Investec plc Logo

Investec plc

INVR.L

(1.8)
Stock Price

592,50 GBp

1.66% ROA

19.33% ROE

5.74x PER

Market Cap.

4.896.758.668,00 GBp

153.87% DER

10.6% Yield

19.04% NPM

Investec plc Stock Analysis

Investec plc Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Investec plc Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0x), the stock offers substantial upside potential at a bargain price.

2 ROE

The stock's ROE falls within an average range (7.28%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

3 ROA

The stock's ROA (0.49%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 DER

The stock maintains a fair debt to equity ratio (59%), indicating a reasonable balance between the money it owes and the ownership it possesses.

5 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

6 Net Profit Growth

This company's net profit has been consistently on the rise over the past three years, indicating a strong financial performance and making it an appealing investment opportunity.

7 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

8 Graham Number

The company's Graham number indicates that it is overvalued compared to its stock price, suggesting a potentially unfavorable investment opportunity.

9 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

10 Dividend

The company's decision to withhold dividends for three years raises questions about its ability to generate consistent returns.

11 Buffet Intrinsic Value

The company's stock presents a potential concern as it appears overvalued (0) by Warren Buffett's formula, indicating that its market price exceeds its estimated intrinsic value.

Investec plc Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Investec plc Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Investec plc Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Investec plc Revenue
Year Revenue Growth
1999 0
2000 0 0%
2001 0 0%
2002 524.660.000 100%
2003 585.414.000 10.38%
2004 1.207.830.000 51.53%
2005 1.260.156.000 4.15%
2006 1.294.454.000 2.65%
2007 1.706.091.000 24.13%
2008 1.821.364.000 6.33%
2009 2.063.687.000 11.74%
2010 2.273.216.000 9.22%
2011 2.257.124.000 -0.71%
2012 2.006.500.000 -12.49%
2013 1.940.964.000 -3.38%
2014 1.957.479.000 0.84%
2015 1.939.496.000 -0.93%
2016 2.267.324.000 14.46%
2017 2.396.275.000 5.38%
2018 2.418.023.000 0.9%
2019 3.743.683.000 35.41%
2020 2.835.308.000 -32.04%
2021 3.023.899.000 6.24%
2022 4.476.331.000 32.45%
2023 9.746.976.000 54.07%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Investec plc Research and Development Expenses
Year Research and Development Expenses Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Investec plc General and Administrative Expenses
Year General and Administrative Expenses Growth
1999 0
2000 0 0%
2001 0 0%
2002 392.466.000 100%
2003 395.188.000 0.69%
2004 485.444.000 18.59%
2005 558.887.000 13.14%
2006 680.687.000 17.89%
2007 807.500.000 15.7%
2008 803.158.000 -0.54%
2009 957.151.000 16.09%
2010 1.196.865.000 20.03%
2011 1.230.628.000 2.74%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 46.468.000 100%
2020 40.327.000 -15.23%
2021 40.597.000 0.67%
2022 42.423.000 4.3%
2023 119.604.000 64.53%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Investec plc EBITDA
Year EBITDA Growth
1999 120.815.000
2000 124.923.000 3.29%
2001 61.026.000 -104.7%
2002 575.909.000 89.4%
2003 339.711.000 -69.53%
2004 753.975.000 54.94%
2005 1.110.509.000 32.11%
2006 1.362.726.000 18.51%
2007 2.043.097.000 33.3%
2008 2.306.681.000 11.43%
2009 2.578.114.000 10.53%
2010 2.089.242.000 -23.4%
2011 1.970.102.000 -6.05%
2012 1.879.238.000 -4.84%
2013 1.705.374.000 -10.2%
2014 1.558.757.000 -9.41%
2015 1.637.326.000 4.8%
2016 2.149.957.000 23.84%
2017 606.453.000 -254.51%
2018 137.600.000 -340.74%
2019 -96.407.000 242.73%
2020 -8.163.000 -1081.02%
2021 2.996.000 372.46%
2022 -16.625.000 118.02%
2023 257.976.000 106.44%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Investec plc Gross Profit
Year Gross Profit Growth
1999 0
2000 0 0%
2001 0 0%
2002 524.660.000 100%
2003 585.414.000 10.38%
2004 1.207.830.000 51.53%
2005 1.260.156.000 4.15%
2006 915.098.000 -37.71%
2007 1.184.759.000 22.76%
2008 1.225.553.000 3.33%
2009 1.180.900.000 -3.78%
2010 1.523.130.000 22.47%
2011 1.854.940.000 17.89%
2012 2.003.553.000 7.42%
2013 1.935.578.000 -3.51%
2014 1.955.462.000 1.02%
2015 1.937.659.000 -0.92%
2016 2.266.987.000 14.53%
2017 2.396.275.000 5.4%
2018 2.418.023.000 0.9%
2019 3.743.683.000 35.41%
2020 2.835.308.000 -32.04%
2021 3.023.899.000 6.24%
2022 4.476.331.000 32.45%
2023 9.746.976.000 54.07%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Investec plc Net Profit
Year Net Profit Growth
1999 71.582.000
2000 80.954.000 11.58%
2001 15.560.000 -420.27%
2002 -166.853.000 109.33%
2003 18.262.000 1013.66%
2004 105.567.000 82.7%
2005 315.101.000 66.5%
2006 340.319.000 7.41%
2007 391.558.000 13.09%
2008 292.022.000 -34.09%
2009 346.133.000 15.63%
2010 420.516.000 17.69%
2011 247.527.000 -69.89%
2012 317.491.000 22.04%
2013 331.666.000 4.27%
2014 245.509.000 -35.09%
2015 368.456.000 33.37%
2016 442.466.000 16.73%
2017 505.548.000 12.48%
2018 531.124.000 4.82%
2019 1.135.163.000 53.21%
2020 268.340.000 -323.03%
2021 516.204.000 48.02%
2022 804.865.000 35.86%
2023 1.391.240.000 42.15%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Investec plc Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1999 0
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 100%
2020 0 0%
2021 1 0%
2022 1 0%
2023 1 100%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Investec plc Free Cashflow
Year Free Cashflow Growth
1999 2.360.251.000
2000 -1.526.254.000 254.64%
2001 602.385.000 353.37%
2002 0 0%
2003 0 0%
2004 -84.652.000 100%
2005 242.710.000 134.88%
2006 -307.278.000 178.99%
2007 905.627.000 133.93%
2008 520.446.000 -74.01%
2009 1.767.637.000 70.56%
2010 -816.793.000 316.41%
2011 1.345.005.000 160.73%
2012 -1.450.196.000 192.75%
2013 912.453.000 258.93%
2014 550.559.000 -65.73%
2015 594.357.000 7.37%
2016 754.089.000 21.18%
2017 430.548.000 -75.15%
2018 1.309.287.000 67.12%
2019 1.710.637.000 23.46%
2020 -386.645.000 542.43%
2021 1.284.832.000 130.09%
2022 960.404.000 -33.78%
2023 1.566.138.000 38.68%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Investec plc Operating Cashflow
Year Operating Cashflow Growth
1999 2.385.450.000
2000 -1.489.797.000 260.12%
2001 680.542.000 318.91%
2002 0 0%
2003 0 0%
2004 -84.652.000 100%
2005 242.710.000 134.88%
2006 -307.278.000 178.99%
2007 937.287.000 132.78%
2008 581.124.000 -61.29%
2009 1.784.860.000 67.44%
2010 -553.934.000 422.22%
2011 1.429.749.000 138.74%
2012 -1.404.850.000 201.77%
2013 954.940.000 247.11%
2014 596.334.000 -60.14%
2015 618.671.000 3.61%
2016 791.837.000 21.87%
2017 455.152.000 -73.97%
2018 1.405.106.000 67.61%
2019 1.749.484.000 19.68%
2020 -373.307.000 568.64%
2021 1.294.155.000 128.85%
2022 990.741.000 -30.62%
2023 1.566.138.000 36.74%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Investec plc Capital Expenditure
Year Capital Expenditure Growth
1999 25.199.000
2000 36.457.000 30.88%
2001 78.157.000 53.35%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 31.660.000 100%
2008 60.678.000 47.82%
2009 17.223.000 -252.31%
2010 262.859.000 93.45%
2011 84.744.000 -210.18%
2012 45.346.000 -86.88%
2013 42.487.000 -6.73%
2014 45.775.000 7.18%
2015 24.314.000 -88.27%
2016 37.748.000 35.59%
2017 24.604.000 -53.42%
2018 95.819.000 74.32%
2019 38.847.000 -146.66%
2020 13.338.000 -191.25%
2021 9.323.000 -43.07%
2022 30.337.000 69.27%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Investec plc Equity
Year Equity Growth
1999 554.757.000
2000 602.629.000 7.94%
2001 767.775.000 21.51%
2002 735.772.000 -4.35%
2003 805.402.000 8.65%
2004 1.065.412.000 24.4%
2005 1.512.093.000 29.54%
2006 1.820.416.000 16.94%
2007 2.210.019.000 17.63%
2008 2.620.537.000 15.67%
2009 3.291.861.000 20.39%
2010 3.961.102.000 16.9%
2011 4.012.522.000 1.28%
2012 4.004.649.000 -0.2%
2013 4.013.041.000 0.21%
2014 4.040.495.000 0.68%
2015 3.859.307.000 -4.69%
2016 4.808.629.000 19.74%
2017 5.428.308.000 11.42%
2018 5.251.014.000 -3.38%
2019 4.602.039.000 -14.1%
2020 4.977.385.000 7.54%
2021 5.328.072.999 6.58%
2022 4.933.097.000 -8.01%
2023 4.888.139.000 -0.92%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Investec plc Assets
Year Assets Growth
1999 16.030.094.000
2000 15.983.762.000 -0.29%
2001 16.956.932.000 5.74%
2002 14.959.065.000 -13.36%
2003 15.318.775.000 2.35%
2004 15.227.508.000 -0.6%
2005 23.900.949.000 36.29%
2006 26.299.688.000 9.12%
2007 34.103.552.000 22.88%
2008 37.364.903.000 8.73%
2009 46.571.865.000 19.77%
2010 50.941.270.000 8.58%
2011 51.550.400.000 1.18%
2012 50.999.518.000 -1.08%
2013 47.141.907.000 -8.18%
2014 44.353.402.000 -6.29%
2015 45.351.781.000 2.2%
2016 53.534.832.000 15.29%
2017 57.616.844.000 7.08%
2018 57.724.212.000 0.19%
2019 50.557.732.000 -14.17%
2020 51.450.473.000 1.74%
2021 58.887.756.000 12.63%
2022 57.294.659.000 -2.78%
2023 56.625.727.000 -1.18%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Investec plc Liabilities
Year Liabilities Growth
1999 83.977.000
2000 239.129.000 64.88%
2001 190.659.000 -25.42%
2002 14.223.293.000 98.66%
2003 14.513.373.000 2%
2004 14.162.096.000 -2.48%
2005 22.388.856.000 36.74%
2006 24.479.272.000 8.54%
2007 31.893.533.000 23.25%
2008 34.744.366.000 8.21%
2009 43.280.004.000 19.72%
2010 46.980.168.000 7.88%
2011 47.537.878.000 1.17%
2012 46.994.869.000 -1.16%
2013 43.128.866.000 -8.96%
2014 40.312.907.000 -6.99%
2015 41.492.474.000 2.84%
2016 48.726.203.000 14.85%
2017 52.188.536.000 6.63%
2018 52.473.198.000 0.54%
2019 45.955.693.000 -14.18%
2020 46.473.088.000 1.11%
2021 53.559.683.000 13.23%
2022 52.361.562.000 -2.29%
2023 51.737.588.000 -1.21%

Investec plc Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
5.21
Net Income per Share
0.99
Price to Earning Ratio
5.74x
Price To Sales Ratio
0.99x
POCF Ratio
5.13
PFCF Ratio
4.65
Price to Book Ratio
1.11
EV to Sales
1.14
EV Over EBITDA
80.76
EV to Operating CashFlow
5.37
EV to FreeCashFlow
5.37
Earnings Yield
0.17
FreeCashFlow Yield
0.22
Market Cap
4,90 Bil.
Enterprise Value
5,66 Bil.
Graham Number
10.73
Graham NetNet
-57.67

Income Statement Metrics

Net Income per Share
0.99
Income Quality
1.49
ROE
0.19
Return On Assets
0.02
Return On Capital Employed
0.01
Net Income per EBT
1.23
EBT Per Ebit
2.89
Ebit per Revenue
0.05
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.05
Pretax Profit Margin
0.16
Net Profit Margin
0.19

Dividends

Dividend Yield
0.11
Dividend Yield %
10.6
Payout Ratio
0.32
Dividend Per Share
0.6

Operating Metrics

Operating Cashflow per Share
1.11
Free CashFlow per Share
1.11
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.02
Return on Tangible Assets
0.02
Days Sales Outstanding
54.7
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
6.67
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
-6,62
Book Value per Share
5,15
Tangible Book Value per Share
5.06
Shareholders Equity per Share
5.15
Interest Debt per Share
7.93
Debt to Equity
1.54
Debt to Assets
0.13
Net Debt to EBITDA
10.87
Current Ratio
0.76
Tangible Asset Value
4,80 Bil.
Net Current Asset Value
-37,47 Bil.
Invested Capital
-4299192000
Working Capital
-4,62 Bil.
Intangibles to Total Assets
0
Average Receivables
0,37 Bil.
Average Payables
0,38 Bil.
Average Inventory
2769109000
Debt to Market Cap
1.54

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Investec plc Dividends
Year Dividends Growth
2008 30
2009 24 -30.43%
2010 15 -53.33%
2011 82 81.71%
2012 14 -530.77%
2013 15 13.33%
2014 16 0%
2015 15 0%
2016 15 -7.14%
2017 13 -16.67%
2018 15 20%
2019 18 11.76%
2020 14 -30.77%
2021 11 -18.18%
2022 18 35.29%
2023 51 66%
2024 31 -61.29%

Investec plc Profile

About Investec plc

Investec plc, a specialist bank and wealth manager, provides various financial products and services in the United Kingdom and internationally. It offers wealth and investment services, such as investments and savings, financial planning, and pensions and retirement services to private clients, professional advisors, charities, and trusts. The company also provides specialist banking products and services comprising private banking services, including lending, private capital, transactional banking, savings, and foreign exchange; corporate and investment banking services, such as lending, advisory, and treasury and risk management solutions, as well as institutional research, sales, and trading; and principal investments, property investment, and fund management solutions to high net worth and high income private clients, as well as corporate, private equity, government, and institutional clients. In addition, it offers nominee, leasing, debt issuance, property, financing, shipping, investment management, corporate secretary, insurance, merchant banking and stock broking, aircraft leasing, and retail credit services. The company was founded in 1974 and is headquartered in London, the United Kingdom. Investec plc is a subsidiary of Investec Group.

CEO
Mr. Fani Titi B.Sc., BSc (Hon
Employee
1.300
Address
30 Gresham Street
London, EC2V 7QP

Investec plc Executives & BODs

Investec plc Executives & BODs
# Name Age
1 Mr. Nishlan Andre Samujh BAcc, CA(SA), Dip (Tax)
Group Finance Director, Chief Financial Officer & Executive Director
70
2 Dr. Marc Simon Kahn
Global Head of Human Resources & Organisational Development
70
3 Mr. Bradley Tapnack
Global Head of Corporate Governance & Compliance
70
4 Mr. Fani Titi B.Sc., BSc (Hons), M.A., M.B.A.
Chief Executive Officer & Executive Director
70
5 Mr. Richard John Wainwright BCom, CA(SA), CTA
Head of Specialist Banking & Joint Head of South Africa
70
6 Mr. James Kieran-Colum Whelan F.C.A.
Group Chief Operating Officer
70
7 Mr. Domenico Ferrini
Co-Chief Investment Officer
70
8 Mr. John Terence McNab
Co-Chief Investment Officer
70
9 Mr. Qaqambile Dwayi
Head of Investor Relations
70
10 Mr. David Morris Nurek
Global Head of Legal Risk
70

Investec plc Competitors