Swiss Re AG Logo

Swiss Re AG

SSREF

(1.5)
Stock Price

142,50 USD

2.82% ROA

22.72% ROE

10.18x PER

Market Cap.

37.282.202.116,00 USD

28.72% DER

5.31% Yield

7.46% NPM

Swiss Re AG Stock Analysis

Swiss Re AG Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Swiss Re AG Fundamental Stock Analysis
# Analysis Rating
1 Dividend

Shareholders can rely on the company's remarkable dividend history, consistently paying dividends for the past five years, demonstrating a steadfast dedication to rewarding investors.

2 ROE

ROE in an average range (2.6%) suggests satisfactory profitability and decent utilization of shareholders' equity.

3 ROA

The stock's ROA (0.28%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

4 PBV

The stock's PBV ratio (2.48x) indicates a justifiable valuation, presenting a compelling choice for investors seeking reasonable returns.

5 DER

The stock maintains a fair debt to equity ratio (87%), indicating a reasonable balance between the money it owes and the ownership it possesses.

6 Revenue Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

7 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

8 Assets Growth

Company has experienced no growth in revenue over the past three years, suggesting limited profitability and making it a less desirable investment opportunity.

9 Graham Number

Based on the Graham number, this company's stock price appears to be higher than its intrinsic value, signaling a potentially unfavorable investment choice.

10 Dividend Growth

Potential investors should be aware that the company's dividend growth has shown no upward trend in the past three years, indicating limited potential for increased returns.

11 Buffet Intrinsic Value

The company's stock presents a potential concern as it appears overvalued (-4.101) by Warren Buffett's formula, indicating that its market price exceeds its estimated intrinsic value.

Swiss Re AG Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Swiss Re AG Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Sell

Swiss Re AG Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Swiss Re AG Revenue
Year Revenue Growth
2005 28.862.566.438
2006 33.010.329.562 12.57%
2007 37.792.763.012 12.65%
2008 23.327.574.130 -62.01%
2009 32.254.106.280 27.68%
2010 28.835.000.000 -11.86%
2011 28.083.000.000 -2.68%
2012 33.515.000.000 16.21%
2013 36.552.000.000 8.31%
2014 37.273.000.000 1.93%
2015 35.653.000.000 -4.54%
2016 43.745.000.000 18.5%
2017 42.387.000.000 -3.2%
2018 36.881.000.000 -14.93%
2019 0 0%
2019 49.157.000.000 100%
2020 43.635.000.000 -12.65%
2021 45.935.000.000 5.01%
2022 46.043.000.000 0.23%
2023 52.771.574.706 12.75%
2024 44.404.000.000 -18.84%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Swiss Re AG Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Swiss Re AG General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Swiss Re AG EBITDA
Year EBITDA Growth
2005 2.321.943.811
2006 5.297.589.768 56.17%
2007 4.901.934.858 -8.07%
2008 -699.509.689 800.77%
2009 -162.318.841 -330.95%
2010 2.617.442.000 106.2%
2011 2.828.115.000 7.45%
2012 9.337.000.000 69.71%
2013 8.787.000.000 -6.26%
2014 4.477.000.000 -96.27%
2015 5.783.000.000 22.58%
2016 4.812.000.000 -20.18%
2017 919.000.000 -423.61%
2018 772.000.000 -19.04%
2019 0 0%
2019 1.723.000.000 100%
2020 -401.000.000 529.68%
2021 2.491.000.000 116.1%
2022 916.000.000 -171.94%
2023 3.430.509.923 73.3%
2024 -460.000.000 845.76%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Swiss Re AG Gross Profit
Year Gross Profit Growth
2005 28.862.566.438
2006 33.010.329.562 12.57%
2007 37.792.763.012 12.65%
2008 23.327.574.130 -62.01%
2009 32.254.106.280 27.68%
2010 28.835.000.000 -11.86%
2011 28.083.000.000 -2.68%
2012 33.515.000.000 16.21%
2013 36.552.000.000 8.31%
2014 37.273.000.000 1.93%
2015 35.653.000.000 -4.54%
2016 43.745.000.000 18.5%
2017 42.387.000.000 -3.2%
2018 36.881.000.000 -14.93%
2019 0 0%
2019 49.157.000.000 100%
2020 43.635.000.000 -12.65%
2021 45.935.000.000 5.01%
2022 46.043.000.000 0.23%
2023 48.034.610.475 4.15%
2024 44.404.000.000 -8.18%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Swiss Re AG Net Profit
Year Net Profit Growth
2005 1.749.430.523
2006 3.738.317.757 53.2%
2007 3.668.738.155 -1.9%
2008 -806.911.044 554.66%
2009 488.888.888 265.05%
2010 2.134.000.000 77.09%
2011 2.626.000.000 18.74%
2012 4.069.000.000 35.46%
2013 4.444.000.000 8.44%
2014 3.500.000.000 -26.97%
2015 4.597.000.000 23.86%
2016 3.558.000.000 -29.2%
2017 331.000.000 -974.92%
2018 421.000.000 21.38%
2019 0 0%
2019 727.000.000 100%
2020 -878.000.000 182.8%
2021 1.437.000.000 161.1%
2022 472.000.000 -204.45%
2023 3.214.000.000 85.31%
2024 4.368.000.000 26.42%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Swiss Re AG Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 6
2006 11 54.55%
2007 11 -10%
2008 -2 600%
2009 1 300%
2010 3 50%
2011 8 71.43%
2012 12 36.36%
2013 13 8.33%
2014 10 -20%
2015 13 23.08%
2016 11 -30%
2017 1 -900%
2018 1 0%
2019 0 0%
2019 3 100%
2020 -3 200%
2021 5 150%
2022 2 -300%
2023 12 90.91%
2024 15 26.67%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Swiss Re AG Free Cashflow
Year Free Cashflow Growth
2005 1.497.342.444
2006 1.273.979.340 -17.53%
2007 -3.317.907.356 138.4%
2008 -5.686.668.223 41.65%
2009 -7.889.855.072 27.92%
2010 -6.086.000 -129539.42%
2011 1.497.000 506.55%
2012 4.503.000.000 99.97%
2013 2.283.000.000 -97.24%
2014 3.474.000.000 34.28%
2015 5.412.000.000 35.81%
2016 6.115.000.000 11.5%
2017 1.303.000.000 -369.3%
2018 1.572.000.000 17.11%
2019 4.397.000.000 64.25%
2020 8.085.765.637 45.62%
2021 4.146.089.351 -95.02%
2022 2.904.278.237 -42.76%
2023 4.900.063.430 40.73%
2024 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Swiss Re AG Operating Cashflow
Year Operating Cashflow Growth
2005 1.497.342.444
2006 1.273.979.340 -17.53%
2007 -3.317.907.356 138.4%
2008 -5.686.668.223 41.65%
2009 -7.889.855.072 27.92%
2010 -6.086.000 -129539.42%
2011 1.497.000 506.55%
2012 4.503.000.000 99.97%
2013 2.283.000.000 -97.24%
2014 3.474.000.000 34.28%
2015 5.412.000.000 35.81%
2016 6.115.000.000 11.5%
2017 1.303.000.000 -369.3%
2018 1.572.000.000 17.11%
2019 4.397.000.000 64.25%
2020 5.394.000.000 18.48%
2021 4.104.000.000 -31.43%
2022 2.927.000.000 -40.21%
2023 4.073.063.430 28.14%
2024 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Swiss Re AG Capital Expenditure
Year Capital Expenditure Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 -2.691.765.637 100%
2021 -42.089.351 -6295.36%
2022 22.721.763 285.24%
2023 -827.000.000 102.75%
2024 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Swiss Re AG Equity
Year Equity Growth
2005 18.521.640.091
2006 25.318.904.738 26.85%
2007 28.090.264.004 9.87%
2008 19.101.564.324 -47.06%
2009 25.314.975.845 24.54%
2010 26.906.000.000 5.91%
2011 31.287.000.000 14%
2012 34.026.000.000 8.05%
2013 32.977.000.000 -3.18%
2014 36.041.000.000 8.5%
2015 33.606.000.000 -7.25%
2016 35.716.000.000 5.91%
2017 34.294.000.000 -4.15%
2018 28.727.000.000 -19.38%
2019 31.037.000.000 7.44%
2020 27.258.000.000 -13.86%
2021 23.678.000.000 -15.12%
2022 12.809.000.000 -84.85%
2023 12.854.000.000 0.35%
2023 16.365.456.304 21.46%
2024 23.198.000.000 29.45%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Swiss Re AG Assets
Year Assets Growth
2005 168.032.649.962
2006 238.809.640.924 29.64%
2007 270.868.702.895 11.84%
2008 224.027.083.819 -20.91%
2009 232.467.632.850 3.63%
2010 228.403.000.000 -1.78%
2011 225.899.000.000 -1.11%
2012 215.785.000.000 -4.69%
2013 213.520.000.000 -1.06%
2014 204.461.000.000 -4.43%
2015 196.135.000.000 -4.25%
2016 215.065.000.000 8.8%
2017 222.526.000.000 3.35%
2018 207.570.000.000 -7.21%
2019 238.567.000.000 12.99%
2020 182.622.000.000 -30.63%
2021 181.567.000.000 -0.58%
2022 170.676.000.000 -6.38%
2023 179.030.000.000 4.67%
2023 173.413.257.350 -3.24%
2024 134.235.000.000 -29.19%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Swiss Re AG Liabilities
Year Liabilities Growth
2005 149.511.009.870
2006 213.490.736.186 29.97%
2007 242.778.438.891 12.06%
2008 204.925.519.495 -18.47%
2009 207.152.657.004 1.08%
2010 201.497.000.000 -2.81%
2011 194.612.000.000 -3.54%
2012 181.759.000.000 -7.07%
2013 180.543.000.000 -0.67%
2014 168.420.000.000 -7.2%
2015 162.529.000.000 -3.62%
2016 179.349.000.000 9.38%
2017 188.232.000.000 4.72%
2018 178.843.000.000 -5.25%
2019 207.530.000.000 13.82%
2020 155.364.000.000 -33.58%
2021 157.889.000.000 1.6%
2022 157.867.000.000 -0.01%
2023 166.176.000.000 5%
2023 157.047.801.045 -5.81%
2024 6.599.000.000 -2279.87%

Swiss Re AG Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
169.12
Net Income per Share
12.61
Price to Earning Ratio
10.18x
Price To Sales Ratio
0.76x
POCF Ratio
9.47
PFCF Ratio
9.47
Price to Book Ratio
1.62
EV to Sales
0.81
EV Over EBITDA
-49.14
EV to Operating CashFlow
10.16
EV to FreeCashFlow
10.16
Earnings Yield
0.1
FreeCashFlow Yield
0.11
Market Cap
37,28 Bil.
Enterprise Value
40,00 Bil.
Graham Number
149.86
Graham NetNet
-9.37

Income Statement Metrics

Net Income per Share
12.61
Income Quality
1.08
ROE
0.23
Return On Assets
0.03
Return On Capital Employed
0.04
Net Income per EBT
0.73
EBT Per Ebit
0.86
Ebit per Revenue
0.12
Effective Tax Rate
0.27

Margins

Sales, General, & Administrative to Revenue
0
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.2
Operating Profit Margin
0.12
Pretax Profit Margin
0.1
Net Profit Margin
0.07

Dividends

Dividend Yield
0.05
Dividend Yield %
5.31
Payout Ratio
0.53
Dividend Per Share
6.82

Operating Metrics

Operating Cashflow per Share
13.56
Free CashFlow per Share
13.56
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0.14
Return on Tangible Assets
0.03
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
13,35
Book Value per Share
439,52
Tangible Book Value per Share
425.02
Shareholders Equity per Share
79.13
Interest Debt per Share
24.7
Debt to Equity
0.29
Debt to Assets
0.05
Net Debt to EBITDA
-3.34
Current Ratio
0
Tangible Asset Value
123,43 Bil.
Net Current Asset Value
-2,72 Bil.
Invested Capital
8089000000
Working Capital
3,88 Bil.
Intangibles to Total Assets
0.03
Average Receivables
0,00 Bil.
Average Payables
1,37 Bil.
Average Inventory
0
Debt to Market Cap
0.18

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Swiss Re AG Dividends
Year Dividends Growth
2014 9
2015 7 -28.57%
2016 5 -75%
2017 5 0%
2018 5 20%
2019 6 0%
2020 6 16.67%
2021 6 0%
2022 6 0%
2023 6 0%
2024 7 0%

Swiss Re AG Profile

About Swiss Re AG

Swiss Re AG, together with its subsidiaries, provides wholesale reinsurance, insurance, other insurance-based forms of risk transfer, and other insurance-related services worldwide. The company operates through Property & Casualty Reinsurance, Life & Health Reinsurance, and Corporate Solutions. The Property & Casualty Reinsurance segment underwrites property reinsurance, including property, credit and surety, engineering, aviation, marine, agriculture, retakaful, and facultative reinsurance solutions; and casualty reinsurance, such as liability, motor, worker's compensation, personal accident, management and professional liability, cyber, and facultative reinsurance solutions. The Life & Health Reinsurance segment underwrites life and health insurance products. The Corporate Solutions segment offers standard risk transfer covers and multi-line programs to customized solutions. It serves stock and mutual insurance companies, public sector and governmental entities, mid-sized and large corporations, and individuals. Swiss Re AG was founded in 1863 and is headquartered in Zurich, Switzerland.

CEO
Mr. Alexander Andreas M. Berge
Employee
14.870
Address
Mythenquai 50/60, PO Box
Zurich, 8022

Swiss Re AG Executives & BODs

Swiss Re AG Executives & BODs
# Name Age
1 Mr. Thomas Bohun
Head of Investor Relations
70
2 Dr. Patrick Raaflaub Ph.D.
Group Chief Risk Officer
70
3 Mr. Mark Senkevics
MD and Head of Property & Casualty Underwriting - Asia, Australia & New Zealand
70
4 Mr. John Robert Dacey B.A., M.P.P., MBA
Group Chief Financial Officer
70
5 Ms. Velina Peneva
Group Chief Investment Officer and Co-Head Client Solutions & Analytics of Swiss Re Asset Management
70
6 Mr. Hermann Geiger
Group Chief Legal Officer and Head of Legal & Compliance
70
7 Ms. Elena Logutenkova
Head of Media Relations & Corporate Reporting
70
8 Ms. Cathy Desquesses
Group Chief HR Officer & Head of Corporate Services
70
9 Mr. Beat Strebel
Head of the Middle East & Africa business
70
10 Mr. Alexander Andreas M. Berger
Group Chief Executive Officer
70

Swiss Re AG Competitors