Türkiye Sinai Kalkinma Bankasi A.S. Logo

Türkiye Sinai Kalkinma Bankasi A.S.

TSKB.IS

(2.0)
Stock Price

11,79 TRY

3.8% ROA

39.33% ROE

3.35x PER

Market Cap.

21.252.000.000,00 TRY

737.85% DER

0% Yield

50.35% NPM

Türkiye Sinai Kalkinma Bankasi A.S. Stock Analysis

Türkiye Sinai Kalkinma Bankasi A.S. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Türkiye Sinai Kalkinma Bankasi A.S. Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (31.89%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 ROA

The stock's ROA (3.37%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

3 PBV

The stock's PBV ratio (1.45x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

4 Revenue Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

5 Net Profit Growth

This company's net profit has consistently grown over the past three years, showcasing a positive financial trend and making it an appealing investment opportunity.

6 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

7 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (25) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 DER

The company has a high debt to equity ratio (681%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Dividend

No dividends from the company in the past three years raises doubts about its profitability for shareholders.

Türkiye Sinai Kalkinma Bankasi A.S. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Türkiye Sinai Kalkinma Bankasi A.S. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Türkiye Sinai Kalkinma Bankasi A.S. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Türkiye Sinai Kalkinma Bankasi A.S. Revenue
Year Revenue Growth
2002 141.602.000
2003 141.644.000 0.03%
2004 174.220.000 18.7%
2005 608.675.448 71.38%
2006 181.432.000 -235.48%
2007 189.770.000 4.39%
2008 229.944.000 17.47%
2009 381.077.000 39.66%
2010 385.896.000 1.25%
2011 426.452.000 9.51%
2012 497.921.000 14.35%
2013 517.052.000 3.7%
2014 622.862.000 16.99%
2015 662.998.000 6.05%
2016 737.303.000 10.08%
2017 1.017.338.000 27.53%
2018 1.466.765.000 30.64%
2019 1.560.256.000 5.99%
2020 2.154.217.000 27.57%
2021 3.545.746.000 39.25%
2022 8.629.280.000 58.91%
2023 13.123.212.000 34.24%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Türkiye Sinai Kalkinma Bankasi A.S. Research and Development Expenses
Year Research and Development Expenses Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Türkiye Sinai Kalkinma Bankasi A.S. General and Administrative Expenses
Year General and Administrative Expenses Growth
2002 25.019.000
2003 24.069.000 -3.95%
2004 14.856.000 -62.02%
2005 0 0%
2006 374.000 100%
2007 495.000 24.44%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Türkiye Sinai Kalkinma Bankasi A.S. EBITDA
Year EBITDA Growth
2002 31.077.000
2003 58.421.000 46.81%
2004 88.186.000 33.75%
2005 100.050.490 11.86%
2006 137.940.000 27.47%
2007 141.433.000 2.47%
2008 145.777.000 2.98%
2009 288.229.000 49.42%
2010 286.032.000 -0.77%
2011 324.032.000 11.73%
2012 396.117.000 18.2%
2013 381.901.000 -3.72%
2014 468.913.000 18.56%
2015 512.504.000 8.51%
2016 566.717.000 9.57%
2017 751.273.000 24.57%
2018 921.139.000 18.44%
2019 947.419.000 2.77%
2020 948.519.000 0.12%
2021 1.482.772.000 36.03%
2022 5.117.207.000 71.02%
2023 10.800.112.000 52.62%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Türkiye Sinai Kalkinma Bankasi A.S. Gross Profit
Year Gross Profit Growth
2002 141.602.000
2003 141.644.000 0.03%
2004 174.220.000 18.7%
2005 608.675.448 71.38%
2006 181.432.000 -235.48%
2007 189.770.000 4.39%
2008 229.944.000 17.47%
2009 381.077.000 39.66%
2010 385.896.000 1.25%
2011 426.452.000 9.51%
2012 497.921.000 14.35%
2013 517.052.000 3.7%
2014 622.862.000 16.99%
2015 662.998.000 6.05%
2016 737.303.000 10.08%
2017 1.017.338.000 27.53%
2018 1.466.765.000 30.64%
2019 1.560.256.000 5.99%
2020 2.154.217.000 27.57%
2021 3.545.746.000 39.25%
2022 8.629.280.000 58.91%
2023 13.123.212.000 34.24%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Türkiye Sinai Kalkinma Bankasi A.S. Net Profit
Year Net Profit Growth
2002 16.122.000
2003 47.824.000 66.29%
2004 69.246.000 30.94%
2005 100.025.000 30.77%
2006 109.714.000 8.83%
2007 116.530.000 5.85%
2008 116.464.000 -0.06%
2009 251.274.000 53.65%
2010 222.669.000 -12.85%
2011 260.763.000 14.61%
2012 317.010.000 17.74%
2013 303.890.000 -4.32%
2014 373.408.000 18.62%
2015 407.231.000 8.31%
2016 443.431.000 8.16%
2017 611.177.000 27.45%
2018 670.756.000 8.88%
2019 730.504.000 8.18%
2020 712.294.000 -2.56%
2021 1.081.109.000 34.11%
2022 3.980.412.000 72.84%
2023 7.445.144.000 46.54%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Türkiye Sinai Kalkinma Bankasi A.S. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2002 0
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 1 100%
2023 2.660 99.96%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Türkiye Sinai Kalkinma Bankasi A.S. Free Cashflow
Year Free Cashflow Growth
2002 -129.896.000
2003 76.271.000 270.31%
2004 -204.156.000 137.36%
2006 73.038.000 379.52%
2007 382.212.000 80.89%
2008 262.667.000 -45.51%
2009 696.299.000 62.28%
2010 -41.507.000 1777.55%
2011 214.080.000 119.39%
2012 183.209.000 -16.85%
2013 379.614.000 51.74%
2014 -291.005.000 230.45%
2015 1.004.474.000 128.97%
2016 -1.512.678.000 166.4%
2017 -1.481.122.000 -2.13%
2018 -49.401.000 -2898.16%
2019 1.798.686.000 102.75%
2020 1.196.312.000 -50.35%
2021 3.569.100.000 66.48%
2022 9.248.807.000 61.41%
2023 3.573.529.000 -158.81%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Türkiye Sinai Kalkinma Bankasi A.S. Operating Cashflow
Year Operating Cashflow Growth
2002 -103.378.000
2003 76.574.000 235%
2004 -204.038.000 137.53%
2006 79.194.000 357.64%
2007 429.157.000 81.55%
2008 296.476.000 -44.75%
2009 777.645.000 61.88%
2010 -39.931.000 2047.47%
2011 220.464.000 118.11%
2012 196.822.000 -12.01%
2013 396.872.000 50.41%
2014 -269.883.000 247.05%
2015 1.038.692.000 125.98%
2016 -1.508.613.000 168.85%
2017 -1.476.386.000 -2.18%
2018 -44.477.000 -3219.44%
2019 1.808.384.000 102.46%
2020 1.207.277.000 -49.79%
2021 3.580.284.000 66.28%
2022 9.271.156.000 61.38%
2023 3.573.529.000 -159.44%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Türkiye Sinai Kalkinma Bankasi A.S. Capital Expenditure
Year Capital Expenditure Growth
2002 26.518.000
2003 303.000 -8651.82%
2004 118.000 -156.78%
2006 6.156.000 98.08%
2007 46.945.000 86.89%
2008 33.809.000 -38.85%
2009 81.346.000 58.44%
2010 1.576.000 -5061.55%
2011 6.384.000 75.31%
2012 13.613.000 53.1%
2013 17.258.000 21.12%
2014 21.122.000 18.29%
2015 34.218.000 38.27%
2016 4.065.000 -741.77%
2017 4.736.000 14.17%
2018 4.924.000 3.82%
2019 9.698.000 49.23%
2020 10.965.000 11.55%
2021 11.184.000 1.96%
2022 22.349.000 49.96%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Türkiye Sinai Kalkinma Bankasi A.S. Equity
Year Equity Growth
2002 221.235.000
2003 272.469.000 18.8%
2004 378.417.000 28%
2005 554.136.000 31.71%
2006 573.404.000 3.36%
2007 706.599.000 18.85%
2008 783.694.000 9.84%
2009 1.113.654.000 29.63%
2010 1.298.605.000 14.24%
2011 1.460.310.000 11.07%
2012 1.834.729.000 20.41%
2013 1.942.012.000 5.52%
2014 2.356.798.000 17.6%
2015 2.718.302.000 13.3%
2016 3.085.084.000 11.89%
2017 3.658.622.000 15.68%
2018 4.184.076.000 12.56%
2019 5.178.989.000 19.21%
2020 6.130.769.000 15.52%
2021 7.021.766.000 12.69%
2022 12.992.456.000 45.96%
2023 19.197.129.000 32.32%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Türkiye Sinai Kalkinma Bankasi A.S. Assets
Year Assets Growth
2002 1.844.772.000
2003 1.636.834.000 -12.7%
2004 2.293.549.000 28.63%
2005 3.324.015.000 31%
2006 4.163.013.000 20.15%
2007 735.782.000 -465.79%
2008 6.315.584.000 88.35%
2009 7.270.042.000 13.13%
2010 8.362.560.000 13.06%
2011 10.133.634.000 17.48%
2012 10.857.318.000 6.67%
2013 13.439.216.000 19.21%
2014 16.225.701.000 17.17%
2015 21.366.580.000 24.06%
2016 24.875.486.000 14.11%
2017 29.917.636.000 16.85%
2018 38.269.440.000 21.82%
2019 42.253.011.000 9.43%
2020 52.430.920.000 19.41%
2021 86.092.535.000 39.1%
2022 117.621.660.000 26.81%
2023 166.900.759.000 29.53%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Türkiye Sinai Kalkinma Bankasi A.S. Liabilities
Year Liabilities Growth
2002 28.539.000
2003 1.000 -2853800%
2004 1.000 0%
2005 0 0%
2006 2.969.320.000 100%
2007 3.185.798.000 6.8%
2008 5.507.559.000 42.16%
2009 4.474.443.000 -23.09%
2010 5.325.079.000 15.97%
2011 8.576.533.000 37.91%
2012 7.395.930.000 -15.96%
2013 9.489.063.000 22.06%
2014 11.230.771.000 15.51%
2015 15.838.420.000 29.09%
2016 20.580.425.000 23.04%
2017 24.608.140.000 16.37%
2018 32.753.440.000 24.87%
2019 35.996.968.000 9.01%
2020 44.610.724.000 19.31%
2021 76.218.278.000 41.47%
2022 99.412.088.000 23.33%
2023 139.479.080.000 28.73%

Türkiye Sinai Kalkinma Bankasi A.S. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.33
Net Income per Share
2.27
Price to Earning Ratio
3.35x
Price To Sales Ratio
1.75x
POCF Ratio
6.1
PFCF Ratio
6.12
Price to Book Ratio
1.12
EV to Sales
11.73
EV Over EBITDA
16.66
EV to Operating CashFlow
40.78
EV to FreeCashFlow
40.93
Earnings Yield
0.3
FreeCashFlow Yield
0.16
Market Cap
21,25 Bil.
Enterprise Value
142,05 Bil.
Graham Number
18.55
Graham NetNet
-43.14

Income Statement Metrics

Net Income per Share
2.27
Income Quality
0
ROE
0.41
Return On Assets
0.04
Return On Capital Employed
0.06
Net Income per EBT
0.73
EBT Per Ebit
1.02
Ebit per Revenue
0.67
Effective Tax Rate
0.25

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.67
Pretax Profit Margin
0.69
Net Profit Margin
0.5

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
1.24
Free CashFlow per Share
1.24
Capex to Operating CashFlow
-0
Capex to Revenue
-0
Capex to Depreciation
0
Return on Invested Capital
0.04
Return on Tangible Assets
0.04
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0

Balance Sheet

Cash per Share
6,67
Book Value per Share
6,75
Tangible Book Value per Share
9.79
Shareholders Equity per Share
6.75
Interest Debt per Share
52.17
Debt to Equity
7.38
Debt to Assets
0.84
Net Debt to EBITDA
14.17
Current Ratio
0
Tangible Asset Value
27,41 Bil.
Net Current Asset Value
-120,80 Bil.
Invested Capital
7.38
Working Capital
18,68 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
6.56

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Türkiye Sinai Kalkinma Bankasi A.S. Dividends
Year Dividends Growth
2010 0
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2021 0 0%

Türkiye Sinai Kalkinma Bankasi A.S. Profile

About Türkiye Sinai Kalkinma Bankasi A.S.

Türkiye Sinai Kalkinma Bankasi A.S. operates as development and investment bank in Turkey and internationally. The company engages in the industrial investments, energy and resource efficiency, environmental protection investments, renewable energy, sustainable tourism, women's employment and equal opportunity, occupational health and safety, investments in developing regions, education and health investments, and working capital financing activities. It also provides project finance for renewable energy and power generation plants; electricity distribution and natural gas distribution project; energy, fuel, packaging, and pharmaceuticals; logistics, transportation, and telecommunications; public-private sector projects; hotel; and shopping mall projects. In addition, the company offers wholesale banking and SME financing, foreign trade finance, country credit, working capital finance, and machinery and equipment leasing services; letter of guarantees/counter guarantees/letter of credits; and export credits/Eximbank loans. Further, it provides corporate finance products and services, such as IPO preparation and execution, bond issue underwriting, mergers and acquisitions, asset purchases and sales, and privatization consultancy. Additionally, the company offers derivatives and structured products, such as forwards, options, caps and floors, swaps, and swaptions, as well as economic research services; repo, warrant, foreign derivative, and securities transactions, as well as brokerage for stock and bonds trading; securities loans; portfolio management; and investment advisory services. It also provides financial planning strategy, feasibility, valuation, restructuring, and sectoral; engineering and technical advisory; real estate appraisal; and sustainability and environmental consulting services. The company was founded in 1950 and is headquartered in Istanbul, Turkey.

CEO
Mr. Murat Bilgic
Employee
644
Address
Meclisi Mebusan Cad. 81
Istanbul, 34427

Türkiye Sinai Kalkinma Bankasi A.S. Executives & BODs

Türkiye Sinai Kalkinma Bankasi A.S. Executives & BODs
# Name Age
1 Simay Kimyaci
Department Head of Internal Control
70
2 Ms. Meral Murathan
Executive Vice President of Treasury, Finan. Ins., Treasury, Devp., Financ. Ins. & Clim. Change & Sustai. Mana.
70
3 Ms. Ozlem Bagdatli
Executive Vice President of HR, Legal Affairs, Pension & Assist. Funds and Corporate Communications
70
4 Mr. Hasan Hepkaya
Executive Vice President of Corporate Banking Marketing, Corporate Banking Sales & Project Finance
70
5 Ms. Asli Zerrin Hanci
Executive Vice President
70
6 Mr. Aziz Ferit Eraslan
Executive Vice President
70
7 Mr. Poyraz Kogacioglu
Executive Vice President of Capital Markets, Company Merger & Acquisition and Corporate Finance
70
8 Mr. Fuat Sönmez
Head of Information Security & Quality Department
70
9 Mr. M. Bilinc Tanagardi
Executive Vice President of Application Dev, System & Network Support and Enterprise Architecture & Process Mgmt
70
10 Mr. Murat Bilgic
Chief Executive Officer & Director
70

Türkiye Sinai Kalkinma Bankasi A.S. Competitors