Banco Santander, S.A. Logo

Banco Santander, S.A.

SAN.MX

(2.5)
Stock Price

274,45 MXN

0.57% ROA

11.86% ROE

6.22x PER

Market Cap.

59.016.921.412,07 MXN

311.92% DER

3.79% Yield

19.23% NPM

Banco Santander, S.A. Stock Analysis

Banco Santander, S.A. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Banco Santander, S.A. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.65x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

3 ROE

ROE in an average range (10.93%) suggests satisfactory profitability and decent utilization of shareholders' equity.

4 ROA

The stock's ROA (0.57%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Revenue Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

6 Net Profit Growth

Throughout the last three years, this company has experienced consistent net profit growth, reflecting a robust financial performance and making it an attractive investment prospect.

7 Assets Growth

With a track record of continuous revenue growth in the last three years, this company offers a promising investment opportunity

8 Dividend Growth

The company's dividend growth has shown a positive trajectory over the past three years, consistently increasing year after year, indicating a favorable trend for potential investors.

9 DER

The company has a high debt to equity ratio (312%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

10 Graham Number

Based on the Graham number, this company's stock price appears to be higher than its intrinsic value, signaling a potentially unfavorable investment choice.

11 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock seems overpriced (0), indicating a potential drawback for investors as its market price exceeds its estimated intrinsic value.

Banco Santander, S.A. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Banco Santander, S.A. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Banco Santander, S.A. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Banco Santander, S.A. Revenue
Year Revenue Growth
1987 0
1988 0 0%
1989 0 0%
1990 0 0%
1991 3.202.711.148 100%
1992 2.576.825.190 -24.29%
1993 2.589.598.795 0.49%
1994 3.462.687.798 25.21%
1995 4.508.113.773 23.19%
1996 4.973.559.647 9.36%
1997 6.037.903.053 17.63%
1998 7.044.080.058 14.28%
1999 12.302.523.926 42.74%
2000 15.151.265.106 18.8%
2001 18.335.354.225 17.37%
2002 17.155.891.979 -6.87%
2003 15.577.441.728 -10.13%
2004 14.626.507.000 -6.5%
2005 33.555.878.389 56.41%
2006 24.560.251.000 -36.63%
2007 28.081.731.000 12.54%
2008 31.761.987.000 11.59%
2009 39.382.000.000 19.35%
2010 40.960.000.000 3.85%
2011 41.382.000.000 1.02%
2012 45.406.000.000 8.86%
2013 39.542.000.000 -14.83%
2014 42.529.000.000 7.02%
2015 45.062.000.000 5.62%
2016 45.696.000.000 1.39%
2017 49.599.000.000 7.87%
2018 49.686.000.000 0.18%
2019 52.322.000.000 5.04%
2020 46.698.000.000 -12.04%
2021 48.406.000.000 3.53%
2022 54.216.000.000 10.72%
2023 55.672.000.000 2.62%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Banco Santander, S.A. Research and Development Expenses
Year Research and Development Expenses Growth
1987 0
1988 0 0%
1989 0 0%
1990 0 0%
1991 0 0%
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 0 0%
1999 0 0%
2000 0 0%
2001 0 0%
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Banco Santander, S.A. General and Administrative Expenses
Year General and Administrative Expenses Growth
1987 0
1988 0 0%
1989 0 0%
1990 0 0%
1991 697.501.896 100%
1992 760.270.185 8.26%
1993 695.548.581 -9.31%
1994 1.016.226.252 31.56%
1995 1.519.108.698 33.1%
1996 1.627.428.485 6.66%
1997 2.099.452.446 22.48%
1998 2.602.147.788 19.32%
1999 3.781.569.708 31.19%
2000 4.463.295.318 15.27%
2001 5.267.451.475 15.27%
2002 4.525.807.005 -16.39%
2003 4.042.303.506 -11.96%
2004 6.931.135.000 41.68%
2005 5.812.980.632 -19.24%
2006 10.275.634.000 43.43%
2007 11.186.946.000 8.15%
2008 11.892.000.000 5.93%
2009 14.825.000.000 19.78%
2010 16.256.000.000 8.8%
2011 17.781.000.000 8.58%
2012 16.846.000.000 -5.55%
2013 14.562.000.000 -15.68%
2014 14.891.000.000 2.21%
2015 16.133.000.000 7.7%
2016 17.562.000.000 8.14%
2017 19.060.000.000 7.86%
2018 17.304.000.000 -10.15%
2019 19.072.000.000 9.27%
2020 17.260.000.000 -10.5%
2021 17.591.000.000 1.88%
2022 19.800.000.000 11.16%
2023 20.048.000.000 1.24%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Banco Santander, S.A. EBITDA
Year EBITDA Growth
1987 227.422.566
1988 296.947.500 23.41%
1989 358.807.973 17.24%
1990 429.311.925 16.42%
1991 840.648.172 48.93%
1992 875.382.390 3.97%
1993 832.758.332 -5.12%
1994 1.119.055.758 25.58%
1995 1.333.724.091 16.1%
1996 1.423.748.840 6.32%
1997 1.208.816.973 -17.78%
1998 1.526.005.602 20.79%
1999 2.121.940.408 28.08%
2000 2.658.251.179 20.18%
2001 2.957.106.114 10.11%
2002 2.564.472.765 -15.31%
2003 2.946.673.915 12.97%
2004 4.970.368.519 40.72%
2005 8.625.937.863 42.38%
2006 11.040.355.000 21.87%
2007 12.663.824.000 12.82%
2008 12.171.000.000 -4.05%
2009 12.875.000.000 5.47%
2010 13.044.000.000 1.3%
2011 12.066.000.000 -8.11%
2012 4.969.000.000 -142.83%
2013 8.615.000.000 42.32%
2014 10.769.000.000 20%
2015 12.105.000.000 11.04%
2016 11.850.000.000 -2.15%
2017 13.096.000.000 9.51%
2018 15.121.000.000 13.39%
2019 13.943.000.000 -8.45%
2020 -329.000.000 4337.99%
2021 15.774.000.000 102.09%
2022 17.076.000.000 7.62%
2023 19.204.000.000 11.08%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Banco Santander, S.A. Gross Profit
Year Gross Profit Growth
1987 0
1988 0 0%
1989 0 0%
1990 0 0%
1991 3.202.711.148 100%
1992 2.576.825.190 -24.29%
1993 2.589.598.795 0.49%
1994 3.462.687.798 25.21%
1995 4.508.113.773 23.19%
1996 4.973.559.647 9.36%
1997 6.037.903.053 17.63%
1998 7.044.080.058 14.28%
1999 12.302.523.926 42.74%
2000 15.151.265.106 18.8%
2001 18.335.354.225 17.37%
2002 17.155.891.979 -6.87%
2003 15.577.441.728 -10.13%
2004 14.626.507.000 -6.5%
2005 33.555.878.389 56.41%
2006 24.560.251.000 -36.63%
2007 28.081.731.000 12.54%
2008 31.761.987.000 11.59%
2009 39.382.000.000 19.35%
2010 40.960.000.000 3.85%
2011 41.382.000.000 1.02%
2012 45.406.000.000 8.86%
2013 39.542.000.000 -14.83%
2014 42.529.000.000 7.02%
2015 45.062.000.000 5.62%
2016 45.696.000.000 1.39%
2017 49.599.000.000 7.87%
2018 49.686.000.000 0.18%
2019 52.322.000.000 5.04%
2020 46.698.000.000 -12.04%
2021 48.406.000.000 3.53%
2022 54.216.000.000 10.72%
2023 55.672.000.000 2.62%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Banco Santander, S.A. Net Profit
Year Net Profit Growth
1987 227.422.566
1988 296.947.500 23.41%
1989 358.807.973 17.24%
1990 429.311.925 16.42%
1991 549.648.827 21.89%
1992 426.519.270 -28.87%
1993 416.468.787 -2.41%
1994 618.526.410 32.67%
1995 652.550.697 5.21%
1996 738.067.542 11.59%
1997 987.453.558 25.26%
1998 1.187.073.252 16.82%
1999 1.577.542.246 24.75%
2000 2.264.400.659 30.33%
2001 2.490.631.764 9.08%
2002 2.249.209.324 -10.73%
2003 2.606.262.138 13.7%
2004 3.605.870.000 27.72%
2005 6.215.382.155 41.98%
2006 7.595.947.000 18.18%
2007 9.060.258.000 16.16%
2008 8.876.000.000 -2.08%
2009 8.943.000.000 0.75%
2010 8.181.000.000 -9.31%
2011 7.021.000.000 -16.52%
2012 2.205.000.000 -218.41%
2013 4.370.000.000 49.54%
2014 5.816.000.000 24.86%
2015 6.566.000.000 11.42%
2016 6.204.000.000 -5.83%
2017 6.619.000.000 6.27%
2018 7.810.000.000 15.25%
2019 6.515.000.000 -19.88%
2020 -8.771.000.000 174.28%
2021 8.124.000.000 207.96%
2022 9.605.000.000 15.42%
2023 10.680.000.000 10.07%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Banco Santander, S.A. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
1987 0
1988 0 0%
1989 0 0%
1990 0 0%
1991 0 0%
1992 0 0%
1993 0 0%
1994 0 0%
1995 0 0%
1996 0 0%
1997 0 0%
1998 1 100%
1999 0 0%
2000 1 0%
2001 1 0%
2002 0 0%
2003 0 0%
2004 1 0%
2005 1 0%
2006 1 100%
2007 1 0%
2008 1 0%
2009 1 0%
2010 1 0%
2011 1 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 -1 0%
2021 0 0%
2022 1 0%
2023 1 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Banco Santander, S.A. Free Cashflow
Year Free Cashflow Growth
1991 1.099.222.943
1992 413.857.755 -165.6%
1993 1.141.323.435 63.74%
1994 -2.041.504.110 155.91%
1995 327.250.236 723.84%
1996 617.145.307 46.97%
2004 -16.604.234.825 103.72%
2005 -36.713.411.197 54.77%
2006 -56.994.083.000 35.58%
2007 -9.870.339.000 -477.43%
2008 12.338.941.000 179.99%
2009 -23.137.865.000 153.33%
2010 46.734.729.000 149.51%
2011 32.597.000.000 -43.37%
2012 20.435.000.000 -59.52%
2013 -37.993.000.000 153.79%
2014 -11.852.000.000 -220.56%
2015 3.621.000.000 427.31%
2016 13.483.000.000 73.14%
2017 31.200.000.000 56.79%
2018 -8.779.000.000 455.39%
2019 -10.754.000.000 18.37%
2020 57.633.000.000 118.66%
2021 7.212.000.000 -699.13%
2022 16.866.000.000 57.24%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Banco Santander, S.A. Operating Cashflow
Year Operating Cashflow Growth
1991 1.099.222.943
1992 884.319.930 -24.3%
1993 1.568.636.363 43.62%
1994 856.233.000 -83.2%
1995 1.066.448.934 19.71%
1996 1.556.803.472 31.5%
2004 -13.521.488.383 111.51%
2005 -34.270.292.984 60.54%
2006 -52.136.775.000 34.27%
2007 -5.210.157.000 -900.68%
2008 15.827.165.000 132.92%
2009 -18.035.526.000 187.76%
2010 51.874.233.000 134.77%
2011 35.995.000.000 -44.12%
2012 24.322.000.000 -47.99%
2013 -34.852.000.000 169.79%
2014 -3.939.000.000 -784.79%
2015 12.857.000.000 130.64%
2016 21.823.000.000 41.09%
2017 40.188.000.000 45.7%
2018 3.416.000.000 -1076.46%
2019 3.389.000.000 -0.8%
2020 66.153.000.000 94.88%
2021 8.981.000.000 -636.59%
2022 27.706.000.000 67.58%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Banco Santander, S.A. Capital Expenditure
Year Capital Expenditure Growth
1991 0
1992 470.462.175 100%
1993 427.312.928 -10.1%
1994 2.897.737.110 85.25%
1995 739.198.698 -292.01%
1996 939.658.165 21.33%
2004 3.082.746.442 69.52%
2005 2.443.118.212 -26.18%
2006 4.857.308.000 49.7%
2007 4.660.182.000 -4.23%
2008 3.488.224.000 -33.6%
2009 5.102.339.000 31.63%
2010 5.139.504.000 0.72%
2011 3.398.000.000 -51.25%
2012 3.887.000.000 12.58%
2013 3.141.000.000 -23.75%
2014 7.913.000.000 60.31%
2015 9.236.000.000 14.32%
2016 8.340.000.000 -10.74%
2017 8.988.000.000 7.21%
2018 12.195.000.000 26.3%
2019 14.143.000.000 13.77%
2020 8.520.000.000 -66%
2021 1.769.000.000 -381.63%
2022 10.840.000.000 83.68%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Banco Santander, S.A. Equity
Year Equity Growth
1991 2.054.328.367
1992 2.209.972.275 7.04%
1993 2.634.588.537 16.12%
1994 3.757.558.134 29.89%
1995 4.192.016.250 10.36%
1996 3.759.275.436 -11.51%
1997 4.006.995.993 6.18%
1998 5.117.750.586 21.7%
1999 9.782.471.244 47.68%
2000 20.941.439.413 53.29%
2001 22.886.772.754 8.5%
2002 21.191.740.895 -8%
2003 100.465.892.377 78.91%
2004 34.414.942.000 -191.93%
2005 36.673.519.238 6.16%
2006 44.851.559.000 18.23%
2007 55.199.882.000 18.75%
2008 57.587.000.000 4.15%
2009 68.667.000.000 16.14%
2010 75.018.000.000 8.47%
2011 76.414.000.000 1.83%
2012 74.654.000.000 -2.36%
2013 70.588.000.000 -5.76%
2014 80.805.000.000 12.64%
2015 88.040.000.000 8.22%
2016 90.938.000.000 3.19%
2017 94.489.000.000 3.76%
2018 96.472.000.000 2.06%
2019 100.071.000.000 3.6%
2020 81.476.000.000 -22.82%
2021 86.930.000.000 6.27%
2022 89.104.000.000 2.44%
2023 93.469.000.000 4.67%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Banco Santander, S.A. Assets
Year Assets Growth
1991 45.068.962.484
1992 50.820.259.275 11.32%
1993 65.510.710.475 22.42%
1994 93.181.391.010 29.7%
1995 105.477.446.121 11.66%
1996 120.483.218.992 12.45%
1997 155.774.935.134 22.66%
1998 154.993.721.022 -0.5%
1999 256.833.795.673 39.65%
2000 349.895.238.912 26.6%
2001 358.761.023.943 2.47%
2002 324.501.296.183 -10.56%
2003 351.176.487.390 7.6%
2004 664.486.300.000 47.15%
2005 808.492.709.042 17.81%
2006 833.872.715.000 3.04%
2007 912.914.971.000 8.66%
2008 1.049.632.000.000 13.03%
2009 1.110.529.000.000 5.48%
2010 1.217.501.000.000 8.79%
2011 1.251.525.000.000 2.72%
2012 1.269.628.000.000 1.43%
2013 1.115.637.000.000 -13.8%
2014 1.266.296.000.000 11.9%
2015 1.340.260.000.000 5.52%
2016 1.339.125.000.000 -0.08%
2017 1.444.305.000.000 7.28%
2018 1.459.271.000.000 1.03%
2019 1.522.695.000.000 4.17%
2020 1.508.250.000.000 -0.96%
2021 1.595.835.000.000 5.49%
2022 1.734.659.000.000 8%
2023 1.780.493.000.000 2.57%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Banco Santander, S.A. Liabilities
Year Liabilities Growth
1991 42.553.069.559
1992 47.936.909.565 11.23%
1993 61.913.861.261 22.57%
1994 6.664.917.672 -828.95%
1995 7.208.318.175 7.54%
1996 9.541.607.985 24.45%
1997 12.414.623.949 23.14%
1998 14.648.357.736 15.25%
1999 32.233.081.755 54.55%
2000 113.219.806.139 71.53%
2001 108.723.833.398 -4.14%
2002 94.645.573.532 -14.87%
2003 11.201.501.903 -744.94%
2004 627.986.042.000 98.22%
2005 145.862.030.554 -330.53%
2006 786.800.413.000 81.46%
2007 855.356.820.000 8.01%
2008 989.630.000.000 13.57%
2009 1.036.658.000.000 4.54%
2010 1.136.587.000.000 8.79%
2011 1.168.666.000.000 2.74%
2012 1.185.302.000.000 1.4%
2013 1.035.736.000.000 -14.44%
2014 1.176.582.000.000 11.97%
2015 1.241.507.000.000 5.23%
2016 1.236.426.000.000 -0.41%
2017 1.337.472.000.000 7.55%
2018 1.351.910.000.000 1.07%
2019 1.412.036.000.000 4.26%
2020 1.416.928.000.000 0.35%
2021 1.498.782.000.000 5.46%
2022 1.637.074.000.000 8.45%
2023 298.037.000.000 -449.29%

Banco Santander, S.A. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
3.3
Net Income per Share
0.6
Price to Earning Ratio
6.22x
Price To Sales Ratio
1.07x
POCF Ratio
0
PFCF Ratio
0
Price to Book Ratio
0.66
EV to Sales
0.65
EV Over EBITDA
2.05
EV to Operating CashFlow
0
EV to FreeCashFlow
0
Earnings Yield
0.16
FreeCashFlow Yield
0
Market Cap
59,02 Bil.
Enterprise Value
35,85 Bil.
Graham Number
8.67
Graham NetNet
6.05

Income Statement Metrics

Net Income per Share
0.6
Income Quality
0
ROE
0.11
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.67
EBT Per Ebit
1.07
Ebit per Revenue
0.27
Effective Tax Rate
0.26

Margins

Sales, General, & Administrative to Revenue
0.37
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.27
Pretax Profit Margin
0.29
Net Profit Margin
0.19

Dividends

Dividend Yield
0.04
Dividend Yield %
3.79
Payout Ratio
0
Dividend Per Share
0.14

Operating Metrics

Operating Cashflow per Share
0
Free CashFlow per Share
0
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.03
Return on Tangible Assets
0.01
Days Sales Outstanding
58.22
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
6.27
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
23,52
Book Value per Share
5,60
Tangible Book Value per Share
87.67
Shareholders Equity per Share
5.6
Interest Debt per Share
18.94
Debt to Equity
3.12
Debt to Assets
0.16
Net Debt to EBITDA
-1.32
Current Ratio
0
Tangible Asset Value
1.462,93 Bil.
Net Current Asset Value
103,22 Bil.
Invested Capital
3.12
Working Capital
401,25 Bil.
Intangibles to Total Assets
0.01
Average Receivables
8,97 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
4.94

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Banco Santander, S.A. Dividends
Year Dividends Growth
2009 1
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Banco Santander, S.A. Profile

About Banco Santander, S.A.

Banco Santander, S.A. provides various retail and commercial banking products and services to individuals, small and medium-sized enterprises, and large companies worldwide. It offers demand and time deposits, and current and savings accounts; mortgages, consumer finance, syndicated corporate loans, structured financing, cash management, export and agency finance, trade and working capital solutions, and corporate finance; and insurance products. The company also provides cash, asset, and wealth management; and private banking services. In addition, it is involved in the corporate banking; treasury, risk hedging, foreign trade, confirming, custody, and investment banking activities. The company operates through a network of 9,879 branches. The company was formerly known as Banco Santander Central Hispano S.A. and changed its name to Banco Santander, S.A. in June 2007. Banco Santander, S.A. was founded in 1856 and is headquartered in Madrid, Spain.

CEO
Mr. Hector Blas Grisi Checa
Employee
212.219
Address
Santander Group City
Madrid, 28660

Banco Santander, S.A. Executives & BODs

Banco Santander, S.A. Executives & BODs
# Name Age
1 Ms. Alexandra Brandao MacMahon
Senior EVice President & Global Head of HR Group
70
2 Mr. Jose Antonio Alvarez Alvarez
Chief Executive Officer & Vice Chairman
70
3 Mr. Sergio Gamez Martínez
Global Head of Shareholder & Investor Relations
70
4 Ms. Ana Botin-Sanz de Sautuola y O'Shea
Group Executive Chairwoman
70
5 Mr. Hector Blas Grisi Checa
Group Chief Executive Officer & Group Director
70
6 Mr. Jose Francisco Doncel Razola
Senior EVice President, Group Head of Accounting & Financial Control and Group Chief Accounting Officer
70
7 Mr. Jose Antonio Garcia-Cantera
Senior EVice President & Group Chief Financial Officer
70
8 Ms. Begona Morenes
Global Head of Investor Relations
70
9 Ms. Marjolein van Hellemondt-Gerdingh
Group Chief Compliance Officer & Senior EVice President
70
10 Mr. Juan Manuel Cendoya Mendez de Vigo
Senior EVice President and Group Head of Communications, Corporation Marketing & Research
70
11 Mr. Jose Luis De Mora Gil-Gallardo
Group Head of Strategy & Corporation Dev., Fin. Planning & Santander Consumer Fin. and Senior EVice President
70
12 Ms. Ana Botin-Sanz de Sautuola y O'Shea
Group Executive Chairwoman
70
13 Mr. Hector Blas Grisi Checa
Group Chief Executive Officer & Group Director
70
14 Mr. Jose Antonio Garcia-Cantera
Senior EVice President & Group Chief Financial Officer
70
15 Mr. Dirk Ludwig Marzluf
Senior EVice President and Group Head of Technology & Operations
70
16 Mr. Jose Francisco Doncel Razola
Senior EVice President, Group Head of Accounting & Financial Control and Group Chief Accounting Officer
70
17 Mr. Jose Maria Linares Perou
Senior EVice President and Global Head of Corporation & Investment Banking
70

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