First National Bank Alaska Logo

First National Bank Alaska

FBAK

(2.2)
Stock Price

236,00 USD

1.2% ROA

13.28% ROE

10.5x PER

Market Cap.

673.960.000,00 USD

0% DER

7.88% Yield

33% NPM

First National Bank Alaska Stock Analysis

First National Bank Alaska Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

First National Bank Alaska Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

3 ROE

The stock's ROE falls within an average range (14.05%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (1.05%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.46x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

7 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (587), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

8 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

9 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

First National Bank Alaska Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

First National Bank Alaska Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

First National Bank Alaska Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

First National Bank Alaska Revenue
Year Revenue Growth
2001 29.407.000
2002 135.925.000 78.37%
2003 135.508.000 -0.31%
2004 134.290.000 -0.91%
2005 138.364.000 2.94%
2006 146.019.000 5.24%
2007 44.162.000 -230.64%
2008 154.959.000 71.5%
2009 150.643.000 -2.87%
2010 146.990.000 -2.49%
2011 140.203.000 -4.84%
2012 129.467.000 -8.29%
2013 121.195.000 -6.83%
2014 125.479.000 3.41%
2015 136.887.000 8.33%
2016 146.313.000 6.44%
2017 146.599.000 0.2%
2018 156.149.000 6.12%
2019 157.924.000 1.12%
2020 168.706.000 6.39%
2021 170.267.000 0.92%
2022 167.322.000 -1.76%
2023 182.052.000 8.09%
2023 239.944.000 24.13%
2024 190.564.000 -25.91%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

First National Bank Alaska Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

First National Bank Alaska General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 0
2002 36.194.000 100%
2003 36.741.000 1.49%
2004 38.042.000 3.42%
2005 38.810.000 1.98%
2006 39.913.000 2.76%
2007 41.541.000 3.92%
2008 42.771.000 2.88%
2009 43.990.000 2.77%
2010 58.503.000 24.81%
2011 58.939.000 0.74%
2012 57.712.000 -2.13%
2013 60.565.000 4.71%
2014 62.772.000 3.52%
2015 50.756.000 -23.67%
2016 51.533.000 1.51%
2017 52.793.000 2.39%
2018 55.186.000 4.34%
2019 56.698.000 2.67%
2020 63.306.000 10.44%
2021 63.207.000 -0.16%
2022 60.741.000 -4.06%
2023 0 0%
2023 63.652.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

First National Bank Alaska EBITDA
Year EBITDA Growth
2001 47.543.000
2002 87.151.000 45.45%
2003 82.371.000 -5.8%
2004 70.024.000 -17.63%
2005 80.138.000 12.62%
2006 99.960.000 19.83%
2007 103.680.000 3.59%
2008 87.765.000 -18.13%
2009 67.214.000 -30.58%
2010 71.225.000 5.63%
2011 60.084.000 -18.54%
2012 68.318.000 12.05%
2013 55.065.000 -24.07%
2014 55.216.000 0.27%
2015 60.403.000 8.59%
2016 69.084.000 12.57%
2017 70.368.000 1.82%
2018 86.873.000 19%
2019 79.029.000 -9.93%
2020 82.416.000 4.11%
2021 83.186.000 0.93%
2022 97.960.000 15.08%
2023 85.740.000 -14.25%
2023 4.217.000 -1933.2%
2024 0 0%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

First National Bank Alaska Gross Profit
Year Gross Profit Growth
2001 29.407.000
2002 135.925.000 78.37%
2003 135.508.000 -0.31%
2004 134.290.000 -0.91%
2005 138.364.000 2.94%
2006 146.019.000 5.24%
2007 44.162.000 -230.64%
2008 154.959.000 71.5%
2009 150.643.000 -2.87%
2010 146.990.000 -2.49%
2011 140.203.000 -4.84%
2012 129.467.000 -8.29%
2013 121.195.000 -6.83%
2014 125.479.000 3.41%
2015 136.887.000 8.33%
2016 146.313.000 6.44%
2017 146.599.000 0.2%
2018 156.149.000 6.12%
2019 157.924.000 1.12%
2020 168.706.000 6.39%
2021 170.267.000 0.92%
2022 167.322.000 -1.76%
2023 182.052.000 8.09%
2023 179.905.000 -1.19%
2024 190.564.000 5.59%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

First National Bank Alaska Net Profit
Year Net Profit Growth
2001 38.772.000
2002 42.775.000 9.36%
2003 41.077.000 -4.13%
2004 37.176.000 -10.49%
2005 35.454.000 -4.86%
2006 42.172.000 15.93%
2007 38.032.000 -10.89%
2008 42.902.000 11.35%
2009 37.158.000 -15.46%
2010 40.382.000 7.98%
2011 34.841.000 -15.9%
2012 40.037.000 12.98%
2013 32.312.000 -23.91%
2014 32.595.000 0.87%
2015 36.125.000 9.77%
2016 41.392.000 12.72%
2017 36.427.000 -13.63%
2018 54.102.000 32.67%
2019 55.645.000 2.77%
2020 57.535.000 3.28%
2021 58.414.000 1.5%
2022 58.235.000 -0.31%
2023 62.076.000 6.19%
2023 60.010.000 -3.44%
2024 62.588.000 4.12%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

First National Bank Alaska Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 11
2002 12 8.33%
2003 12 -9.09%
2004 11 -10%
2005 10 0%
2006 12 16.67%
2007 11 -9.09%
2008 12 8.33%
2009 11 -9.09%
2010 12 8.33%
2011 11 -20%
2012 12 16.67%
2013 10 -33.33%
2014 10 10%
2015 11 9.09%
2016 13 15.38%
2017 11 -18.18%
2018 17 35.29%
2019 18 0%
2020 18 5.56%
2021 18 0%
2022 18 0%
2023 20 5.26%
2023 19 -5.56%
2024 20 5.26%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

First National Bank Alaska Free Cashflow
Year Free Cashflow Growth
2002 -15.679.000
2003 131.114.000 111.96%
2004 47.505.000 -176%
2005 37.532.000 -26.57%
2006 0 0%
2007 45.452.000 100%
2008 65.636.000 30.75%
2009 43.399.000 -51.24%
2010 42.938.000 -1.07%
2010 298.000 -14308.72%
2011 46.383.000 99.36%
2012 44.004.000 -5.41%
2013 58.953.000 25.36%
2014 47.736.000 -23.5%
2015 44.515.000 -7.24%
2016 57.133.000 22.09%
2017 54.842.000 -4.18%
2018 64.218.000 14.6%
2019 59.426.000 -8.06%
2020 61.804.000 3.85%
2021 79.271.000 22.03%
2022 72.295.000 -9.65%
2023 89.050.000 18.82%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

First National Bank Alaska Operating Cashflow
Year Operating Cashflow Growth
2002 -14.430.000
2003 136.039.000 110.61%
2004 54.123.000 -151.35%
2005 41.080.000 -31.75%
2006 0 0%
2007 50.365.000 100%
2008 67.669.000 25.57%
2009 46.178.000 -46.54%
2010 45.742.000 -0.95%
2010 298.000 -15249.66%
2011 49.948.000 99.4%
2012 48.879.000 -2.19%
2013 66.838.000 26.87%
2014 51.146.000 -30.68%
2015 55.480.000 7.81%
2016 59.841.000 7.29%
2017 58.444.000 -2.39%
2018 67.996.000 14.05%
2019 65.597.000 -3.66%
2020 64.910.000 -1.06%
2021 82.425.000 21.25%
2022 80.531.000 -2.35%
2023 91.467.000 11.96%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

First National Bank Alaska Capital Expenditure
Year Capital Expenditure Growth
2002 1.249.000
2003 4.925.000 74.64%
2004 6.618.000 25.58%
2005 3.548.000 -86.53%
2006 0 0%
2007 4.913.000 100%
2008 2.033.000 -141.66%
2009 2.779.000 26.84%
2010 2.804.000 0.89%
2010 0 0%
2011 3.565.000 100%
2012 4.875.000 26.87%
2013 7.885.000 38.17%
2014 3.410.000 -131.23%
2015 10.965.000 68.9%
2016 2.708.000 -304.91%
2017 3.602.000 24.82%
2018 3.778.000 4.66%
2019 6.171.000 38.78%
2020 3.106.000 -98.68%
2021 3.154.000 1.52%
2022 8.236.000 61.7%
2023 2.417.000 -240.75%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

First National Bank Alaska Equity
Year Equity Growth
2001 402.483.000
2002 433.126.000 7.07%
2003 442.571.000 2.13%
2004 435.788.000 -1.56%
2005 430.860.000 -1.14%
2006 434.461.000 0.83%
2007 458.474.000 5.24%
2008 469.361.000 2.32%
2009 453.098.000 -3.59%
2010 422.435.000 -7.26%
2011 444.268.000 4.91%
2012 460.123.000 3.45%
2013 452.536.000 -1.68%
2014 471.823.000 4.09%
2015 488.565.000 3.43%
2016 492.735.000 0.85%
2017 496.877.000 0.83%
2018 506.851.000 1.97%
2019 547.682.000 7.46%
2020 586.589.000 6.63%
2021 554.530.000 -5.78%
2022 407.550.000 -36.06%
2023 464.791.000 12.32%
2023 423.343.000 -9.79%
2024 485.167.000 12.74%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

First National Bank Alaska Assets
Year Assets Growth
2001 1.796.119.000
2002 2.050.443.000 12.4%
2003 2.200.677.000 6.83%
2004 2.145.916.000 -2.55%
2005 2.182.537.000 1.68%
2006 2.273.380.000 4%
2007 2.308.664.000 1.53%
2008 2.436.989.000 5.27%
2009 2.651.312.000 8.08%
2010 2.725.609.000 2.73%
2011 2.870.174.000 5.04%
2012 3.015.615.000 4.82%
2013 3.102.790.000 2.81%
2014 3.312.170.000 6.32%
2015 3.569.426.000 7.21%
2016 3.609.848.000 1.12%
2017 3.653.142.000 1.19%
2018 3.753.466.000 2.67%
2019 3.808.254.000 1.44%
2020 4.695.315.000 18.89%
2021 5.581.340.000 15.87%
2022 5.337.737.000 -4.56%
2023 5.739.611.000 7%
2023 5.559.883.000 -3.23%
2024 5.116.066.000 -8.67%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

First National Bank Alaska Liabilities
Year Liabilities Growth
2001 0
2002 1.617.317.000 100%
2003 1.758.106.000 8.01%
2004 1.710.128.000 -2.81%
2005 1.751.677.000 2.37%
2006 1.838.919.000 4.74%
2007 1.850.190.000 0.61%
2008 1.967.628.000 5.97%
2009 2.198.214.000 10.49%
2010 2.303.174.000 4.56%
2011 2.425.906.000 5.06%
2012 2.555.492.000 5.07%
2013 2.650.254.000 3.58%
2014 2.840.347.000 6.69%
2015 3.080.861.000 7.81%
2016 3.117.113.000 1.16%
2017 3.156.265.000 1.24%
2018 3.246.615.000 2.78%
2019 3.270.380.000 0.73%
2020 4.119.479.999 20.61%
2021 5.034.411.000 18.17%
2022 4.936.817.000 -1.98%
2023 5.274.820.000 6.41%
2023 0 0%
2024 0 0%

First National Bank Alaska Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
58.57
Net Income per Share
19.33
Price to Earning Ratio
10.5x
Price To Sales Ratio
3.63x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
1.33
EV to Sales
3.63
EV Over EBITDA
31.38
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.1
FreeCashFlow Yield
0
Market Cap
0,67 Bil.
Enterprise Value
0,67 Bil.
Graham Number
258.14
Graham NetNet
0

Income Statement Metrics

Net Income per Share
19.33
Income Quality
0
ROE
0.13
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.72
EBT Per Ebit
0.75
Ebit per Revenue
0.61
Effective Tax Rate
0.28

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.61
Pretax Profit Margin
0.46
Net Profit Margin
0.33

Dividends

Dividend Yield
0.08
Dividend Yield %
7.88
Payout Ratio
0
Dividend Per Share
16

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.17
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,00
Book Value per Share
1.615,49
Tangible Book Value per Share
1615.49
Shareholders Equity per Share
153.2
Interest Debt per Share
0
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
0
Current Ratio
0
Tangible Asset Value
5,12 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
0
Working Capital
0,00 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

First National Bank Alaska Dividends
Year Dividends Growth
2003 25
2004 100 75%
2005 100 0%
2006 75 -33.33%
2007 100 25%
2008 100 0%
2009 100 0%
2010 200 50%
2011 50 -300%
2012 50 0%
2013 50 0%
2014 50 0%
2015 50 0%
2016 65 23.08%
2017 100 35%
2018 56 -78.57%
2019 14 -300%
2020 10 -55.56%
2021 16 43.75%
2022 16 0%
2023 16 0%
2024 10 -77.78%

First National Bank Alaska Profile

About First National Bank Alaska

First National Bank Alaska, a commercial bank, provides various banking products and services for business, industry, and individual customers primarily in Alaska. The company offers savings and checking accounts; money market deposits and safe deposit services; certificates of deposit; individual retirement accounts; and personal, home equity, and construction loans, as well as loans for stability and growth. It also provides cash, trust, investment, and wealth management; bankcard; and escrow and contract collection, and merchant services. In addition, the company offers debit and credit cards, online and mobile banking, and convenience banking services. It operates through 27 branches. The company was founded in 1922 and is headquartered in Anchorage, Alaska.

CEO
Ms. Roxanna E. Lawer
Employee
595
Address
101 West 36th Avenue
Anchorage, 99503

First National Bank Alaska Executives & BODs

First National Bank Alaska Executives & BODs
# Name Age
1 Mr. Ryan Strong
Senior Executive Officer & Chief Banking Officer
70
2 Ms. Cheri Gillian
Senior Executive Officer of HR, Chief Administrative Officer & Board Secretary
70
3 Mr. Craig Thorn
Senior Vice President & Regional Branch Manager
70
4 Denise Brown Robinson
Senior Vice President and Director of Corporate Communications & Customer Experience
70
5 Ms. Roxanna E. Lawer
Chief Executive Officer, President & Board Chair
70
6 Mr. Dustin Hofeling
Senior Vice President and IT Systems & Support Director
70
7 Ms. Suzanne Whittle
SVice President of Compliance & Branch Operations Support Director and Chief Compliance Officer
70
8 Mr. Karl Heinz
Senior Vice President & Branch Administration Director
70
9 Ms. Michele M. Schuh
Executive Vice President & Chief Financial Officer
70
10 Mr. Philip L. Griffin
Executive Vice President & Chief Information Officer - Information Technology Division
70

First National Bank Alaska Competitors