First American Financial Corporation Logo

First American Financial Corporation

FAF

(2.5)
Stock Price

64,98 USD

1.55% ROA

4.11% ROE

34.08x PER

Market Cap.

6.572.485.440,00 USD

42.4% DER

3.33% Yield

3.42% NPM

First American Financial Corporation Stock Analysis

First American Financial Corporation Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

First American Financial Corporation Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (48%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend Growth

The company has demonstrated exceptional dividend growth over the past five years, consistently increasing payouts to shareholders year after year.

3 Dividend

The company's consistent dividend payouts over the past five years exemplify its strong commitment to providing shareholders with reliable returns, making it an attractive investment option.

4 ROE

ROE in an average range (5.06%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (1.86%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 PBV

The stock's PBV ratio (1.31x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

7 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (1.124), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

10 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

First American Financial Corporation Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

First American Financial Corporation Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Sell
4 Stoch RSI Sell

First American Financial Corporation Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

First American Financial Corporation Revenue
Year Revenue Growth
2007 6.076.132.000
2008 4.367.725.000 -39.11%
2009 4.046.834.000 -7.93%
2010 3.906.612.000 -3.59%
2011 3.820.574.000 -2.25%
2012 4.541.821.000 15.88%
2013 4.956.077.000 8.36%
2014 4.677.949.000 -5.95%
2015 5.175.456.000 9.61%
2016 5.575.846.000 7.18%
2017 5.772.363.000 3.4%
2018 5.747.844.000 -0.43%
2019 6.202.061.000 7.32%
2020 7.086.667.000 12.48%
2021 9.221.000.000 23.15%
2022 7.605.000.000 -21.25%
2023 5.924.800.000 -28.36%
2023 6.003.500.000 1.31%
2024 5.462.800.000 -9.9%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

First American Financial Corporation Research and Development Expenses
Year Research and Development Expenses Growth
2007 0
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

First American Financial Corporation General and Administrative Expenses
Year General and Administrative Expenses Growth
2007 1.822.627.000
2008 1.388.175.000 -31.3%
2009 1.218.192.000 -13.95%
2010 1.216.050.000 -0.18%
2011 1.186.479.000 -2.49%
2012 1.334.866.000 11.12%
2013 1.445.582.000 7.66%
2014 1.410.752.000 -2.47%
2015 1.594.935.000 11.55%
2016 1.756.633.000 9.2%
2017 1.898.551.000 7.48%
2018 1.748.949.000 -8.55%
2019 1.806.005.000 3.16%
2020 1.941.477.000 6.98%
2021 2.350.000.000 17.38%
2022 2.340.000.000 -0.43%
2023 1.943.200.000 -20.42%
2023 1.989.100.000 2.31%
2024 2.036.000.000 2.3%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

First American Financial Corporation EBITDA
Year EBITDA Growth
2007 -91.947.000
2008 -4.981.000 -1745.95%
2009 294.751.000 101.69%
2010 304.789.000 3.29%
2011 218.961.000 -39.2%
2012 550.735.000 60.24%
2013 400.228.000 -37.61%
2014 454.723.000 11.98%
2015 546.685.000 16.82%
2016 608.359.000 10.14%
2017 610.557.000 0.36%
2018 775.041.000 21.22%
2019 243.770.000 -217.94%
2020 54.822.000 -344.66%
2021 577.000.000 90.5%
2022 493.000.000 -17.04%
2023 180.400.000 -173.28%
2023 462.900.000 61.03%
2024 -143.200.000 423.25%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

First American Financial Corporation Gross Profit
Year Gross Profit Growth
2007 6.076.132.000
2008 4.367.725.000 -39.11%
2009 4.046.834.000 -7.93%
2010 3.906.612.000 -3.59%
2011 3.820.574.000 -2.25%
2012 4.541.821.000 15.88%
2013 4.119.758.000 -10.24%
2014 3.844.268.000 -7.17%
2015 4.354.487.000 11.72%
2016 4.722.005.000 7.78%
2017 4.891.489.000 3.46%
2018 4.847.636.000 -0.9%
2019 5.278.763.000 8.17%
2020 5.967.559.000 11.54%
2021 9.221.000.000 35.28%
2022 5.265.000.000 -75.14%
2023 4.829.600.000 -9.02%
2023 4.936.500.000 2.17%
2024 6.449.200.000 23.46%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

First American Financial Corporation Net Profit
Year Net Profit Growth
2007 -142.983.000
2008 -84.005.000 -70.21%
2009 122.389.000 168.64%
2010 127.829.000 4.26%
2011 78.276.000 -63.31%
2012 301.041.000 74%
2013 186.367.000 -61.53%
2014 233.534.000 20.2%
2015 288.086.000 18.94%
2016 342.993.000 16.01%
2017 423.049.000 18.92%
2018 474.496.000 10.84%
2019 707.410.000 32.92%
2020 696.000.000 -1.64%
2021 1.241.100.000 43.92%
2022 263.000.000 -371.9%
2023 -6.800.000 3967.65%
2023 216.800.000 103.14%
2024 464.000.000 53.28%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

First American Financial Corporation Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2007 -1
2008 -1 0%
2009 1 100%
2010 1 0%
2011 1 0%
2012 3 100%
2013 2 -100%
2014 2 50%
2015 3 0%
2016 3 33.33%
2017 4 0%
2018 4 25%
2019 6 33.33%
2020 6 0%
2021 11 45.45%
2022 2 -450%
2023 0 0%
2023 2 100%
2024 4 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

First American Financial Corporation Free Cashflow
Year Free Cashflow Growth
2007 -189.362.000
2008 16.549.000 1244.25%
2009 187.373.000 91.17%
2010 66.818.000 -180.42%
2011 64.023.000 -4.37%
2012 345.783.000 81.48%
2013 291.330.000 -18.69%
2014 263.415.000 -10.6%
2015 427.626.000 38.4%
2016 357.151.000 -19.73%
2017 497.928.000 28.27%
2018 674.995.000 26.23%
2019 806.110.000 16.27%
2020 970.575.000 16.95%
2021 1.059.000.000 8.35%
2022 520.000.000 -103.65%
2023 90.900.000 -472.06%
2023 153.500.000 40.78%
2024 210.000.000 26.9%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

First American Financial Corporation Operating Cashflow
Year Operating Cashflow Growth
2007 -60.636.000
2008 105.179.000 157.65%
2009 229.677.000 54.21%
2010 155.543.000 -47.66%
2011 133.820.000 -16.23%
2012 429.675.000 68.86%
2013 378.472.000 -13.53%
2014 360.637.000 -4.95%
2015 551.323.000 34.59%
2016 489.416.000 -12.65%
2017 632.134.000 22.58%
2018 793.165.000 20.3%
2019 913.089.000 13.13%
2020 1.084.659.000 15.82%
2021 1.220.000.000 11.09%
2022 780.000.000 -56.41%
2023 354.300.000 -120.15%
2023 219.300.000 -61.56%
2024 266.700.000 17.77%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

First American Financial Corporation Capital Expenditure
Year Capital Expenditure Growth
2007 128.726.000
2008 88.630.000 -45.24%
2009 42.304.000 -109.51%
2010 88.725.000 52.32%
2011 69.797.000 -27.12%
2012 83.892.000 16.8%
2013 87.142.000 3.73%
2014 97.222.000 10.37%
2015 123.697.000 21.4%
2016 132.265.000 6.48%
2017 134.206.000 1.45%
2018 118.170.000 -13.57%
2019 106.979.000 -10.46%
2020 114.084.000 6.23%
2021 161.000.000 29.14%
2022 260.000.000 38.08%
2023 263.400.000 1.29%
2023 65.800.000 -300.3%
2024 56.700.000 -16.05%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

First American Financial Corporation Equity
Year Equity Growth
2007 2.040.458.000
2008 1.974.265.000 -3.35%
2009 2.032.851.000 2.88%
2010 1.993.721.000 -1.96%
2011 2.034.939.000 2.03%
2012 2.351.769.000 13.47%
2013 2.456.243.000 4.25%
2014 2.576.044.000 4.65%
2015 2.761.665.000 6.72%
2016 3.014.349.000 8.38%
2017 3.483.025.000 13.46%
2018 3.745.388.000 7%
2019 4.425.002.000 15.36%
2020 4.921.648.000 10.09%
2021 5.783.000.000 14.89%
2022 4.688.000.000 -23.36%
2023 4.542.000.000 -3.21%
2023 4.862.800.000 6.6%
2024 4.832.600.000 -0.62%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

First American Financial Corporation Assets
Year Assets Growth
2007 5.354.531.000
2008 5.665.755.000 5.49%
2009 5.530.281.000 -2.45%
2010 5.821.826.000 5.01%
2011 5.370.337.000 -8.41%
2012 8.402.616.000 36.09%
2013 8.976.843.000 6.4%
2014 10.236.597.000 12.31%
2015 11.016.016.000 7.08%
2016 11.846.126.000 7.01%
2017 13.056.247.000 9.27%
2018 14.376.023.000 9.18%
2019 15.944.169.000 9.84%
2020 12.807.664.000 -24.49%
2021 16.467.000.000 22.22%
2022 19.643.000.000 16.17%
2023 14.677.600.000 -33.83%
2023 16.802.800.000 12.65%
2024 15.157.300.000 -10.86%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

First American Financial Corporation Liabilities
Year Liabilities Growth
2007 3.314.073.000
2008 3.691.490.000 10.22%
2009 3.497.430.000 -5.55%
2010 3.828.105.000 8.64%
2011 3.335.398.000 -14.77%
2012 6.050.847.000 44.88%
2013 6.520.600.000 7.2%
2014 7.660.553.000 14.88%
2015 8.254.351.000 7.19%
2016 8.831.777.000 6.54%
2017 9.573.222.000 7.74%
2018 10.630.635.000 9.95%
2019 11.519.167.000 7.71%
2020 7.886.016.000 -46.07%
2021 10.684.000.000 26.19%
2022 14.955.000.000 28.56%
2023 14.677.600.000 -1.89%
2023 11.940.000.000 -22.93%
2024 10.324.700.000 -15.65%

First American Financial Corporation Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
54.76
Net Income per Share
1.87
Price to Earning Ratio
34.08x
Price To Sales Ratio
1.15x
POCF Ratio
12.95
PFCF Ratio
23.36
Price to Book Ratio
1.38
EV to Sales
1.08
EV Over EBITDA
36.87
EV to Operating CashFlow
11.99
EV to FreeCashFlow
21.9
Earnings Yield
0.03
FreeCashFlow Yield
0.04
Market Cap
6,57 Bil.
Enterprise Value
6,16 Bil.
Graham Number
44.16
Graham NetNet
-86.96

Income Statement Metrics

Net Income per Share
1.87
Income Quality
2.63
ROE
0.04
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.79
EBT Per Ebit
1.02
Ebit per Revenue
0.04
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.35
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.9
Operating Profit Margin
0.04
Pretax Profit Margin
0.04
Net Profit Margin
0.03

Dividends

Dividend Yield
0.03
Dividend Yield %
3.33
Payout Ratio
1.12
Dividend Per Share
2.13

Operating Metrics

Operating Cashflow per Share
4.93
Free CashFlow per Share
2.7
Capex to Operating CashFlow
0.45
Capex to Revenue
0.04
Capex to Depreciation
1.17
Return on Invested Capital
0.03
Return on Tangible Assets
0.02
Days Sales Outstanding
28.9
Days Payables Outstanding
596.28
Days of Inventory on Hand
-1612.19
Receivables Turnover
12.63
Payables Turnover
0.61
Inventory Turnover
-0.23
Capex per Share
2.23

Balance Sheet

Cash per Share
20,74
Book Value per Share
46,42
Tangible Book Value per Share
21.35
Shareholders Equity per Share
46.24
Interest Debt per Share
20.94
Debt to Equity
0.42
Debt to Assets
0.13
Net Debt to EBITDA
-2.46
Current Ratio
1.75
Tangible Asset Value
2,22 Bil.
Net Current Asset Value
-6,97 Bil.
Invested Capital
5711400000
Working Capital
1,44 Bil.
Intangibles to Total Assets
0.17
Average Receivables
0,44 Bil.
Average Payables
0,83 Bil.
Average Inventory
-2162200000
Debt to Market Cap
0.31

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

First American Financial Corporation Dividends
Year Dividends Growth
2010 0
2011 0 0%
2012 0 0%
2013 0 0%
2014 1 0%
2015 1 100%
2016 1 0%
2017 1 0%
2018 2 0%
2019 2 0%
2020 2 0%
2021 2 0%
2022 2 50%
2023 2 0%
2024 2 -100%

First American Financial Corporation Profile

About First American Financial Corporation

First American Financial Corporation, through its subsidiaries, provides financial services. It operates through Title Insurance and Services, and Specialty Insurance segments. The Title Insurance and Services segment issues title insurance policies on residential and commercial property, as well as offers related products and services. This segment also provides closing and/or escrow services; products, services, and solutions to mitigate risk or otherwise facilitate real estate transactions; and appraisals and other valuation-related products and services, lien release and document custodial services, warehouse lending services, default-related products and services, mortgage subservicing, and related products and services, as well as banking, trust, and wealth management services. In addition, it accommodates tax-deferred exchanges of real estate; and maintains, manages, and provides access to title plant data and records. This segment offers its products through a network of direct operations and agents in 49 states and in the District of Columbia, as well as in Canada, the United Kingdom, Australia, South Korea, and internationally. The Specialty Insurance segment provides property and casualty insurance comprising coverage to residential homeowners and renters for liability losses and typical hazards, such as fire, theft, vandalism, and other types of property damage. It also offers residential service contracts that cover residential systems, such as heating and air conditioning systems, and appliances against failures that occur as the result of normal usage during the coverage period. First American Financial Corporation was founded in 1889 and is headquartered in Santa Ana, California.

CEO
Mr. Kenneth David DeGiorgio BA
Employee
19.210
Address
1 First American Way
Santa Ana, 92707-5913

First American Financial Corporation Executives & BODs

First American Financial Corporation Executives & BODs
# Name Age
1 Mr. Mark Edward Seaton
Executive Vice President & Chief Financial Officer
70
2 Ms. Lisa Walgenbach Cornehl
Senior Vice President, Chief Legal Officer & Secretary
70
3 Mr. James Hoggs Rogers
Vice President of Investments
70
4 Mr. Craig Barberio
Vice President of Investor Relations
70
5 Mr. Marcus K. Reese
Vice President & Chief Communications Officer
70
6 Mr. Matthew Feivish Wajner
Vice President & Treasurer
70
7 Shabnam F. Jalakian
Vice President & Chief Information Security Officer
70
8 Mr. Kenneth David DeGiorgio BA, MBA
Chief Executive Officer & Director
70
9 Mr. Steven A. Adams
Vice President & Chief Accounting Officer
70
10 Mr. Jody Mulkey
Chief Technology Officer
70

First American Financial Corporation Competitors