Oversea-Chinese Banking Corporation Limited Logo

Oversea-Chinese Banking Corporation Limited

OVCHY

(3.8)
Stock Price

24,28 USD

1.93% ROA

17.64% ROE

11.65x PER

Market Cap.

66.803.466.536,20 USD

85.95% DER

6.4% Yield

35.22% NPM

Oversea-Chinese Banking Corporation Limited Stock Analysis

Oversea-Chinese Banking Corporation Limited Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Oversea-Chinese Banking Corporation Limited Fundamental Stock Analysis
# Analysis Rating
1 ROE

ROE surpassing expectations (17.2%) highlights strong profitability and efficient use of shareholders' equity, making it an appealing investment prospect.

2 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

3 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Dividend

With a solid track record of dividend payments over the past five years, the company has established itself as a dependable choice for investors seeking consistent income.

5 ROA

The stock's ROA (1.43%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 PBV

The stock's PBV ratio (1.08x) reflects a fair valuation, making it an attractive option for investors seeking balanced opportunities.

7 Revenue Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

8 Net Profit Growth

Throughout the last three years, this company has experienced consistent net profit growth, reflecting a robust financial performance and making it an attractive investment prospect.

9 Graham Number

Based on the Graham number, this company's stock price appears to be lower than its intrinsic value, signaling a potentially favorable investment choice.

10 Dividend Growth

Investors can be encouraged by the company's strong dividend growth over the past three years, highlighting its ability to generate consistent returns and provide an attractive investment opportunity.

11 Buffet Intrinsic Value

The company's stock seems undervalued (40) by Warren Buffett's formula, indicating a promising investment opportunity as its intrinsic value exceeds the market price.

Oversea-Chinese Banking Corporation Limited Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Oversea-Chinese Banking Corporation Limited Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

Oversea-Chinese Banking Corporation Limited Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Oversea-Chinese Banking Corporation Limited Revenue
Year Revenue Growth
2001 2.213.635.000
2002 2.221.631.000 0.36%
2003 2.193.025.000 -1.3%
2004 2.643.102.000 17.03%
2005 2.886.811.000 8.44%
2006 3.839.541.000 24.81%
2007 4.280.616.000 10.3%
2008 4.426.734.000 3.3%
2009 4.814.999.000 8.06%
2010 5.324.728.000 9.57%
2011 5.660.678.000 5.93%
2012 7.870.753.000 28.08%
2013 6.590.179.000 -19.43%
2014 8.293.802.000 20.54%
2015 21.547.735.000 61.51%
2016 22.632.367.000 4.79%
2017 28.835.960.000 21.51%
2018 26.081.851.000 -10.56%
2019 33.936.089.000 23.14%
2020 33.765.000.000 -0.51%
2021 30.742.000.000 -9.83%
2022 27.088.000.000 -13.49%
2023 13.716.000.000 -97.49%
2023 30.280.000.000 54.7%
2024 55.296.000.000 45.24%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Oversea-Chinese Banking Corporation Limited Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Oversea-Chinese Banking Corporation Limited General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 475.925.000
2002 464.765.000 -2.4%
2003 477.850.000 2.74%
2004 531.499.000 10.09%
2005 633.684.000 16.13%
2006 721.613.000 12.19%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 4.969.000 100%
2012 6.289.000 20.99%
2013 6.101.000 -3.08%
2014 8.305.000 26.54%
2015 9.313.000 10.82%
2016 9.783.000 4.8%
2017 8.914.000 -9.75%
2018 11.751.000 24.14%
2019 11.000.000 -6.83%
2020 12.000.000 8.33%
2021 13.000.000 7.69%
2022 15.000.000 13.33%
2023 0 0%
2023 20.000.000 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Oversea-Chinese Banking Corporation Limited EBITDA
Year EBITDA Growth
2001 2.234.468.000
2002 1.668.643.000 -33.91%
2003 1.737.178.000 3.95%
2004 2.045.098.000 15.06%
2005 3.089.999.000 33.82%
2006 5.345.470.000 42.19%
2007 5.710.933.000 6.4%
2008 4.730.209.000 -20.73%
2009 4.089.014.000 -15.68%
2010 4.502.988.000 9.19%
2011 5.092.532.000 11.58%
2012 7.155.614.000 28.83%
2013 -294.026.000 2533.67%
2014 -252.755.000 -16.33%
2015 -6.620.000 -3718.05%
2016 67.911.000 109.75%
2017 -28.158.000 341.18%
2018 151.055.000 118.64%
2019 251.000.000 39.82%
2020 313.000.000 19.81%
2021 501.000.000 37.52%
2022 684.000.000 26.75%
2023 8.636.000.000 92.08%
2023 1.352.000.000 -538.76%
2024 1.428.000.000 5.32%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Oversea-Chinese Banking Corporation Limited Gross Profit
Year Gross Profit Growth
2001 2.213.635.000
2002 2.221.631.000 0.36%
2003 2.193.025.000 -1.3%
2004 2.643.102.000 17.03%
2005 2.886.811.000 8.44%
2006 3.839.541.000 24.81%
2007 4.280.616.000 10.3%
2008 4.426.734.000 3.3%
2009 4.814.999.000 8.06%
2010 5.324.728.000 9.57%
2011 5.660.678.000 5.93%
2012 7.870.753.000 28.08%
2013 6.354.111.000 -23.87%
2014 7.983.137.000 20.41%
2015 8.233.879.999 3.05%
2016 7.763.420.000 -6.06%
2017 8.856.135.000 12.34%
2018 9.413.388.000 5.92%
2019 9.981.000.000 5.69%
2020 33.765.000.000 70.44%
2021 9.723.000.000 -247.27%
2022 11.091.000.000 12.33%
2023 13.716.000.000 19.14%
2023 25.041.000.000 45.23%
2024 55.296.000.000 54.71%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Oversea-Chinese Banking Corporation Limited Net Profit
Year Net Profit Growth
2001 781.265.000
2002 668.838.000 -16.81%
2003 955.759.000 30.02%
2004 1.221.633.000 21.76%
2005 1.397.456.000 12.58%
2006 2.106.072.000 33.65%
2007 2.183.240.000 3.53%
2008 1.860.010.000 -17.38%
2009 2.154.488.000 13.67%
2010 2.446.927.000 11.95%
2011 2.312.216.000 -5.83%
2012 3.992.811.000 42.09%
2013 2.767.566.000 -44.27%
2014 3.841.954.000 27.96%
2015 3.903.107.000 1.57%
2016 3.473.092.000 -12.38%
2017 4.044.698.000 14.13%
2018 4.491.994.000 9.96%
2019 4.869.000.000 7.74%
2020 3.586.000.000 -35.78%
2021 4.858.000.000 26.18%
2022 5.526.000.000 12.09%
2023 8.532.000.000 35.23%
2023 7.021.000.000 -21.52%
2024 15.704.000.000 55.29%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Oversea-Chinese Banking Corporation Limited Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 1
2002 1 0%
2003 1 0%
2004 1 0%
2005 1 0%
2006 1 100%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 2 50%
2013 2 -100%
2014 2 50%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 100%
2019 1 0%
2020 1 0%
2021 1 100%
2022 1 0%
2023 13 91.67%
2023 2 -1100%
2024 3 66.67%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Oversea-Chinese Banking Corporation Limited Free Cashflow
Year Free Cashflow Growth
2001 2.992.512.000
2002 1.248.257.000 -139.74%
2003 2.338.936.000 46.63%
2004 663.746.000 -252.38%
2005 -881.164.000 175.33%
2006 2.463.455.000 135.77%
2007 7.620.261.000 67.67%
2008 -4.364.946.000 274.58%
2009 5.205.210.000 183.86%
2010 2.687.868.000 -93.66%
2011 -2.836.454.000 194.76%
2012 4.475.854.000 163.37%
2013 -5.206.012.000 185.97%
2014 5.095.786.000 202.16%
2015 3.720.487.000 -36.97%
2016 3.864.875.000 3.74%
2017 4.311.775.000 10.36%
2018 4.283.278.000 -0.67%
2019 5.198.632.000 17.61%
2020 -31.880.000.000 116.31%
2021 -31.281.000.000 -1.91%
2022 -26.634.000.000 -17.45%
2023 -33.921.000.000 21.48%
2024 -5.586.000.000 -507.25%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Oversea-Chinese Banking Corporation Limited Operating Cashflow
Year Operating Cashflow Growth
2001 3.144.533.000
2002 1.315.310.000 -139.07%
2003 2.385.472.000 44.86%
2004 727.019.000 -228.12%
2005 -734.188.000 199.02%
2006 2.599.754.000 128.24%
2007 7.857.841.000 66.92%
2008 -4.087.282.000 292.25%
2009 5.405.219.000 175.62%
2010 2.871.051.000 -88.27%
2011 -2.585.564.000 211.04%
2012 4.779.088.000 154.1%
2013 -4.870.248.000 198.13%
2014 5.427.885.000 189.73%
2015 4.034.952.000 -34.52%
2016 4.190.068.000 3.7%
2017 4.574.019.000 8.39%
2018 4.579.784.000 0.13%
2019 5.566.903.000 17.73%
2020 6.482.000.000 14.12%
2021 10.798.000.000 39.97%
2022 11.082.000.000 2.56%
2023 13.226.000.000 16.21%
2024 -5.383.000.000 345.7%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Oversea-Chinese Banking Corporation Limited Capital Expenditure
Year Capital Expenditure Growth
2001 152.021.000
2002 67.053.000 -126.72%
2003 46.536.000 -44.09%
2004 63.273.000 26.45%
2005 146.976.000 56.95%
2006 136.299.000 -7.83%
2007 237.580.000 42.63%
2008 277.664.000 14.44%
2009 200.009.000 -38.83%
2010 183.183.000 -9.19%
2011 250.890.000 26.99%
2012 303.234.000 17.26%
2013 335.764.000 9.69%
2014 332.099.000 -1.1%
2015 314.465.000 -5.61%
2016 325.193.000 3.3%
2017 262.244.000 -24%
2018 296.506.000 11.56%
2019 368.271.000 19.49%
2020 38.362.000.000 99.04%
2021 42.079.000.000 8.83%
2022 37.716.000.000 -11.57%
2023 47.147.000.000 20%
2024 203.000.000 -23125.12%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Oversea-Chinese Banking Corporation Limited Equity
Year Equity Growth
2001 8.832.224.000
2002 9.243.150.000 4.45%
2003 10.078.792.000 8.29%
2004 11.731.193.000 14.09%
2005 13.486.859.000 13.02%
2006 14.490.903.000 6.93%
2007 16.838.812.000 13.94%
2008 18.559.737.000 9.27%
2009 21.779.035.000 14.78%
2010 23.645.164.000 7.89%
2011 25.390.021.000 6.87%
2012 28.701.001.000 11.54%
2013 28.079.480.000 -2.21%
2014 34.185.439.000 17.86%
2015 36.611.667.999 6.63%
2016 39.142.882.000 6.47%
2017 41.294.824.000 5.21%
2018 41.894.742.000 1.43%
2019 47.105.819.000 11.06%
2020 49.978.000.000 5.75%
2021 53.140.000.000 5.95%
2022 52.972.000.000 -0.32%
2023 54.306.000.000 2.46%
2023 51.944.000.000 -4.55%
2024 56.525.000.000 8.1%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Oversea-Chinese Banking Corporation Limited Assets
Year Assets Growth
2001 94.249.201.000
2002 93.275.610.000 -1.04%
2003 84.497.426.000 -10.39%
2004 119.881.675.000 29.52%
2005 131.298.379.000 8.7%
2006 151.219.671.000 13.17%
2007 174.607.292.000 13.39%
2008 181.385.153.000 3.74%
2009 194.299.540.000 6.65%
2010 229.282.810.000 15.26%
2011 277.757.610.000 17.45%
2012 295.943.458.000 6.15%
2013 338.448.385.000 12.56%
2014 401.226.022.000 15.65%
2015 390.292.853.000 -2.8%
2016 409.989.846.000 4.8%
2017 452.886.880.000 9.47%
2018 467.683.669.000 3.16%
2019 491.690.527.000 4.88%
2020 521.395.000.000 5.7%
2021 542.187.000.000 3.83%
2022 559.956.000.000 3.17%
2023 581.424.000.000 3.69%
2023 634.290.000.000 8.33%
2024 598.890.000.000 -5.91%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Oversea-Chinese Banking Corporation Limited Liabilities
Year Liabilities Growth
2001 0
2002 84.051.388.000 100%
2003 74.418.634.000 -12.94%
2004 108.150.482.000 31.19%
2005 117.811.520.000 8.2%
2006 136.728.768.000 13.84%
2007 157.768.480.000 13.34%
2008 162.825.416.000 3.11%
2009 172.520.505.000 5.62%
2010 205.637.646.000 16.1%
2011 252.367.589.000 18.52%
2012 267.242.457.000 5.57%
2013 310.368.905.000 13.9%
2014 367.040.583.000 15.44%
2015 353.681.185.000 -3.78%
2016 370.846.964.000 4.63%
2017 411.592.056.000 9.9%
2018 425.788.927.000 3.33%
2019 444.584.708.000 4.23%
2020 471.417.000.000 5.69%
2021 489.047.000.000 3.6%
2022 506.984.000.000 3.54%
2023 527.118.000.000 3.82%
2023 0 0%
2024 542.365.000.000 100%

Oversea-Chinese Banking Corporation Limited Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
7.53
Net Income per Share
2.55
Price to Earning Ratio
11.65x
Price To Sales Ratio
1.97x
POCF Ratio
-12.37
PFCF Ratio
-5.79
Price to Book Ratio
2.42
EV to Sales
2.26
EV Over EBITDA
14.79
EV to Operating CashFlow
-7.09
EV to FreeCashFlow
-6.64
Earnings Yield
0.09
FreeCashFlow Yield
-0.17
Market Cap
66,80 Bil.
Enterprise Value
76,60 Bil.
Graham Number
26.57
Graham NetNet
-116.34

Income Statement Metrics

Net Income per Share
2.55
Income Quality
-0.99
ROE
0.21
Return On Assets
0.02
Return On Capital Employed
0.02
Net Income per EBT
0.74
EBT Per Ebit
1.33
Ebit per Revenue
0.36
Effective Tax Rate
0.12

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.26
Operating Profit Margin
0.36
Pretax Profit Margin
0.47
Net Profit Margin
0.35

Dividends

Dividend Yield
0.06
Dividend Yield %
6.4
Payout Ratio
0.49
Dividend Per Share
1.9

Operating Metrics

Operating Cashflow per Share
-2.4
Free CashFlow per Share
-2.57
Capex to Operating CashFlow
-0.07
Capex to Revenue
0.02
Capex to Depreciation
0.93
Return on Invested Capital
0.07
Return on Tangible Assets
0.02
Days Sales Outstanding
147.58
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
2.47
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.16

Balance Sheet

Cash per Share
7,18
Book Value per Share
12,58
Tangible Book Value per Share
11.58
Shareholders Equity per Share
12.29
Interest Debt per Share
10.86
Debt to Equity
0.86
Debt to Assets
0.08
Net Debt to EBITDA
1.89
Current Ratio
0.15
Tangible Asset Value
52,02 Bil.
Net Current Asset Value
-504,70 Bil.
Invested Capital
-207305000000
Working Capital
-215,30 Bil.
Intangibles to Total Assets
0.01
Average Receivables
6,84 Bil.
Average Payables
0,00 Bil.
Average Inventory
-22964500000
Debt to Market Cap
0.71

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Oversea-Chinese Banking Corporation Limited Dividends
Year Dividends Growth
2010 0
2011 0 0%
2012 0 0%
2013 0 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 1 100%
2024 1 0%

Oversea-Chinese Banking Corporation Limited Profile

About Oversea-Chinese Banking Corporation Limited

Oversea-Chinese Banking Corporation Limited provides financial services in Singapore, Malaysia, Indonesia, Greater China, rest of the Asia Pacific, and internationally. The company's Global Consumer/Private Banking segment provides products and services to individual customers, including checking accounts, and savings and fixed deposits; housing and other personal loans; credit cards; wealth management products consisting of unit trusts, banc assurance products, and structured deposits; and brokerage services. This segment also offers investment advice and portfolio management, estate and trust planning, and wealth structuring services for high-net-worth individuals. Its Global Wholesale Banking segment provides project financing, short-term credit, working capital, and trade financing; customized and structured equity-linked financing products; cash management and custodian services; capital market solutions; corporate finance and advisory banking services; and treasury products. This segment serves corporates, public sector, and small and medium enterprises. The company's Global Treasury and Markets segment is involved in the foreign exchange activities, money market operations, and fixed income and derivatives trading, as well as provision of structured treasury products and financial solutions. Its Insurance segment provides fund management services, and life and general insurance products. The company's Others segment is involved in property and investment holding activities. The company operates approximately 430 branches and representative offices in 19 countries and regions. Oversea-Chinese Banking Corporation Limited was founded in 1912 and is headquartered in Singapore.

CEO
Ms. Pik Kuen Wong J.P.
Employee
33.330
Address
No. 10-00 OCBC Centre East
Singapore, 049514

Oversea-Chinese Banking Corporation Limited Executives & BODs

Oversea-Chinese Banking Corporation Limited Executives & BODs
# Name Age
1 Mr. Collins Chin
Head of Investor Relations
70
2 Mr. Praveen Raina
Head of Group Operations & Technology
70
3 Ms. Pik Kuen Wong J.P.
Group Chief Executive Officer & Non-Independent Executive Director
70
4 Ms. Ching Ching Koh
Head of Group Brand & Communications
70
5 Ms. Hwee-Boon Lee
Head of Group Human Resources
70
6 Mr. David Cheng
Head of Corporate Finance
70
7 Mr. Ti Liang Goh
Head of Global Commercial Banking
70
8 Ms. Chin Yee Goh
Group Chief Financial Officer
70
9 Mr. Kok Kim Gan
Executive Vice President & Head of Global Investment Banking
70
10 Ms. Yuen Ling
Head of Group Legal & Compliance, Executive Vice President and General Counsel
70

Oversea-Chinese Banking Corporation Limited Competitors