Fidelity National Financial, Inc. Logo

Fidelity National Financial, Inc.

FNF

(2.0)
Stock Price

60,74 USD

1.36% ROA

13.27% ROE

17.9x PER

Market Cap.

16.454.088.200,00 USD

57.51% DER

3.19% Yield

7.17% NPM

Fidelity National Financial, Inc. Stock Analysis

Fidelity National Financial, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Fidelity National Financial, Inc. Fundamental Stock Analysis
# Analysis Rating
1 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past five years, consistently delivering higher returns to investors.

2 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

3 ROA

The stock's ROA (0.72%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

4 PBV

The stock's PBV ratio (1.95x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

5 DER

The stock maintains a fair debt to equity ratio (59%), indicating a reasonable balance between the money it owes and the ownership it possesses.

6 Buffet Intrinsic Value

The company's stock seems undervalued (1.302) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

7 ROE

The stock's ROE indicates a negative return (-80.36%) on shareholders' equity, suggesting poor financial performance.

8 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

11 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

Fidelity National Financial, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Fidelity National Financial, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Fidelity National Financial, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Fidelity National Financial, Inc. Revenue
Year Revenue Growth
2000 2.554.674.000
2001 3.490.465.000 26.81%
2002 5.082.640.000 31.33%
2003 7.715.215.000 34.12%
2004 5.889.413.000 -31%
2005 6.315.861.000 6.75%
2006 9.436.101.000 33.07%
2007 5.524.010.000 -70.82%
2008 4.329.095.000 -27.6%
2009 5.828.376.000 25.72%
2010 5.740.300.000 -1.53%
2011 4.839.600.000 -18.61%
2012 7.201.700.000 32.8%
2013 8.565.000.000 15.92%
2014 8.024.000.000 -6.74%
2015 9.132.000.000 12.13%
2016 9.554.000.000 4.42%
2017 7.663.000.000 -24.68%
2018 7.594.000.000 -0.91%
2019 8.469.000.000 10.33%
2020 10.778.000.000 21.42%
2021 15.643.000.000 31.1%
2022 11.556.000.000 -35.37%
2023 11.112.000.000 -4%
2023 11.788.000.000 5.73%
2024 12.756.000.000 7.59%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Fidelity National Financial, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Fidelity National Financial, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 1.897.904.000 100%
2006 3.225.319.000 41.16%
2007 1.700.935.000 -89.62%
2008 1.355.845.000 -25.45%
2009 2.042.352.000 33.61%
2010 2.013.000.000 -1.46%
2011 1.578.000.000 -27.57%
2012 1.872.900.000 15.75%
2013 2.134.000.000 12.24%
2014 2.540.000.000 15.98%
2015 2.671.000.000 4.9%
2016 2.832.000.000 5.69%
2017 2.460.000.000 -15.12%
2018 2.538.000.000 3.07%
2019 2.696.000.000 5.86%
2020 2.951.000.000 8.64%
2021 3.528.000.000 16.35%
2022 3.192.000.000 -10.53%
2023 2.936.000.000 -8.72%
2023 2.908.000.000 -0.96%
2024 3.116.000.000 6.68%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Fidelity National Financial, Inc. EBITDA
Year EBITDA Growth
2000 231.622.000
2001 417.873.000 44.57%
2002 946.401.000 55.85%
2003 1.672.703.000 43.42%
2004 981.365.000 -70.45%
2005 985.100.000 0.38%
2006 1.459.354.000 32.5%
2007 361.578.000 -303.61%
2008 -93.010.000 488.75%
2009 493.400.000 118.85%
2010 692.300.000 28.73%
2011 637.400.000 -8.61%
2012 1.059.400.000 39.83%
2013 909.000.000 -16.55%
2014 1.498.000.000 39.32%
2015 1.358.000.000 -10.31%
2016 1.589.000.000 14.54%
2017 1.443.000.000 -10.12%
2018 973.000.000 -48.3%
2019 1.548.000.000 37.14%
2020 2.045.000.000 24.3%
2021 3.780.000.000 45.9%
2022 2.145.000.000 -76.22%
2023 1.704.000.000 -25.88%
2023 609.000.000 -179.8%
2024 -412.000.000 247.82%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Fidelity National Financial, Inc. Gross Profit
Year Gross Profit Growth
2000 2.554.674.000
2001 3.490.465.000 26.81%
2002 5.082.640.000 31.33%
2003 7.715.215.000 34.12%
2004 5.889.413.000 -31%
2005 5.380.598.000 -9.46%
2006 7.361.000.000 26.9%
2007 4.414.572.000 -66.74%
2008 3.120.448.000 -41.47%
2009 4.484.876.000 30.42%
2010 4.470.700.000 -0.32%
2011 3.756.600.000 -19.01%
2012 6.852.200.000 45.18%
2013 7.618.000.000 10.05%
2014 8.004.000.000 4.82%
2015 9.131.000.000 12.34%
2016 9.548.000.000 4.37%
2017 5.882.000.000 -62.33%
2018 5.793.000.000 -1.54%
2019 6.788.000.000 14.66%
2020 9.019.000.000 24.74%
2021 13.714.000.000 34.24%
2022 9.835.000.000 -39.44%
2023 9.592.000.000 -2.53%
2023 10.267.000.000 6.57%
2024 11.208.000.000 8.4%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Fidelity National Financial, Inc. Net Profit
Year Net Profit Growth
2000 128.129.000
2001 301.953.000 57.57%
2002 531.717.000 43.21%
2003 861.820.000 38.3%
2004 558.164.000 -54.4%
2005 538.981.000 -3.56%
2006 437.761.000 -23.12%
2007 129.769.000 -237.34%
2008 -179.016.000 172.49%
2009 222.311.000 180.53%
2010 370.100.000 39.93%
2011 369.500.000 -0.16%
2012 606.500.000 39.08%
2013 402.000.000 -50.87%
2014 583.000.000 31.05%
2015 527.000.000 -10.63%
2016 650.000.000 18.92%
2017 771.000.000 15.69%
2018 628.000.000 -22.77%
2019 1.062.000.000 40.87%
2020 1.427.000.000 25.58%
2021 2.797.000.000 48.98%
2022 1.294.000.000 -116.15%
2023 1.704.000.000 24.06%
2023 517.000.000 -229.59%
2024 1.224.000.000 57.76%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Fidelity National Financial, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 1
2001 2 100%
2002 3 66.67%
2003 5 25%
2004 4 0%
2005 6 20%
2006 2 -150%
2007 1 0%
2008 -1 0%
2009 1 0%
2010 2 100%
2011 2 0%
2012 3 50%
2013 2 -100%
2014 2 50%
2015 2 -100%
2016 2 0%
2017 2 50%
2018 2 0%
2019 4 33.33%
2020 5 40%
2021 9 37.5%
2022 5 -100%
2023 6 33.33%
2023 2 -500%
2024 5 75%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Fidelity National Financial, Inc. Free Cashflow
Year Free Cashflow Growth
2004 568.214.000
2005 597.275.000 4.87%
2006 376.393.000 -58.68%
2007 217.291.000 -73.22%
2008 -102.691.000 311.6%
2009 320.500.000 132.04%
2010 128.600.000 -149.22%
2011 89.000.000 -44.49%
2012 540.800.000 83.54%
2013 339.000.000 -59.53%
2014 357.000.000 5.04%
2015 676.000.000 47.19%
2016 872.000.000 22.48%
2017 588.000.000 -48.3%
2018 860.000.000 31.63%
2019 1.025.000.000 16.1%
2020 1.468.000.000 30.18%
2021 3.959.000.000 62.92%
2022 4.217.000.000 6.12%
2023 0 0%
2023 6.769.000.000 100%
2024 1.410.000.000 -380.07%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Fidelity National Financial, Inc. Operating Cashflow
Year Operating Cashflow Growth
2004 645.798.000
2005 697.471.000 7.41%
2006 721.148.000 3.28%
2007 341.931.000 -110.9%
2008 4.587.000 -7354.35%
2009 380.300.000 98.79%
2010 182.500.000 -108.38%
2011 124.900.000 -46.12%
2012 620.000.000 79.85%
2013 484.000.000 -28.1%
2014 567.000.000 14.64%
2015 917.000.000 38.17%
2016 1.162.000.000 21.08%
2017 737.000.000 -57.67%
2018 943.000.000 21.85%
2019 1.121.000.000 15.88%
2020 1.578.000.000 28.96%
2021 4.090.000.000 61.42%
2022 4.355.000.000 6.08%
2023 0 0%
2023 6.901.000.000 100%
2024 1.451.000.000 -375.6%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Fidelity National Financial, Inc. Capital Expenditure
Year Capital Expenditure Growth
2004 77.584.000
2005 100.196.000 22.57%
2006 344.755.000 70.94%
2007 124.640.000 -176.6%
2008 107.278.000 -16.18%
2009 59.800.000 -79.39%
2010 53.900.000 -10.95%
2011 35.900.000 -50.14%
2012 79.200.000 54.67%
2013 145.000.000 45.38%
2014 210.000.000 30.95%
2015 241.000.000 12.86%
2016 290.000.000 16.9%
2017 149.000.000 -94.63%
2018 83.000.000 -79.52%
2019 96.000.000 13.54%
2020 110.000.000 12.73%
2021 131.000.000 16.03%
2022 138.000.000 5.07%
2023 0 0%
2023 132.000.000 100%
2024 41.000.000 -221.95%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Fidelity National Financial, Inc. Equity
Year Equity Growth
2000 1.593.713.000
2001 1.741.626.000 8.49%
2002 2.385.733.000 27%
2003 3.888.194.000 38.64%
2004 2.680.707.000 -45.04%
2005 2.484.375.000 -7.9%
2006 3.530.412.000 29.63%
2007 3.297.956.000 -7.05%
2008 2.856.772.000 -15.44%
2009 3.334.749.000 14.33%
2010 3.461.700.000 3.67%
2011 3.679.100.000 5.91%
2012 5.230.200.000 29.66%
2013 5.542.000.000 5.63%
2014 6.787.000.000 18.34%
2015 6.588.000.000 -3.02%
2016 6.898.000.000 4.49%
2017 4.467.000.000 -54.42%
2018 4.628.000.000 3.48%
2019 5.709.000.000 18.94%
2020 8.392.000.000 31.97%
2021 9.457.000.000 11.26%
2022 -2.502.000.000 477.98%
2023 7.460.000.000 133.54%
2023 6.584.000.000 -13.3%
2024 7.981.000.000 17.5%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Fidelity National Financial, Inc. Assets
Year Assets Growth
2000 3.542.307.000
2001 3.848.300.000 7.95%
2002 5.245.951.000 26.64%
2003 7.263.175.000 27.77%
2004 5.074.091.000 -43.14%
2005 5.896.195.000 13.94%
2006 7.259.559.000 18.78%
2007 7.556.414.000 3.93%
2008 8.368.240.000 9.7%
2009 7.961.071.000 -5.11%
2010 7.910.900.000 -0.63%
2011 7.879.500.000 -0.4%
2012 10.383.700.000 24.12%
2013 10.524.000.000 1.33%
2014 13.867.000.000 24.11%
2015 20.519.000.000 32.42%
2016 21.361.000.000 3.94%
2017 13.618.000.000 -56.86%
2018 8.957.000.000 -52.04%
2019 10.677.000.000 16.11%
2020 50.455.000.000 78.84%
2021 60.690.000.000 16.86%
2022 57.108.000.000 -6.27%
2023 73.641.000.000 22.45%
2023 74.002.000.000 0.49%
2024 77.785.000.000 4.86%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Fidelity National Financial, Inc. Liabilities
Year Liabilities Growth
2000 0
2001 0 0%
2002 2.860.218.000 100%
2003 3.374.981.000 15.25%
2004 2.393.384.000 -41.01%
2005 3.411.820.000 29.85%
2006 3.729.147.000 8.51%
2007 4.258.458.000 12.43%
2008 5.511.468.000 22.73%
2009 4.626.322.000 -19.13%
2010 4.449.200.000 -3.98%
2011 4.200.400.000 -5.92%
2012 5.153.500.000 18.49%
2013 4.982.000.000 -3.44%
2014 7.080.000.000 29.63%
2015 13.931.000.000 49.18%
2016 14.463.000.000 3.68%
2017 9.151.000.000 -58.05%
2018 4.329.000.000 -111.39%
2019 4.968.000.000 12.86%
2020 42.063.000.000 88.19%
2021 51.233.000.000 17.9%
2022 59.610.000.000 14.05%
2023 66.181.000.000 9.93%
2023 67.418.000.000 1.83%
2024 69.804.000.000 3.42%

Fidelity National Financial, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
46.86
Net Income per Share
3.36
Price to Earning Ratio
17.9x
Price To Sales Ratio
1.3x
POCF Ratio
2.49
PFCF Ratio
2.57
Price to Book Ratio
2.25
EV to Sales
1.27
EV Over EBITDA
32.12
EV to Operating CashFlow
2.47
EV to FreeCashFlow
2.52
Earnings Yield
0.06
FreeCashFlow Yield
0.39
Market Cap
16,45 Bil.
Enterprise Value
16,13 Bil.
Graham Number
45.01
Graham NetNet
-320.28

Income Statement Metrics

Net Income per Share
3.36
Income Quality
6.8
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.73
EBT Per Ebit
1.1
Ebit per Revenue
0.09
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0.23
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.88
Operating Profit Margin
0.09
Pretax Profit Margin
0.1
Net Profit Margin
0.07

Dividends

Dividend Yield
0.03
Dividend Yield %
3.19
Payout Ratio
0.57
Dividend Per Share
1.92

Operating Metrics

Operating Cashflow per Share
24.13
Free CashFlow per Share
23.61
Capex to Operating CashFlow
0.02
Capex to Revenue
0.01
Capex to Depreciation
0.21
Return on Invested Capital
0.08
Return on Tangible Assets
0.01
Days Sales Outstanding
329.93
Days Payables Outstanding
805.25
Days of Inventory on Hand
-15423.23
Receivables Turnover
1.11
Payables Turnover
0.45
Inventory Turnover
-0.02
Capex per Share
0.51

Balance Sheet

Cash per Share
24,27
Book Value per Share
29,45
Tangible Book Value per Share
-10.73
Shareholders Equity per Share
26.79
Interest Debt per Share
16.09
Debt to Equity
0.58
Debt to Assets
0.05
Net Debt to EBITDA
-0.66
Current Ratio
-0.86
Tangible Asset Value
-2,91 Bil.
Net Current Asset Value
-62,15 Bil.
Invested Capital
28417000000
Working Capital
16,59 Bil.
Intangibles to Total Assets
0.14
Average Receivables
11,01 Bil.
Average Payables
3,25 Bil.
Average Inventory
-62829500000
Debt to Market Cap
0.25

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Fidelity National Financial, Inc. Dividends
Year Dividends Growth
2005 0
2006 1 100%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 100%
2018 1 0%
2019 1 0%
2020 1 0%
2021 2 0%
2022 2 0%
2023 2 0%
2024 1 0%

Fidelity National Financial, Inc. Profile

About Fidelity National Financial, Inc.

Fidelity National Financial, Inc., together with its subsidiaries, provides various insurance products in the United States. The company operates through Title, F&G, and Corporate and Other segments. It offers title insurance, escrow, and other title related services, including trust activities, trustee sales guarantees, recordings and reconveyances, and home warranty insurance. The company also provides technology and transaction services to the real estate and mortgage industries; and mortgage transaction services, including title-related services and facilitation of production and management of mortgage loans. In addition, it offers annuity and life insurance products, such as deferred annuities that include fixed indexed, fixed rate, and immediate annuities, as well as indexed universal life insurance products. Further, the company engages in the real estate brokerage business. Fidelity National Financial, Inc. was founded in 1847 and is headquartered in Jacksonville, Florida.

CEO
Mr. Michael Joseph Nolan
Employee
22.293
Address
601 Riverside Avenue
Jacksonville, 32204

Fidelity National Financial, Inc. Executives & BODs

Fidelity National Financial, Inc. Executives & BODs
# Name Age
1 Ms. Lisa Foxworthy-Parker
Senior Vice President of Investor & External Relations
70
2 Ms. Melissa Circelli
Chief Human Resources Officer
70
3 Mr. Brian Maughan
Chief Marketing & Innovation Officer
70
4 Mr. Paul Ignatius Perez
Chief Compliance Officer & Deputy Chief Legal Officer
70
5 Mr. Michael Joseph Nolan
Chief Executive Officer
70
6 Mr. Peter Tadeusz Sadowski
Executive Vice President & Chief Legal Officer
70
7 Mr. Michael Louis Gravelle
Executive Vice President, General Counsel & Corporate Secretary
70
8 Mr. Anthony John Park
Executive Vice President & Chief Financial Officer
70
9 Mr. John Crowley
Chief Information Officer
70
10 Mr. Raymond Randall Quirk
Executive Vice-Chairman
70

Fidelity National Financial, Inc. Competitors