TPB.VN Tien Phong Commercial Joint Stock Bank

Financial Services Banks - Regional Vietnam Stocks
Add to portfolio Ask AI about TPB.VN
12,750 VND
Close of Oct 29, 2026
11,250 15,695
Market cap
VND 40.7T
P/E
5.3x
P/B
0.91x
ROE
15.2%
Dividend yield
6.50%
Fundamental score
3.3/5

Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.

Is TPB.VN undervalued?

Graham number
Price12,750
Graham value27,609
Discount53.8%

TPB.VN trades 53.8% below its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

Tien Phong Commercial Joint Stock Bank fundamental analysis

14 of 18 checks passed

ROE 1/2

Moderate return on equity (15.2%), between 10% and 20%.

ROA 0/1

Return on assets (1.3%) is below the industry median (1.4%).

Profit Consistency 2/2

Profitable for 6 consecutive years.

Earnings Growth 5Y 1/1

Earnings per share grew over the past 5 years.

Earnings Acceleration 1/1

Last year's EPS growth (16.1%) is above the 5-year average (12.1% a year).

Earnings Growth vs Industry 0/1

Last year's EPS growth (16.1%) is below the industry median (16.3%).

Revenue Growth 1/2

Revenue grew 6.0% a year over the past 3 years.

Leverage 1/2

Total assets are 12.0x equity, within a prudent level for a financial company.

Equity Growth 1/1

Shareholders' equity grew over the past 5 years.

PE vs Market 1/1

PE (5.3x) is below the market median (11.2x).

PE vs Industry 1/1

PE (5.3x) is below the industry median (7.8x).

PBV 1/1

Price to book (0.9x) is below the industry median (1.2x).

Graham Number 1/1

The price is below the Graham number (PE x PB = 4.8, limit 22.5).

PEG 1/1

PEG on 5-year earnings growth is 0.44, growth is cheap.

Dividend Yield 2/2

Dividend yield (6.5%) is in the top 25% of dividend payers in the market.

Dividend Stability 0/2

Dividends were not paid steadily for the past 5 years.

Dividend Growth 0/1

Dividends paid did not grow over the past 5 years.

Payout Ratio 1/1

Payout ratio is 35.7%, covered by earnings.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

Tien Phong Commercial Joint Stock Bank stock price

Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.

About Tien Phong Commercial Joint Stock Bank

Tien Phong Commercial Joint Stock Bank provides various banking products and services to individuals and businesses in Vietnam. It accepts current and savings accounts, joint-holders corporate accounts, and term and online deposits. The company's loan products include home loans for house construction and renovation, auto and consumer loans, business loans, non-secured consumer loans, loans secured by valuable papers and saving books, car loans, VND lending, project financin…

Full company profile