First Hawaiian, Inc. Logo

First Hawaiian, Inc.

FHB

(2.2)
Stock Price

27,20 USD

0.97% ROA

8.96% ROE

13.04x PER

Market Cap.

2.892.781.320,00 USD

19.61% DER

4.6% Yield

20.35% NPM

First Hawaiian, Inc. Stock Analysis

First Hawaiian, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

First Hawaiian, Inc. Fundamental Stock Analysis
# Analysis Rating
1 DER

The stock has a low debt to equity ratio (21%), which means it has a small amount of debt compared to the ownership it holds

2 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

3 ROE

The stock's ROE falls within an average range (11.48%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (1.12%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 PBV

The stock's PBV ratio (1.05x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

7 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (59), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

First Hawaiian, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

First Hawaiian, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Buy

First Hawaiian, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

First Hawaiian, Inc. Revenue
Year Revenue Growth
2000 963.000.000
2001 32.700.000 -2844.95%
2002 1.526.800.000 97.86%
2003 1.685.800.000 9.43%
2004 1.783.800.000 5.49%
2005 2.505.175.000 28.8%
2011 664.600.000 -276.94%
2012 660.300.000 -0.65%
2013 647.400.000 -1.99%
2014 634.734.000 -2%
2015 655.041.000 3.1%
2016 693.760.000 5.58%
2017 711.046.000 2.43%
2018 720.451.000 1.31%
2019 735.974.000 2.11%
2020 711.000.000 -3.51%
2021 690.231.000 -3.01%
2022 762.084.000 9.43%
2023 779.548.000 2.24%
2023 1.132.132.000 31.14%
2024 1.192.224.000 5.04%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

First Hawaiian, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

First Hawaiian, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 594.400.000
2001 19.700.000 -2917.26%
2002 931.500.000 97.89%
2003 974.100.000 4.37%
2004 1.011.700.000 3.72%
2005 0 0%
2011 348.200.000 100%
2012 330.500.000 -5.36%
2013 302.900.000 -9.11%
2014 157.096.000 -92.81%
2015 170.233.000 7.72%
2016 169.233.000 -0.59%
2017 175.351.000 3.49%
2018 167.162.000 -4.9%
2019 173.098.000 3.43%
2020 174.221.000 0.64%
2021 182.384.000 4.48%
2022 199.129.000 8.41%
2023 223.748.000 11%
2023 225.755.000 0.89%
2024 230.948.000 2.25%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

First Hawaiian, Inc. EBITDA
Year EBITDA Growth
2000 1.001.600.000
2001 29.000.000 -3353.79%
2002 1.128.600.000 97.43%
2003 1.158.900.000 2.61%
2004 1.309.700.000 11.51%
2005 185.516.000 -605.98%
2011 357.100.000 48.05%
2012 362.600.000 1.52%
2013 372.900.000 2.76%
2014 370.161.000 -0.74%
2015 368.902.000 -0.34%
2016 424.005.000 13%
2017 430.374.000 1.48%
2018 492.814.000 12.67%
2019 449.522.000 -9.63%
2020 306.795.000 -46.52%
2021 400.840.000 23.46%
2022 457.629.000 12.41%
2023 305.448.000 -49.82%
2023 18.585.000 -1543.52%
2024 -15.256.000 221.82%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

First Hawaiian, Inc. Gross Profit
Year Gross Profit Growth
2000 400.100.000
2001 17.700.000 -2160.45%
2002 1.061.500.000 98.33%
2003 1.300.600.000 18.38%
2004 1.341.000.000 3.01%
2005 2.505.175.000 46.47%
2011 623.900.000 -301.53%
2012 627.500.000 0.57%
2013 619.000.000 -1.37%
2014 634.734.000 2.48%
2015 655.041.000 3.1%
2016 693.760.000 5.58%
2017 711.046.000 2.43%
2018 720.451.000 1.31%
2019 735.974.000 2.11%
2020 711.000.000 -3.51%
2021 690.231.000 -3.01%
2022 762.084.000 9.43%
2023 779.548.000 2.24%
2023 1.124.394.000 30.67%
2024 1.186.808.000 5.26%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

First Hawaiian, Inc. Net Profit
Year Net Profit Growth
2000 216.400.000
2001 8.300.000 -2507.23%
2002 361.300.000 97.7%
2003 436.600.000 17.25%
2004 473.400.000 7.77%
2005 590.413.000 19.82%
2011 199.700.000 -195.65%
2012 211.100.000 5.4%
2013 214.500.000 1.59%
2014 216.672.000 1%
2015 213.780.000 -1.35%
2016 230.178.000 7.12%
2017 183.682.000 -25.31%
2018 264.394.000 30.53%
2019 284.392.000 7.03%
2020 185.754.000 -53.1%
2021 265.735.000 30.1%
2022 265.685.000 -0.02%
2023 232.884.000 -14.08%
2023 234.983.000 0.89%
2024 247.684.000 5.13%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

First Hawaiian, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 2
2001 0 0%
2002 3 100%
2003 3 33.33%
2004 4 0%
2005 5 25%
2011 2 -300%
2012 2 0%
2013 2 0%
2014 2 0%
2015 2 0%
2016 2 0%
2017 1 0%
2018 2 0%
2019 2 50%
2020 1 -100%
2021 2 50%
2022 2 0%
2023 2 -100%
2023 2 0%
2024 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

First Hawaiian, Inc. Free Cashflow
Year Free Cashflow Growth
2000 421.900.000
2001 26.200.000 -1510.31%
2002 216.900.000 87.92%
2003 573.700.000 62.19%
2004 305.300.000 -87.91%
2005 517.874.000 41.05%
2014 211.432.000 -144.94%
2015 123.484.000 -71.22%
2016 204.406.000 39.59%
2017 259.706.000 21.29%
2018 309.089.000 15.98%
2019 267.150.000 -15.7%
2020 176.116.000 -51.69%
2021 396.667.000 55.6%
2022 417.319.000 4.95%
2023 -373.000 111981.77%
2023 238.122.000 100.16%
2024 72.186.000 -229.87%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

First Hawaiian, Inc. Operating Cashflow
Year Operating Cashflow Growth
2000 432.000.000
2001 27.200.000 -1488.24%
2002 232.400.000 88.3%
2003 616.500.000 62.3%
2004 364.600.000 -69.09%
2005 517.874.000 29.6%
2014 246.751.000 -109.88%
2015 142.603.000 -73.03%
2016 219.947.000 35.16%
2017 269.774.000 18.47%
2018 351.413.000 23.23%
2019 296.504.000 -18.52%
2020 209.506.000 -41.53%
2021 417.125.000 49.77%
2022 430.614.000 3.13%
2023 -373.000 115546.11%
2023 254.110.000 100.15%
2024 78.173.000 -225.06%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

First Hawaiian, Inc. Capital Expenditure
Year Capital Expenditure Growth
2000 10.100.000
2001 1.000.000 -910%
2002 15.500.000 93.55%
2003 42.800.000 63.79%
2004 59.300.000 27.82%
2005 0 0%
2014 35.319.000 100%
2015 19.119.000 -84.73%
2016 15.541.000 -23.02%
2017 10.068.000 -54.36%
2018 42.324.000 76.21%
2019 29.354.000 -44.18%
2020 33.390.000 12.09%
2021 20.458.000 -63.21%
2022 13.295.000 -53.88%
2023 0 0%
2023 15.988.000 100%
2024 5.987.000 -167.05%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

First Hawaiian, Inc. Equity
Year Equity Growth
2000 1.989.000.000
2001 2.002.000.000 0.65%
2002 3.867.000.000 48.23%
2003 4.263.000.000 9.29%
2004 5.730.000.000 25.6%
2005 10.805.586.000 46.97%
2014 2.675.040.000 -303.94%
2015 2.736.941.000 2.26%
2016 2.476.485.000 -10.52%
2017 2.532.551.000 2.21%
2018 2.524.839.000 -0.31%
2019 2.640.258.000 4.37%
2020 2.744.104.000 3.78%
2021 2.656.912.000 -3.28%
2022 2.269.005.000 -17.1%
2023 2.351.009.000 3.49%
2023 2.486.066.000 5.43%
2024 2.550.312.000 2.52%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

First Hawaiian, Inc. Assets
Year Assets Growth
2000 18.457.000.000
2001 21.647.000.000 14.74%
2002 34.749.000.000 37.7%
2003 38.352.000.000 9.39%
2004 50.054.000.000 23.38%
2005 1.155.866.000 -4230.43%
2014 18.133.696.000 93.63%
2015 19.352.681.000 6.3%
2016 19.661.829.000 1.57%
2017 20.549.461.000 4.32%
2018 20.695.678.000 0.71%
2019 20.166.734.000 -2.62%
2020 22.662.831.000 11.01%
2021 24.992.410.000 9.32%
2022 24.577.223.000 -1.69%
2023 24.912.524.000 1.35%
2023 25.003.140.000 0.36%
2024 23.991.791.000 -4.22%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

First Hawaiian, Inc. Liabilities
Year Liabilities Growth
2000 16.468.000.000
2001 19.645.000.000 16.17%
2002 30.882.000.000 36.39%
2003 34.089.000.000 9.41%
2004 44.324.000.000 23.09%
2005 9.482.337.000 -367.44%
2014 15.458.656.000 38.66%
2015 16.615.740.000 6.96%
2016 17.185.344.000 3.31%
2017 18.016.910.000 4.62%
2018 18.170.839.000 0.85%
2019 17.526.476.000 -3.68%
2020 200.010.000 -8662.8%
2021 22.407.984.000 99.11%
2022 22.308.218.000 -0.45%
2023 500.000.000 -4361.64%
2023 22.517.074.000 97.78%
2024 21.441.479.000 -5.02%

First Hawaiian, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
8.53
Net Income per Share
1.74
Price to Earning Ratio
13.04x
Price To Sales Ratio
2.65x
POCF Ratio
13.63
PFCF Ratio
15.26
Price to Book Ratio
1.13
EV to Sales
2.09
EV Over EBITDA
30.47
EV to Operating CashFlow
10.73
EV to FreeCashFlow
12.01
Earnings Yield
0.08
FreeCashFlow Yield
0.07
Market Cap
2,89 Bil.
Enterprise Value
2,28 Bil.
Graham Number
27.9
Graham NetNet
-138.2

Income Statement Metrics

Net Income per Share
1.74
Income Quality
0.96
ROE
0.09
Return On Assets
0.01
Return On Capital Employed
0.05
Net Income per EBT
0.76
EBT Per Ebit
0.61
Ebit per Revenue
0.43
Effective Tax Rate
0.24

Margins

Sales, General, & Administrative to Revenue
0.21
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
0.43
Pretax Profit Margin
0.27
Net Profit Margin
0.2

Dividends

Dividend Yield
0.05
Dividend Yield %
4.6
Payout Ratio
0.6
Dividend Per Share
1.04

Operating Metrics

Operating Cashflow per Share
1.66
Free CashFlow per Share
1.48
Capex to Operating CashFlow
0.11
Capex to Revenue
0.02
Capex to Depreciation
0.57
Return on Invested Capital
0.12
Return on Tangible Assets
0.01
Days Sales Outstanding
169.2
Days Payables Outstanding
0
Days of Inventory on Hand
53845.63
Receivables Turnover
2.16
Payables Turnover
0
Inventory Turnover
0.01
Capex per Share
0.18

Balance Sheet

Cash per Share
24,89
Book Value per Share
19,94
Tangible Book Value per Share
12.12
Shareholders Equity per Share
19.94
Interest Debt per Share
6.03
Debt to Equity
0.2
Debt to Assets
0.02
Net Debt to EBITDA
-8.22
Current Ratio
0.08
Tangible Asset Value
1,55 Bil.
Net Current Asset Value
-20,24 Bil.
Invested Capital
-12151983000
Working Capital
-13,44 Bil.
Intangibles to Total Assets
0.04
Average Receivables
0,49 Bil.
Average Payables
0,00 Bil.
Average Inventory
64826000
Debt to Market Cap
0.17

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

First Hawaiian, Inc. Dividends
Year Dividends Growth
2016 0
2017 1 0%
2018 1 0%
2019 1 100%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 0%
2024 1 0%

First Hawaiian, Inc. Profile

About First Hawaiian, Inc.

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking services to consumer and commercial customers in the United States. It operates through three segments: Retail Banking, Commercial Banking, and Treasury and Other. The company accepts various deposit products, including checking and savings accounts, and other deposit accounts. It also provides residential and commercial mortgage loans, home equity lines of credit, automobile loans and leases, personal lines of credit, installment loans, and small business loans and leases, as well as commercial lease and auto dealer financing. In addition, the company offers personal installment, credit card, individual investment and financial planning, insurance protection, trust and estate, private banking, retirement planning, treasury, and merchant processing services. It operates a network of 54 branches, which include 49 in Hawaii, 3 in Guam, and 2 in Saipan. The company was formerly known as BancWest Corporation and changed its name to First Hawaiian, Inc. in April 2016. First Hawaiian, Inc. was founded in 1858 and is headquartered in Honolulu, Hawaii.

CEO
Mr. Robert Scott Harrison
Employee
2.032
Address
999 Bishop Street
Honolulu, 96813

First Hawaiian, Inc. Executives & BODs

First Hawaiian, Inc. Executives & BODs
# Name Age
1 Ms. Darlene N Blakeney
Executive Vice President of Wholesale Banking Group & Chief Lending Officer
70
2 Mr. Alan H. Arizumi
Vice Chairman of Wealth Management Group
70
3 Mr. Joel E. Rappoport J.D.
Executive Vice President of Legal & Corporate Services Group, General Counsel and Secretary
70
4 Mr. Kevin S. Haseyama C.F.A.
Strategic Planning & Investor Relations Manager
70
5 Ms. Gina O. Woo Anonuevo
Executive Vice President of Human Resource Group & Chief Human Resources Officer
70
6 Mr. Neill Alan Char
Vice Chairman of Commercial & Retail Banking Group
70
7 Mr. Christopher L. Dods
Vice Chairman of Digital Banking & Marketing Group and Chief Operating Officer
70
8 Mr. Robert Scott Harrison
Chairman of the Board, President & Chief Executive Officer
70
9 Mr. James M. Moses
Vice Chairman of Finance Group & Chief Financial Officer
70
10 Ms. Lea M. Nakamura
Executive Vice President & Chief Risk Officer of Risk Management Group
70

First Hawaiian, Inc. Competitors