000 8.15%
2013 49.363.000 43.4%
2014 25.575.000 -93.01%
2015 39.788.000 35.72%
2016 35.280.000 -12.78%
2017 78.434.000 55.02%
2018 24.124.000 -225.13%
2019 79.142.000 69.52%
2019 79.142.000 0%
2020 21.191.000 -273.47%
2021 27.294.000 22.36%
2022 -98.333.000 127.76%
2023 12.676.000 875.74%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Chesnara plc Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 1 0%
2018 0 0%
2019 1 0%
2019 1 0%
2020 0 0%
2021 0 0%
2022 -1 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Chesnara plc Free Cashflow
Year Free Cashflow Growth
2003 -7.470.000
2004 12.982.000 157.54%
2005 83.277.000 84.41%
2006 7.548.000 -1003.3%
2007 -87.917.000 108.59%
2008 -31.128.000 -182.44%
2009 -32.399.000 3.92%
2010 25.461.000 227.25%
2011 1.968.000 -1193.75%
2012 62.403.000 96.85%
2013 -33.723.000 285.05%
2014 55.501.000 160.76%
2015 1.350.000 -4011.19%
2016 -63.089.000 102.14%
2017 59.193.000 206.58%
2018 58.733.000 -0.78%
2019 -53.058.000 210.7%
2019 -12.622.000 -320.36%
2020 49.344.000 125.58%
2021 20.689.000 -138.5%
2022 -80.427.000 125.72%
2023 -15.126.000 -431.71%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Chesnara plc Operating Cashflow
Year Operating Cashflow Growth
2003 -7.470.000
2004 13.127.000 156.91%
2005 83.279.000 84.24%
2006 7.548.000 -1003.33%
2007 -87.917.000 108.59%
2008 -31.128.000 -182.44%
2009 -31.301.000 0.55%
2010 28.298.000 210.61%
2011 3.936.000 -618.95%
2012 63.606.000 93.81%
2013 -33.238.000 291.37%
2014 55.725.000 159.65%
2015 1.615.000 -3350.46%
2016 -59.587.000 102.71%
2017 59.507.000 200.13%
2018 60.572.000 1.76%
2019 -49.863.000 221.48%
2019 -11.823.250 -321.74%
2020 50.201.000 123.55%
2021 24.325.000 -106.38%
2022 -76.921.000 131.62%
2023 -15.839.000 -385.64%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Chesnara plc Capital Expenditure
Year Capital Expenditure Growth
2003 0
2004 145.000 100%
2005 2.000 -7150%
2006 0 0%
2007 0 0%
2008 0 0%
2009 1.098.000 100%
2010 2.837.000 61.3%
2011 1.968.000 -44.16%
2012 1.203.000 -63.59%
2013 485.000 -148.04%
2014 224.000 -116.52%
2015 265.000 15.47%
2016 3.502.000 92.43%
2017 314.000 -1015.29%
2018 1.839.000 82.93%
2019 3.195.000 42.44%
2019 798.750 -300%
2020 857.000 6.8%
2021 3.636.000 76.43%
2022 3.506.000 -3.71%
2023 -713.000 591.73%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Chesnara plc Equity
Year Equity Growth
2003 78.739.000
2004 79.442.000 0.88%
2005 108.267.000 26.62%
2006 114.255.000 5.24%
2007 125.784.000 9.17%
2008 126.368.000 0.46%
2009 159.768.000 20.91%
2010 203.269.000 21.4%
2011 209.189.000 2.83%
2012 218.346.000 4.19%
2013 247.102.000 11.64%
2014 278.833.000 11.38%
2015 295.162.000 5.53%
2016 393.561.000 25%
2017 451.656.000 12.86%
2018 445.616.000 -1.36%
2019 475.491.000 6.28%
2020 487.067.000 2.38%
2021 458.167.000 -6.31%
2022 333.117.000 -37.54%
2023 359.900.000 7.44%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Chesnara plc Assets
Year Assets Growth
2003 987.580.000
2004 1.022.377.000 3.4%
2005 2.076.296.000 50.76%
2006 2.130.209.000 2.53%
2007 2.040.897.000 -4.38%
2008 1.679.564.000 -21.51%
2009 2.920.059.000 42.48%
2010 4.843.804.000 39.72%
2011 4.491.954.000 -7.83%
2012 4.650.621.000 3.41%
2013 5.236.708.000 11.19%
2014 5.338.046.000 1.9%
2015 5.367.802.000 0.55%
2016 6.095.763.000 11.94%
2017 8.443.384.000 27.8%
2018 7.817.100.000 -8.01%
2019 8.138.387.000 3.95%
2020 8.855.712.000 8.1%
2021 9.422.915.000 6.02%
2022 11.142.912.000 15.44%
2023 11.942.200.000 6.69%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Chesnara plc Liabilities
Year Liabilities Growth
2003 908.841.000
2004 942.935.000 3.62%
2005 1.968.029.000 52.09%
2006 2.015.954.000 2.38%
2007 1.915.113.000 -5.27%
2008 1.553.196.000 -23.3%
2009 2.760.291.000 43.73%
2010 4.640.535.000 40.52%
2011 4.282.765.000 -8.35%
2012 4.432.275.000 3.37%
2013 4.989.606.000 11.17%
2014 5.059.213.000 1.38%
2015 5.072.640.000 0.26%
2016 5.702.202.000 11.04%
2017 7.991.728.000 28.65%
2018 7.371.484.000 -8.41%
2019 7.662.896.000 3.8%
2020 8.368.645.000 8.43%
2021 8.964.748.000 6.65%
2022 10.809.795.000 17.07%
2023 11.582.300.000 6.67%

Chesnara plc Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
6.3
Net Income per Share
0.12
Price to Earning Ratio
20.88x
Price To Sales Ratio
0.4x
POCF Ratio
-0.71
PFCF Ratio
-0.7
Price to Book Ratio
1.09
EV to Sales
0.46
EV Over EBITDA
14.75
EV to Operating CashFlow
-0.81
EV to FreeCashFlow
-0.81
Earnings Yield
0.05
FreeCashFlow Yield
-1.44
Market Cap
0,38 Bil.
Enterprise Value
0,45 Bil.
Graham Number
2.54
Graham NetNet
-74.32

Income Statement Metrics

Net Income per Share
0.12
Income Quality
-29.44
ROE
0.05
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
10.39
EBT Per Ebit
0.3
Ebit per Revenue
0.01
Effective Tax Rate
9.86

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.01
Operating Profit Margin
0.01
Pretax Profit Margin
0
Net Profit Margin
0.02

Dividends

Dividend Yield
0.1
Dividend Yield %
9.52
Payout Ratio
1.89
Dividend Per Share
0.24

Operating Metrics

Operating Cashflow per Share
-3.59
Free CashFlow per Share
-3.6
Capex to Operating CashFlow
-0
Capex to Revenue
0
Capex to Depreciation
0.1
Return on Invested Capital
-0.09
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
-232728.36
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
-0
Inventory Turnover
0
Capex per Share
0.01

Balance Sheet

Cash per Share
1,16
Book Value per Share
2,35
Tangible Book Value per Share
1.72
Shareholders Equity per Share
2.35
Interest Debt per Share
1.43
Debt to Equity
0.58
Debt to Assets
0.02
Net Debt to EBITDA
2.09
Current Ratio
0.05
Tangible Asset Value
0,26 Bil.
Net Current Asset Value
-11,34 Bil.
Invested Capital
-4197100000
Working Capital
-4,30 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,00 Bil.
Average Payables
2,14 Bil.
Average Inventory
0
Debt to Market Cap
0.54

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Chesnara plc Dividends
Year Dividends Growth
2004 5
2005 12 63.64%
2006 13 8.33%
2007 13 7.69%
2008 15 13.33%
2009 16 0%
2010 16 6.25%
2011 17 0%
2012 17 0%
2013 17 5.88%
2014 18 5.56%
2015 19 0%
2016 19 5.26%
2017 20 0%
2018 20 5%
2019 21 0%
2020 22 4.76%
2021 22 4.55%
2022 23 0%
2023 24 4.35%
2024 24 4.17%

Chesnara plc Profile

About Chesnara plc

Chesnara plc, together with its subsidiaries, engages in the life assurance and pension businesses primarily in the United Kingdom, the Netherlands, and Sweden. It operates through CA, Movestic, Waard Group, and Scildon segments. The company underwrites life risks, such as death, disability, health, and accident; and provides a portfolio of investment contracts for the savings and retirement needs of customers through asset management, as well as general insurance products. It distributes its products principally through independent financial advisers. Chesnara plc was incorporated in 2003 and is headquartered in Preston, the United Kingdom.

CEO
Mr. Steven Grant Murray
Employee
366
Address
Building 4
Preston, PR1 8UY

Chesnara plc Executives & BODs

Chesnara plc Executives & BODs
# Name Age
1 Mr. Samuel James Perowne
Head of Strategic Development & Investor Relations
70
2 Mr. Alastair Lonie
Group Chief of Staff
70
3 Mr. Gavin Hughes
Group CRO & Chief Actuary
70
4 Mr. Tom Howard
Group Chief Financial Officer & Executive Director
70
5 Ms. Amanda Wright
Group General Counsel & Company Secretary
70
6 Mr. Steven Grant Murray
Executive Director & Group Chief Executive Officer
70

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