Eagle Bancorp, Inc. Logo

Eagle Bancorp, Inc.

EGBN

(2.5)
Stock Price

28,85 USD

-0.32% ROA

-2.97% ROE

-18.58x PER

Market Cap.

678.687.477,00 USD

145.88% DER

8% Yield

-6.08% NPM

Eagle Bancorp, Inc. Stock Analysis

Eagle Bancorp, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Eagle Bancorp, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.6x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past five years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

3 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

4 ROE

The stock's ROE falls within an average range (9.99%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (1.11%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

7 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (64) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 DER

The company has a high debt to equity ratio (115%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

10 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

11 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

Eagle Bancorp, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Eagle Bancorp, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Eagle Bancorp, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Eagle Bancorp, Inc. Revenue
Year Revenue Growth
1998 700.000
1999 3.300.000 78.79%
2000 6.302.743 47.64%
2001 9.447.000 33.28%
2002 13.651.000 30.8%
2003 17.387.000 21.49%
2004 23.620.000 26.39%
2005 32.716.000 27.8%
2006 36.284.000 9.83%
2007 38.534.000 5.84%
2008 46.347.000 16.86%
2009 66.826.000 30.65%
2010 86.068.000 22.36%
2011 112.548.000 23.53%
2012 149.422.000 24.68%
2013 169.506.000 11.85%
2014 196.823.000 13.88%
2015 261.700.000 24.79%
2016 285.448.000 8.32%
2017 313.260.000 8.88%
2018 339.579.000 7.75%
2019 349.744.000 2.91%
2020 367.258.000 4.77%
2021 364.899.000 -0.65%
2022 356.521.000 -2.35%
2023 308.264.000 -15.65%
2023 646.863.000 52.34%
2024 699.336.000 7.5%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Eagle Bancorp, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Eagle Bancorp, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1998 1.100.000
1999 2.000.000 45%
2000 2.445.548 18.22%
2001 3.449.000 29.09%
2002 4.505.000 23.44%
2003 5.934.000 24.08%
2004 8.204.000 27.67%
2005 10.503.000 21.89%
2006 12.230.000 14.12%
2007 14.167.000 13.67%
2008 16.728.000 15.31%
2009 25.988.000 35.63%
2010 30.832.000 15.71%
2011 40.267.000 23.43%
2012 45.773.000 12.03%
2013 49.744.000 7.98%
2014 59.601.000 16.54%
2015 64.903.000 8.17%
2016 69.728.000 6.92%
2017 69.683.000 -0.06%
2018 71.246.000 2.19%
2019 83.048.000 14.21%
2020 82.381.000 -0.81%
2021 94.295.000 12.63%
2022 89.022.000 -5.92%
2023 99.564.000 10.59%
2023 97.949.000 -1.65%
2024 110.748.000 11.56%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Eagle Bancorp, Inc. EBITDA
Year EBITDA Growth
1998 -1.000.000
1999 1.500.000 166.67%
2000 5.947.891 74.78%
2001 8.441.000 29.54%
2002 9.952.000 15.18%
2003 9.785.000 -1.71%
2004 13.305.000 26.46%
2005 21.043.000 36.77%
2006 31.791.000 33.81%
2007 37.046.000 14.19%
2008 36.840.000 -0.56%
2009 43.277.000 14.87%
2010 48.052.000 9.94%
2011 60.937.000 21.14%
2012 73.976.000 17.63%
2013 92.056.000 19.64%
2014 104.360.000 11.79%
2015 162.234.000 35.67%
2016 192.968.000 15.93%
2017 232.375.000 16.96%
2018 287.470.000 19.17%
2019 202.965.000 -41.64%
2020 180.841.000 -12.23%
2021 243.548.000 25.75%
2022 281.426.000 13.46%
2023 138.512.000 -103.18%
2023 3.480.000 -3880.23%
2024 -440.340.000 100.79%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Eagle Bancorp, Inc. Gross Profit
Year Gross Profit Growth
1998 700.000
1999 3.300.000 78.79%
2000 6.302.743 47.64%
2001 9.447.000 33.28%
2002 13.651.000 30.8%
2003 17.387.000 21.49%
2004 23.620.000 26.39%
2005 32.716.000 27.8%
2006 36.284.000 9.83%
2007 38.534.000 5.84%
2008 46.347.000 16.86%
2009 66.826.000 30.65%
2010 86.068.000 22.36%
2011 112.548.000 23.53%
2012 149.422.000 24.68%
2013 169.506.000 11.85%
2014 196.823.000 13.88%
2015 261.700.000 24.79%
2016 285.448.000 8.32%
2017 313.259.000 8.88%
2018 339.579.000 7.75%
2019 349.744.000 2.91%
2020 367.258.000 4.77%
2021 364.899.000 -0.65%
2022 356.521.000 -2.35%
2023 308.264.000 -15.65%
2023 646.863.000 52.34%
2024 700.252.000 7.62%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Eagle Bancorp, Inc. Net Profit
Year Net Profit Growth
1998 -1.400.000
1999 -900.000 -55.56%
2000 1.057.563 185.1%
2001 1.754.000 39.71%
2002 2.667.000 34.23%
2003 3.215.000 17.05%
2004 5.087.000 36.8%
2005 7.544.000 32.57%
2006 8.025.000 5.99%
2007 7.701.000 -4.21%
2008 7.428.000 -3.68%
2009 10.419.000 28.71%
2010 16.658.000 37.45%
2011 24.558.000 32.17%
2012 35.289.000 30.41%
2013 47.007.000 24.93%
2014 54.258.000 13.36%
2015 84.167.000 35.54%
2016 97.707.000 13.86%
2017 100.232.000 2.52%
2018 152.276.000 34.18%
2019 142.943.000 -6.53%
2020 132.217.000 -8.11%
2021 176.691.000 25.17%
2022 140.930.000 -25.38%
2023 109.532.000 -28.67%
2023 100.534.000 -8.95%
2024 -335.208.000 129.99%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Eagle Bancorp, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1998 0
1999 0 0%
2000 0 0%
2001 7 100%
2002 0 0%
2003 0 0%
2004 0 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 100%
2012 2 0%
2013 2 0%
2014 2 50%
2015 3 0%
2016 3 0%
2017 3 0%
2018 4 50%
2019 4 0%
2020 4 0%
2021 6 20%
2022 4 -25%
2023 4 -33.33%
2023 3 0%
2024 -11 127.27%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Eagle Bancorp, Inc. Free Cashflow
Year Free Cashflow Growth
1998 -3.900.000
1999 -1.000.000 -290%
2000 1.471.597 167.95%
2001 1.684.000 12.61%
2002 2.807.000 40.01%
2003 4.165.000 32.61%
2004 5.151.000 19.14%
2005 9.334.000 44.81%
2006 4.368.000 -113.69%
2007 10.525.000 58.5%
2008 -8.354.000 225.99%
2009 6.270.000 233.24%
2010 -48.398.000 112.96%
2011 -64.521.000 24.99%
2012 9.813.000 757.51%
2013 253.341.000 96.13%
2014 54.285.000 -366.69%
2015 93.929.000 42.21%
2016 109.394.000 14.14%
2017 154.775.000 29.32%
2018 163.973.000 5.61%
2019 129.845.000 -26.28%
2020 130.194.000 0.27%
2021 234.248.000 44.42%
2022 192.789.000 -21.5%
2023 27.383.000 -604.05%
2023 195.556.000 86%
2024 55.288.000 -253.7%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Eagle Bancorp, Inc. Operating Cashflow
Year Operating Cashflow Growth
1998 -1.400.000
1999 -400.000 -250%
2000 1.751.769 122.83%
2001 2.652.000 33.95%
2002 3.793.000 30.08%
2003 5.537.000 31.5%
2004 7.602.000 27.16%
2005 10.504.000 27.63%
2006 6.744.000 -55.75%
2007 11.619.000 41.96%
2008 -6.932.000 267.61%
2009 7.941.000 187.29%
2010 -45.819.000 117.33%
2011 -58.997.000 22.34%
2012 15.820.000 472.93%
2013 258.677.000 93.88%
2014 59.508.000 -334.69%
2015 98.589.000 39.64%
2016 116.820.000 15.61%
2017 160.533.000 27.23%
2018 165.455.000 2.97%
2019 132.684.000 -24.7%
2020 133.139.000 0.34%
2021 239.534.000 44.42%
2022 194.902.000 -22.9%
2023 27.383.000 -611.76%
2023 195.626.000 86%
2024 55.247.000 -254.09%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Eagle Bancorp, Inc. Capital Expenditure
Year Capital Expenditure Growth
1998 2.500.000
1999 600.000 -316.67%
2000 280.172 -114.15%
2001 968.000 71.06%
2002 986.000 1.83%
2003 1.372.000 28.13%
2004 2.451.000 44.02%
2005 1.170.000 -109.49%
2006 2.376.000 50.76%
2007 1.094.000 -117.18%
2008 1.422.000 23.07%
2009 1.671.000 14.9%
2010 2.579.000 35.21%
2011 5.524.000 53.31%
2012 6.007.000 8.04%
2013 5.336.000 -12.57%
2014 5.223.000 -2.16%
2015 4.660.000 -12.08%
2016 7.426.000 37.25%
2017 5.758.000 -28.97%
2018 1.482.000 -288.53%
2019 2.839.000 47.8%
2020 2.945.000 3.6%
2021 5.286.000 44.29%
2022 2.113.000 -150.17%
2023 0 0%
2023 70.000 100%
2024 -41.000 270.73%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Eagle Bancorp, Inc. Equity
Year Equity Growth
1998 14.900.000
1999 13.700.000 -8.76%
2000 15.521.707 11.74%
2001 17.132.000 9.4%
2002 20.028.000 14.46%
2003 53.012.000 62.22%
2004 58.534.000 9.43%
2005 64.964.000 9.9%
2006 72.916.000 10.91%
2007 81.166.000 10.16%
2008 142.371.000 42.99%
2009 188.322.000 24.4%
2010 204.716.000 8.01%
2011 266.711.000 23.24%
2012 349.976.000 23.79%
2013 393.863.000 11.14%
2014 620.759.000 36.55%
2015 738.601.000 15.95%
2016 842.799.000 12.36%
2017 950.439.000 11.33%
2018 1.108.941.000 14.29%
2019 1.190.681.000 6.86%
2020 1.240.892.000 4.05%
2021 1.350.775.000 8.13%
2022 1.228.321.000 -9.97%
2023 1.215.884.000 -1.02%
2023 1.274.283.000 4.58%
2024 1.169.459.000 -8.96%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Eagle Bancorp, Inc. Assets
Year Assets Growth
1998 52.000.000
1999 113.200.000 54.06%
2000 164.081.958 31.01%
2001 236.833.000 30.72%
2002 347.829.000 31.91%
2003 442.997.000 21.48%
2004 553.453.000 19.96%
2005 672.252.000 17.67%
2006 773.451.000 13.08%
2007 846.400.000 8.62%
2008 1.496.827.000 43.45%
2009 1.805.504.000 17.1%
2010 2.089.370.000 13.59%
2011 2.831.255.000 26.2%
2012 3.409.441.000 16.96%
2013 3.771.503.000 9.6%
2014 5.247.880.000 28.13%
2015 6.076.649.000 13.64%
2016 6.890.097.000 11.81%
2017 7.475.925.000 7.84%
2018 8.389.137.000 10.89%
2019 8.988.719.000 6.67%
2020 11.117.802.000 19.15%
2021 11.847.310.000 6.16%
2022 11.150.854.000 -6.25%
2023 11.164.214.000 0.12%
2023 11.664.538.000 4.29%
2024 11.302.023.000 -3.21%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Eagle Bancorp, Inc. Liabilities
Year Liabilities Growth
1998 37.100.000
1999 99.500.000 62.71%
2000 148.560.251 33.02%
2001 219.701.000 32.38%
2002 327.801.000 32.98%
2003 389.985.000 15.95%
2004 494.919.000 21.2%
2005 607.288.000 18.5%
2006 700.535.000 13.31%
2007 765.234.000 8.45%
2008 1.354.456.000 43.5%
2009 1.617.182.000 16.25%
2010 1.884.654.000 14.19%
2011 2.564.544.000 26.51%
2012 3.059.465.000 16.18%
2013 3.377.640.000 9.42%
2014 4.627.121.000 27%
2015 5.338.048.000 13.32%
2016 6.047.298.000 11.73%
2017 6.525.486.000 7.33%
2018 7.280.196.000 10.37%
2019 7.798.038.000 6.64%
2020 9.876.910.000 21.05%
2021 10.496.535.000 5.9%
2022 9.922.533.000 -5.78%
2023 9.948.330.000 0.26%
2023 10.390.255.000 4.25%
2024 10.132.564.000 -2.54%

Eagle Bancorp, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
19.92
Net Income per Share
-1.21
Price to Earning Ratio
-18.58x
Price To Sales Ratio
1.13x
POCF Ratio
4.19
PFCF Ratio
4.18
Price to Book Ratio
0.58
EV to Sales
3.1
EV Over EBITDA
-22.96
EV to Operating CashFlow
11.48
EV to FreeCashFlow
11.47
Earnings Yield
-0.05
FreeCashFlow Yield
0.24
Market Cap
0,68 Bil.
Enterprise Value
1,86 Bil.
Graham Number
32.48
Graham NetNet
-270.82

Income Statement Metrics

Net Income per Share
-1.21
Income Quality
-4.44
ROE
-0.03
Return On Assets
-0
Return On Capital Employed
0.03
Net Income per EBT
2.12
EBT Per Ebit
-0.08
Ebit per Revenue
0.38
Effective Tax Rate
-1.12

Margins

Sales, General, & Administrative to Revenue
0.17
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.02
Gross Profit Margin
1
Operating Profit Margin
0.38
Pretax Profit Margin
-0.03
Net Profit Margin
-0.06

Dividends

Dividend Yield
0.08
Dividend Yield %
8
Payout Ratio
-1.5
Dividend Per Share
1.8

Operating Metrics

Operating Cashflow per Share
5.37
Free CashFlow per Share
5.38
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0.04
Return on Invested Capital
0.17
Return on Tangible Assets
-0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
64,85
Book Value per Share
38,74
Tangible Book Value per Share
38.74
Shareholders Equity per Share
38.74
Interest Debt per Share
66.64
Debt to Equity
1.46
Debt to Assets
0.15
Net Debt to EBITDA
-14.59
Current Ratio
0.16
Tangible Asset Value
1,17 Bil.
Net Current Asset Value
-9,53 Bil.
Invested Capital
-3197285000
Working Capital
-3,22 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
2.51

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Eagle Bancorp, Inc. Dividends
Year Dividends Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2019 0 0%
2020 1 0%
2021 1 100%
2022 2 0%
2023 2 0%
2024 2 0%

Eagle Bancorp, Inc. Profile

About Eagle Bancorp, Inc.

Eagle Bancorp, Inc. operates as the bank holding company for EagleBank that provides commercial and consumer banking services primarily in the United States. The company also offers various commercial and consumer lending products comprising commercial loans for working capital, equipment purchases, real estate lines of credit, and government contract financing; asset based lending and accounts receivable financing; construction and commercial real estate loans; business equipment financing; consumer home equity lines of credit, personal lines of credit, and term loans; consumer installment loans, such as auto and personal loans; personal credit cards; and residential mortgage loans. In addition, it provides online and mobile banking services; and other services, including cash management services, business sweep accounts, lock boxes, remote deposit captures, account reconciliation services, merchant card services, safety deposit boxes, and automated clearing house origination, as well as after-hours depositories and ATM services. Further, the company offers insurance products and services through a referral program. The company serves sole proprietors, small and medium-sized businesses, partnerships, corporations, non-profit organizations and associations, and individuals, as well as investors. As of December 31, 2021, it operated seventeen banking offices comprising 6 in Suburban Maryland, 5 in the District of Columbia, and 6 in Northern Virginia. Eagle Bancorp, Inc. was incorporated in 1997 and is headquartered in Bethesda, Maryland.

CEO
Ms. Susan G. Riel
Employee
452
Address
7830 Old Georgetown Road
Bethesda, 20814

Eagle Bancorp, Inc. Executives & BODs

Eagle Bancorp, Inc. Executives & BODs
# Name Age
1 Mr. Ryan A. Riel
Executive Vice President
70
2 Mr. David G. Danielson
Senior Vice President and Director of Investor Relations & Strategy
70
3 Mr. Paul Saltzman Esq., J.D.
Executive Vice President & Chief Legal Officer
70
4 Ryan G. Segars
Senior Vice President of Market Executive & Commercial Real Estate Lending
70
5 Mr. Eric R. Newell C.F.A.
Executive Vice President & Chief Financial Officer
70
6 Ms. Evelyn Lee
Chief Lending Officer of Commercial & Industrial Lending
70
7 Ms. Janice L. Williams J.D.
Executive Vice President
70
8 Ms. Susan G. Riel
President, Chief Executive Officer & Director
70
9 Mr. Norman R. Pozez
Executive Chairman
70

Eagle Bancorp, Inc. Competitors