Farmers Bancorp (Frankfort IN) Logo

Farmers Bancorp (Frankfort IN)

FABP

(0.8)
Stock Price

38,48 USD

0.74% ROA

7.61% ROE

8.05x PER

Market Cap.

67.792.453,00 USD

260.63% DER

4.49% Yield

12.34% NPM

Farmers Bancorp (Frankfort IN) Stock Analysis

Farmers Bancorp (Frankfort IN) Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Farmers Bancorp (Frankfort IN) Fundamental Stock Analysis
# Analysis Rating
1 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

2 Dividend Growth

The company's dividend growth has been consistently strong over the past three years, with annual increases that demonstrate its commitment to rewarding shareholders.

3 ROE

Unidentified ROE

4 ROA

Unidentified ROA

5 PBV

Unidentified ROA

6 DER

Unidentified DER

7 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

8 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

9 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Graham Number

Unidentified Graham Number

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (0), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Farmers Bancorp (Frankfort IN) Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Farmers Bancorp (Frankfort IN) Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Sell
4 Stoch RSI Buy

Farmers Bancorp (Frankfort IN) Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Farmers Bancorp (Frankfort IN) Revenue
Year Revenue Growth
2015 24.610.000
2016 24.160.000 -1.86%
2017 26.538.000 8.96%
2018 29.810.000 10.98%
2019 31.936.000 6.66%
2020 33.987.000 6.03%
2021 33.724.000 -0.78%
2022 43.759.000 22.93%
2023 36.412.000 -20.18%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Farmers Bancorp (Frankfort IN) Research and Development Expenses
Year Research and Development Expenses Growth
2015 0
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Farmers Bancorp (Frankfort IN) General and Administrative Expenses
Year General and Administrative Expenses Growth
2015 0
2016 0 0%
2017 0 0%
2018 0 0%
2019 1.809.000 100%
2020 1.995.000 9.32%
2021 2.252.000 11.41%
2022 2.368.000 4.9%
2023 2.848.000 16.85%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Farmers Bancorp (Frankfort IN) EBITDA
Year EBITDA Growth
2015 8.981.000
2016 10.526.000 14.68%
2017 11.005.000 4.35%
2018 11.536.000 4.6%
2019 -39.000 29679.49%
2020 710.000 105.49%
2021 -203.000 449.75%
2022 -215.000 5.58%
2023 -460.000 53.26%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Farmers Bancorp (Frankfort IN) Gross Profit
Year Gross Profit Growth
2015 24.610.000
2016 24.160.000 -1.86%
2017 26.538.000 8.96%
2018 29.810.000 10.98%
2019 31.936.000 6.66%
2020 33.987.000 6.03%
2021 33.724.000 -0.78%
2022 43.759.000 22.93%
2023 58.336.000 24.99%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Farmers Bancorp (Frankfort IN) Net Profit
Year Net Profit Growth
2015 6.707.000
2016 7.207.000 6.94%
2017 7.477.000 3.61%
2018 8.871.000 15.71%
2019 8.439.000 -5.12%
2020 11.136.000 24.22%
2021 11.014.000 -1.11%
2022 10.466.000 -5.24%
2023 8.528.000 -22.73%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Farmers Bancorp (Frankfort IN) Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2015 3
2016 3 0%
2017 4 0%
2018 4 25%
2019 4 0%
2020 5 20%
2021 6 0%
2022 6 0%
2023 5 -25%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Farmers Bancorp (Frankfort IN) Free Cashflow
Year Free Cashflow Growth
2015 5.719.000
2016 6.700.000 14.64%
2017 7.108.000 5.74%
2018 8.393.000 15.31%
2019 9.468.000 11.35%
2020 3.866.000 -144.9%
2021 11.539.000 66.5%
2022 8.162.000 -41.37%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Farmers Bancorp (Frankfort IN) Operating Cashflow
Year Operating Cashflow Growth
2015 5.993.000
2016 6.908.000 13.25%
2017 7.864.000 12.16%
2018 9.100.000 13.58%
2019 9.861.000 7.72%
2020 11.313.000 12.83%
2021 13.090.000 13.58%
2022 9.907.000 -32.13%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Farmers Bancorp (Frankfort IN) Capital Expenditure
Year Capital Expenditure Growth
2015 274.000
2016 208.000 -31.73%
2017 756.000 72.49%
2018 707.000 -6.93%
2019 393.000 -79.9%
2020 7.447.000 94.72%
2021 1.551.000 -380.14%
2022 1.745.000 11.12%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Farmers Bancorp (Frankfort IN) Equity
Year Equity Growth
2015 54.026.000
2016 58.944.000 8.34%
2017 63.544.000 7.24%
2018 71.157.000 10.7%
2019 80.822.000 11.96%
2020 88.984.000 9.17%
2021 60.675.000 -46.66%
2022 66.138.999 8.26%
2023 69.109.000 4.3%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Farmers Bancorp (Frankfort IN) Assets
Year Assets Growth
2015 507.126.000
2016 533.086.000 4.87%
2017 548.883.000 2.88%
2018 583.475.000 5.93%
2019 677.393.000 13.86%
2020 761.825.000 11.08%
2021 790.545.000 3.63%
2022 899.800.000 12.14%
2023 992.222.000 9.31%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Farmers Bancorp (Frankfort IN) Liabilities
Year Liabilities Growth
2015 453.100.000
2016 474.142.000 4.44%
2017 485.339.000 2.31%
2018 512.318.000 5.27%
2019 596.571.000 14.12%
2020 672.841.000 11.34%
2021 729.870.000 7.81%
2022 833.661.000 12.45%
2023 923.113.000 9.69%

Farmers Bancorp (Frankfort IN) Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
26.3
Net Income per Share
4.04
Price to Earning Ratio
8.05x
Price To Sales Ratio
1.41x
POCF Ratio
18.84
PFCF Ratio
21.56
Price to Book Ratio
0.86
EV to Sales
2.66
EV Over EBITDA
-679.68
EV to Operating CashFlow
40.61
EV to FreeCashFlow
40.61
Earnings Yield
0.12
FreeCashFlow Yield
0.05
Market Cap
0,07 Bil.
Enterprise Value
0,13 Bil.
Graham Number
58.72
Graham NetNet
-478.47

Income Statement Metrics

Net Income per Share
4.04
Income Quality
0.43
ROE
0.11
Return On Assets
0.01
Return On Capital Employed
0.08
Net Income per EBT
0.93
EBT Per Ebit
0.26
Ebit per Revenue
0.5
Effective Tax Rate
0.29

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.33
Operating Profit Margin
0.5
Pretax Profit Margin
0.13
Net Profit Margin
0.12

Dividends

Dividend Yield
0.04
Dividend Yield %
4.49
Payout Ratio
0
Dividend Per Share
1.46

Operating Metrics

Operating Cashflow per Share
1.73
Free CashFlow per Share
1.73
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.06
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
28,12
Book Value per Share
37,93
Tangible Book Value per Share
37.93
Shareholders Equity per Share
37.93
Interest Debt per Share
102.79
Debt to Equity
2.61
Debt to Assets
0.18
Net Debt to EBITDA
-318.92
Current Ratio
4.67
Tangible Asset Value
0,07 Bil.
Net Current Asset Value
-0,87 Bil.
Invested Capital
53781000
Working Capital
0,04 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
2.66

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Farmers Bancorp (Frankfort IN) Dividends
Year Dividends Growth
2008 1
2009 2 0%
2010 2 0%
2011 2 0%
2012 2 0%
2013 2 0%
2014 2 0%
2015 2 0%
2016 2 0%
2017 1 0%
2018 1 100%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 1 0%
2024 1 0%

Farmers Bancorp (Frankfort IN) Profile

About Farmers Bancorp (Frankfort IN)

Farmers Bancorp (Frankfort IN) operates as the holding company of The Farmers Bank that provides a range of banking products and services in the United States. The company offers deposit products; and commercial and agricultural, commercial real estate, construction, and residential and consumer loans. The company was founded in 1876 and is based in Frankfort, Indiana.

CEO
Mr. Christopher D. Cook CPA, C
Employee
0
Address
9 East Clinton Street
Frankfort, 46041-0129

Farmers Bancorp (Frankfort IN) Executives & BODs

Farmers Bancorp (Frankfort IN) Executives & BODs
# Name Age
1 Mr. James D. Moore
Secretary to the Board & Director
70
2 Mr. Chad L. Kozuch
Chief Financial Officer & Treasurer
70
3 Mr. Christopher D. Cook CPA, CPA, M.B.A., MBA
President & Director
70
4 Ms. Jennifer L. Neal
Investment Officer and Investment Officer of The Farmers Bank
70

Farmers Bancorp (Frankfort IN) Competitors