LPB.VN Lien Viet Post Joint Stock Commercial Bank

Financial Services Banks - Regional Vietnam Stocks
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36,100 VND
Close of Oct 30, 2026
36,100 56,000
Market cap
VND 108T
P/E
9.0x
P/B
2.43x
ROE
23.9%
Dividend yield
6.89%
Fundamental score
3.5/5

Ratios use the latest price and the current fiscal year annualized from 3 quarters up to Sep 2026.

Is LPB.VN undervalued?

Graham number
Price36,100
Graham value36,644
Discount1.5%

LPB.VN trades 1.5% below its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

Lien Viet Post Joint Stock Commercial Bank fundamental analysis

13 of 18 checks passed

ROE 2/2

High return on equity (23.9%), above 20%.

ROA 1/1

Return on assets (1.6%) is above the industry median (1.4%).

Profit Consistency 2/2

Profitable for 6 consecutive years.

Earnings Growth 5Y 1/1

Earnings per share grew over the past 5 years.

Earnings Acceleration 0/1

Last year's EPS growth (17.5%) is not above the 5-year average (35.8% a year).

Earnings Growth vs Industry 1/1

Last year's EPS growth (17.5%) is above the industry median (16.3%).

Revenue Growth 2/2

Revenue grew 12.7% a year over the past 3 years.

Leverage 1/2

Total assets are 14.9x equity, within a prudent level for a financial company.

Equity Growth 1/1

Shareholders' equity grew over the past 5 years.

PE vs Market 1/1

PE (9.0x) is below the market median (11.2x).

PE vs Industry 0/1

PE (9.0x) is above the industry median (7.8x).

PBV 0/1

Price to book (2.4x) is above the industry median (1.2x).

Graham Number 1/1

The price is below the Graham number (PE x PB = 22.1, limit 22.5).

PEG 1/1

PEG on 5-year earnings growth is 0.25, growth is cheap.

Dividend Yield 2/2

Dividend yield (6.9%) is in the top 25% of dividend payers in the market.

Dividend Stability 0/2

Dividends were not paid steadily for the past 5 years.

Dividend Growth 0/1

Dividends paid did not grow over the past 5 years.

Payout Ratio 1/1

Payout ratio is 65.4%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

Lien Viet Post Joint Stock Commercial Bank stock price

Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.

About Lien Viet Post Joint Stock Commercial Bank

Fortune Vietnam Joint Stock Commercial Bank provides banking products and services in Vietnam. The company offers current accounts and loans, including production and business loans, real estate loans, rural agriculture loans, retirement credit, non-fixed consumer loans, consumer loans with fixed assets, car loans, lending group, project financing, capital financing, trade financing, capital financing, and other loans. It also provides life and non-life insurance products; c…

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