HNR1.HA Hannover Rück SE
- Market cap
- -
- P/E
- 12.4x
- P/B
- 2.55x
- ROE
- 21.2%
- Dividend yield
- 0.53%
- Fundamental score
- 2.9/5
Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.
Is HNR1.HA undervalued?
Graham numberHNR1.HA trades 18.6% above its Graham number.
Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?
Hannover Rück SE fundamental analysis
14 of 22 checks passedROE 2/2
High return on equity (21.2%), above 20%.
ROA 1/1
Return on assets (3.8%) is above the industry median (3.1%).
Profit Consistency 2/2
Profitable for 7 consecutive years.
Earnings Growth 5Y 1/1
Earnings per share grew over the past 5 years.
Earnings Acceleration 0/1
Last year's EPS growth (13.4%) is not above the 5-year average (24.5% a year).
Earnings Growth vs Industry 1/1
Last year's EPS growth (13.4%) is above the industry median (4.6%).
Revenue Growth 1/2
Revenue grew 2.6% a year over the past 3 years.
Short-term Liquidity 0/1
Current assets do not cover short-term liabilities.
Long-term Liabilities 0/1
Current assets do not cover long-term liabilities.
Debt to Equity 0/2
Debt to equity cannot be calculated: debt is not reported or equity is negative.
Debt Trend 0/1
Debt to equity has risen over the past 5 years.
Debt Coverage 0/1
Debt is not reported.
Interest Coverage 1/1
EBIT is 44.9x against interest expense, well covered.
PE vs Market 1/1
PE (12.4x) is below the market median (19.6x).
PE vs Industry 1/1
PE (12.4x) is below the industry median (18.2x).
PBV 0/1
Price to book (2.6x) is above the industry median (2.0x).
Graham Number 0/1
The price is above the Graham number (PE x PB = 31.7, limit 22.5).
PEG 1/1
PEG on 5-year earnings growth is 0.51, growth is cheap.
Dividend Yield 1/2
Dividend yield (3.4%) is above the bottom 25% of dividend payers in the market.
Dividend Stability 1/2
Dividends paid without a cut of more than 10% for 5 years.
Dividend Growth 1/1
Dividends paid grew over the past 5 years.
Payout Ratio 1/1
Payout ratio is 42.5%, covered by earnings.
Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score
Hannover Rück SE stock price
Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.
Hannover Rück SE financial statements
2026 annualized: Fiscal year 2026 is not finished. Income statement and cash flow are annualized from 2 quarters up to Jun 30, 2026, the balance sheet is the latest quarter. Figures change when the annual report is published.
Hannover Rück SE annual financial statements (EUR; K = thousand, M = million, B = billion, T = trillion)
| Item | 2015 | 2016 | 2017 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 Anlz |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Income Statement | |||||||||||
| Revenue | - | - | - | 21.7B | 23.3B | 26.1B | 22.2B | 22.0B | 23.9B | 24.0B | 26.1B |
| Net Income | - | - | - | 1.28B | 883M | 1.23B | 781M | 1.82B | 2.33B | 2.64B | 2.81B |
| EPS | - | - | - | 11 | 7.32 | 10 | 6.47 | 15 | 19 | 22 | 23 |
| Balance Sheet | |||||||||||
| Total Assets | - | - | - | 71.4B | 71.4B | 62.5B | 63.0B | 65.7B | 72.1B | 71.3B | 74.4B |
| Total Liabilities | - | - | - | 60.0B | 59.6B | 51.4B | 53.0B | 54.6B | 59.4B | 57.4B | 60.1B |
| Shareholders' Equity | - | - | - | 10.5B | 11.0B | 10.1B | 9.06B | 10.1B | 11.8B | 12.9B | 13.3B |
| Cash & Short-term Investments | - | - | - | 1.09B | 1.28B | 1.36B | 1.32B | 1.05B | 1.25B | 1.05B | 1.06B |
| Cash Flow | |||||||||||
| Operating Cash Flow | 3.10B | 2.33B | 1.69B | 2.51B | 3.02B | 4.94B | 5.16B | 5.79B | 5.68B | 5.69B | 5.99B |
| Capital Expenditure | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Free Cash Flow | - | - | - | 2.51B | 3.02B | 4.94B | 5.16B | 5.79B | 5.68B | 5.69B | 5.99B |
| Ratios | |||||||||||
| ROE | - | - | - | 12.2% | 8.0% | 12.2% | 8.6% | 18.0% | 19.7% | 20.4% | 21.2% |
| ROA | - | - | - | 1.8% | 1.2% | 2.0% | 1.2% | 2.8% | 3.2% | 3.7% | 3.8% |
| Net Profit Margin | - | - | - | 5.9% | 3.8% | 4.7% | 3.5% | 8.3% | 9.7% | 11.0% | 10.8% |
What these items mean
- Revenue
- Total sales of goods and services in the period.
- Net Income
- Profit left for shareholders after all expenses, interest and taxes.
- EPS
- Net income divided by shares outstanding.
- Total Assets
- Everything the company owns.
- Total Liabilities
- Everything the company owes.
- Shareholders' Equity
- Assets minus liabilities: the book value that belongs to shareholders.
- Cash & Short-term Investments
- Cash and investments that can be turned into cash quickly.
- Operating Cash Flow
- Cash generated by the core business.
- Capital Expenditure
- Cash spent on property, plant and equipment.
- Free Cash Flow
- Operating cash flow minus capital expenditure: cash left for dividends, buybacks or debt repayment.
- ROE
- Return on equity: net income divided by shareholders' equity.
- ROA
- Return on assets: net income divided by total assets.
- Net Profit Margin
- Net income as a share of revenue.
Hannover Rück SE dividends
- Dividend yield
- 0.53%
- Forward dividend
- -
- Payout ratio
- 42.5%
- Ex-dividend date
- -
| Fiscal year | Dividends paid | Per share | Payout ratio |
|---|---|---|---|
| 2025 | EUR 1.12B | 9.30 | 42.5% |
| 2024 | EUR 913M | 7.57 | 39.2% |
| 2023 | EUR 769M | 6.37 | 42.1% |
| 2022 | EUR 723M | 6.00 | 92.7% |
| 2021 | EUR 588M | 4.88 | 47.8% |
| 2020 | EUR 709M | 5.88 | 80.3% |
| 2019 | EUR 687M | 5.70 | 53.5% |
| 2017 | EUR 422M | - | - |
| 2016 | EUR 392M | - | - |
From the cash flow statement: dividends paid in the fiscal year, divided by that year's shares outstanding. Payout ratio = dividends paid / net income.
Last stock split: 3:1 on Jul 15, 2002.
Who owns Hannover Rück SE
Ownership data of Hannover Rück SE is not available yet.
Hannover Rück SE company profile
- Company name
- Hannover Rück SE
- Ticker
- HNR1.HA
- Exchange
- Hanover Exchange
- Sector
- Other
- Industry
- Metals & Mining
- Fiscal year end
- December
- Address
- Website
- -
About Hannover Rück SE
There is no Profile data available for HNR1.HA.