SCB X Public Company Limited Logo

SCB X Public Company Limited

SCB-R.BK

(2.8)
Stock Price

115,00 THB

1.21% ROA

8.8% ROE

8.83x PER

Market Cap.

370.382.100.000,00 THB

77.83% DER

8.95% Yield

20.08% NPM

SCB X Public Company Limited Stock Analysis

SCB X Public Company Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

SCB X Public Company Limited Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.72x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a minimal amount of debt (24%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 ROE

ROE in an average range (8.69%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (1.18%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Revenue Growth

This company's revenue has shown remarkable growth over the past three years, making it an excellent choice for seeking a consistently prosperous investment.

6 Net Profit Growth

With continuous net profit growth in the past three years, this company demonstrates a strong financial performance, making it an enticing investment opportunity.

7 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

8 Dividend Growth

The company's dividend growth has been consistently strong over the past three years, with annual increases that demonstrate its commitment to rewarding shareholders.

9 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (447) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

11 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

SCB X Public Company Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

SCB X Public Company Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Sell
4 Stoch RSI Buy

SCB X Public Company Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

SCB X Public Company Limited Revenue
Year Revenue Growth
2000 23.135.707.427
2001 18.834.020.970 -22.84%
2002 28.831.099.305 34.67%
2003 29.450.853.687 2.1%
2004 40.707.009.464 27.65%
2005 42.418.962.675 4.04%
2006 51.676.728.607 17.91%
2007 61.527.044.369 16.01%
2008 68.778.170.990 10.54%
2009 68.389.188.866 -0.57%
2010 76.131.928.799 10.17%
2011 90.633.515.000 16%
2012 144.813.683.000 37.41%
2013 170.474.846.000 15.05%
2014 176.414.998.000 3.37%
2015 190.910.892.000 7.59%
2016 188.760.139.000 -1.14%
2017 192.007.533.000 1.69%
2018 197.822.055.000 2.94%
2019 187.506.206.000 -5.5%
2020 150.246.643.000 -24.8%
2021 155.560.887.000 3.42%
2022 160.091.534.000 2.83%
2023 172.976.336.000 7.45%
2023 182.362.433.000 5.15%
2024 223.468.772.000 18.39%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

SCB X Public Company Limited Research and Development Expenses
Year Research and Development Expenses Growth
2000 0
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

SCB X Public Company Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2000 4.525.195.480
2001 4.579.901.733 1.19%
2002 -4.748.165.935 196.46%
2003 5.389.461.552 188.1%
2004 7.125.884.521 24.37%
2005 7.908.649.087 9.9%
2006 9.767.333.262 19.03%
2007 11.219.159.524 12.94%
2008 11.895.481.593 5.69%
2009 12.269.517.270 3.05%
2010 13.773.599.783 10.92%
2011 17.605.739.000 21.77%
2012 60.651.068.000 70.97%
2013 68.340.002.000 11.25%
2014 70.245.615.000 2.71%
2015 75.676.381.000 7.18%
2016 80.138.373.000 5.57%
2017 83.372.543.000 3.88%
2018 89.092.182.000 6.42%
2019 78.848.847.000 -12.99%
2020 36.930.902.000 -113.5%
2021 35.852.451.000 -3.01%
2022 37.549.723.000 4.52%
2023 34.026.152.000 -10.36%
2023 45.506.399.000 25.23%
2024 225.592.000 -20071.99%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

SCB X Public Company Limited EBITDA
Year EBITDA Growth
2000 5.646.070.964
2001 2.084.783.388 -170.82%
2002 -10.935.374.776 119.06%
2003 13.985.085.064 178.19%
2004 20.324.504.076 31.19%
2005 21.724.844.816 6.45%
2006 20.143.262.137 -7.85%
2007 27.562.732.852 26.92%
2008 32.955.782.831 16.36%
2009 30.577.926.641 -7.78%
2010 36.301.648.512 15.77%
2011 50.288.828.000 27.81%
2012 53.673.868.000 6.31%
2013 64.315.755.000 16.55%
2014 69.296.758.000 7.19%
2015 61.436.116.000 -12.79%
2016 61.902.135.000 0.75%
2017 56.714.913.000 -9.15%
2018 54.292.590.000 -4.46%
2019 65.598.259.000 17.23%
2020 44.183.275.000 -48.47%
2021 54.464.538.000 18.88%
2022 60.208.892.000 9.54%
2023 59.490.712.000 -1.21%
2023 64.338.189.000 7.53%
2024 -61.780.000 104240.8%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

SCB X Public Company Limited Gross Profit
Year Gross Profit Growth
2000 23.135.707.427
2001 18.834.020.970 -22.84%
2002 28.831.099.305 34.67%
2003 29.450.853.687 2.1%
2004 40.707.009.464 27.65%
2005 42.418.962.675 4.04%
2006 51.676.728.607 17.91%
2007 61.527.044.369 16.01%
2008 68.778.170.990 10.54%
2009 68.389.188.866 -0.57%
2010 76.131.928.799 10.17%
2011 90.633.515.000 16%
2012 144.813.683.000 37.41%
2013 170.474.846.000 15.05%
2014 176.414.998.000 3.37%
2015 190.910.892.000 7.59%
2016 188.760.139.000 -1.14%
2017 192.007.533.000 1.69%
2018 197.822.055.000 2.94%
2019 187.506.206.000 -5.5%
2020 150.246.643.000 -24.8%
2021 155.560.887.000 3.42%
2022 160.091.534.000 2.83%
2023 172.976.336.000 7.45%
2023 182.362.433.000 5.15%
2024 223.468.772.000 18.39%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

SCB X Public Company Limited Net Profit
Year Net Profit Growth
2000 3.560.170.611
2001 404.657.358 -779.8%
2002 -12.487.543.566 103.24%
2003 12.459.765.033 200.22%
2004 18.488.711.598 32.61%
2005 18.882.630.748 2.09%
2006 13.286.435.105 -42.12%
2007 17.355.956.602 23.45%
2008 21.413.700.146 18.95%
2009 20.759.718.965 -3.15%
2010 24.205.968.636 14.24%
2011 36.272.651.000 33.27%
2012 40.219.900.000 9.81%
2013 50.232.787.000 19.93%
2014 53.334.623.000 5.82%
2015 47.182.412.000 -13.04%
2016 47.612.227.000 0.9%
2017 43.151.904.000 -10.34%
2018 40.067.556.000 -7.7%
2019 40.436.350.000 0.91%
2020 27.217.602.000 -48.57%
2021 35.589.987.000 23.52%
2022 37.546.011.000 5.21%
2023 38.652.400.000 2.86%
2023 43.521.334.000 11.19%
2024 40.057.332.000 -8.65%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

SCB X Public Company Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2000 5
2001 1 0%
2002 -13 100%
2003 10 233.33%
2004 10 10%
2005 9 -25%
2006 5 -100%
2007 8 42.86%
2008 9 22.22%
2009 6 -50%
2010 7 14.29%
2011 11 30%
2012 12 9.09%
2013 15 21.43%
2014 16 6.67%
2015 14 -15.38%
2016 14 7.14%
2017 13 -16.67%
2018 12 -9.09%
2019 12 0%
2020 8 -37.5%
2021 10 20%
2022 11 9.09%
2023 11 0%
2023 13 8.33%
2024 12 -9.09%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

SCB X Public Company Limited Free Cashflow
Year Free Cashflow Growth
2000 12.119.731.200
2001 -6.922.897.922 275.07%
2002 15.190.254.266 145.57%
2003 1.716.766.137 -784.82%
2004 -3.701.872.029 146.38%
2005 -2.610.823.346 -41.79%
2006 -11.445.773.267 77.19%
2007 39.051.441.792 129.31%
2008 22.814.321.790 -71.17%
2009 39.674.745.568 42.5%
2010 -3.540.589.861 1220.57%
2011 127.812.023.000 102.77%
2012 4.682.230.000 -2629.73%
2013 39.545.587.000 88.16%
2014 577.620.000 -6746.3%
2015 59.731.192.000 99.03%
2016 65.900.903.000 9.36%
2017 -5.181.868.000 1371.76%
2018 25.579.065.000 120.26%
2019 -33.639.273.000 176.04%
2020 56.929.117.000 159.09%
2021 -74.588.815.000 176.32%
2022 183.610.324.000 140.62%
2023 -17.590.149.000 1143.82%
2023 37.423.882.000 147%
2024 34.672.872.000 -7.93%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

SCB X Public Company Limited Operating Cashflow
Year Operating Cashflow Growth
2000 13.032.000.428
2001 -6.055.545.358 315.21%
2002 16.207.468.027 137.36%
2003 3.685.344.454 -339.78%
2004 -803.201.262 558.83%
2005 902.983.941 188.95%
2006 -7.087.234.547 112.74%
2007 41.352.850.362 117.14%
2008 24.380.815.333 -69.61%
2009 41.370.384.270 41.07%
2010 -615.543.617 6820.95%
2011 130.697.861.000 100.47%
2012 8.490.116.000 -1439.41%
2013 41.701.860.000 79.64%
2014 2.332.532.000 -1687.84%
2015 63.018.566.000 96.3%
2016 71.227.515.000 11.52%
2017 5.953.909.000 -1096.32%
2018 36.961.955.000 83.89%
2019 -26.194.819.000 241.1%
2020 60.951.595.000 142.98%
2021 -68.495.320.000 188.99%
2022 190.404.637.000 135.97%
2023 -10.040.781.000 1996.31%
2023 38.781.462.000 125.89%
2024 36.349.752.000 -6.69%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

SCB X Public Company Limited Capital Expenditure
Year Capital Expenditure Growth
2000 912.269.228
2001 867.352.564 -5.18%
2002 1.017.213.761 14.73%
2003 1.968.578.317 48.33%
2004 2.898.670.767 32.09%
2005 3.513.807.287 17.51%
2006 4.358.538.720 19.38%
2007 2.301.408.570 -89.39%
2008 1.566.493.543 -46.91%
2009 1.695.638.702 7.62%
2010 2.925.046.244 42.03%
2011 2.885.838.000 -1.36%
2012 3.807.886.000 24.21%
2013 2.156.273.000 -76.6%
2014 1.754.912.000 -22.87%
2015 3.287.374.000 46.62%
2016 5.326.612.000 38.28%
2017 11.135.777.000 52.17%
2018 11.382.890.000 2.17%
2019 7.444.454.000 -52.9%
2020 4.022.478.000 -85.07%
2021 6.093.495.000 33.99%
2022 6.794.313.000 10.31%
2023 7.549.368.000 10%
2023 1.357.580.000 -456.09%
2024 1.676.880.000 19.04%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

SCB X Public Company Limited Equity
Year Equity Growth
2000 61.043.493.454
2001 62.876.665.758 2.92%
2002 53.064.547.414 -18.49%
2003 76.658.514.650 30.78%
2004 83.098.543.434 7.75%
2005 98.487.699.906 15.63%
2006 100.559.679.059 2.06%
2007 111.817.594.753 10.07%
2008 127.895.662.018 12.57%
2009 141.804.654.671 9.81%
2010 155.105.071.140 8.58%
2011 187.182.911.000 17.14%
2012 219.155.386.000 14.59%
2013 248.040.075.000 11.65%
2014 286.298.044.000 13.36%
2015 307.693.034.000 6.95%
2016 334.298.222.000 7.96%
2017 363.762.994.000 8.1%
2018 380.983.048.000 4.52%
2019 400.846.471.000 4.96%
2020 411.829.048.000 2.67%
2021 444.223.641.000 7.29%
2022 466.611.883.000 4.8%
2023 483.733.315.000 3.54%
2023 471.893.715.000 -2.51%
2024 478.498.879.000 1.38%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

SCB X Public Company Limited Assets
Year Assets Growth
2000 719.963.591.355
2001 723.081.318.757 0.43%
2002 675.721.567.454 -7.01%
2003 746.838.023.793 9.52%
2004 764.893.575.429 2.36%
2005 814.586.937.925 6.1%
2006 1.031.595.695.202 21.04%
2007 1.165.567.655.720 11.49%
2008 1.241.639.674.415 6.13%
2009 1.294.046.515.310 4.05%
2010 1.476.763.785.677 12.37%
2011 1.877.836.449.000 21.36%
2012 2.269.883.555.000 17.27%
2013 2.534.205.794.000 10.43%
2014 2.699.703.085.000 6.13%
2015 2.774.309.175.000 2.69%
2016 2.913.023.140.000 4.76%
2017 3.024.032.021.000 3.67%
2018 3.187.339.625.000 5.12%
2019 2.963.746.319.000 -7.54%
2020 3.278.383.519.000 9.6%
2021 3.314.564.893.000 1.09%
2022 3.454.452.337.000 4.05%
2023 3.438.721.930.000 -0.46%
2023 3.539.048.944.000 2.83%
2024 3.484.314.183.000 -1.57%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

SCB X Public Company Limited Liabilities
Year Liabilities Growth
2000 658.920.097.901
2001 660.204.652.999 0.19%
2002 622.657.020.040 -6.03%
2003 670.179.509.143 7.09%
2004 681.795.031.995 1.7%
2005 716.099.238.019 4.79%
2006 931.036.016.143 23.09%
2007 1.053.750.060.967 11.65%
2008 1.113.744.012.397 5.39%
2009 1.152.241.860.639 3.34%
2010 1.321.658.714.537 12.82%
2011 1.690.653.538.000 21.83%
2012 2.050.728.169.000 17.56%
2013 2.286.165.719.000 10.3%
2014 2.413.405.041.000 5.27%
2015 2.466.616.141.000 2.16%
2016 2.578.724.918.000 4.35%
2017 2.660.269.027.000 3.07%
2018 2.806.356.577.000 5.21%
2019 2.562.899.848.000 -9.5%
2020 2.866.554.471.000 10.59%
2021 2.870.341.252.000 0.13%
2022 2.987.840.454.000 3.93%
2023 2.954.988.615.000 -1.11%
2023 116.294.138.000 -2440.96%
2024 3.005.815.304.000 96.13%

SCB X Public Company Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
62.05
Net Income per Share
12.46
Price to Earning Ratio
8.83x
Price To Sales Ratio
1.77x
POCF Ratio
3.41
PFCF Ratio
3.65
Price to Book Ratio
0.78
EV to Sales
3.36
EV Over EBITDA
22.96
EV to Operating CashFlow
6.47
EV to FreeCashFlow
6.94
Earnings Yield
0.11
FreeCashFlow Yield
0.27
Market Cap
370,38 Bil.
Enterprise Value
702,85 Bil.
Graham Number
198.4
Graham NetNet
-843.23

Income Statement Metrics

Net Income per Share
12.46
Income Quality
2.28
ROE
0.09
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.78
EBT Per Ebit
1.32
Ebit per Revenue
0.2
Effective Tax Rate
0.22

Margins

Sales, General, & Administrative to Revenue
0.18
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.2
Pretax Profit Margin
0.26
Net Profit Margin
0.2

Dividends

Dividend Yield
0.09
Dividend Yield %
8.95
Payout Ratio
0.83
Dividend Per Share
9.84

Operating Metrics

Operating Cashflow per Share
32.26
Free CashFlow per Share
30.1
Capex to Operating CashFlow
0.07
Capex to Revenue
0.03
Capex to Depreciation
0.85
Return on Invested Capital
0.04
Return on Tangible Assets
0.01
Days Sales Outstanding
40.59
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
8.99
Payables Turnover
0
Inventory Turnover
0
Capex per Share
2.17

Balance Sheet

Cash per Share
53,01
Book Value per Share
142,11
Tangible Book Value per Share
135.95
Shareholders Equity per Share
140.41
Interest Debt per Share
117.39
Debt to Equity
0.78
Debt to Assets
0.11
Net Debt to EBITDA
10.86
Current Ratio
34.52
Tangible Asset Value
457,75 Bil.
Net Current Asset Value
-2.394,49 Bil.
Invested Capital
659679542000
Working Capital
593,62 Bil.
Intangibles to Total Assets
0.01
Average Receivables
23,26 Bil.
Average Payables
0,00 Bil.
Average Inventory
-59646016500
Debt to Market Cap
0.99

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

SCB X Public Company Limited Dividends
Year Dividends Growth
2022 2
2023 8 85.71%
2024 10 22.22%

SCB X Public Company Limited Profile

About SCB X Public Company Limited

SCB X Public Company Limited operates as a holding company for The Siam Commercial Bank Public Company Limited that provides various financial products and services. The company offers various personal banking products and services, including savings, current, fixed deposit, and long term deposit accounts; payroll solutions; home, car, and personal loans; accident, savings, health expense, and other insurance services; debit, credit, prepaid, and gift cards; mutual funds, bonds, debentures, and other investment products; and payment, digital banking, and other services. It also provides corporate banking products and services comprising credit facilities; financial advisory and merger acquisition services; fixed income instrument and underwriting, structured finance, and project finance services; foreign exchange rate risk management, interest rate risk management, and investment solutions; cash management services; custodian, mutual fund supervisory, registrar, escrow and security agency, debenture's holder representative, and custodian net services; and international trade remittance and digital banking services. In addition, the company engages in the office spaces leasing, hire-purchase, vehicle lending and leasing, and research and development businesses. Further, it provides debt collection services; and food ordering platform and other technological solutions. The company provides its products and services through its head office and branch network in Thailand; and through its branches in Singapore, Hong Kong, Laos, Vietnam, China, and the Cayman Islands. The company was formerly known as SCB Holdings Public Company Limited. SCB X Public Company Limited was founded in 1906 and is headquartered in Bangkok, Thailand.

CEO
Mr. Arthid Nanthawithaya
Employee
0
Address
9 Ratchadapisek Road
Bangkok, 10900

SCB X Public Company Limited Executives & BODs

SCB X Public Company Limited Executives & BODs
# Name Age
1 Ms. Dalad Tantiprasongchai
Chief Operating & International Business Officer
70
2 Mr. Sutirapan Sakkawatra
Chief Marketing Officer
70
3 Mr. Arthid Nanthawithaya
Chief Executive Officer & Non-Executive Director
70
4 Dr. Arak Sutivong
Deputy Chief Executive Officer and Chief Blockchain & Digital Assets Business Officer
70
5 Mr. Khun Anucha Laokwansatit C.F.A.
Chief Risk Officer
70
6 Ms. Patraporn Sirodom
Chief Talent Officer
70
7 Ms. Aorapin Sinthawornkul
Head of Finance & Accounting
70
8 Ms. Wallaya Kaewrungruang
Chief Legal Officer & Chief Compliance Officer
70
9 Mr. Manop Sangiambut
Chief Financial Officer
70
10 Mr. Dennis Thorsten Trawnitschek
Chief Technology Officer
70

SCB X Public Company Limited Competitors