DBK.HA Deutsche Bank Aktiengesellschaft
- Market cap
- EUR 22.9B
- P/E
- 9.1x
- P/B
- 0.70x
- ROE
- 9.7%
- Dividend yield
- 5.75%
- Fundamental score
- 2.7/5
Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.
Is DBK.HA undervalued?
Graham numberDBK.HA trades 47.0% below its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Deutsche Bank Aktiengesellschaft fundamental analysis
13 of 22 checks passedROE 0/2
Low return on equity (9.7%), below 10%.
ROA 0/1
Return on assets (0.5%) is below the industry median (3.1%).
Profit Consistency 2/2
Profitable for 6 consecutive years.
Earnings Growth 5Y 1/1
Earnings per share grew over the past 5 years.
Earnings Acceleration 1/1
Last year's EPS growth (110.6%) is above the 5-year average (71.7% a year).
Earnings Growth vs Industry 1/1
Last year's EPS growth (110.6%) is above the industry median (4.6%).
Revenue Growth 1/2
Revenue grew 6.4% a year over the past 3 years.
Short-term Liquidity 0/1
Current assets do not cover short-term liabilities.
Long-term Liabilities 0/1
Current assets do not cover long-term liabilities.
Debt to Equity 0/2
High debt to equity (139.5%), above 100%.
Debt Trend 1/1
Debt to equity has not risen over the past 5 years.
Debt Coverage 0/1
Operating cash flow does not cover 20% of total debt.
Interest Coverage 0/1
EBIT is negative, against interest expense, below 5x.
PE vs Market 1/1
PE (9.1x) is below the market median (19.6x).
PE vs Industry 1/1
PE (9.1x) is below the industry median (18.2x).
PBV 1/1
Price to book (0.7x) is below the industry median (2.0x).
Graham Number 1/1
The price is below the Graham number (PE x PB = 6.3, limit 22.5).
PEG 1/1
PEG on 5-year earnings growth is 0.13, growth is cheap.
Dividend Yield 2/2
Dividend yield (5.7%) is in the top 25% of dividend payers in the market.
Dividend Stability 0/2
Dividends were not paid steadily for the past 5 years.
Dividend Growth 0/1
Dividends paid did not grow over the past 5 years.
Payout Ratio 1/1
Payout ratio is 19.0%, covered by earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Deutsche Bank Aktiengesellschaft stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
About Deutsche Bank Aktiengesellschaft
There is no Profile data available for DBK.HA.
Full company profileDeutsche Bank Aktiengesellschaft financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 3 quarters up to Sep 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Deutsche Bank Aktiengesellschaft annual financial statements (EUR; K = thousand, M = million, B = billion, T = trillion)
| Item | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | - | - | 25.1B | 23.1B | 24.0B | 25.3B | 26.7B | 28.9B | 30.0B | 32.1B | 34.0B |
| Net Income | - | - | 267M | -2.31B | 495M | 2.37B | 5.53B | 4.77B | 3.37B | 6.93B | 7.70B |
| EPS | - | - | 0.13 | -1.12 | 0.24 | 1.14 | 2.65 | 2.34 | 1.70 | 3.57 | 4.15 |
| Balance Sheet | |||||||||||
| Total Assets | - | - | 1.35T | 1.30T | 1.33T | 1.32T | 1.34T | 1.31T | 1.39T | 1.44T | 1.58T |
| Total Liabilities | - | - | 1.28T | 1.24T | 1.26T | 1.26T | 1.26T | 1.24T | 1.31T | 1.35T | 1.50T |
| Shareholders' Equity | - | - | 67.2B | 56.0B | 60.6B | 66.3B | 70.5B | 73.1B | 77.8B | 78.6B | 79.4B |
| Cash & Short-term Investments | - | - | 198B | 147B | 175B | 199B | 186B | 185B | 154B | 172B | 145B |
| Cash Flow | |||||||||||
| Operating Cash Flow | 85.8B | 4.98B | -54.1B | 4.03B | 30.7B | -2.95B | -2.11B | 5.61B | -28.6B | 47.1B | - |
| Capital Expenditure | 725M | 485M | 465M | 195M | 512M | 550M | 337M | 422M | 528M | 443M | 0.00 |
| Free Cash Flow | - | - | -54.5B | 3.83B | 30.2B | -3.50B | -2.45B | 5.18B | -29.1B | 46.6B | - |
| Ratios | |||||||||||
| ROE | - | - | 0.4% | -4.1% | 0.8% | 3.6% | 7.8% | 6.5% | 4.3% | 8.8% | 9.7% |
| ROA | - | - | 0.0% | -0.2% | 0.0% | 0.2% | 0.4% | 0.4% | 0.2% | 0.5% | 0.5% |
| Net Profit Margin | - | - | 1.1% | -10.0% | 2.1% | 9.3% | 20.7% | 16.5% | 11.2% | 21.6% | 22.7% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
Deutsche Bank Aktiengesellschaft dividends
- Dividend yield
- 5.75%
- Forward dividend
- -
- Payout ratio
- 19.0%
- Ex-dividend date
- -
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | EUR 1.32B | 0.68 | 19.0% |
| 2024 | EUR 883M | 0.45 | 26.2% |
| 2023 | EUR 610M | 0.30 | 12.8% |
| 2022 | EUR 406M | 0.19 | 7.3% |
| 2021 | - | - | - |
| 2020 | - | - | - |
| 2019 | - | - | - |
| 2018 | EUR 227M | 0.11 | 85.0% |
| 2017 | EUR 727M | - | - |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Who owns Deutsche Bank Aktiengesellschaft
Ownership data of Deutsche Bank Aktiengesellschaft is not available yet.
Deutsche Bank Aktiengesellschaft company profile
- Company name
- Deutsche Bank Aktiengesellschaft
- Ticker
- DBK.HA
- Exchange
- Hanover Exchange
- Sector
- Other
- Industry
- Metals & Mining
- Fiscal year end
- December
- Address
- Website
- -
About Deutsche Bank Aktiengesellschaft
There is no Profile data available for DBK.HA.