Is Finansal Kiralama Anonim Sirketi Logo

Is Finansal Kiralama Anonim Sirketi

ISFIN.IS

(3.0)
Stock Price

11,23 TRY

3.31% ROA

34.79% ROE

5.38x PER

Market Cap.

8.656.522.350,00 TRY

607.71% DER

0% Yield

49.15% NPM

Is Finansal Kiralama Anonim Sirketi Stock Analysis

Is Finansal Kiralama Anonim Sirketi Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Is Finansal Kiralama Anonim Sirketi Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (36.45%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 Revenue Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

3 Net Profit Growth

Over the last five years, this company's net profit has shown continuous growth, reflecting a robust financial performance and making it an attractive choice for potential investors.

4 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

5 ROA

The stock's ROA (3.13%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

6 PBV

The stock's PBV ratio (1.96x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

7 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

8 Buffet Intrinsic Value

The company's stock seems undervalued (35) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

9 DER

The stock is burdened with a heavy load of debt (780%), making it financially unstable and potentially risky for investors.

10 Dividend Growth

The company's dividend growth has remained flat for the past three years, offering no indication of improved returns and making it a less advantageous investment opportunity.

11 Dividend

The company has not distributed any dividends in the past three years, which may raise concerns for investors looking for regular income from their investments.

Is Finansal Kiralama Anonim Sirketi Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Is Finansal Kiralama Anonim Sirketi Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Is Finansal Kiralama Anonim Sirketi Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Is Finansal Kiralama Anonim Sirketi Revenue
Year Revenue Growth
2002 67.856.000
2003 27.506.000 -146.7%
2004 52.811.000 47.92%
2005 38.457.000 -37.32%
2006 148.740.000 74.14%
2007 110.538.000 -34.56%
2008 623.991.000 82.29%
2009 384.306.000 -62.37%
2010 375.470.000 -2.35%
2011 100.802.000 -272.48%
2012 106.043.000 4.94%
2013 104.106.000 -1.86%
2014 176.887.000 41.15%
2015 209.298.000 15.49%
2016 229.383.000 8.76%
2017 259.862.000 11.73%
2018 427.729.000 39.25%
2019 519.210.000 17.62%
2020 568.659.000 8.7%
2021 925.909.000 38.58%
2022 1.884.834.000 50.88%
2023 4.065.008.000 53.63%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Is Finansal Kiralama Anonim Sirketi Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Is Finansal Kiralama Anonim Sirketi General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 6.216.000
2003 5.737.000 -8.35%
2004 9.124.000 37.12%
2005 0 0%
2006 0 0%
2007 0 0%
2008 4.948.000 100%
2009 5.324.000 7.06%
2010 6.314.000 15.68%
2011 7.358.000 14.19%
2012 2.157.000 -241.12%
2013 4.300.000 49.84%
2014 5.389.000 20.21%
2015 5.027.000 -7.2%
2016 2.933.000 -71.39%
2017 3.918.000 25.14%
2018 3.249.000 -20.59%
2019 3.881.000 16.28%
2020 4.477.000 13.31%
2021 5.480.000 18.3%
2022 9.496.000 42.29%
2023 18.036.000 47.35%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Is Finansal Kiralama Anonim Sirketi EBITDA
Year EBITDA Growth
2002 11.815.000
2003 25.556.000 53.77%
2004 24.243.000 -5.42%
2005 40.592.000 40.28%
2006 28.438.000 -42.74%
2007 47.545.000 40.19%
2008 76.219.000 37.62%
2009 56.281.000 -35.43%
2010 62.447.000 9.87%
2011 58.980.000 -5.88%
2012 54.131.000 -8.96%
2013 51.206.000 -5.71%
2014 92.488.000 44.63%
2015 105.787.000 12.57%
2016 140.145.000 24.52%
2017 149.099.000 6.01%
2018 279.666.000 46.69%
2019 119.649.000 -133.74%
2020 267.978.000 55.35%
2021 465.157.000 42.39%
2022 1.137.177.000 59.1%
2023 3.429.144.000 66.84%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Is Finansal Kiralama Anonim Sirketi Gross Profit
Year Gross Profit Growth
2002 67.856.000
2003 27.506.000 -146.7%
2004 52.811.000 47.92%
2005 38.457.000 -37.32%
2006 148.740.000 74.14%
2007 110.538.000 -34.56%
2008 623.991.000 82.29%
2009 384.306.000 -62.37%
2010 375.470.000 -2.35%
2011 100.802.000 -272.48%
2012 106.043.000 4.94%
2013 104.106.000 -1.86%
2014 176.887.000 41.15%
2015 209.298.000 15.49%
2016 229.383.000 8.76%
2017 259.862.000 11.73%
2018 427.729.000 39.25%
2019 519.210.000 17.62%
2020 568.659.000 8.7%
2021 925.909.000 38.58%
2022 1.884.834.000 50.88%
2023 4.065.008.000 53.63%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Is Finansal Kiralama Anonim Sirketi Net Profit
Year Net Profit Growth
2002 7.010.000
2003 23.640.000 70.35%
2004 23.354.000 -1.22%
2005 40.022.000 41.65%
2006 27.446.000 -45.82%
2007 46.716.000 41.25%
2008 76.309.000 38.78%
2009 105.388.000 27.59%
2010 64.869.000 -62.46%
2011 52.473.000 -23.62%
2012 40.805.000 -28.59%
2013 39.589.000 -3.07%
2014 78.486.000 49.56%
2015 82.003.000 4.29%
2016 103.657.000 20.89%
2017 112.948.000 8.23%
2018 197.537.000 42.82%
2019 84.292.000 -134.35%
2020 197.586.000 57.34%
2021 310.063.000 36.28%
2022 826.766.000 62.5%
2023 2.130.024.000 61.19%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Is Finansal Kiralama Anonim Sirketi Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 1 100%
2023 3 66.67%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Is Finansal Kiralama Anonim Sirketi Free Cashflow
Year Free Cashflow Growth
2002 -110.333.000
2003 9.324.000 1283.32%
2004 -37.700.000 124.73%
2005 -137.996.000 72.68%
2006 -16.305.000 -746.34%
2007 -129.421.000 87.4%
2008 773.000 16842.69%
2009 198.167.000 99.61%
2010 324.661.000 38.96%
2011 -469.588.000 169.14%
2012 -51.408.000 -813.45%
2013 -133.330.000 61.44%
2014 -232.802.000 42.73%
2015 -461.542.000 49.56%
2016 -110.758.000 -316.71%
2017 -360.646.000 69.29%
2018 -816.734.000 55.84%
2019 2.032.202.000 140.19%
2020 -788.981.000 357.57%
2021 -405.343.000 -94.65%
2022 -1.750.898.000 76.85%
2023 -1.949.883.000 10.2%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Is Finansal Kiralama Anonim Sirketi Operating Cashflow
Year Operating Cashflow Growth
2002 -109.841.000
2003 9.646.000 1238.72%
2004 -37.178.000 125.95%
2005 -137.634.000 72.99%
2006 -15.678.000 -777.88%
2007 -129.096.000 87.86%
2008 1.008.000 12907.14%
2009 198.431.000 99.49%
2010 325.295.000 39%
2011 -468.237.000 169.47%
2012 -50.704.000 -823.47%
2013 -132.235.000 61.66%
2014 -215.339.000 38.59%
2015 -459.656.000 53.15%
2016 -103.599.000 -343.69%
2017 -356.136.000 70.91%
2018 -791.148.000 54.98%
2019 2.036.976.000 138.84%
2020 -788.981.000 358.18%
2021 -405.343.000 -94.65%
2022 -1.750.898.000 76.85%
2023 -1.949.883.000 10.2%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Is Finansal Kiralama Anonim Sirketi Capital Expenditure
Year Capital Expenditure Growth
2002 492.000
2003 322.000 -52.8%
2004 522.000 38.31%
2005 362.000 -44.2%
2006 627.000 42.26%
2007 325.000 -92.92%
2008 235.000 -38.3%
2009 264.000 10.98%
2010 634.000 58.36%
2011 1.351.000 53.07%
2012 704.000 -91.9%
2013 1.095.000 35.71%
2014 17.463.000 93.73%
2015 1.886.000 -825.93%
2016 7.159.000 73.66%
2017 4.510.000 -58.74%
2018 25.586.000 82.37%
2019 4.774.000 -435.94%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Is Finansal Kiralama Anonim Sirketi Equity
Year Equity Growth
2002 34.883.000
2003 58.422.000 40.29%
2004 85.363.000 31.56%
2005 125.053.000 31.74%
2006 155.762.000 19.72%
2007 209.725.000 25.73%
2008 272.910.000 23.15%
2009 395.557.000 31.01%
2010 465.100.000 14.95%
2011 508.484.000 8.53%
2012 552.794.000 8.02%
2013 588.529.000 6.07%
2014 650.251.000 9.49%
2015 716.691.000 9.27%
2016 802.166.000 10.66%
2017 933.580.000 14.08%
2018 1.150.580.000 18.86%
2019 1.273.933.000 9.68%
2020 1.717.698.000 25.83%
2021 2.139.443.000 19.71%
2022 3.744.045.000 42.86%
2023 7.213.511.000 48.1%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Is Finansal Kiralama Anonim Sirketi Assets
Year Assets Growth
2002 423.601.000
2003 419.783.000 -0.91%
2004 543.072.000 22.7%
2005 728.664.000 25.47%
2006 912.163.000 20.12%
2007 1.049.486.000 13.08%
2008 1.229.428.000 14.64%
2009 1.440.580.000 14.66%
2010 2.093.398.000 31.18%
2011 2.242.053.000 6.63%
2012 2.820.322.000 20.5%
2013 3.492.581.000 19.25%
2014 4.580.422.000 23.75%
2015 5.580.838.000 17.93%
2016 7.479.986.000 25.39%
2017 9.282.695.000 19.42%
2018 8.681.660.000 -6.92%
2019 9.088.299.000 4.47%
2020 12.760.612.000 28.78%
2021 20.376.915.000 37.38%
2022 36.330.079.000 43.91%
2023 48.367.944.000 24.89%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Is Finansal Kiralama Anonim Sirketi Liabilities
Year Liabilities Growth
2002 388.718.000
2003 361.361.000 -7.57%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 950.422.000 100%
2009 1.036.078.000 8.27%
2010 1.617.437.000 35.94%
2011 1.722.035.000 6.07%
2012 2.254.524.000 23.62%
2013 2.888.943.000 21.96%
2014 3.913.603.000 26.18%
2015 4.842.430.000 19.18%
2016 6.649.783.000 27.18%
2017 8.308.027.000 19.96%
2018 7.531.080.000 -10.32%
2019 7.814.366.000 3.63%
2020 11.042.914.000 29.24%
2021 18.237.472.000 39.45%
2022 32.586.034.000 44.03%
2023 41.154.433.000 20.82%

Is Finansal Kiralama Anonim Sirketi Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
5.03
Net Income per Share
2.31
Price to Earning Ratio
5.38x
Price To Sales Ratio
2.49x
POCF Ratio
9.07
PFCF Ratio
9.12
Price to Book Ratio
1.33
EV to Sales
13.58
EV Over EBITDA
19.8
EV to Operating CashFlow
49.8
EV to FreeCashFlow
49.8
Earnings Yield
0.19
FreeCashFlow Yield
0.11
Market Cap
8,66 Bil.
Enterprise Value
47,25 Bil.
Graham Number
22.1
Graham NetNet
-35.67

Income Statement Metrics

Net Income per Share
2.31
Income Quality
0
ROE
0.36
Return On Assets
0.03
Return On Capital Employed
0.05
Net Income per EBT
0.62
EBT Per Ebit
1.1
Ebit per Revenue
0.72
Effective Tax Rate
0.29

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.83
Operating Profit Margin
0.72
Pretax Profit Margin
0.79
Net Profit Margin
0.49

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
1.37
Free CashFlow per Share
1.37
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.04
Return on Tangible Assets
0.03
Days Sales Outstanding
2186.92
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.17
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
1,23
Book Value per Share
9,38
Tangible Book Value per Share
10.4
Shareholders Equity per Share
9.38
Interest Debt per Share
62.51
Debt to Equity
6.08
Debt to Assets
0.82
Net Debt to EBITDA
16.18
Current Ratio
53.4
Tangible Asset Value
7,19 Bil.
Net Current Asset Value
-19,45 Bil.
Invested Capital
6.08
Working Capital
21,30 Bil.
Intangibles to Total Assets
0
Average Receivables
17,86 Bil.
Average Payables
0,50 Bil.
Average Inventory
0
Debt to Market Cap
4.56

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Is Finansal Kiralama Anonim Sirketi Dividends
Year Dividends Growth
2014 0
2015 0 0%
2016 0 0%

Is Finansal Kiralama Anonim Sirketi Profile

About Is Finansal Kiralama Anonim Sirketi

Is Finansal Kiralama Anonim Sirketi engages in leasing and factoring operations in Turkey and internationally. Its leasing products include sale and lease back, software leasing, and operational leasing. The company also provides secondhand market services, insurance transactions, and after sales services. Is Finansal Kiralama Anonim Sirketi was incorporated in 1988 and is headquartered in Istanbul, Turkey.

CEO
Mr. Uygar Safak Ogun
Employee
257
Address
Is Kuleleri Kule 1 Kat: 6
Istanbul, 34330

Is Finansal Kiralama Anonim Sirketi Executives & BODs

Is Finansal Kiralama Anonim Sirketi Executives & BODs
# Name Age
1 Mr. Erdem Aksular
Head of Internal Audit
70
2 Ms. Sibel Dogan
Assistant General Manager of Credits, Legal Consultancy, Asset Management Unit
70
3 Mr. Cevat Bugra Cilingir
Assistant General Manager of Treasury, Financial Institutions, Legal & Risk Follow-up
70
4 Mr. Hasan Ketenci
Assistant General Manager of Sales & Marketing
70
5 Mr. Uygar Safak Ogun
Chief Executive Officer & Director
70

Is Finansal Kiralama Anonim Sirketi Competitors