Parke Bancorp, Inc. Logo

Parke Bancorp, Inc.

PKBK

(2.5)
Stock Price

21,68 USD

1.56% ROA

10.21% ROE

7.13x PER

Market Cap.

219.102.478,00 USD

55.48% DER

3.93% Yield

33.3% NPM

Parke Bancorp, Inc. Stock Analysis

Parke Bancorp, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Parke Bancorp, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.77x), the stock offers substantial upside potential at a bargain price.

2 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

3 ROE

The stock's ROE falls within an average range (11.22%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (1.55%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 DER

The stock maintains a fair debt to equity ratio (55%), indicating a reasonable balance between the money it owes and the ownership it possesses.

6 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

7 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past three years, consistently delivering higher payouts to shareholders.

8 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (38) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

11 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

Parke Bancorp, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Parke Bancorp, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Parke Bancorp, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Parke Bancorp, Inc. Revenue
Year Revenue Growth
2001 817.000
2002 4.139.650 80.26%
2003 7.041.812 41.21%
2004 8.880.641 20.71%
2005 11.548.456 23.1%
2006 14.309.590 19.3%
2007 17.082.000 16.23%
2008 18.646.000 8.39%
2009 25.850.000 27.87%
2010 33.167.000 22.06%
2011 36.932.000 10.19%
2012 34.690.000 -6.46%
2013 34.415.000 -0.8%
2014 40.184.000 14.36%
2015 38.678.000 -3.89%
2016 45.728.000 15.42%
2017 42.020.000 -8.82%
2018 51.510.000 18.42%
2019 60.724.000 15.17%
2020 66.828.000 9.13%
2021 77.915.000 14.23%
2022 81.709.000 4.64%
2023 70.072.000 -16.61%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Parke Bancorp, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Parke Bancorp, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 0
2002 820.738 100%
2003 1.272.865 35.52%
2004 1.567.271 18.78%
2005 2.085.301 24.84%
2006 2.772.213 24.78%
2007 3.117.000 11.06%
2008 3.439.000 9.36%
2009 5.241.000 34.38%
2010 6.467.000 18.96%
2011 7.028.000 7.98%
2012 6.960.000 -0.98%
2013 7.860.000 11.45%
2014 8.164.000 3.72%
2015 8.399.000 2.8%
2016 7.906.000 -6.24%
2017 7.658.000 -3.24%
2018 8.671.000 11.68%
2019 9.244.000 6.2%
2020 11.417.000 19.03%
2021 10.835.000 -5.37%
2022 11.885.000 8.83%
2023 12.888.000 7.78%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Parke Bancorp, Inc. EBITDA
Year EBITDA Growth
2001 3.087.000
2002 4.522.952 31.75%
2003 6.657.882 32.07%
2004 8.463.473 21.33%
2005 12.699.330 33.35%
2006 19.824.974 35.94%
2007 27.423.000 27.71%
2008 26.692.000 -2.74%
2009 26.110.000 -2.23%
2010 23.933.000 -9.1%
2011 22.393.000 -6.88%
2012 19.337.000 -15.8%
2013 18.727.000 -3.26%
2014 22.111.000 15.3%
2015 23.603.000 6.32%
2016 34.239.000 31.06%
2017 32.859.000 -4.2%
2018 47.352.000 30.61%
2019 40.057.000 -18.21%
2020 39.025.000 -2.64%
2021 55.384.000 29.54%
2022 70.878.000 21.86%
2023 5.476.000 -1194.34%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Parke Bancorp, Inc. Gross Profit
Year Gross Profit Growth
2001 817.000
2002 4.139.650 80.26%
2003 7.041.812 41.21%
2004 8.880.641 20.71%
2005 11.548.456 23.1%
2006 14.309.590 19.3%
2007 17.082.000 16.23%
2008 18.646.000 8.39%
2009 25.850.000 27.87%
2010 33.167.000 22.06%
2011 36.932.000 10.19%
2012 34.690.000 -6.46%
2013 34.415.000 -0.8%
2014 40.184.000 14.36%
2015 38.678.000 -3.89%
2016 45.728.000 15.42%
2017 42.020.000 -8.82%
2018 51.510.000 18.42%
2019 60.724.000 15.17%
2020 66.828.000 9.13%
2021 77.915.000 14.23%
2022 81.709.000 4.64%
2023 70.072.000 -16.61%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Parke Bancorp, Inc. Net Profit
Year Net Profit Growth
2001 440.000
2002 941.979 53.29%
2003 2.001.899 52.95%
2004 2.721.758 26.45%
2005 3.494.421 22.11%
2006 4.623.680 24.42%
2007 5.852.000 20.99%
2008 4.247.000 -37.79%
2009 6.100.000 30.38%
2010 7.340.000 16.89%
2011 7.272.000 -0.94%
2012 7.313.000 0.56%
2013 7.571.000 3.41%
2014 10.473.000 27.71%
2015 10.697.000 2.09%
2016 18.510.000 42.21%
2017 11.870.000 -55.94%
2018 24.824.000 52.18%
2019 29.841.000 16.81%
2020 28.428.000 -4.97%
2021 40.760.000 30.26%
2022 41.823.000 2.54%
2023 4.116.000 -916.11%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Parke Bancorp, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 100%
2014 1 0%
2015 1 0%
2016 2 50%
2017 1 -100%
2018 2 50%
2019 3 0%
2020 2 0%
2021 3 33.33%
2022 4 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Parke Bancorp, Inc. Free Cashflow
Year Free Cashflow Growth
2003 1.507.254
2004 3.092.382 51.26%
2005 4.507.051 31.39%
2006 5.693.111 20.83%
2007 4.929.000 -15.5%
2008 7.798.000 36.79%
2009 6.599.000 -18.17%
2010 14.304.000 53.87%
2011 17.275.000 17.2%
2012 17.059.000 -1.27%
2013 5.529.000 -208.54%
2014 26.412.000 79.07%
2015 4.702.000 -461.72%
2016 11.847.000 60.31%
2017 16.776.000 29.38%
2018 28.763.000 41.68%
2019 33.839.000 15%
2020 36.266.000 6.69%
2021 38.577.000 5.99%
2022 43.300.000 10.91%
2023 1.029.000 -4107.97%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Parke Bancorp, Inc. Operating Cashflow
Year Operating Cashflow Growth
2003 2.346.567
2004 3.351.630 29.99%
2005 4.603.853 27.2%
2006 6.324.348 27.2%
2007 5.015.000 -26.11%
2008 7.901.000 36.53%
2009 6.758.000 -16.91%
2010 16.070.000 57.95%
2011 17.484.000 8.09%
2012 17.284.000 -1.16%
2013 5.642.000 -206.35%
2014 26.530.000 78.73%
2015 5.054.000 -424.93%
2016 12.722.000 60.27%
2017 18.924.000 32.77%
2018 28.901.000 34.52%
2019 34.433.000 16.07%
2020 36.517.000 5.71%
2021 38.641.000 5.5%
2022 43.450.000 11.07%
2023 1.029.000 -4122.55%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Parke Bancorp, Inc. Capital Expenditure
Year Capital Expenditure Growth
2003 839.313
2004 259.248 -223.75%
2005 96.802 -167.81%
2006 631.237 84.66%
2007 86.000 -634%
2008 103.000 16.5%
2009 159.000 35.22%
2010 1.766.000 91%
2011 209.000 -744.98%
2012 225.000 7.11%
2013 113.000 -99.12%
2014 118.000 4.24%
2015 352.000 66.48%
2016 875.000 59.77%
2017 2.148.000 59.26%
2018 138.000 -1456.52%
2019 594.000 76.77%
2020 251.000 -136.65%
2021 64.000 -292.19%
2022 150.000 57.33%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Parke Bancorp, Inc. Equity
Year Equity Growth
2001 8.553.000
2002 17.627.913 51.48%
2003 19.992.607 11.83%
2004 22.829.151 12.43%
2005 27.193.327 16.05%
2006 30.709.160 11.45%
2007 36.417.000 15.67%
2008 40.301.000 9.64%
2009 61.973.000 34.97%
2010 70.700.000 12.34%
2011 77.224.000 8.45%
2012 83.543.000 7.56%
2013 93.716.000 10.86%
2014 102.905.000 8.93%
2015 112.040.000 8.15%
2016 127.134.000 11.87%
2017 134.780.000 5.67%
2018 154.996.000 13.04%
2019 179.424.000 13.61%
2020 202.597.000 11.44%
2021 232.361.000 12.81%
2022 266.034.000 12.66%
2023 277.979.000 4.3%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Parke Bancorp, Inc. Assets
Year Assets Growth
2001 81.955.000
2002 130.903.394 37.39%
2003 174.003.639 24.77%
2004 224.338.563 22.44%
2005 297.810.444 24.67%
2006 359.996.771 17.27%
2007 460.795.000 21.87%
2008 601.952.000 23.45%
2009 654.198.000 7.99%
2010 756.853.000 13.56%
2011 790.738.000 4.29%
2012 770.383.000 -2.64%
2013 793.792.000 2.95%
2014 821.851.000 3.41%
2015 885.291.000 7.17%
2016 1.016.141.000 12.88%
2017 1.137.452.000 10.67%
2018 1.467.398.000 22.49%
2019 1.681.160.000 12.72%
2020 2.075.907.000 19.02%
2021 2.136.445.000 2.83%
2022 1.984.915.000 -7.63%
2023 1.983.672.000 -0.06%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Parke Bancorp, Inc. Liabilities
Year Liabilities Growth
2001 73.402.000
2002 113.275.481 35.2%
2003 154.011.032 26.45%
2004 201.509.412 23.57%
2005 270.617.117 25.54%
2006 329.287.611 17.82%
2007 424.378.000 22.41%
2008 561.651.000 24.44%
2009 592.225.000 5.16%
2010 686.121.000 13.69%
2011 713.465.000 3.83%
2012 686.934.000 -3.86%
2013 701.227.000 2.04%
2014 718.801.000 2.44%
2015 773.084.000 7.02%
2016 889.051.000 13.04%
2017 1.002.672.000 11.33%
2018 1.312.402.000 23.6%
2019 1.501.736.000 12.61%
2020 1.873.310.000 19.84%
2021 1.904.084.000 1.62%
2022 1.718.881.000 -10.77%
2023 154.213.000 -1014.61%

Parke Bancorp, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
6.25
Net Income per Share
2.57
Price to Earning Ratio
7.13x
Price To Sales Ratio
2.94x
POCF Ratio
8.8
PFCF Ratio
8.82
Price to Book Ratio
0.79
EV to Sales
3.3
EV Over EBITDA
4.45
EV to Operating CashFlow
9.9
EV to FreeCashFlow
9.93
Earnings Yield
0.14
FreeCashFlow Yield
0.11
Market Cap
0,22 Bil.
Enterprise Value
0,25 Bil.
Graham Number
36.71
Graham NetNet
-1.17

Income Statement Metrics

Net Income per Share
2.57
Income Quality
0.81
ROE
0.11
Return On Assets
0.01
Return On Capital Employed
0.06
Net Income per EBT
0.76
EBT Per Ebit
0.58
Ebit per Revenue
0.75
Effective Tax Rate
0.24

Margins

Sales, General, & Administrative to Revenue
0.18
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.75
Pretax Profit Margin
0.44
Net Profit Margin
0.33

Dividends

Dividend Yield
0.04
Dividend Yield %
3.93
Payout Ratio
0.14
Dividend Per Share
0.72

Operating Metrics

Operating Cashflow per Share
2.08
Free CashFlow per Share
2.08
Capex to Operating CashFlow
-0
Capex to Revenue
-0
Capex to Depreciation
-0.19
Return on Invested Capital
0.1
Return on Tangible Assets
0.02
Days Sales Outstanding
40.43
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
9.03
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.01

Balance Sheet

Cash per Share
11,22
Book Value per Share
23,27
Tangible Book Value per Share
153.15
Shareholders Equity per Share
23.27
Interest Debt per Share
16.24
Debt to Equity
0.55
Debt to Assets
0.08
Net Debt to EBITDA
0.5
Current Ratio
0
Tangible Asset Value
1,82 Bil.
Net Current Asset Value
-0,03 Bil.
Invested Capital
0.55
Working Capital
0,13 Bil.
Intangibles to Total Assets
0.01
Average Receivables
0,01 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.7

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Parke Bancorp, Inc. Dividends
Year Dividends Growth
2006 0
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%

Parke Bancorp, Inc. Profile

About Parke Bancorp, Inc.

Parke Bancorp, Inc. operates as the bank holding company for Parke Bank that provides personal and business financial services to individuals and small to mid-sized businesses. The company offers various deposit products, including checking, savings, time, money market, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio comprises commercial and industrial, construction, commercial and residential real estate mortgage, and consumer loans. In addition, the company provides debit cards, internet banking, and online bill payment services. It operates through 7 branch offices in Galloway Township, Northfield, Washington Township, and Collingswood, New Jersey; and Philadelphia, Pennsylvania. Parke Bancorp, Inc. was founded in 1999 and is headquartered in Washington Township, New Jersey.

CEO
Mr. Vito S. Pantilione
Employee
101
Address
601 Delsea Drive
Washington Township, 08080

Parke Bancorp, Inc. Executives & BODs

Parke Bancorp, Inc. Executives & BODs
# Name Age
1 Mr. Jonathan D. Hill
Senior Vice President & Chief Financial Officer
70
2 Linda A. Kaiser
Corporate Secretary
70
3 Mr. Vito S. Pantilione
President, Chief Executive Officer & Director
70
4 Mr. Ralph Martin Gallo
Executive Vice President & Chief Operating Officer
70
5 Mr. Paul E. Palmieri
Senior Vice President & Chief Credit Officer
70
6 Mr. Nicholas J. Pantilione
Senior Vice President & Chief Lending Officer
70

Parke Bancorp, Inc. Competitors