INK.WAR INSTAL KRAKÓW SA

Industrials Construction & Engineering Warsaw Stock Exchange
35.60 PLN
Close of Oct 29, 2026
32.84 38.73
Market cap
PLN 259M
P/E
4.8x
P/B
0.66x
ROE
7.6%
Dividend yield
7.02%
Fundamental score
3.6/5

Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.

Is INK.WAR undervalued?

Graham number
Price35.60
Graham value94.97
Discount62.5%

INK.WAR trades 62.5% below its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

INSTAL KRAKÓW SA fundamental analysis

17 of 22 checks passed

ROE 0/2

Low return on equity (7.6%), below 10%.

ROA 1/1

Return on assets (5.7%) is above the industry median (2.9%).

Profit Consistency 2/2

Profitable for 10 consecutive years.

Earnings Growth 5Y 1/1

Earnings per share grew over the past 5 years.

Earnings Acceleration 0/1

Last year's EPS growth (-17.7%) is not above the 5-year average (13.5% a year).

Earnings Growth vs Industry 0/1

Last year's EPS growth (-17.7%) is below the industry median (-12.6%).

Revenue Growth 0/2

Revenue shrank 4.9% a year over the past 3 years.

Short-term Liquidity 1/1

Current assets cover short-term liabilities.

Long-term Liabilities 1/1

Current assets cover long-term liabilities.

Debt to Equity 2/2

Low debt to equity (3.8%), 40% or less.

Debt Trend 1/1

Debt to equity has not risen over the past 5 years.

Debt Coverage 1/1

Operating cash flow covers 20% of total debt.

Interest Coverage 1/1

EBIT is 51.6x against interest expense, well covered.

PE vs Market 1/1

PE (4.8x) is below the market median (11.6x).

PE vs Industry 1/1

PE (4.8x) is below the industry median (12.9x).

PBV 1/1

Price to book (0.7x) is below the industry median (1.9x).

Graham Number 1/1

The price is below the Graham number (PE x PB = 3.2, limit 22.5).

PEG 1/1

PEG on 5-year earnings growth is 0.36, growth is cheap.

Dividend Yield 2/2

Dividend yield (7.0%) is in the top 25% of dividend payers in the market.

Dividend Stability 0/2

Dividends were not paid steadily for the past 5 years.

Dividend Growth 1/1

Dividends paid grew over the past 5 years.

Payout Ratio 1/1

Payout ratio is 41.8%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

INSTAL KRAKÓW SA stock price

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About INSTAL KRAKÓW SA

Instal Kraków S.A. engages in the construction business in Poland and internationally. It constructs and assembles industrial, commercial, sports, public facilities, etc.; desulphurization, denitrification, ash removal, slagging, and pneumatic transport facilities; municipal and industrial sewage treatment plants; sludge dryer and thermal waste treatment plants; water demineralization and treatment stations; water intakes; ozone and water production installations, pumping st…

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