MIND C.T.I. Ltd Logo

MIND C.T.I. Ltd

MNDO

(2.8)
Stock Price

1,97 USD

24.54% ROA

21.27% ROE

7.85x PER

Market Cap.

39.965.904,00 USD

2.23% DER

12.12% Yield

22.08% NPM

MIND C.T.I. Ltd Stock Analysis

MIND C.T.I. Ltd Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

MIND C.T.I. Ltd Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (22.9%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 ROA

This stock has a great ability to make a lot of money from the things it owns, which makes it a really good investment for smart investors.

3 DER

The stock has a low debt to equity ratio (3%), which means it has a small amount of debt compared to the ownership it holds

4 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

5 PBV

The stock's PBV ratio (1.77x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

6 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

7 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (8) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

8 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

11 Dividend Growth

Investors should note the company's stagnant dividend growth over the past three years, indicating limited profitability and potentially diminishing returns.

MIND C.T.I. Ltd Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

MIND C.T.I. Ltd Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

MIND C.T.I. Ltd Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

MIND C.T.I. Ltd Revenue
Year Revenue Growth
1999 8.196.000
2000 15.613.000 47.51%
2001 10.469.000 -49.14%
2002 10.008.000 -4.61%
2003 12.936.000 22.63%
2004 17.806.000 27.35%
2005 15.601.000 -14.13%
2006 20.060.000 22.23%
2007 18.447.000 -8.74%
2008 19.473.000 5.27%
2009 17.574.000 -10.81%
2010 19.886.000 11.63%
2011 18.913.000 -5.14%
2012 20.209.000 6.41%
2013 18.480.000 -9.36%
2014 25.020.000 26.14%
2015 20.928.000 -19.55%
2016 18.052.000 -15.93%
2017 18.062.000 0.06%
2018 18.135.000 0.4%
2019 22.664.000 19.98%
2020 23.374.000 3.04%
2021 26.331.000 11.23%
2022 21.551.000 -22.18%
2023 21.056.000 -2.35%
2023 21.612.000 2.57%
2024 21.096.000 -2.45%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

MIND C.T.I. Ltd Research and Development Expenses
Year Research and Development Expenses Growth
1999 1.918.000
2000 3.743.000 48.76%
2001 4.439.000 15.68%
2002 3.723.000 -19.23%
2003 3.319.000 -12.17%
2004 3.833.000 13.41%
2005 5.086.000 24.64%
2006 6.118.000 16.87%
2007 5.714.000 -7.07%
2008 6.185.000 7.62%
2009 4.448.000 -39.05%
2010 4.057.000 -9.64%
2011 4.673.000 13.18%
2012 4.643.000 -0.65%
2013 5.030.000 7.69%
2014 4.539.000 -10.82%
2015 2.943.000 -54.23%
2016 3.517.000 16.32%
2017 3.417.000 -2.93%
2018 3.747.000 8.81%
2019 4.186.000 10.49%
2020 3.963.000 -5.63%
2021 4.048.000 2.1%
2022 3.495.000 -15.82%
2023 3.460.000 -1.01%
2023 3.538.000 2.2%
2024 3.364.000 -5.17%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

MIND C.T.I. Ltd General and Administrative Expenses
Year General and Administrative Expenses Growth
1999 0
2000 6.764.000 100%
2001 9.979.000 32.22%
2002 5.433.000 -83.67%
2003 5.214.000 -4.2%
2004 6.381.000 18.29%
2005 3.655.000 -74.58%
2006 5.763.000 36.58%
2007 5.396.000 -6.8%
2008 6.116.000 11.77%
2009 2.324.000 -163.17%
2010 1.555.000 -49.45%
2011 1.834.000 15.21%
2012 1.818.000 -0.88%
2013 1.726.000 -5.33%
2014 1.934.000 10.75%
2015 1.766.000 -9.51%
2016 1.393.000 -26.78%
2017 1.676.000 16.89%
2018 1.624.000 -3.2%
2019 2.087.000 22.18%
2020 1.822.000 -14.54%
2021 1.602.000 -13.73%
2022 1.523.000 -5.19%
2023 1.416.000 -7.56%
2023 1.417.000 0.07%
2024 2.348.000 39.65%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

MIND C.T.I. Ltd EBITDA
Year EBITDA Growth
1999 1.883.000
2000 2.212.000 14.87%
2001 -5.257.000 142.08%
2002 -683.000 -669.69%
2003 1.709.000 139.96%
2004 3.878.000 55.93%
2005 4.007.000 3.22%
2006 5.035.000 20.42%
2007 17.132.000 70.61%
2008 7.001.000 -144.71%
2009 -14.624.000 147.87%
2010 7.563.000 293.36%
2011 4.230.000 -78.79%
2012 4.642.000 8.88%
2013 2.409.000 -92.69%
2014 7.690.000 68.67%
2015 6.589.000 -16.71%
2016 5.367.000 -22.77%
2017 3.897.000 -37.72%
2018 5.434.000 28.28%
2019 5.191.000 -4.68%
2020 5.663.000 8.33%
2021 7.022.000 19.35%
2022 5.717.000 -22.83%
2023 5.048.000 -13.25%
2023 4.945.000 -2.08%
2024 4.468.000 -10.68%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

MIND C.T.I. Ltd Gross Profit
Year Gross Profit Growth
1999 7.074.000
2000 13.420.000 47.29%
2001 8.356.000 -60.6%
2002 7.529.000 -10.98%
2003 9.728.000 22.6%
2004 13.412.000 27.47%
2005 11.586.000 -15.76%
2006 14.385.000 19.46%
2007 12.663.000 -13.6%
2008 13.690.000 7.5%
2009 11.161.000 -22.66%
2010 13.719.000 18.65%
2011 12.437.000 -10.31%
2012 12.357.000 -0.65%
2013 10.609.000 -16.48%
2014 15.070.000 29.6%
2015 12.298.000 -22.54%
2016 11.221.000 -9.6%
2017 11.029.000 -1.74%
2018 11.989.000 8.01%
2019 12.538.000 4.38%
2020 12.221.000 -2.59%
2021 13.881.000 11.96%
2022 11.507.000 -20.63%
2023 10.696.000 -7.58%
2023 10.866.000 1.56%
2024 11.200.000 2.98%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

MIND C.T.I. Ltd Net Profit
Year Net Profit Growth
1999 1.514.000
2000 3.748.000 59.61%
2001 -4.390.000 185.38%
2002 334.000 1414.37%
2003 3.633.000 90.81%
2004 6.877.000 47.17%
2005 4.062.000 -69.3%
2006 909.000 -346.86%
2007 -11.955.000 107.6%
2008 -6.423.000 -86.13%
2009 19.787.000 132.46%
2010 4.856.000 -307.48%
2011 4.291.000 -13.17%
2012 4.278.000 -0.3%
2013 2.185.000 -95.79%
2014 5.483.000 60.15%
2015 5.018.000 -9.27%
2016 4.203.000 -19.39%
2017 5.612.000 25.11%
2018 5.134.000 -9.31%
2019 5.065.000 -1.36%
2020 5.383.000 5.91%
2021 5.947.000 9.48%
2022 5.287.000 -12.48%
2023 5.000.000 -5.74%
2023 5.167.000 3.23%
2024 4.516.000 -14.42%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

MIND C.T.I. Ltd Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1999 0
2000 -1 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 -1 0%
2008 0 0%
2009 1 100%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

MIND C.T.I. Ltd Free Cashflow
Year Free Cashflow Growth
1999 503.000
2000 1.066.000 52.81%
2001 -2.813.000 137.9%
2002 1.521.000 284.94%
2003 2.342.000 35.06%
2004 6.444.000 63.66%
2005 272.000 -2269.12%
2006 214.000 -27.1%
2007 4.226.000 94.94%
2008 3.676.000 -14.96%
2009 5.899.000 37.68%
2010 6.133.000 3.82%
2011 3.984.000 -53.94%
2012 4.767.000 16.43%
2013 4.950.000 3.7%
2014 3.640.000 -35.99%
2015 6.151.000 40.82%
2016 5.176.000 -18.84%
2017 2.675.000 -93.5%
2018 4.356.000 38.59%
2019 6.629.000 34.29%
2020 6.431.000 -3.08%
2021 6.816.000 5.65%
2022 4.428.000 -53.93%
2023 4.036.000 -9.71%
2023 968.000 -316.94%
2024 1.951.627 50.4%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

MIND C.T.I. Ltd Operating Cashflow
Year Operating Cashflow Growth
1999 1.029.000
2000 2.421.000 57.5%
2001 -1.982.000 222.15%
2002 1.701.000 216.52%
2003 2.841.000 40.13%
2004 7.670.000 62.96%
2005 861.000 -790.82%
2006 593.000 -45.19%
2007 4.671.000 87.3%
2008 4.112.000 -13.59%
2009 6.266.000 34.38%
2010 6.304.000 0.6%
2011 4.385.000 -43.76%
2012 4.936.000 11.16%
2013 5.190.000 4.89%
2014 3.841.000 -35.12%
2015 6.297.000 39%
2016 5.244.000 -20.08%
2017 2.746.000 -90.97%
2018 4.402.000 37.62%
2019 6.681.000 34.11%
2020 6.499.000 -2.8%
2021 6.898.000 5.78%
2022 4.558.000 -51.34%
2023 4.100.000 -11.17%
2023 977.000 -319.65%
2024 1.953.611 49.99%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

MIND C.T.I. Ltd Capital Expenditure
Year Capital Expenditure Growth
1999 526.000
2000 1.355.000 61.18%
2001 831.000 -63.06%
2002 180.000 -361.67%
2003 499.000 63.93%
2004 1.226.000 59.3%
2005 589.000 -108.15%
2006 379.000 -55.41%
2007 445.000 14.83%
2008 436.000 -2.06%
2009 367.000 -18.8%
2010 171.000 -114.62%
2011 401.000 57.36%
2012 169.000 -137.28%
2013 240.000 29.58%
2014 201.000 -19.4%
2015 146.000 -37.67%
2016 68.000 -114.71%
2017 71.000 4.23%
2018 46.000 -54.35%
2019 52.000 11.54%
2020 68.000 23.53%
2021 82.000 17.07%
2022 130.000 36.92%
2023 64.000 -103.13%
2023 9.000 -611.11%
2024 1.984 -353.86%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

MIND C.T.I. Ltd Equity
Year Equity Growth
1999 5.220.000
2000 48.316.000 89.2%
2001 43.991.000 -9.83%
2002 44.482.000 1.1%
2003 45.540.000 2.32%
2004 50.246.000 9.37%
2005 49.485.000 -1.54%
2006 47.859.000 -3.4%
2007 31.809.000 -50.46%
2008 18.434.000 -72.56%
2009 22.687.000 18.75%
2010 23.983.000 5.4%
2011 23.019.000 -4.19%
2012 23.106.000 0.38%
2013 20.989.000 -10.09%
2014 22.411.000 6.35%
2015 21.848.000 -2.58%
2016 21.285.000 -2.65%
2017 21.022.000 -1.25%
2018 20.982.000 -0.19%
2019 21.936.000 4.35%
2020 23.119.000 5.12%
2021 23.726.000 2.56%
2022 23.807.000 0.34%
2023 22.898.000 -3.97%
2023 24.488.000 6.49%
2024 22.099.000 -10.81%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

MIND C.T.I. Ltd Assets
Year Assets Growth
1999 7.493.000
2000 52.948.000 85.85%
2001 46.734.000 -13.3%
2002 47.967.000 2.57%
2003 49.979.000 4.03%
2004 55.716.000 10.3%
2005 55.395.000 -0.58%
2006 53.791.000 -2.98%
2007 37.726.000 -42.58%
2008 24.363.000 -54.85%
2009 28.951.000 15.85%
2010 30.461.000 4.96%
2011 30.021.000 -1.47%
2012 28.731.000 -4.49%
2013 29.624.000 3.01%
2014 30.347.000 2.38%
2015 30.225.000 -0.4%
2016 29.000.000 -4.22%
2017 26.663.000 -8.76%
2018 25.978.000 -2.64%
2019 31.095.000 16.46%
2020 32.417.000 4.08%
2021 33.131.000 2.16%
2022 31.743.000 -4.37%
2023 30.407.000 -4.39%
2023 31.625.000 3.85%
2024 28.965.000 -9.18%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

MIND C.T.I. Ltd Liabilities
Year Liabilities Growth
1999 2.273.000
2000 4.632.000 50.93%
2001 2.743.000 -68.87%
2002 3.485.000 21.29%
2003 4.439.000 21.49%
2004 5.470.000 18.85%
2005 5.910.000 7.45%
2006 5.932.000 0.37%
2007 5.917.000 -0.25%
2008 5.929.000 0.2%
2009 6.264.000 5.35%
2010 6.478.000 3.3%
2011 7.002.000 7.48%
2012 5.625.000 -24.48%
2013 8.635.000 34.86%
2014 7.936.000 -8.81%
2015 8.377.000 5.26%
2016 7.715.000 -8.58%
2017 5.641.000 -36.77%
2018 4.996.000 -12.91%
2019 9.159.000 45.45%
2020 9.298.000 1.49%
2021 9.405.000 1.14%
2022 7.936.000 -18.51%
2023 7.509.000 -5.69%
2023 7.137.000 -5.21%
2024 6.866.000 -3.95%

MIND C.T.I. Ltd Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
1.07
Net Income per Share
0.25
Price to Earning Ratio
7.85x
Price To Sales Ratio
1.82x
POCF Ratio
9.01
PFCF Ratio
8.96
Price to Book Ratio
1.83
EV to Sales
1.7
EV Over EBITDA
7.65
EV to Operating CashFlow
8.32
EV to FreeCashFlow
8.36
Earnings Yield
0.13
FreeCashFlow Yield
0.11
Market Cap
0,04 Bil.
Enterprise Value
0,04 Bil.
Graham Number
2.48
Graham NetNet
0.45

Income Statement Metrics

Net Income per Share
0.25
Income Quality
0.87
ROE
0.23
Return On Assets
0.16
Return On Capital Employed
0.16
Net Income per EBT
0.95
EBT Per Ebit
1.21
Ebit per Revenue
0.19
Effective Tax Rate
0.05

Margins

Sales, General, & Administrative to Revenue
0.08
Research & Developement to Revenue
0.16
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.49
Operating Profit Margin
0.19
Pretax Profit Margin
0.23
Net Profit Margin
0.22

Dividends

Dividend Yield
0.12
Dividend Yield %
12.12
Payout Ratio
0.96
Dividend Per Share
0.24

Operating Metrics

Operating Cashflow per Share
0.22
Free CashFlow per Share
0.22
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0.11
Return on Invested Capital
0.19
Return on Tangible Assets
0.25
Days Sales Outstanding
35.05
Days Payables Outstanding
23.84
Days of Inventory on Hand
0
Receivables Turnover
10.41
Payables Turnover
15.31
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
0,71
Book Value per Share
1,08
Tangible Book Value per Share
0.69
Shareholders Equity per Share
1.08
Interest Debt per Share
0.02
Debt to Equity
0.02
Debt to Assets
0.02
Net Debt to EBITDA
-0.55
Current Ratio
4.15
Tangible Asset Value
0,01 Bil.
Net Current Asset Value
0,01 Bil.
Invested Capital
22067000
Working Capital
0,01 Bil.
Intangibles to Total Assets
0.28
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0.01

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

MIND C.T.I. Ltd Dividends
Year Dividends Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 2 100%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

MIND C.T.I. Ltd Profile

About MIND C.T.I. Ltd

MIND C.T.I. Ltd., together with its subsidiaries, designs, develops, markets, supports, implements, and operates billing and customer care systems in the Americas, Europe, Israel, the Asia Pacific, and Africa. It operates in two segments, Billing and Related Services and Messaging. The company offers billing and customer care solutions that support various services, such as voice, data, and content services, as well as prepaid, postpaid, and pay-in-advance payment models in a single platform. Its solutions also include a workflow engine to support the implementation of business processes, including subscriber registration, order management, trouble ticket, and debt collection; and an integral point of sale solution that covers all dealer, store and cashier management, and sales cycle related activities. In addition, the company offers professional services comprising turnkey project delivery, customer support and maintenance, integration, customizations, and project management, as well as managed services, including day to day billing operational tasks to its billing and customer care customers. Further, it provides PhonEX ONE, a call management system that collects, records, and stores call information, which is used by organizations for telecom expense management, call accounting, traffic analysis, and fraud detection. The company offers its products directly, as well as through distributors and resellers primarily to communication service providers, such as traditional wireline and wireless, voice over IP, broadband IP network operators, wireless internet service providers, LTE operators, cable operators, and mobile virtual network operators. MIND C.T.I. Ltd. was incorporated in 1995 and is headquartered in Yokne'am Illit, Israel.

CEO
Mr. Ariel Glassner
Employee
144
Address
2 HaCarmel Street
Yokneam Illit, 2066724

MIND C.T.I. Ltd Executives & BODs

MIND C.T.I. Ltd Executives & BODs
# Name Age
1 Ms. Monica Iancu
Founder, President & Director
70
2 Mr. Ariel Glassner
Chief Executive Officer
70
3 Mr. Arie Abramovich
Chief Financial Officer
70
4 Mr. Gilad Parness
Vice President of Sales
70

MIND C.T.I. Ltd Competitors