The Phoenix Holdings Ltd. Logo

The Phoenix Holdings Ltd.

PHOE.TA

(2.2)
Stock Price

3.902,00 ILA

0.23% ROA

3.47% ROE

27.27x PER

Market Cap.

9.417.440.536,00 ILA

79.05% DER

3.16% Yield

1.58% NPM

The Phoenix Holdings Ltd. Stock Analysis

The Phoenix Holdings Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Phoenix Holdings Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.86x), the stock offers substantial upside potential at a bargain price.

2 DER

The stock has a low debt to equity ratio (42%), which means it has a small amount of debt compared to the ownership it holds

3 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

4 ROE

ROE in an average range (3.43%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (0.23%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Dividend

The company's history of regular dividend distributions in the last three years showcases its ability to generate reliable income for shareholders.

7 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

8 Net Profit Growth

This company's net profit has remained flat over the past five years, suggesting a lack of growth and making it a less attractive investment opportunity.

9 Graham Number

The Graham number calculation reveals that this company's stock price is potentially inflated, implying that it may not be a desirable investment option.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (1.863), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

The Phoenix Holdings Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Phoenix Holdings Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

The Phoenix Holdings Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Phoenix Holdings Ltd. Revenue
Year Revenue Growth
2005 486.092.000
2006 610.530.000 20.38%
2007 443.816.000 -37.56%
2008 1.094.561.000 59.45%
2009 10.657.428.000 89.73%
2010 9.675.769.000 -10.15%
2011 6.800.809.000 -42.27%
2012 11.103.263.000 38.75%
2013 12.986.682.000 14.5%
2014 11.459.262.000 -13.33%
2015 11.858.806.000 3.37%
2016 13.146.288.000 9.79%
2017 15.836.826.000 16.99%
2018 11.915.687.000 -32.91%
2019 21.732.210.000 45.17%
2020 17.200.561.000 -26.35%
2021 28.269.632.000 39.16%
2022 8.372.230.000 -237.66%
2023 19.668.920.000 57.43%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Phoenix Holdings Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Phoenix Holdings Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 405.135.000 100%
2013 417.994.000 3.08%
2014 394.871.000 -5.86%
2015 437.238.000 9.69%
2016 437.319.000 0.02%
2017 452.784.000 3.42%
2018 434.551.000 -4.2%
2019 408.911.000 -6.27%
2020 445.671.000 8.25%
2021 582.804.000 23.53%
2022 643.153.000 9.38%
2023 2.167.448.000 70.33%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Phoenix Holdings Ltd. EBITDA
Year EBITDA Growth
2005 557.315.000
2006 636.142.000 12.39%
2007 697.389.000 8.78%
2008 -518.092.000 234.61%
2009 457.202.000 213.32%
2010 657.761.000 30.49%
2011 410.068.000 -60.4%
2012 296.971.000 -38.08%
2013 1.176.232.000 74.75%
2014 704.567.000 -66.94%
2015 370.865.000 -89.98%
2016 754.051.000 50.82%
2017 998.928.000 24.51%
2018 972.464.000 -2.72%
2019 248.049.000 -292.05%
2020 1.934.105.000 87.17%
2021 2.939.120.000 34.19%
2022 1.912.791.000 -53.66%
2023 529.068.000 -261.54%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Phoenix Holdings Ltd. Gross Profit
Year Gross Profit Growth
2005 486.092.000
2006 610.530.000 20.38%
2007 443.816.000 -37.56%
2008 1.094.561.000 59.45%
2009 10.657.428.000 89.73%
2010 9.675.769.000 -10.15%
2011 6.800.809.000 -42.27%
2012 11.103.263.000 38.75%
2013 12.986.682.000 14.5%
2014 11.459.262.000 -13.33%
2015 11.858.806.000 3.37%
2016 13.146.288.000 9.79%
2017 15.836.826.000 16.99%
2018 11.915.687.000 -32.91%
2019 21.732.210.000 45.17%
2020 17.200.561.000 -26.35%
2021 28.269.632.000 39.16%
2022 8.372.230.000 -237.66%
2023 19.668.920.000 57.43%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Phoenix Holdings Ltd. Net Profit
Year Net Profit Growth
2005 304.139.000
2006 381.831.000 20.35%
2007 477.742.000 20.08%
2008 -387.758.000 223.21%
2009 227.164.000 270.7%
2010 309.279.000 26.55%
2011 53.519.000 -477.89%
2012 217.911.000 75.44%
2013 739.033.000 70.51%
2014 504.480.000 -46.49%
2015 261.182.000 -93.15%
2016 607.628.000 57.02%
2017 709.910.000 14.41%
2018 679.033.000 -4.55%
2019 154.719.000 -338.88%
2020 1.169.023.000 86.77%
2021 1.964.696.000 40.5%
2022 1.257.124.000 -56.28%
2023 449.860.000 -179.45%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Phoenix Holdings Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 62
2006 77 20.78%
2007 2 -3750%
2008 -2 300%
2009 1 200%
2010 1 0%
2011 0 0%
2012 1 100%
2013 3 66.67%
2014 2 -50%
2015 1 -100%
2016 2 50%
2017 3 0%
2018 3 0%
2019 1 0%
2020 5 100%
2021 8 42.86%
2022 5 -40%
2023 2 -400%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Phoenix Holdings Ltd. Free Cashflow
Year Free Cashflow Growth
2005 -561.446.000
2006 197.604.000 384.13%
2007 95.786.000 -106.3%
2008 261.399.000 63.36%
2009 557.191.000 53.09%
2010 -166.550.000 434.55%
2011 642.452.000 125.92%
2012 607.312.000 -5.79%
2013 772.990.000 21.43%
2014 452.394.000 -70.87%
2015 3.390.598.000 86.66%
2016 382.970.000 -785.34%
2017 1.587.000 -24031.7%
2018 -1.028.673.000 100.15%
2019 208.476.000 593.43%
2020 4.400.447.000 95.26%
2021 4.185.522.000 -5.13%
2022 2.204.546.000 -89.86%
2023 200.378.000 -1000.19%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Phoenix Holdings Ltd. Operating Cashflow
Year Operating Cashflow Growth
2005 -475.227.000
2006 416.131.000 214.2%
2007 608.239.000 31.58%
2008 481.131.000 -26.42%
2009 850.922.000 43.46%
2010 93.758.000 -807.57%
2011 845.020.000 88.9%
2012 819.492.000 -3.12%
2013 997.882.000 17.88%
2014 693.012.000 -43.99%
2015 3.615.198.000 80.83%
2016 590.776.000 -511.94%
2017 220.290.000 -168.18%
2018 -819.828.000 126.87%
2019 566.533.000 244.71%
2020 4.771.464.000 88.13%
2021 4.547.299.000 -4.93%
2022 2.729.407.000 -66.6%
2023 590.756.000 -362.02%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Phoenix Holdings Ltd. Capital Expenditure
Year Capital Expenditure Growth
2005 86.219.000
2006 218.527.000 60.55%
2007 512.453.000 57.36%
2008 219.732.000 -133.22%
2009 293.731.000 25.19%
2010 260.308.000 -12.84%
2011 202.568.000 -28.5%
2012 212.180.000 4.53%
2013 224.892.000 5.65%
2014 240.618.000 6.54%
2015 224.600.000 -7.13%
2016 207.806.000 -8.08%
2017 218.703.000 4.98%
2018 208.845.000 -4.72%
2019 358.057.000 41.67%
2020 371.017.000 3.49%
2021 361.777.000 -2.55%
2022 524.861.000 31.07%
2023 390.378.000 -34.45%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Phoenix Holdings Ltd. Equity
Year Equity Growth
2006 1.987.396.000
2007 2.295.686.000 13.43%
2008 1.695.906.000 -35.37%
2009 2.224.239.000 23.75%
2010 2.625.275.000 15.28%
2011 2.550.964.000 -2.91%
2012 2.951.239.000 13.56%
2013 3.557.505.000 17.04%
2014 3.805.045.000 6.51%
2015 4.159.515.000 8.52%
2016 4.806.711.000 13.46%
2017 5.709.406.000 15.81%
2018 6.426.153.000 11.15%
2019 6.491.196.000 1%
2020 8.081.830.000 19.68%
2021 9.923.089.000 18.56%
2022 10.533.398.000 5.79%
2023 10.311.178.000 -2.16%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Phoenix Holdings Ltd. Assets
Year Assets Growth
2006 29.075.503.000
2007 33.186.189.000 12.39%
2008 30.367.262.000 -9.28%
2009 55.459.863.000 45.24%
2010 62.364.478.000 11.07%
2011 64.384.730.000 3.14%
2012 75.104.079.000 14.27%
2013 91.324.429.000 17.76%
2014 101.336.649.000 9.88%
2015 98.221.672.000 -3.17%
2016 102.763.090.000 4.42%
2017 112.342.260.000 8.53%
2018 91.122.804.000 -23.29%
2019 110.063.720.000 17.21%
2020 119.163.805.000 7.64%
2021 143.579.575.000 17.01%
2022 147.517.177.000 2.67%
2023 156.887.347.000 5.97%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Phoenix Holdings Ltd. Liabilities
Year Liabilities Growth
2006 27.082.707.000
2007 30.862.748.000 12.25%
2008 28.648.950.000 -7.73%
2009 53.175.630.000 46.12%
2010 59.665.762.000 10.88%
2011 61.759.997.000 3.39%
2012 72.078.193.000 14.32%
2013 87.670.084.000 17.78%
2014 97.407.507.000 10%
2015 93.947.829.000 -3.68%
2016 97.924.334.000 4.06%
2017 106.597.281.000 8.14%
2018 84.696.651.000 -25.86%
2019 103.572.524.000 18.22%
2020 111.081.975.000 6.76%
2021 133.656.486.000 16.89%
2022 136.983.779.000 2.43%
2023 146.576.169.000 6.54%

The Phoenix Holdings Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
86.32
Net Income per Share
1.36
Price to Earning Ratio
27.27x
Price To Sales Ratio
0.43x
POCF Ratio
2.65
PFCF Ratio
3.55
Price to Book Ratio
0.95
EV to Sales
-0.19
EV Over EBITDA
-9.98
EV to Operating CashFlow
-1.18
EV to FreeCashFlow
-1.59
Earnings Yield
0.04
FreeCashFlow Yield
0.28
Market Cap
9,42 Bil.
Enterprise Value
-4,22 Bil.
Graham Number
34.69
Graham NetNet
-489.11

Income Statement Metrics

Net Income per Share
1.36
Income Quality
7.72
ROE
0.03
Return On Assets
0
Return On Capital Employed
-0
Net Income per EBT
0.73
EBT Per Ebit
-21.12
Ebit per Revenue
-0
Effective Tax Rate
0.02

Margins

Sales, General, & Administrative to Revenue
0.04
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
-0
Pretax Profit Margin
0.02
Net Profit Margin
0.02

Dividends

Dividend Yield
0.03
Dividend Yield %
3.16
Payout Ratio
0.85
Dividend Per Share
1.17

Operating Metrics

Operating Cashflow per Share
14.05
Free CashFlow per Share
10.39
Capex to Operating CashFlow
-0.26
Capex to Revenue
-0.04
Capex to Depreciation
-2.1
Return on Invested Capital
-0
Return on Tangible Assets
0
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-3.66

Balance Sheet

Cash per Share
84,34
Book Value per Share
39,19
Tangible Book Value per Share
26.46
Shareholders Equity per Share
39.19
Interest Debt per Share
32.4
Debt to Equity
0.79
Debt to Assets
0.05
Net Debt to EBITDA
-32.24
Current Ratio
4.22
Tangible Asset Value
6,76 Bil.
Net Current Asset Value
-125,02 Bil.
Invested Capital
0.79
Working Capital
16,45 Bil.
Intangibles to Total Assets
0.02
Average Receivables
0,00 Bil.
Average Payables
3,86 Bil.
Average Inventory
0
Debt to Market Cap
0.84

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Phoenix Holdings Ltd. Dividends
Year Dividends Growth
2005 132
2007 172 22.81%
2011 20 -755%
2013 131 84.62%
2014 80 -62.5%
2018 47 -73.91%
2019 98 52.58%
2021 228 57.46%
2022 231 1.3%
2023 117 -97.44%

The Phoenix Holdings Ltd. Profile

About The Phoenix Holdings Ltd.

The Phoenix Holdings Ltd. provides various insurance and pension products in Israel. It offers life and disability insurance; flight cancellation; and property and casualty insurance, including motor vehicle, motor property, home and business, third-party liability, employers' liability, directors' and officers' liability, product liability, building, contract works, and marine insurance products, as well as health insurance products, such as long-term care and critical illness, travel, sick leave, illness and hospitalization, and dental insurance. The company also provides mechanical-engineering equipment, mechanical breakdown, refrigerated inventory, cargo in transit and shippers' liability, short-term personal accident, fidelity, agricultural, and electronic equipment insurance; investment insurance for home buyers; insurance covering production and cancellation of events; and clinical trials, money, goods in transit, works of art, aviation, terrorism acts, and cyber insurance. In addition, it offers financial asset management services comprising marketing and management of investments, underwriting and investment banking, mutual funds management, and stock exchange and trading services; and pension, education, and provident funds, as well as savings products. The company was formerly known as The Israel Phoenix Assurance Company Limited. The Phoenix Holdings Ltd. was incorporated in 1949 and is headquartered in Givatayim, Israel.

CEO
Mr. Eyal Ben Simon
Employee
5.008
Address
53 Derech Hashalom Street
Givatayim,

The Phoenix Holdings Ltd. Executives & BODs

The Phoenix Holdings Ltd. Executives & BODs
# Name Age
1 Yoni Eilat
Investors - The Investor
70
2 Mr. Ran Givon
Chief Executive Officer of Cohen Givon Insurance Agency (1994) Ltd.
70
3 Mr. Gil Duak
Joint Chief Executive Officer of Life Insurance Agency Compensation Company (2002) Ltd
70
4 Mr. Assaf Prinz
Joint Chief Executive Officer of Life Insurance Agency Compensation Company (2002) Ltd
70
5 Mr. Moni Gil Feller
Co-Chief Executive Officer of The Phoenix Capital Ltd.
70
6 Mr. Stuart Shapira
Co-Chief Executive Officer of The Phoenix Capital Ltd.
70
7 Mr. Eyal Ben Simon
Chief Executive Officer
70
8 Mr. Eli Schwartz
Executive Vice President & Chief Financial Officer
70
9 Mr. Haggai Schreiber
Executive Vice President & Chief Investment Officer
70
10 Mr. Yitzhak Oz
Joint Chief Executive Officer of Agam Leaders (Israel) Insurance Agency (2003) Ltd
70

The Phoenix Holdings Ltd. Competitors