Menora Mivtachim Holdings Ltd Logo

Menora Mivtachim Holdings Ltd

MMHD.TA

(2.0)
Stock Price

12.600,00 ILA

1.36% ROA

14.7% ROE

6.84x PER

Market Cap.

6.517.366.610,00 ILA

0% DER

5.3% Yield

7.45% NPM

Menora Mivtachim Holdings Ltd Stock Analysis

Menora Mivtachim Holdings Ltd Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Menora Mivtachim Holdings Ltd Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.82x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 ROE

ROE in an average range (7.88%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.69%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

5 DER

The stock has a reasonable amount of debt compared to its ownership (57%), suggesting a balanced financial position and a moderate level of risk.

6 Dividend

The company's track record of consistently paying dividends in the last three years highlights its dedication to providing investors with regular income.

7 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

8 Net Profit Growth

Over the past five years, this company's net profit has failed to exhibit any growth, indicating a stagnant financial performance and making it a less favorable choice for potential investors.

9 Graham Number

The Graham number analysis indicates that this company's stock price is likely overpriced, raising concerns about its investment potential.

10 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (1.387), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Menora Mivtachim Holdings Ltd Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Menora Mivtachim Holdings Ltd Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Menora Mivtachim Holdings Ltd Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Menora Mivtachim Holdings Ltd Revenue
Year Revenue Growth
2004 440.983.000
2005 538.341.000 18.08%
2006 512.620.000 -5.02%
2007 459.634.000 -11.53%
2008 2.390.776.000 80.77%
2009 8.086.366.000 70.43%
2010 6.549.180.000 -23.47%
2011 4.498.395.000 -45.59%
2012 6.850.196.000 34.33%
2013 7.721.726.000 11.29%
2014 7.513.499.000 -2.77%
2015 7.312.137.000 -2.75%
2016 8.439.253.000 13.36%
2017 9.849.538.000 14.32%
2018 8.273.721.000 -19.05%
2019 11.846.535.000 30.16%
2020 9.334.498.000 -26.91%
2021 12.989.564.000 28.14%
2022 5.882.813.000 -120.81%
2023 10.886.204.000 45.96%
2023 12.569.494.000 13.39%
2024 10.848.740.000 -15.86%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Menora Mivtachim Holdings Ltd Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Menora Mivtachim Holdings Ltd General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 314.335.000 100%
2013 311.618.000 -0.87%
2014 327.362.000 4.81%
2015 335.983.000 2.57%
2016 363.037.000 7.45%
2017 367.433.000 1.2%
2018 393.077.000 6.52%
2019 381.899.000 -2.93%
2020 361.082.000 -5.77%
2021 354.482.000 -1.86%
2022 379.452.000 6.58%
2023 963.044.000 60.6%
2023 437.053.000 -120.35%
2024 938.524.000 53.43%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Menora Mivtachim Holdings Ltd EBITDA
Year EBITDA Growth
2004 429.277.000
2005 512.507.000 16.24%
2006 498.124.000 -2.89%
2007 519.698.000 4.15%
2008 -607.954.000 185.48%
2009 233.387.000 360.49%
2010 -96.806.000 341.09%
2011 -362.664.000 73.31%
2012 504.064.000 171.95%
2013 871.448.000 42.16%
2014 567.646.000 -53.52%
2015 527.243.000 -7.66%
2016 243.104.000 -116.88%
2017 557.733.000 56.41%
2018 679.834.000 17.96%
2019 673.403.000 -0.96%
2020 1.156.245.000 41.76%
2021 1.235.556.000 6.42%
2022 971.595.000 -27.17%
2023 1.846.656.000 47.39%
2023 1.027.624.000 -79.7%
2024 2.049.728.000 49.87%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Menora Mivtachim Holdings Ltd Gross Profit
Year Gross Profit Growth
2004 440.983.000
2005 538.341.000 18.08%
2006 512.620.000 -5.02%
2007 459.634.000 -11.53%
2008 2.390.776.000 80.77%
2009 8.086.366.000 70.43%
2010 6.549.180.000 -23.47%
2011 4.498.395.000 -45.59%
2012 6.850.196.000 34.33%
2013 7.721.726.000 11.29%
2014 7.513.499.000 -2.77%
2015 7.312.137.000 -2.75%
2016 8.439.253.000 13.36%
2017 9.849.538.000 14.32%
2018 8.273.721.000 -19.05%
2019 11.846.535.000 30.16%
2020 9.334.498.000 -26.91%
2021 12.989.564.000 28.14%
2022 5.882.813.000 -120.81%
2023 10.886.204.000 45.96%
2023 12.569.494.000 13.39%
2024 10.848.740.000 -15.86%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Menora Mivtachim Holdings Ltd Net Profit
Year Net Profit Growth
2004 223.930.000
2005 262.225.000 14.6%
2006 263.381.000 0.44%
2007 358.539.000 26.54%
2008 -231.784.000 254.69%
2009 402.798.000 157.54%
2010 281.616.000 -43.03%
2011 37.816.000 -644.7%
2012 268.577.000 85.92%
2013 430.925.000 37.67%
2014 211.572.000 -103.68%
2015 214.537.000 1.38%
2016 43.580.000 -392.28%
2017 279.522.000 84.41%
2018 328.141.000 14.82%
2019 334.525.000 1.91%
2020 647.687.000 48.35%
2021 655.679.000 1.22%
2022 533.789.000 -22.83%
2023 1.037.676.000 48.56%
2023 514.380.000 -101.73%
2024 1.187.816.000 56.7%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Menora Mivtachim Holdings Ltd Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 4
2005 5 0%
2006 4 0%
2007 4 -33.33%
2008 -4 200%
2009 6 150%
2010 4 -50%
2011 1 0%
2012 4 100%
2013 7 33.33%
2014 3 -100%
2015 3 0%
2016 1 0%
2017 4 100%
2018 5 20%
2019 5 0%
2020 10 50%
2021 10 0%
2022 9 -25%
2023 17 50%
2023 8 -100%
2024 19 57.89%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Menora Mivtachim Holdings Ltd Free Cashflow
Year Free Cashflow Growth
2004 106.355.000
2005 156.150.000 31.89%
2006 213.526.000 26.87%
2007 335.052.000 36.27%
2008 265.303.000 -26.29%
2009 -223.444.000 218.73%
2010 -158.799.000 -40.71%
2011 399.336.000 139.77%
2012 490.993.000 18.67%
2013 668.245.000 26.53%
2014 516.924.000 -29.27%
2015 -135.351.000 481.91%
2016 1.097.011.000 112.34%
2017 372.575.000 -194.44%
2018 1.097.011.000 66.04%
2019 373.520.000 -193.7%
2020 1.647.399.000 77.33%
2021 994.257.000 -65.69%
2022 -872.230.000 213.99%
2023 -578.420.000 -50.8%
2023 -798.038.000 27.52%
2024 152.494.000 623.32%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Menora Mivtachim Holdings Ltd Operating Cashflow
Year Operating Cashflow Growth
2004 167.164.000
2005 283.323.000 41%
2006 297.186.000 4.66%
2007 426.322.000 30.29%
2008 364.850.000 -16.85%
2009 -135.519.000 369.22%
2010 8.335.000 1725.9%
2011 679.386.000 98.77%
2012 759.811.000 10.58%
2013 905.890.000 16.13%
2014 755.498.000 -19.91%
2015 118.953.000 -535.12%
2016 1.357.367.000 91.24%
2017 701.629.000 -93.46%
2018 1.357.367.000 48.31%
2019 606.172.000 -123.92%
2020 1.861.687.000 67.44%
2021 1.238.592.000 -50.31%
2022 -637.711.000 294.22%
2023 -324.600.000 -96.46%
2023 -739.612.000 56.11%
2024 207.063.000 457.19%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Menora Mivtachim Holdings Ltd Capital Expenditure
Year Capital Expenditure Growth
2004 60.809.000
2005 127.173.000 52.18%
2006 83.660.000 -52.01%
2007 91.270.000 8.34%
2008 99.547.000 8.31%
2009 87.925.000 -13.22%
2010 167.134.000 47.39%
2011 280.050.000 40.32%
2012 268.818.000 -4.18%
2013 237.645.000 -13.12%
2014 238.574.000 0.39%
2015 254.304.000 6.19%
2016 260.356.000 2.32%
2017 329.054.000 20.88%
2018 260.356.000 -26.39%
2019 232.652.000 -11.91%
2020 214.288.000 -8.57%
2021 244.335.000 12.3%
2022 234.519.000 -4.19%
2023 253.820.000 7.6%
2023 58.426.000 -334.43%
2024 54.569.000 -7.07%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Menora Mivtachim Holdings Ltd Equity
Year Equity Growth
2005 1.205.084.000
2006 1.489.638.000 19.1%
2007 1.678.854.000 11.27%
2008 1.286.480.000 -30.5%
2009 1.950.650.000 34.05%
2010 2.253.732.000 13.45%
2011 2.208.642.000 -2.04%
2012 2.626.859.000 15.92%
2013 2.934.628.000 10.49%
2014 3.074.744.000 4.56%
2015 3.188.264.000 3.56%
2016 3.387.929.000 5.89%
2017 3.628.193.000 6.62%
2018 3.758.448.000 3.47%
2019 4.190.929.000 10.32%
2020 4.856.162.000 13.7%
2021 5.608.201.000 13.41%
2022 6.079.145.000 7.75%
2023 6.457.144.000 5.85%
2023 6.618.002.000 2.43%
2024 6.941.042.000 4.65%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Menora Mivtachim Holdings Ltd Assets
Year Assets Growth
2005 15.177.461.000
2006 16.980.765.000 10.62%
2007 20.379.051.000 16.68%
2008 22.975.938.000 11.3%
2009 27.904.691.000 17.66%
2010 31.153.004.000 10.43%
2011 31.982.252.000 2.59%
2012 34.814.959.000 8.14%
2013 38.195.165.000 8.85%
2014 42.379.351.000 9.87%
2015 45.208.974.000 6.26%
2016 48.474.900.000 6.74%
2017 51.662.446.000 6.17%
2018 54.023.760.000 4.37%
2019 60.012.950.000 9.98%
2020 61.920.201.000 3.08%
2021 66.786.855.000 7.29%
2022 67.584.653.000 1.18%
2023 69.819.486.000 3.2%
2023 70.033.092.000 0.31%
2024 71.915.529.000 2.62%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Menora Mivtachim Holdings Ltd Liabilities
Year Liabilities Growth
2005 13.972.377.000
2006 15.491.127.000 9.8%
2007 18.700.197.000 17.16%
2008 21.689.458.000 13.78%
2009 25.954.041.000 16.43%
2010 28.899.272.000 10.19%
2011 29.773.610.000 2.94%
2012 32.188.100.000 7.5%
2013 35.260.537.000 8.71%
2014 39.304.607.000 10.29%
2015 42.020.710.000 6.46%
2016 45.086.971.000 6.8%
2017 48.034.253.000 6.14%
2018 50.265.312.000 4.44%
2019 55.822.021.000 9.95%
2020 57.064.039.000 2.18%
2021 61.178.654.000 6.73%
2022 61.505.508.000 0.53%
2023 63.362.342.000 2.93%
2023 63.415.090.000 0.08%
2024 64.974.487.000 2.4%

Menora Mivtachim Holdings Ltd Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
206.18
Net Income per Share
15.37
Price to Earning Ratio
6.84x
Price To Sales Ratio
0.51x
POCF Ratio
6.75
PFCF Ratio
9.41
Price to Book Ratio
0.97
EV to Sales
0.2
EV Over EBITDA
1.5
EV to Operating CashFlow
2.65
EV to FreeCashFlow
3.69
Earnings Yield
0.15
FreeCashFlow Yield
0.11
Market Cap
6,52 Bil.
Enterprise Value
2,56 Bil.
Graham Number
194
Graham NetNet
-984.21

Income Statement Metrics

Net Income per Share
15.37
Income Quality
0.98
ROE
0.15
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.65
EBT Per Ebit
1.03
Ebit per Revenue
0.11
Effective Tax Rate
0.33

Margins

Sales, General, & Administrative to Revenue
0.03
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.11
Pretax Profit Margin
0.12
Net Profit Margin
0.07

Dividends

Dividend Yield
0.05
Dividend Yield %
5.3
Payout Ratio
0.26
Dividend Per Share
5.57

Operating Metrics

Operating Cashflow per Share
15.57
Free CashFlow per Share
11.17
Capex to Operating CashFlow
0.28
Capex to Revenue
0.02
Capex to Depreciation
0.98
Return on Invested Capital
0.14
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
4.4

Balance Sheet

Cash per Share
63,85
Book Value per Share
111,96
Tangible Book Value per Share
82.68
Shareholders Equity per Share
108.85
Interest Debt per Share
3.63
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
-2.32
Current Ratio
1.62
Tangible Asset Value
5,13 Bil.
Net Current Asset Value
-61,02 Bil.
Invested Capital
4334611000
Working Capital
1,51 Bil.
Intangibles to Total Assets
0.03
Average Receivables
0,00 Bil.
Average Payables
2,52 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Menora Mivtachim Holdings Ltd Dividends
Year Dividends Growth
2002 96
2003 310 69.03%
2004 50 -520%
2005 129 61.24%
2006 153 15.13%
2007 157 3.18%
2013 158 0.63%
2014 158 0%
2017 158 0%
2018 79 -100%
2019 158 50%
2021 158 0%
2022 81 -97.5%
2023 283 71.63%
2024 557 49.28%

Menora Mivtachim Holdings Ltd Profile

About Menora Mivtachim Holdings Ltd

Menora Mivtachim Holdings Ltd operates in insurance and finance sectors in Israel. The company offers life and health, and general insurance products, as well as automobile insurance products, such as compulsory automobile or property car insurance products; and pension and provident funds. It also engages in the mutual funds and portfolio management, securities underwriting, and real estate investment activities. The company was formerly known as General Liability Office Ltd. and changed its name to Menora Mivtachim Holdings Ltd in 2006. Menora Mivtachim Holdings Ltd was founded in 1935 and is based in Tel Aviv, Israel.

CEO
Mr. Ari Kalman
Employee
3.611
Address
22 Jabotinsky Street
Ramat Gan, 5251102

Menora Mivtachim Holdings Ltd Executives & BODs

Menora Mivtachim Holdings Ltd Executives & BODs
# Name Age
1 Mr. Ari Kalman
Chief Executive Officer
70
2 Ms. Rona Lerer
Chief Compliance Officer & Internal Enforcement Manager
70
3 Mr. Shai Preminger
Chief Executive Officer of IRAN Israel Ltd
70
4 Mr. Nir Moroz
Chief Investment Officer
70
5 Mr. Michael Kalman
Chief Executive Officer of Menorah Mvothaim Insurance
70
6 Mr. Yehuda Ben Assayag
Chief Executive Officer of Menora Mivtachim Insurance Limited
70
7 Mr. Shai Kompel
Deputy Chief Executive Officer & Director of Strategy and Business Development
70
8 Mr. Ran Kalmi
Chief Financial Officer
70
9 Advocate Shimon Ir-Shai
Company Secretary & General Counsel
70
10 Ms. Eti Hirshman
Chief Internal Auditor
70

Menora Mivtachim Holdings Ltd Competitors