NetSol Technologies, Inc. Logo

NetSol Technologies, Inc.

NTWK

(1.5)
Stock Price

2,66 USD

1.25% ROA

2.08% ROE

49.92x PER

Market Cap.

34.292.700,00 USD

22.01% DER

0% Yield

1.17% NPM

NetSol Technologies, Inc. Stock Analysis

NetSol Technologies, Inc. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

NetSol Technologies, Inc. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.71x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (21%), which means it has a small amount of debt compared to the ownership it holds

3 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

4 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (20), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

5 ROE

Negative ROE (-9.54%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (-7.5%) indicates that it's not effectively utilizing its assets to generate profits, making it a less favorable option to invest and earn consistent returns.

7 Revenue Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

8 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

9 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

10 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

11 Dividend

Investors should note the absence of dividends from the company in the last three years, indicating potential financial challenges.

NetSol Technologies, Inc. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

NetSol Technologies, Inc. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

NetSol Technologies, Inc. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

NetSol Technologies, Inc. Revenue
Year Revenue Growth
1998 168.835
1999 3.000.000 94.37%
2000 6.984.539 57.05%
2001 6.726.836 -3.83%
2002 3.578.113 -88%
2003 3.745.386 4.47%
2004 5.749.062 34.85%
2005 12.437.653 53.78%
2006 18.690.412 33.45%
2007 29.282.086 36.17%
2008 36.642.175 20.09%
2009 26.448.177 -38.54%
2010 36.779.897 28.09%
2011 36.547.575 -0.64%
2012 39.775.524 8.12%
2013 50.797.161 21.7%
2014 36.384.803 -39.61%
2015 51.048.578 28.73%
2016 64.550.193 20.92%
2017 65.366.268 1.25%
2018 60.930.258 -7.28%
2019 67.819.183 10.16%
2020 56.372.319 -20.31%
2021 54.920.615 -2.64%
2022 57.247.979 4.07%
2023 52.393.215 -9.27%
2024 65.793.812 20.37%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

NetSol Technologies, Inc. Research and Development Expenses
Year Research and Development Expenses Growth
1998 0
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 207.896 100%
2014 249.712 16.75%
2015 314.892 20.7%
2016 485.783 35.18%
2017 393.345 -23.5%
2018 853.996 53.94%
2019 1.971.228 56.68%
2020 1.468.954 -34.19%
2021 674.168 -117.89%
2022 1.342.154 49.77%
2023 1.601.613 16.2%
2024 1.348.756 -18.75%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

NetSol Technologies, Inc. General and Administrative Expenses
Year General and Administrative Expenses Growth
1998 0
1999 2.800.000 100%
2000 7.292.993 61.61%
2001 9.140.490 20.21%
2002 4.280.028 -113.56%
2003 2.654.994 -61.21%
2004 4.313.301 38.45%
2005 5.053.637 14.65%
2006 7.642.563 33.88%
2007 10.987.636 30.44%
2008 11.769.310 6.64%
2009 8.249.447 -42.67%
2010 8.909.641 7.41%
2011 7.067.693 -26.06%
2012 8.871.433 20.33%
2013 10.648.249 16.69%
2014 15.046.328 29.23%
2015 14.778.641 -1.81%
2016 14.965.016 1.25%
2017 16.747.550 10.64%
2018 16.254.067 -3.04%
2019 16.916.953 3.92%
2020 17.138.832 1.29%
2021 15.437.382 -11.02%
2022 15.390.141 -0.31%
2023 0 0%
2024 37.092.460 100%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

NetSol Technologies, Inc. EBITDA
Year EBITDA Growth
1998 -583.665
1999 -1.200.000 51.36%
2000 -2.724.345 55.95%
2001 -6.614.534 58.81%
2002 8.730.696 175.76%
2003 -473.754 1942.88%
2004 -728.999 35.01%
2005 3.108.338 123.45%
2006 2.731.827 -13.78%
2007 10.449.687 73.86%
2008 7.172.468 -45.69%
2009 -2.003.931 457.92%
2010 13.604.714 114.73%
2011 14.334.926 5.09%
2012 12.681.666 -13.04%
2013 17.964.607 29.41%
2014 -4.592.751 491.15%
2015 6.193.470 174.15%
2016 13.840.565 55.25%
2017 5.791.221 -138.99%
2018 9.000.829 35.66%
2019 11.383.465 20.93%
2020 5.990.188 -90.04%
2021 8.428.220 28.93%
2022 2.149.513 -292.1%
2023 -5.956.383 136.09%
2024 7.785.824 176.5%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

NetSol Technologies, Inc. Gross Profit
Year Gross Profit Growth
1998 34.975
1999 1.700.000 97.94%
2000 4.809.719 64.65%
2001 2.596.863 -85.21%
2002 616.433 -321.27%
2003 1.966.393 68.65%
2004 3.092.685 36.42%
2005 7.682.904 59.75%
2006 9.669.894 20.55%
2007 15.623.107 38.11%
2008 20.918.031 25.31%
2009 9.249.843 -126.14%
2010 22.912.849 59.63%
2011 21.743.448 -5.38%
2012 21.497.501 -1.14%
2013 27.843.228 22.79%
2014 8.664.463 -221.35%
2015 18.027.214 51.94%
2016 30.801.586 41.47%
2017 28.407.936 -8.43%
2018 29.206.917 2.74%
2019 34.445.651 15.21%
2020 26.963.370 -27.75%
2021 26.353.028 -2.32%
2022 23.737.174 -11.02%
2023 16.915.563 -40.33%
2024 33.889.184 50.09%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

NetSol Technologies, Inc. Net Profit
Year Net Profit Growth
1998 -585.479
1999 -1.600.000 63.41%
2000 -3.401.076 52.96%
2001 -14.049.942 75.79%
2002 -5.998.864 -134.21%
2003 -2.137.506 -180.65%
2004 -2.969.975 28.03%
2005 663.325 547.74%
2006 -1.353.053 149.02%
2007 -4.877.561 72.26%
2008 7.222.048 167.54%
2009 -8.047.048 189.75%
2010 1.394.120 677.21%
2011 5.728.087 75.66%
2012 2.446.545 -134.13%
2013 7.863.143 68.89%
2014 -11.356.047 169.24%
2015 -5.548.818 -104.66%
2016 3.402.761 263.07%
2017 -4.978.030 168.36%
2018 4.306.888 215.58%
2019 12.017.540 64.16%
2020 937.081 -1182.44%
2021 1.778.257 47.3%
2022 1.100.803 -61.54%
2023 -5.243.748 120.99%
2024 -331.528 -1481.69%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

NetSol Technologies, Inc. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1998 -17
1999 -19 11.11%
2000 -18 -5.88%
2001 -63 72.58%
2002 -20 -226.32%
2003 -5 -375%
2004 -4 -33.33%
2005 1 0%
2006 -1 0%
2007 -3 100%
2008 2 200%
2009 -3 200%
2010 0 0%
2011 1 100%
2012 0 0%
2013 1 0%
2014 -1 100%
2015 -1 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 1 100%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

NetSol Technologies, Inc. Free Cashflow
Year Free Cashflow Growth
1998 -116.938
1999 -1.000.000 88.31%
2000 -5.894.237 83.03%
2001 -6.783.603 13.11%
2002 -1.258.195 -439.15%
2003 -2.308.337 45.49%
2004 -4.574.569 49.54%
2005 -1.224.627 -273.55%
2006 -5.323.251 76.99%
2007 -2.543.998 -109.25%
2008 -663.714 -283.3%
2009 -7.524.804 91.18%
2010 -1.920.564 -291.8%
2011 -3.259.360 41.08%
2012 -2.966.712 -9.86%
2013 54.484 5545.11%
2014 2.013.615 97.29%
2015 1.519.570 -32.51%
2016 -1.676.885 190.62%
2017 -1.748.838 4.11%
2018 13.264.873 113.18%
2019 2.206.652 -501.13%
2020 2.595.281 14.97%
2021 13.174.640 80.3%
2022 451.417 -2818.51%
2023 370.133 -21.96%
2024 6.944.998 94.67%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

NetSol Technologies, Inc. Operating Cashflow
Year Operating Cashflow Growth
1998 -113.202
1999 -800.000 85.85%
2000 -4.346.061 81.59%
2001 -6.197.453 29.87%
2002 -1.131.912 -447.52%
2003 -2.180.515 48.09%
2004 -1.712.815 -27.31%
2005 243.872 802.34%
2006 2.414.286 89.9%
2007 -123.528 2054.44%
2008 3.772.041 103.27%
2009 1.231.588 -206.27%
2010 8.669.710 85.79%
2011 13.922.189 37.73%
2012 8.112.715 -71.61%
2013 13.845.819 41.41%
2014 18.634.902 25.7%
2015 5.078.282 -266.95%
2016 1.659.036 -206.1%
2017 454.365 -265.13%
2018 15.714.322 97.11%
2019 4.933.210 -218.54%
2020 3.972.426 -24.19%
2021 15.725.923 74.74%
2022 3.060.622 -413.81%
2023 2.009.571 -52.3%
2024 6.512.065 69.14%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

NetSol Technologies, Inc. Capital Expenditure
Year Capital Expenditure Growth
1998 3.736
1999 200.000 98.13%
2000 1.548.176 87.08%
2001 586.150 -164.13%
2002 126.283 -364.16%
2003 127.822 1.2%
2004 2.861.754 95.53%
2005 1.468.499 -94.88%
2006 7.737.537 81.02%
2007 2.420.470 -219.67%
2008 4.435.755 45.43%
2009 8.756.392 49.34%
2010 10.590.274 17.32%
2011 17.181.549 38.36%
2012 11.079.427 -55.08%
2013 13.791.335 19.66%
2014 16.621.287 17.03%
2015 3.558.712 -367.06%
2016 3.335.921 -6.68%
2017 2.203.203 -51.41%
2018 2.449.449 10.05%
2019 2.726.558 10.16%
2020 1.377.145 -97.99%
2021 2.551.283 46.02%
2022 2.609.205 2.22%
2023 1.639.438 -59.15%
2024 -432.933 478.68%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

NetSol Technologies, Inc. Equity
Year Equity Growth
1998 -331.535
1999 9.900.000 103.35%
2000 19.805.771 50.01%
2001 9.892.402 -100.21%
2002 6.029.851 -64.06%
2003 5.074.852 -18.82%
2004 7.129.061 28.81%
2005 15.949.872 55.3%
2006 27.781.983 42.59%
2007 37.401.576 25.72%
2008 49.345.835 24.21%
2009 37.361.069 -32.08%
2010 46.042.749 18.86%
2011 64.911.174 29.07%
2012 74.994.652 13.45%
2013 89.421.787 16.13%
2014 78.757.679 -13.54%
2015 73.640.277 -6.95%
2016 77.641.331 5.15%
2017 78.193.553 0.71%
2018 76.936.052 -1.63%
2019 66.484.230 -15.72%
2020 65.477.043 -1.54%
2021 61.865.602 -5.84%
2022 50.854.223 -21.65%
2023 36.781.753 -38.26%
2024 39.533.100 6.96%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

NetSol Technologies, Inc. Assets
Year Assets Growth
1998 478.813
1999 10.700.000 95.53%
2000 25.221.169 57.58%
2001 13.505.687 -86.74%
2002 10.430.185 -29.49%
2003 8.742.251 -19.31%
2004 11.757.769 25.65%
2005 21.126.034 44.34%
2006 43.025.148 50.9%
2007 49.529.141 13.13%
2008 63.776.694 22.34%
2009 62.769.026 -1.61%
2010 72.136.180 12.99%
2011 85.646.380 15.77%
2012 91.347.214 6.24%
2013 102.704.115 11.06%
2014 94.903.274 -8.22%
2015 88.962.334 -6.68%
2016 93.349.415 4.7%
2017 99.677.330 6.35%
2018 99.774.281 0.1%
2019 87.497.019 -14.03%
2020 88.473.089 1.1%
2021 86.606.261 -2.16%
2022 72.608.632 -19.28%
2023 58.379.410 -24.37%
2024 64.186.442 9.05%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

NetSol Technologies, Inc. Liabilities
Year Liabilities Growth
1998 810.348
1999 800.000 -1.29%
2000 5.415.398 85.23%
2001 3.613.285 -49.87%
2002 4.400.334 17.89%
2003 3.667.399 -19.99%
2004 4.628.708 20.77%
2005 5.176.162 10.58%
2006 15.243.165 66.04%
2007 12.127.565 -25.69%
2008 14.430.859 15.96%
2009 25.407.957 43.2%
2010 26.093.431 2.63%
2011 20.735.206 -25.84%
2012 16.352.562 -26.8%
2013 13.282.328 -23.12%
2014 16.145.595 17.73%
2015 15.322.057 -5.37%
2016 15.708.084 2.46%
2017 21.483.777 26.88%
2018 22.838.229 5.93%
2019 21.012.789 -8.69%
2020 22.996.046 8.62%
2021 24.740.659 7.05%
2022 21.754.409 -13.73%
2023 21.597.657 -0.73%
2024 24.653.342 12.39%

NetSol Technologies, Inc. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
5.4
Net Income per Share
0.06
Price to Earning Ratio
49.92x
Price To Sales Ratio
0.56x
POCF Ratio
11.73
PFCF Ratio
14.32
Price to Book Ratio
0.98
EV to Sales
0.37
EV Over EBITDA
3.32
EV to Operating CashFlow
7.85
EV to FreeCashFlow
9.54
Earnings Yield
0.02
FreeCashFlow Yield
0.07
Market Cap
0,03 Bil.
Enterprise Value
0,02 Bil.
Graham Number
2.03
Graham NetNet
1.31

Income Statement Metrics

Net Income per Share
0.06
Income Quality
1.39
ROE
0.02
Return On Assets
0.01
Return On Capital Employed
0.06
Net Income per EBT
0.22
EBT Per Ebit
1.37
Ebit per Revenue
0.04
Effective Tax Rate
0.38

Margins

Sales, General, & Administrative to Revenue
0.3
Research & Developement to Revenue
0.02
Stock Based Compensation to Revenue
0.01
Gross Profit Margin
0.48
Operating Profit Margin
0.04
Pretax Profit Margin
0.05
Net Profit Margin
0.01

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
0.26
Free CashFlow per Share
0.21
Capex to Operating CashFlow
0.18
Capex to Revenue
0.01
Capex to Depreciation
0.3
Return on Invested Capital
0.05
Return on Tangible Assets
0.01
Days Sales Outstanding
154.54
Days Payables Outstanding
16.22
Days of Inventory on Hand
22.51
Receivables Turnover
2.36
Payables Turnover
22.5
Inventory Turnover
16.22
Capex per Share
0.05

Balance Sheet

Cash per Share
1,68
Book Value per Share
3,47
Tangible Book Value per Share
2.66
Shareholders Equity per Share
3.06
Interest Debt per Share
0.77
Debt to Equity
0.22
Debt to Assets
0.12
Net Debt to EBITDA
-1.67
Current Ratio
1.99
Tangible Asset Value
0,03 Bil.
Net Current Asset Value
0,02 Bil.
Invested Capital
39331251
Working Capital
0,02 Bil.
Intangibles to Total Assets
0.14
Average Receivables
0,03 Bil.
Average Payables
0,00 Bil.
Average Inventory
989894.5
Debt to Market Cap
0.22

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

NetSol Technologies, Inc. Dividends
Year Dividends Growth

NetSol Technologies, Inc. Profile

About NetSol Technologies, Inc.

NetSol Technologies, Inc. designs, develops, markets, and exports software products to the automobile financing and leasing, banking, and financial services industries worldwide. The company offers NFS Ascent, a suite of financial applications for businesses in the finance and leasing industry. Its NFS Ascent constituent applications include Omni Point of Sale, a web-based application; Contract Management System (CMS), an application for managing and maintaining credit contracts; Wholesale Finance System (WFS), a system for automating and managing the lifecycle of wholesale finance; Dealer Auditor Access System, a web-based solution that could be used in conjunction with WFS or any third-party wholesale finance system; NFS Ascent On The Cloud, a cloud-version of NFS Ascent; and NFS Digital solutions covering Self Point of Sale, Mobile Account, Mobile Point of Sale, Mobile Dealer, Mobile Auditor, Mobile Collector, and Mobile Field Investigator. The company also provides Otoz Digital Auto-Retail, a white-labelled SaaS platform; Otoz Ecosystem, an API-based architecture; and Otoz Platform, a white label platform, which includes Dealer Tool and Customer App portals. In addition, it offers system integration, consulting, and IT products and services. It serves blue chip organizations, Dow-Jones 30 Industrials, Fortune 500 manufacturers and financial institutions, vehicle manufacturers, and enterprise technology providers. The company was incorporated in 1997 and is headquartered in Calabasas, California.

CEO
Mr. Najeeb Ullah Ghauri
Employee
1.569
Address
23975 Park Sorrento
Calabasas, 91302

NetSol Technologies, Inc. Executives & BODs

NetSol Technologies, Inc. Executives & BODs
# Name Age
1 Mr. Asad Ullah Ghauri
President of Asia Pacific & Group MD of Europe
70
2 Mr. Boo-Ali Siddiqui FCA
Chief Financial Officer of Netsol Technologies Ltd
70
3 Mr. Farooq Fasih Ghauri
Head of Asia-Pacific
70
4 Ms. Malea Farsai
Corporate Counsel & Director
70
5 Mr. Erik Wagner
Chief Marketing Officer
70
6 Mr. Khurram S. Rana
Global Chief Human Resource Officer
70
7 Mr. Najeeb Ullah Ghauri
Co-Founder, Chairman & Chief Executive Officer
70
8 Mr. Roger Kent Almond CPA
Chief Financial Officer
70
9 Mr. Naeem Ullah Ghauri
Co-Founder, President and Chief Executive Officer of Innovation & OTOZ
70
10 Mr. Matt Glover
Investor Relations Officer
70

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