German American Bancorp, Inc. Logo

German American Bancorp, Inc.

GABC

(3.5)
Stock Price

45,04 USD

1.37% ROA

12.97% ROE

13.74x PER

Market Cap.

1.134.053.695,00 USD

24.11% DER

2.77% Yield

25.56% NPM

German American Bancorp, Inc. Stock Analysis

German American Bancorp, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

German American Bancorp, Inc. Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (16.27%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 DER

The stock has a minimal amount of debt (38%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Revenue Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

4 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past five years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

5 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

6 ROA

The stock's ROA (1.57%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 PBV

The stock's PBV ratio (1.47x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

8 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

9 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (70), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

10 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

11 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

German American Bancorp, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

German American Bancorp, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

German American Bancorp, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

German American Bancorp, Inc. Revenue
Year Revenue Growth
1992 9.900.000
1993 12.600.000 21.43%
1994 14.200.000 11.27%
1995 16.000.000 11.25%
1996 16.500.000 3.03%
1997 22.400.000 26.34%
1998 27.200.000 17.65%
1999 38.500.000 29.35%
2000 36.216.000 -6.31%
2001 41.924.000 13.62%
2002 41.445.000 -1.16%
2003 42.469.000 2.41%
2004 40.859.000 -3.94%
2005 46.407.000 11.96%
2006 51.586.000 10.04%
2007 54.319.000 5.03%
2008 59.147.000 8.16%
2009 60.372.000 2.03%
2010 65.614.000 7.99%
2011 85.557.000 23.31%
2012 88.059.000 2.84%
2013 92.132.000 4.42%
2014 98.276.000 6.25%
2015 102.996.000 4.58%
2016 126.917.000 18.85%
2017 131.763.000 3.68%
2018 151.680.000 13.13%
2019 190.726.000 20.47%
2020 209.717.000 9.06%
2021 220.292.000 4.8%
2022 259.717.000 15.18%
2023 262.568.000 1.09%
2023 316.573.000 17.06%
2024 361.952.000 12.54%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

German American Bancorp, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1992 0
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

German American Bancorp, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1992 3.200.000
1993 4.100.000 21.95%
1994 4.500.000 8.89%
1995 5.300.000 15.09%
1996 5.700.000 7.02%
1997 7.400.000 22.97%
1998 9.100.000 18.68%
1999 13.400.000 32.09%
2000 15.454.000 13.29%
2001 16.669.000 7.29%
2002 17.443.000 4.44%
2003 18.062.000 3.43%
2004 19.527.000 7.5%
2005 20.377.000 4.17%
2006 23.756.000 14.22%
2007 23.666.000 -0.38%
2008 22.849.000 -3.58%
2009 21.961.000 -4.04%
2010 22.070.000 0.49%
2011 27.992.000 21.16%
2012 30.202.000 7.32%
2013 32.532.000 7.16%
2014 33.823.000 3.82%
2015 36.186.000 6.53%
2016 45.112.000 19.79%
2017 47.596.000 5.22%
2018 51.306.000 7.23%
2019 64.418.000 20.35%
2020 68.112.000 5.42%
2021 69.989.000 2.68%
2022 86.005.000 18.62%
2023 4.916.000 -1649.49%
2023 86.073.000 94.29%
2024 86.668.000 0.69%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

German American Bancorp, Inc. EBITDA
Year EBITDA Growth
1992 12.500.000
1993 14.400.000 13.19%
1994 15.300.000 5.88%
1995 18.900.000 19.05%
1996 20.500.000 7.8%
1997 27.900.000 26.52%
1998 32.600.000 14.42%
1999 50.200.000 35.06%
2000 53.864.000 6.8%
2001 54.148.000 0.52%
2002 44.739.000 -21.03%
2003 35.902.000 -24.61%
2004 27.944.000 -28.48%
2005 33.905.000 17.58%
2006 44.692.000 24.14%
2007 50.293.000 11.14%
2008 48.711.000 -3.25%
2009 39.142.000 -24.45%
2010 38.270.000 -2.28%
2011 49.294.000 22.36%
2012 50.324.000 2.05%
2013 48.493.000 -3.78%
2014 51.270.000 5.42%
2015 52.002.000 1.41%
2016 61.906.000 16%
2017 68.018.000 8.99%
2018 81.380.000 16.42%
2019 74.960.000 -8.56%
2020 84.473.000 11.26%
2021 105.516.000 19.94%
2022 121.229.000 12.96%
2023 5.080.000 -2286.4%
2023 2.840.000 -78.87%
2024 106.380.000 97.33%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

German American Bancorp, Inc. Gross Profit
Year Gross Profit Growth
1992 9.900.000
1993 12.600.000 21.43%
1994 14.200.000 11.27%
1995 16.000.000 11.25%
1996 16.500.000 3.03%
1997 22.400.000 26.34%
1998 27.200.000 17.65%
1999 38.500.000 29.35%
2000 36.216.000 -6.31%
2001 41.924.000 13.62%
2002 41.445.000 -1.16%
2003 38.623.000 -7.31%
2004 36.647.000 -5.39%
2005 42.227.000 13.21%
2006 46.600.000 9.38%
2007 48.518.000 3.95%
2008 54.594.000 11.13%
2009 55.378.000 1.42%
2010 60.465.000 8.41%
2011 79.755.000 24.19%
2012 81.089.000 1.65%
2013 85.121.000 4.74%
2014 90.633.000 6.08%
2015 95.329.000 4.93%
2016 117.077.000 18.58%
2017 122.364.000 4.32%
2018 138.891.000 11.9%
2019 175.310.000 20.77%
2020 193.485.000 9.39%
2021 200.653.000 3.57%
2022 236.280.000 15.08%
2023 243.480.000 2.96%
2023 297.000.000 18.02%
2024 343.560.000 13.55%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

German American Bancorp, Inc. Net Profit
Year Net Profit Growth
1992 2.300.000
1993 2.900.000 20.69%
1994 3.500.000 17.14%
1995 4.000.000 12.5%
1996 4.100.000 2.44%
1997 6.100.000 32.79%
1998 6.700.000 8.96%
1999 8.800.000 23.86%
2000 5.288.000 -66.41%
2001 9.193.000 42.48%
2002 9.442.000 2.64%
2003 8.168.000 -15.6%
2004 7.239.000 -12.83%
2005 9.721.000 25.53%
2006 10.221.000 4.89%
2007 9.405.000 -8.68%
2008 12.803.000 26.54%
2009 12.218.000 -4.79%
2010 13.405.000 8.85%
2011 20.249.000 33.8%
2012 24.055.000 15.82%
2013 25.413.000 5.34%
2014 28.344.000 10.34%
2015 30.064.000 5.72%
2016 35.184.000 14.55%
2017 40.676.000 13.5%
2018 46.529.000 12.58%
2019 59.222.000 21.43%
2020 62.210.000 4.8%
2021 84.137.000 26.06%
2022 81.825.000 -2.83%
2023 85.804.000 4.64%
2023 85.888.000 0.1%
2024 82.120.000 -4.59%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

German American Bancorp, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1992 0
1993 0 0%
1994 0 0%
1995 1 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 1 0%
2002 1 0%
2003 0 0%
2004 0 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 100%
2012 1 0%
2013 1 0%
2014 1 0%
2015 2 0%
2016 2 0%
2017 2 0%
2018 2 0%
2019 2 50%
2020 2 0%
2021 3 33.33%
2022 3 -50%
2023 3 0%
2023 3 0%
2024 3 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

German American Bancorp, Inc. Free Cashflow
Year Free Cashflow Growth
1992 1.300.000
1993 5.400.000 75.93%
1994 2.700.000 -100%
1995 2.300.000 -17.39%
1996 4.000.000 42.5%
1997 4.900.000 18.37%
1998 2.300.000 -113.04%
1999 10.300.000 77.67%
2000 8.126.000 -26.75%
2001 68.812.000 88.19%
2002 15.079.000 -356.34%
2003 23.806.000 36.66%
2004 10.414.000 -128.6%
2005 13.037.000 20.12%
2006 8.627.000 -51.12%
2007 11.370.000 24.12%
2008 20.012.000 43.18%
2009 7.788.000 -156.96%
2010 15.252.000 48.94%
2011 22.651.000 32.67%
2012 38.380.000 40.98%
2013 36.532.000 -5.06%
2014 33.375.000 -9.46%
2015 29.653.000 -12.55%
2016 36.679.000 19.16%
2017 43.692.000 16.05%
2018 47.145.000 7.32%
2019 55.855.000 15.59%
2020 85.347.000 34.56%
2021 96.158.000 11.24%
2022 102.184.000 5.9%
2023 23.383.000 -337%
2023 95.745.000 75.58%
2024 21.246.000 -350.65%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

German American Bancorp, Inc. Operating Cashflow
Year Operating Cashflow Growth
1992 1.500.000
1993 5.900.000 74.58%
1994 3.700.000 -59.46%
1995 3.200.000 -15.63%
1996 5.200.000 38.46%
1997 6.700.000 22.39%
1998 4.600.000 -45.65%
1999 13.900.000 66.91%
2000 10.106.000 -37.54%
2001 70.296.000 85.62%
2002 19.254.000 -265.1%
2003 25.889.000 25.63%
2004 11.742.000 -120.48%
2005 14.451.000 18.75%
2006 12.088.000 -19.55%
2007 12.755.000 5.23%
2008 22.134.000 42.37%
2009 10.425.000 -112.32%
2010 17.227.000 39.48%
2011 26.616.000 35.28%
2012 41.997.000 36.62%
2013 41.646.000 -0.84%
2014 36.428.000 -14.32%
2015 31.267.000 -16.51%
2016 41.913.000 25.4%
2017 54.875.000 23.62%
2018 62.331.000 11.96%
2019 65.229.000 4.44%
2020 92.418.000 29.42%
2021 100.844.000 8.36%
2022 110.036.000 8.35%
2023 24.416.000 -350.67%
2023 101.490.000 75.94%
2024 22.917.000 -342.86%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

German American Bancorp, Inc. Capital Expenditure
Year Capital Expenditure Growth
1992 200.000
1993 500.000 60%
1994 1.000.000 50%
1995 900.000 -11.11%
1996 1.200.000 25%
1997 1.800.000 33.33%
1998 2.300.000 21.74%
1999 3.600.000 36.11%
2000 1.980.000 -81.82%
2001 1.484.000 -33.42%
2002 4.175.000 64.46%
2003 2.083.000 -100.43%
2004 1.328.000 -56.85%
2005 1.414.000 6.08%
2006 3.461.000 59.14%
2007 1.385.000 -149.89%
2008 2.122.000 34.73%
2009 2.637.000 19.53%
2010 1.975.000 -33.52%
2011 3.965.000 50.19%
2012 3.617.000 -9.62%
2013 5.114.000 29.27%
2014 3.053.000 -67.51%
2015 1.614.000 -89.16%
2016 5.234.000 69.16%
2017 11.183.000 53.2%
2018 15.186.000 26.36%
2019 9.374.000 -62%
2020 7.071.000 -32.57%
2021 4.686.000 -50.9%
2022 7.852.000 40.32%
2023 1.033.000 -660.12%
2023 5.745.000 82.02%
2024 1.671.000 -243.81%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

German American Bancorp, Inc. Equity
Year Equity Growth
1992 21.500.000
1993 29.300.000 26.62%
1994 32.900.000 10.94%
1995 37.000.000 11.08%
1996 39.300.000 5.85%
1997 53.300.000 26.27%
1998 67.400.000 20.92%
1999 87.500.000 22.97%
2000 97.260.000 10.03%
2001 102.209.000 4.84%
2002 104.519.000 2.21%
2003 83.126.000 -25.74%
2004 83.669.000 0.65%
2005 82.255.000 -1.72%
2006 92.391.000 10.97%
2007 97.116.000 4.87%
2008 105.174.000 7.66%
2009 113.549.000 7.38%
2010 121.534.000 6.57%
2011 167.610.000 27.49%
2012 185.026.000 9.41%
2013 200.097.000 7.53%
2014 228.824.000 12.55%
2015 252.348.000 9.32%
2016 330.267.000 23.59%
2017 364.571.000 9.41%
2018 458.640.000 20.51%
2019 573.820.000 20.07%
2020 624.709.000 8.15%
2021 668.459.000 6.54%
2022 558.393.000 -19.71%
2023 663.558.000 15.85%
2023 538.392.000 -23.25%
2024 687.821.000 21.72%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

German American Bancorp, Inc. Assets
Year Assets Growth
1992 239.000.000
1993 307.500.000 22.28%
1994 346.500.000 11.26%
1995 367.800.000 5.79%
1996 397.500.000 7.47%
1997 498.800.000 20.31%
1998 636.800.000 21.67%
1999 992.600.000 35.85%
2000 1.079.808.000 8.08%
2001 1.015.111.000 -6.37%
2002 957.005.000 -6.07%
2003 925.946.000 -3.35%
2004 942.094.000 1.71%
2005 946.467.000 0.46%
2006 1.093.424.000 13.44%
2007 1.131.710.000 3.38%
2008 1.190.828.000 4.96%
2009 1.242.965.000 4.19%
2010 1.375.888.000 9.66%
2011 1.873.767.000 26.57%
2012 2.006.300.000 6.61%
2013 2.163.827.000 7.28%
2014 2.233.922.000 3.14%
2015 2.373.701.000 5.89%
2016 2.955.994.000 19.7%
2017 3.144.360.000 5.99%
2018 3.929.090.000 19.97%
2019 4.396.598.000 10.63%
2020 4.977.577.000 11.67%
2021 5.608.539.000 11.25%
2022 6.155.991.000 8.89%
2023 6.152.198.000 -0.06%
2023 6.005.666.000 -2.44%
2024 6.216.923.000 3.4%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

German American Bancorp, Inc. Liabilities
Year Liabilities Growth
1992 217.500.000
1993 278.200.000 21.82%
1994 313.600.000 11.29%
1995 330.800.000 5.2%
1996 358.200.000 7.65%
1997 445.500.000 19.6%
1998 569.400.000 21.76%
1999 905.100.000 37.09%
2000 982.548.000 7.88%
2001 912.902.000 -7.63%
2002 852.486.000 -7.09%
2003 842.820.000 -1.15%
2004 858.425.000 1.82%
2005 864.212.000 0.67%
2006 1.001.033.000 13.67%
2007 1.034.594.000 3.24%
2008 1.085.654.000 4.7%
2009 1.129.416.000 3.87%
2010 1.254.354.000 9.96%
2011 1.706.157.000 26.48%
2012 1.821.274.000 6.32%
2013 1.963.730.000 7.25%
2014 2.005.098.000 2.06%
2015 2.121.353.000 5.48%
2016 2.625.727.000 19.21%
2017 2.779.789.000 5.54%
2018 3.470.450.000 19.9%
2019 3.822.778.000 9.22%
2020 4.352.868.000 12.18%
2021 4.940.080.000 11.89%
2022 5.597.598.000 11.75%
2023 5.488.640.000 -1.99%
2023 5.467.274.000 -0.39%
2024 5.529.102.000 1.12%

German American Bancorp, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
10.88
Net Income per Share
2.78
Price to Earning Ratio
13.74x
Price To Sales Ratio
3.51x
POCF Ratio
11.53
PFCF Ratio
12.05
Price to Book Ratio
1.65
EV to Sales
3.82
EV Over EBITDA
43.31
EV to Operating CashFlow
12.55
EV to FreeCashFlow
13.11
Earnings Yield
0.07
FreeCashFlow Yield
0.08
Market Cap
1,13 Bil.
Enterprise Value
1,23 Bil.
Graham Number
38.09
Graham NetNet
-137.67

Income Statement Metrics

Net Income per Share
2.78
Income Quality
1.19
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.81
EBT Per Ebit
1.3
Ebit per Revenue
0.24
Effective Tax Rate
0.19

Margins

Sales, General, & Administrative to Revenue
0.21
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.7
Operating Profit Margin
0.24
Pretax Profit Margin
0.31
Net Profit Margin
0.26

Dividends

Dividend Yield
0.03
Dividend Yield %
2.77
Payout Ratio
0.37
Dividend Per Share
1.06

Operating Metrics

Operating Cashflow per Share
3.31
Free CashFlow per Share
3.17
Capex to Operating CashFlow
0.04
Capex to Revenue
0.01
Capex to Depreciation
0.51
Return on Invested Capital
0.07
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.14

Balance Sheet

Cash per Share
48,70
Book Value per Share
23,18
Tangible Book Value per Share
16.98
Shareholders Equity per Share
23.18
Interest Debt per Share
7.93
Debt to Equity
0.24
Debt to Assets
0.03
Net Debt to EBITDA
3.52
Current Ratio
0.24
Tangible Asset Value
0,50 Bil.
Net Current Asset Value
-5,17 Bil.
Invested Capital
-841032000
Working Capital
-1,13 Bil.
Intangibles to Total Assets
0.03
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.15

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

German American Bancorp, Inc. Dividends
Year Dividends Growth
1993 0
1994 1 0%
1995 1 0%
1996 1 0%
1997 1 0%
1998 0 0%
1999 1 0%
2000 1 0%
2001 1 0%
2002 1 0%
2003 1 0%
2004 1 0%
2005 1 0%
2006 1 0%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 100%
2024 1 0%

German American Bancorp, Inc. Profile

About German American Bancorp, Inc.

German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.

CEO
Mr. D. Neil Dauby
Employee
840
Address
711 Main Street
Jasper, 47546

German American Bancorp, Inc. Executives & BODs

German American Bancorp, Inc. Executives & BODs
# Name Age
1 Mr. Michael F. Beckwith
Executive Vice President & Chief Banking Officer
70
2 Ms. Vicki L. Schuler
Senior Vice President, Controller & Principal Accounting Officer
70
3 Mr. Bradley C. Arnett
Senior Vice President, Chief Legal Officer & Corporate Secretary
70
4 Mr. Bradley M. Rust
President, Chief Operating Officer, Chief Financial Officer & Treasurer
70
5 Ms. Ann M. Brown
Senior Vice President & Director of Human Capital
70
6 Ms. Amy D. Jackson
Executive Vice President & Chief Administrative Officer
70
7 Mr. D. Neil Dauby
Chief Executive Officer & Chairman
70
8 Mr. Clay M. Barrett
Executive Vice President and Chief Digital & Information Officer
70
9 Ms. Terri A. Eckerle
Vice President, Executive Admin & Strategic Customer Service
70
10 Ms. Jane A. Balsmeyer
Senior Vice President of Marketing
70

German American Bancorp, Inc. Competitors