Genworth Financial, Inc. Logo

Genworth Financial, Inc.

GNW

(2.0)
Stock Price

6,86 USD

0.51% ROA

0.7% ROE

6.63x PER

Market Cap.

2.823.291.300,00 USD

19.89% DER

0% Yield

0.88% NPM

Genworth Financial, Inc. Stock Analysis

Genworth Financial, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Genworth Financial, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.21x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (17%), which means it has a small amount of debt compared to the ownership it holds

3 ROE

The stock's ROE falls within an average range (6.56%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (8.91%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

6 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (112), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

7 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

8 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

Genworth Financial, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Genworth Financial, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Genworth Financial, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Genworth Financial, Inc. Revenue
Year Revenue Growth
2000 10.226.000.000
2001 11.101.000.000 7.88%
2002 11.229.000.000 1.14%
2003 11.671.000.000 3.79%
2004 11.057.000.000 -5.55%
2005 10.504.000.000 -5.26%
2006 11.029.000.000 4.76%
2007 11.125.000.000 0.86%
2008 9.948.000.000 -11.83%
2009 9.069.000.000 -9.69%
2010 10.089.000.000 10.11%
2011 10.344.000.000 2.47%
2012 10.023.000.000 -3.2%
2013 9.403.000.000 -6.59%
2014 9.565.000.000 1.69%
2015 8.548.000.000 -11.9%
2016 8.369.000.000 -2.14%
2017 8.295.000.000 -0.89%
2018 8.430.000.000 1.6%
2019 8.096.000.000 -4.13%
2020 8.658.000.000 6.49%
2021 7.832.000.000 -10.55%
2022 7.507.000.000 -4.33%
2023 7.324.000.000 -2.5%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Genworth Financial, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Genworth Financial, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Genworth Financial, Inc. EBITDA
Year EBITDA Growth
2000 2.192.000.000
2001 11.101.000.000 80.25%
2002 4.575.000.000 -142.64%
2003 4.609.000.000 0.74%
2004 4.534.000.000 -1.65%
2005 4.369.000.000 -3.78%
2006 4.553.000.000 4.04%
2007 4.507.000.000 -1.02%
2008 412.000.000 -993.93%
2009 322.000.000 -27.95%
2010 1.146.000.000 71.9%
2011 1.424.000.000 19.52%
2012 988.000.000 -44.13%
2013 1.376.000.000 28.2%
2014 -993.000.000 238.57%
2015 -205.000.000 -384.39%
2016 418.000.000 149.04%
2017 894.000.000 53.24%
2018 569.000.000 -57.12%
2019 538.000.000 -5.76%
2020 448.000.000 -20.09%
2021 1.167.000.000 61.61%
2022 954.000.000 -22.33%
2023 240.000.000 -297.5%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Genworth Financial, Inc. Gross Profit
Year Gross Profit Growth
2000 10.226.000.000
2001 11.101.000.000 7.88%
2002 11.229.000.000 1.14%
2003 11.671.000.000 3.79%
2004 11.057.000.000 -5.55%
2005 10.504.000.000 -5.26%
2006 11.029.000.000 4.76%
2007 11.125.000.000 0.86%
2008 9.948.000.000 -11.83%
2009 9.069.000.000 -9.69%
2010 10.089.000.000 10.11%
2011 10.344.000.000 2.47%
2012 10.023.000.000 -3.2%
2013 9.403.000.000 -6.59%
2014 9.565.000.000 1.69%
2015 8.548.000.000 -11.9%
2016 8.369.000.000 -2.14%
2017 8.295.000.000 -0.89%
2018 8.430.000.000 1.6%
2019 8.096.000.000 -4.13%
2020 8.658.000.000 6.49%
2021 7.832.000.000 -10.55%
2022 7.507.000.000 -4.33%
2023 7.324.000.000 -2.5%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Genworth Financial, Inc. Net Profit
Year Net Profit Growth
2000 1.275.000.000
2001 0 0%
2002 1.174.000.000 100%
2003 1.081.000.000 -8.6%
2004 1.157.000.000 6.57%
2005 1.221.000.000 5.24%
2006 1.328.000.000 8.06%
2007 1.220.000.000 -8.85%
2008 -572.000.000 313.29%
2009 -460.000.000 -24.35%
2010 142.000.000 423.94%
2011 122.000.000 -16.39%
2012 323.000.000 62.23%
2013 560.000.000 42.32%
2014 -1.244.000.000 145.02%
2015 -615.000.000 -102.28%
2016 -277.000.000 -122.02%
2017 817.000.000 133.9%
2018 119.000.000 -586.55%
2019 519.000.000 77.07%
2020 761.000.000 31.8%
2021 904.000.000 15.82%
2022 609.000.000 -48.44%
2023 116.000.000 -425%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Genworth Financial, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 3
2001 0 0%
2002 2 100%
2003 2 -100%
2004 2 50%
2005 3 0%
2006 3 0%
2007 3 0%
2008 -1 300%
2009 -1 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 100%
2014 -3 150%
2015 -1 -100%
2016 -1 0%
2017 2 100%
2018 0 0%
2019 1 100%
2020 2 0%
2021 2 0%
2022 1 0%
2023 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Genworth Financial, Inc. Free Cashflow
Year Free Cashflow Growth
2002 4.883.000.000
2003 3.716.000.000 -31.4%
2004 5.498.000.000 32.41%
2005 3.479.000.000 -58.03%
2006 4.365.000.000 20.3%
2007 4.791.000.000 8.89%
2008 5.906.000.000 18.88%
2009 1.931.000.000 -205.85%
2010 1.336.000.000 -44.54%
2011 3.125.000.000 57.25%
2012 962.000.000 -224.84%
2013 1.399.000.000 31.24%
2014 2.438.000.000 42.62%
2015 1.591.000.000 -53.24%
2016 1.852.000.000 14.09%
2017 2.554.000.000 27.49%
2018 1.633.000.000 -56.4%
2019 2.079.000.000 21.45%
2020 1.960.000.000 -6.07%
2021 437.000.000 -348.51%
2022 1.049.000.000 58.34%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Genworth Financial, Inc. Operating Cashflow
Year Operating Cashflow Growth
2002 4.883.000.000
2003 3.716.000.000 -31.4%
2004 5.498.000.000 32.41%
2005 3.479.000.000 -58.03%
2006 4.365.000.000 20.3%
2007 4.791.000.000 8.89%
2008 5.443.000.000 11.98%
2009 1.931.000.000 -181.87%
2010 1.336.000.000 -44.54%
2011 3.125.000.000 57.25%
2012 962.000.000 -224.84%
2013 1.399.000.000 31.24%
2014 2.438.000.000 42.62%
2015 1.591.000.000 -53.24%
2016 1.852.000.000 14.09%
2017 2.554.000.000 27.49%
2018 1.633.000.000 -56.4%
2019 2.079.000.000 21.45%
2020 1.960.000.000 -6.07%
2021 437.000.000 -348.51%
2022 1.049.000.000 58.34%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Genworth Financial, Inc. Capital Expenditure
Year Capital Expenditure Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 -463.000.000 100%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Genworth Financial, Inc. Equity
Year Equity Growth
2000 12.987.000.000
2001 14.165.000.000 8.32%
2002 16.752.000.000 15.44%
2003 15.800.000.000 -6.03%
2004 12.866.000.000 -22.8%
2005 13.310.000.000 3.34%
2006 13.330.000.000 0.15%
2007 13.478.000.000 1.1%
2008 8.926.000.000 -51%
2009 12.276.000.000 27.29%
2010 13.861.000.000 11.43%
2011 16.541.000.000 16.2%
2012 16.537.000.000 -0.02%
2013 14.433.000.000 -14.58%
2014 14.923.000.000 3.28%
2015 12.824.000.000 -16.37%
2016 12.644.000.000 -1.42%
2017 13.418.000.000 5.77%
2018 14.189.000.000 5.43%
2019 14.632.000.000 3.03%
2020 15.820.000.000 7.51%
2021 16.266.000.000 2.74%
2022 10.739.000.000 -51.47%
2023 8.878.000.000 -20.96%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Genworth Financial, Inc. Assets
Year Assets Growth
2000 99.576.000.000
2001 103.998.000.000 4.25%
2002 117.357.000.000 11.38%
2003 103.431.000.000 -13.46%
2004 103.878.000.000 0.43%
2005 105.292.000.000 1.34%
2006 110.871.000.000 5.03%
2007 114.315.000.000 3.01%
2008 107.389.000.000 -6.45%
2009 108.187.000.000 0.74%
2010 112.395.000.000 3.74%
2011 114.302.000.000 1.67%
2012 113.312.000.000 -0.87%
2013 108.045.000.000 -4.87%
2014 111.358.000.000 2.98%
2015 106.431.000.000 -4.63%
2016 104.658.000.000 -1.69%
2017 105.297.000.000 0.61%
2018 100.923.000.000 -4.33%
2019 101.342.000.000 0.41%
2020 105.747.000.000 4.17%
2021 99.171.000.000 -6.63%
2022 86.442.000.000 -14.73%
2023 85.466.000.000 -1.14%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Genworth Financial, Inc. Liabilities
Year Liabilities Growth
2000 86.589.000.000
2001 89.833.000.000 3.61%
2002 100.605.000.000 10.71%
2003 87.631.000.000 -14.81%
2004 91.012.000.000 3.71%
2005 91.982.000.000 1.05%
2006 97.541.000.000 5.7%
2007 100.837.000.000 3.27%
2008 98.463.000.000 -2.41%
2009 94.837.000.000 -3.82%
2010 97.424.000.000 2.66%
2011 96.637.000.000 -0.81%
2012 95.487.000.000 -1.2%
2013 92.385.000.000 -3.36%
2014 94.561.000.000 2.3%
2015 91.794.000.000 -3.01%
2016 90.191.000.000 -1.78%
2017 89.969.000.000 -0.25%
2018 86.734.000.000 -3.73%
2019 3.576.000.000 -2325.45%
2020 3.527.000.000 -1.39%
2021 1.882.000.000 -87.41%
2022 75.703.000.000 97.51%
2023 1.602.000.000 -4625.53%

Genworth Financial, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
12.72
Net Income per Share
0.94
Price to Earning Ratio
6.63x
Price To Sales Ratio
0.48x
POCF Ratio
4.25
PFCF Ratio
4.16
Price to Book Ratio
0.36
EV to Sales
0.42
EV Over EBITDA
3.89
EV to Operating CashFlow
3.58
EV to FreeCashFlow
3.58
Earnings Yield
0.15
FreeCashFlow Yield
0.24
Market Cap
2,82 Bil.
Enterprise Value
2,43 Bil.
Graham Number
19.28
Graham NetNet
124.98

Income Statement Metrics

Net Income per Share
0.94
Income Quality
1.3
ROE
0.06
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.22
EBT Per Ebit
0.59
Ebit per Revenue
0.07
Effective Tax Rate
0.36

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
1
Operating Profit Margin
0.07
Pretax Profit Margin
0.04
Net Profit Margin
0.01

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.11
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
1.47
Free CashFlow per Share
1.47
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.05
Return on Tangible Assets
0.01
Days Sales Outstanding
1096.4
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.33
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
99,81
Book Value per Share
17,49
Tangible Book Value per Share
181.68
Shareholders Equity per Share
17.49
Interest Debt per Share
3.7
Debt to Equity
0.2
Debt to Assets
0.02
Net Debt to EBITDA
-0.62
Current Ratio
0
Tangible Asset Value
83,67 Bil.
Net Current Asset Value
44,36 Bil.
Invested Capital
0.2
Working Capital
45,96 Bil.
Intangibles to Total Assets
0
Average Receivables
8,82 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.57

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Genworth Financial, Inc. Dividends
Year Dividends Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%

Genworth Financial, Inc. Profile

About Genworth Financial, Inc.

Genworth Financial, Inc. provides insurance products in the United States and internationally. The company operates in three segments: Enact, U.S. Life Insurance, and Runoff. The Enact segment offers mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; and pool mortgage insurance products. The U.S. Life Insurance segment offers long-term care insurance products; and service traditional life insurance and fixed annuity products in the United States. The Runoff segment includes variable annuity, variable life insurance, and corporate-owned life insurance, as well as funding agreements. It distributes its products through sales force, in-house sales representatives, and digital marketing programs. The company was founded in 1871 and is headquartered in Richmond, Virginia.

CEO
Mr. Thomas Joseph McInerney
Employee
2.700
Address
6620 West Broad Street
Richmond, 23230

Genworth Financial, Inc. Executives & BODs

Genworth Financial, Inc. Executives & BODs
# Name Age
1 Mr. Jerome Thomas Upton
Executive Vice President & Chief Financial Officer
70
2 Mr. John G. Apostle II
Chief Compliance Officer
70
3 Mr. Robert Paul Vrolyk
Chief Actuary and Senior Vice President
70
4 Mr. Darren W. Woodell
Vice President, Controller & Principal Accounting Officer
70
5 Mr. Brian Keith Haendiges
Advisor
70
6 Ms. Kelly Alison Saltzgaber
Executive Vice President & Chief Investment Officer
70
7 Mr. Gregory Scott Karawan
Executive Vice President & General Counsel
70
8 Ms. Melissa Hagerman
Executive Vice President & Chief Human Resources Officer
70
9 Mr. Thomas Joseph McInerney
President, Chief Executive Officer & Director
70
10 Sarah E. Crews
Head of Investor Relations
70

Genworth Financial, Inc. Competitors