Krung Thai Bank Public Company Limited Logo

Krung Thai Bank Public Company Limited

KTB-R.BK

(3.2)
Stock Price

21,00 THB

1.06% ROA

9.53% ROE

7.56x PER

Market Cap.

292.100.490.000,00 THB

160.26% DER

4.15% Yield

19.59% NPM

Krung Thai Bank Public Company Limited Stock Analysis

Krung Thai Bank Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Krung Thai Bank Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.66x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (39%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

4 ROE

ROE in an average range (7.08%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (0.75%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

7 Net Profit Growth

This company's net profit has consistently grown over the past three years, showcasing a positive financial trend and making it an appealing investment opportunity.

8 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

9 Dividend Growth

With a history of consistent dividend increases over the last three years, the company has proven to be a reliable choice for investors seeking reliable income.

10 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (80) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

11 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

Krung Thai Bank Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Krung Thai Bank Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Sell
4 Stoch RSI Buy

Krung Thai Bank Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Krung Thai Bank Public Company Limited Revenue
Year Revenue Growth
2005 45.254.305.814
2006 55.638.572.332 18.66%
2007 54.173.054.987 -2.71%
2008 55.661.322.520 2.67%
2009 54.246.965.765 -2.61%
2010 59.891.096.894 9.42%
2011 69.252.007.000 13.52%
2012 80.660.227.000 14.14%
2013 91.267.544.000 11.62%
2014 93.612.060.000 2.5%
2015 113.784.063.000 17.73%
2016 121.794.495.000 6.58%
2017 119.184.739.000 -2.19%
2018 116.298.026.000 -2.48%
2019 124.034.715.000 6.24%
2020 119.545.853.000 -3.75%
2021 115.005.006.000 -3.95%
2022 124.586.809.000 7.69%
2023 153.578.656.000 18.88%
2023 194.860.459.000 21.19%
2024 210.352.488.000 7.36%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Krung Thai Bank Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Krung Thai Bank Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 9.981.840.900
2006 11.312.644.303 11.76%
2007 12.809.243.718 11.68%
2008 13.645.172.059 6.13%
2009 15.112.927.949 9.71%
2010 17.167.484.623 11.97%
2011 18.876.538.000 9.05%
2012 20.703.971.000 8.83%
2013 23.785.291.000 12.95%
2014 24.496.173.000 2.9%
2015 27.703.181.000 11.58%
2016 28.258.613.000 1.97%
2017 27.738.458.000 -1.88%
2018 29.525.328.000 6.05%
2019 31.710.404.000 6.89%
2020 29.001.365.000 -9.34%
2021 27.891.648.000 -3.98%
2022 26.407.476.000 -5.62%
2023 25.827.260.000 -2.25%
2023 26.393.835.000 2.15%
2024 302.868.000 -8614.63%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Krung Thai Bank Public Company Limited EBITDA
Year EBITDA Growth
2005 18.541.722.234
2006 15.738.631.062 -17.81%
2007 9.031.697.009 -74.26%
2008 17.839.616.070 49.37%
2009 19.703.684.356 9.46%
2010 22.499.824.899 12.43%
2011 24.993.001.000 9.98%
2012 34.430.982.000 27.41%
2013 44.725.454.000 23.02%
2014 43.189.883.000 -3.56%
2015 37.811.941.000 -14.22%
2016 42.685.684.000 11.42%
2017 30.191.738.000 -41.38%
2018 38.088.304.000 20.73%
2019 39.280.197.000 3.03%
2020 26.198.623.000 -49.93%
2021 32.918.440.000 20.41%
2022 48.839.219.000 32.6%
2023 58.943.624.000 17.14%
2023 -8.254.567.000 814.07%
2024 -1.877.848.000 -339.58%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Krung Thai Bank Public Company Limited Gross Profit
Year Gross Profit Growth
2005 45.254.305.814
2006 55.638.572.332 18.66%
2007 54.173.054.987 -2.71%
2008 55.661.322.520 2.67%
2009 54.246.965.765 -2.61%
2010 59.891.096.894 9.42%
2011 69.252.007.000 13.52%
2012 80.660.227.000 14.14%
2013 91.267.544.000 11.62%
2014 93.612.060.000 2.5%
2015 113.784.063.000 17.73%
2016 121.794.495.000 6.58%
2017 119.184.739.000 -2.19%
2018 116.298.026.000 -2.48%
2019 124.034.715.000 6.24%
2020 119.545.853.000 -3.75%
2021 115.005.006.000 -3.95%
2022 124.586.809.000 7.69%
2023 153.578.656.000 18.88%
2023 112.379.737.000 -36.66%
2024 210.352.488.000 46.58%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Krung Thai Bank Public Company Limited Net Profit
Year Net Profit Growth
2005 13.024.072.695
2006 14.077.951.010 7.49%
2007 6.406.930.764 -119.73%
2008 12.271.753.857 47.79%
2009 12.189.158.695 -0.68%
2010 14.913.243.886 18.27%
2011 17.027.378.000 12.42%
2012 23.527.021.000 27.63%
2013 33.929.268.000 30.66%
2014 33.191.034.000 -2.22%
2015 28.493.773.000 -16.49%
2016 32.283.026.000 11.74%
2017 22.440.009.000 -43.86%
2018 28.491.290.000 21.24%
2019 29.284.042.000 2.71%
2020 16.731.585.000 -75.02%
2021 21.588.290.000 22.5%
2022 33.697.736.000 35.94%
2023 41.128.680.000 18.07%
2023 36.615.911.000 -12.32%
2024 44.780.584.000 18.23%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Krung Thai Bank Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 1
2006 1 0%
2007 1 0%
2008 1 100%
2009 1 0%
2010 1 0%
2011 2 0%
2012 2 0%
2013 2 50%
2014 2 0%
2015 2 0%
2016 2 0%
2017 2 -100%
2018 2 50%
2019 2 0%
2020 1 -100%
2021 2 0%
2022 2 50%
2023 3 0%
2023 3 0%
2024 3 33.33%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Krung Thai Bank Public Company Limited Free Cashflow
Year Free Cashflow Growth
2005 25.742.159.590
2006 -10.737.852.199 339.73%
2007 9.215.570.827 216.52%
2008 -10.104.022.285 191.21%
2009 -7.014.979.559 -44.03%
2010 23.417.631.852 129.96%
2011 6.853.911.000 -241.67%
2012 56.195.822.000 87.8%
2013 -10.150.049.000 653.65%
2014 48.122.136.000 121.09%
2015 17.101.751.000 -181.39%
2016 -11.485.688.000 248.9%
2017 1.697.018.000 776.82%
2018 17.346.057.000 90.22%
2019 150.063.940.000 88.44%
2020 -1.625.574.000 9331.44%
2021 -19.972.290.000 91.86%
2022 -67.988.269.000 70.62%
2023 79.643.828.000 185.37%
2023 12.501.155.000 -537.09%
2024 -13.233.256.000 194.47%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Krung Thai Bank Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2005 28.604.068.819
2006 -8.110.635.964 452.67%
2007 11.428.918.261 170.97%
2008 -6.576.248.208 273.79%
2009 -4.916.989.440 -33.75%
2010 27.751.782.454 117.72%
2011 8.784.986.000 -215.9%
2012 58.974.028.000 85.1%
2013 -6.606.651.000 992.65%
2014 51.933.535.000 112.72%
2015 18.979.719.000 -173.63%
2016 -9.499.901.000 299.79%
2017 3.104.055.000 406.05%
2018 19.293.621.000 83.91%
2019 153.939.258.000 87.47%
2020 4.230.859.000 -3538.49%
2021 -13.724.154.000 130.83%
2022 -63.134.733.000 78.26%
2023 93.970.877.000 167.19%
2023 15.458.730.000 -507.88%
2024 -11.629.353.000 232.93%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Krung Thai Bank Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2005 2.861.909.229
2006 2.627.216.235 -8.93%
2007 2.213.347.434 -18.7%
2008 3.527.774.077 37.26%
2009 2.097.990.119 -68.15%
2010 4.334.150.602 51.59%
2011 1.931.075.000 -124.44%
2012 2.778.206.000 30.49%
2013 3.543.398.000 21.59%
2014 3.811.399.000 7.03%
2015 1.877.968.000 -102.95%
2016 1.985.787.000 5.43%
2017 1.407.037.000 -41.13%
2018 1.947.564.000 27.75%
2019 3.875.318.000 49.74%
2020 5.856.433.000 33.83%
2021 6.248.136.000 6.27%
2022 4.853.536.000 -28.73%
2023 14.327.049.000 66.12%
2023 2.957.575.000 -384.42%
2024 1.603.903.000 -84.4%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Krung Thai Bank Public Company Limited Equity
Year Equity Growth
2005 82.631.123.772
2006 92.728.679.688 10.89%
2007 95.660.431.091 3.06%
2008 103.628.130.060 7.69%
2009 112.527.171.261 7.91%
2010 125.787.446.485 10.54%
2011 129.824.606.000 3.11%
2012 180.263.601.000 27.98%
2013 206.090.289.000 12.53%
2014 232.142.263.000 11.22%
2015 250.297.326.000 7.25%
2016 279.146.943.000 10.33%
2017 294.218.943.000 5.12%
2018 314.141.103.000 6.34%
2019 348.326.386.000 9.81%
2020 355.063.594.000 1.9%
2021 374.111.440.000 5.09%
2022 392.572.032.000 4.7%
2023 408.745.458.000 3.96%
2023 420.846.296.000 2.88%
2024 430.349.250.000 2.21%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Krung Thai Bank Public Company Limited Assets
Year Assets Growth
2005 1.162.747.566.297
2006 1.204.828.285.191 3.49%
2007 1.212.722.042.994 0.65%
2008 1.330.375.756.318 8.84%
2009 1.543.830.136.445 13.83%
2010 1.762.476.367.059 12.41%
2011 1.964.998.993.000 10.31%
2012 2.253.761.791.000 12.81%
2013 2.514.770.550.000 10.38%
2014 2.739.366.157.000 8.2%
2015 2.815.329.646.000 2.7%
2016 2.689.445.653.000 -4.68%
2017 2.854.210.007.000 5.77%
2018 2.739.203.191.000 -4.2%
2019 3.012.216.120.000 9.06%
2020 3.327.780.269.000 9.48%
2021 3.556.744.441.000 6.44%
2022 3.592.418.863.000 0.99%
2023 3.627.348.717.000 0.96%
2023 3.684.064.453.000 1.54%
2024 3.682.775.165.000 -0.04%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Krung Thai Bank Public Company Limited Liabilities
Year Liabilities Growth
2005 1.080.116.442.525
2006 1.112.099.605.503 2.88%
2007 1.117.061.611.903 0.44%
2008 1.226.747.626.258 8.94%
2009 1.431.302.965.184 14.29%
2010 1.636.688.920.574 12.55%
2011 308.934.256.000 -429.79%
2012 2.073.498.190.000 85.1%
2013 2.308.680.261.000 10.19%
2014 2.507.223.894.000 7.92%
2015 2.565.032.320.000 2.25%
2016 2.410.298.710.000 -6.42%
2017 2.559.991.064.000 5.85%
2018 2.425.062.088.000 -5.56%
2019 2.663.889.734.000 8.97%
2020 2.972.716.675.000 10.39%
2021 3.182.633.001.000 6.6%
2022 3.199.846.831.000 0.54%
2023 388.446.106.000 -723.76%
2023 3.263.218.157.000 88.1%
2024 3.252.425.915.000 -0.33%

Krung Thai Bank Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
14.11
Net Income per Share
2.77
Price to Earning Ratio
7.56x
Price To Sales Ratio
1.48x
POCF Ratio
7.13
PFCF Ratio
9.12
Price to Book Ratio
0.71
EV to Sales
0.97
EV Over EBITDA
30.92
EV to Operating CashFlow
4.69
EV to FreeCashFlow
6
Earnings Yield
0.13
FreeCashFlow Yield
0.11
Market Cap
292,10 Bil.
Enterprise Value
192,26 Bil.
Graham Number
42.81
Graham NetNet
-161.91

Income Statement Metrics

Net Income per Share
2.77
Income Quality
0.89
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.75
EBT Per Ebit
1.21
Ebit per Revenue
0.22
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.1
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
0.76
Operating Profit Margin
0.22
Pretax Profit Margin
0.26
Net Profit Margin
0.2

Dividends

Dividend Yield
0.04
Dividend Yield %
4.15
Payout Ratio
0.31
Dividend Per Share
0.87

Operating Metrics

Operating Cashflow per Share
2.93
Free CashFlow per Share
2.29
Capex to Operating CashFlow
0.22
Capex to Revenue
0.05
Capex to Depreciation
1.35
Return on Invested Capital
0.03
Return on Tangible Assets
0.01
Days Sales Outstanding
1220.48
Days Payables Outstanding
41.94
Days of Inventory on Hand
-5487.47
Receivables Turnover
0.3
Payables Turnover
8.7
Inventory Turnover
-0.07
Capex per Share
0.64

Balance Sheet

Cash per Share
60,67
Book Value per Share
30,78
Tangible Book Value per Share
29.3
Shareholders Equity per Share
29.45
Interest Debt per Share
49.65
Debt to Equity
1.6
Debt to Assets
0.18
Net Debt to EBITDA
-16.05
Current Ratio
133.2
Tangible Asset Value
409,67 Bil.
Net Current Asset Value
-2.530,63 Bil.
Invested Capital
770127116000
Working Capital
716,38 Bil.
Intangibles to Total Assets
0.01
Average Receivables
673,90 Bil.
Average Payables
2,71 Bil.
Average Inventory
-727080060000
Debt to Market Cap
2.26

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Krung Thai Bank Public Company Limited Dividends
Year Dividends Growth
2008 0
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 0%
2013 0 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 2 100%
2021 0 0%
2022 0 0%
2023 1 0%
2024 1 0%

Krung Thai Bank Public Company Limited Profile

About Krung Thai Bank Public Company Limited

Krung Thai Bank Public Company Limited provides various commercial banking products and services. The company operates through three segments: Retail Banking, Wholesale Banking, and Treasury and Investment. It provides various retail banking products and services, including current, savings, and fixed deposit accounts; time and foreign currency deposits; personal and housing loans; debit, travel, cash and top up, and credit cards; investment services; travel, motor, and home asset insurance products; money transfer, payment and top up, foreign exchange, and overseas education services; and e-banking services. The company also offers SME loans for small and medium businesses; and international business loans. In addition, it provides corporate banking products and services comprising cash management services, such as collection, liquidity management, and transfer and payment services; fixed deposit and current accounts; foreign currency and term deposits; cards; Fx, interest rate, equity, commodity, and credit derivatives; financial advisory services related to merger and acquisition transactions; financial advisory, underwriting, and selling agent services for products offered through the equity capital markets; project finance advisory and feasibility study services, as well as e-banking services; and investment solutions, such as government and corporate bonds, structured notes, and investment units. The company provides its services through a network of branches in Thailand and various centers internationally. Krung Thai Bank Public Company Limited was founded in 1966 and is headquartered in Bangkok, Thailand.

CEO
Mr. Payong Srivanich
Employee
0
Address
Building 1
Bangkok, 10110

Krung Thai Bank Public Company Limited Executives & BODs

Krung Thai Bank Public Company Limited Executives & BODs
# Name Age
1 Mr. Payong Srivanich
President, Chief Executive Officer & Executive Director
70
2 Ms. Saranya Vejakul
Chief Financial Officer, Senior EVice President & Head of Financial Management Group
70
3 Mr. Tawatchai Cheevanon
Senior EVice President, Group Head of Global Transaction Banking Group & Acting Group Head of Technology Group
70
4 Mr. Chanchai Sinsuparatn
Senior EVice President, Group Head Retail Shared Services Group & Acting Group Head of Operation Group
70
5 Mr. Kanok Suwanaratana
Senior Vice President & Department Head of Accounting Department - Financial Management Group
70
6 Mr. Krairit Euchukanonchai
Executive Vice Chairman
70
7 Mr. Kaival Pongnontakul
Senior Vice President of Investor Relations Department
70
8 Mr. Krit Chamapisit
First Executive Vice President and Group Head of Communication & Branding Group
70
9 Mr. Lavaron Sangsnit
Executive Chairman
70
10 Mr. Pongsit Chaichutpornsuk
Senior EVice President, Group Head of Compliance & Legal Management Group and Corporate Secretary
70

Krung Thai Bank Public Company Limited Competitors