Hyundai Marine & Fire Insurance Co., Ltd. Logo

Hyundai Marine & Fire Insurance Co., Ltd.

001450.KS

(2.8)
Stock Price

33.400,00 KRW

1.95% ROA

9.33% ROE

2.93x PER

Market Cap.

2.340.672.825.000,00 KRW

0% DER

0% Yield

4.76% NPM

Hyundai Marine & Fire Insurance Co., Ltd. Stock Analysis

Hyundai Marine & Fire Insurance Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Hyundai Marine & Fire Insurance Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.3x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Net Profit Growth

The net profit of this company has steadily increased over the last five years, showcasing a favorable financial performance and making it an enticing option for investors seeking growth potential.

4 ROE

ROE in an average range (11.28%) suggests satisfactory profitability and decent utilization of shareholders' equity.

5 ROA

The stock's ROA (1.61%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Revenue Growth

Over the past three years, this company's revenue has consistently grown, demonstrating a positive financial trend that makes it an appealing choice.

7 Graham Number

The company's Graham number suggests that its stock price is underestimated, implying that it may present a compelling investment opportunity.

8 Buffet Intrinsic Value

The company's stock presents an enticing opportunity as it appears undervalued (746.270) by Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

9 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

10 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

Hyundai Marine & Fire Insurance Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Hyundai Marine & Fire Insurance Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Hyundai Marine & Fire Insurance Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Hyundai Marine & Fire Insurance Co., Ltd. Revenue
Year Revenue Growth
2006 5.233.404.442.000
2007 6.082.483.453.000 13.96%
2008 6.762.187.221.000 10.05%
2009 7.935.830.138.000 14.79%
2010 9.317.978.679.000 14.83%
2011 11.444.256.129.260 18.58%
2013 10.305.687.793.320 -11.05%
2014 13.747.345.094.900 25.04%
2015 14.794.274.130.190 7.08%
2016 14.775.106.081.890 -0.13%
2017 14.979.222.483.660 1.36%
2018 15.154.001.175.790 1.15%
2019 14.191.732.740.970 -6.78%
2020 14.691.670.666.050 3.4%
2021 15.428.002.722.110 4.77%
2022 16.516.228.453.930 6.59%
2023 0 0%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Hyundai Marine & Fire Insurance Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Hyundai Marine & Fire Insurance Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 255.864.451.000
2007 253.697.666.000 -0.85%
2008 267.722.505.000 5.24%
2009 280.120.562.000 4.43%
2010 427.891.763.000 34.53%
2011 345.135.431.480 -23.98%
2013 299.641.866.280 -15.18%
2014 417.255.213.440 28.19%
2015 474.501.668.950 12.06%
2016 424.095.411.000 -11.89%
2017 508.972.695.000 16.68%
2018 533.260.937.000 4.55%
2019 589.928.721.000 9.61%
2020 616.509.757.000 4.31%
2021 642.499.112.000 4.05%
2022 670.768.754.000 4.21%
2023 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Hyundai Marine & Fire Insurance Co., Ltd. EBITDA
Year EBITDA Growth
2006 106.582.229.000
2007 277.106.090.000 61.54%
2008 203.923.462.000 -35.89%
2009 315.154.148.000 35.29%
2010 293.835.222.000 -7.26%
2011 620.416.168.320 52.64%
2013 333.350.617.430 -86.12%
2014 352.266.534.430 5.37%
2015 350.798.114.120 -0.42%
2016 589.202.649.440 40.46%
2017 706.540.608.950 16.61%
2018 608.203.604.960 -16.17%
2019 84.831.315.690 -616.96%
2020 588.568.275.160 85.59%
2021 124.479.451.990 -372.82%
2022 967.987.657.850 87.14%
2023 1.405.862.956.000 31.15%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Hyundai Marine & Fire Insurance Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 5.233.404.442.000
2007 6.082.483.453.000 13.96%
2008 6.762.187.221.000 10.05%
2009 7.935.830.138.000 14.79%
2010 9.317.978.679.000 14.83%
2011 11.444.256.129.260 18.58%
2013 10.305.687.793.320 -11.05%
2014 13.747.345.094.900 25.04%
2015 14.794.274.130.190 7.08%
2016 14.775.106.081.890 -0.13%
2017 14.979.222.483.660 1.36%
2018 15.154.001.175.790 1.15%
2019 14.191.732.740.970 -6.78%
2020 14.691.670.666.050 3.4%
2021 15.428.002.722.110 4.77%
2022 16.516.228.453.930 6.59%
2023 0 0%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Hyundai Marine & Fire Insurance Co., Ltd. Net Profit
Year Net Profit Growth
2006 42.186.174.000
2007 171.465.449.000 75.4%
2008 115.143.443.000 -48.91%
2009 184.534.695.000 37.6%
2010 159.592.467.000 -15.63%
2011 411.523.688.000 61.22%
2013 208.637.500.350 -97.24%
2014 234.963.102.600 11.2%
2015 212.316.241.790 -10.67%
2016 409.855.186.630 48.2%
2017 464.416.629.460 11.75%
2018 373.522.613.010 -24.33%
2019 269.144.097.300 -38.78%
2020 331.853.924.430 18.9%
2021 432.572.359.110 23.28%
2022 574.557.219.960 24.71%
2023 1.044.622.020.000 45%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Hyundai Marine & Fire Insurance Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 528
2007 2.145 75.38%
2008 1.439 -49.06%
2009 2.301 37.46%
2010 1.985 -15.92%
2011 5.118 61.22%
2013 2.595 -97.23%
2014 2.922 11.19%
2015 2.654 -10.1%
2016 5.140 48.37%
2017 5.824 11.74%
2018 4.607 -26.42%
2019 3.161 -45.75%
2020 3.955 20.08%
2021 5.286 25.18%
2022 7.310 27.69%
2023 13.322 45.12%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Hyundai Marine & Fire Insurance Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 689.343.424.000
2007 282.592.944.000 -143.94%
2008 18.342.531.000 -1440.64%
2009 -87.595.222.000 120.94%
2010 89.595.095.000 197.77%
2011 2.909.054.129.000 96.92%
2013 1.828.272.028.590 -59.11%
2014 1.910.184.246.590 4.29%
2015 1.441.295.578.580 -32.53%
2016 2.034.139.038.280 29.14%
2017 1.180.095.411.940 -72.37%
2018 1.829.103.842.690 35.48%
2019 1.244.507.393.210 -46.97%
2020 1.187.400.099.330 -4.81%
2021 969.416.926.650 -22.49%
2022 1.707.411.148.330 43.22%
2023 -233.054.687.330 832.62%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Hyundai Marine & Fire Insurance Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 733.647.235.000
2007 390.788.197.000 -87.74%
2008 81.880.181.000 -377.27%
2009 -1.312.455.000 6338.7%
2010 128.018.559.000 101.03%
2011 2.970.117.243.000 95.69%
2013 1.883.662.832.090 -57.68%
2014 1.934.270.639.400 2.62%
2015 1.497.819.752.450 -29.14%
2016 2.139.935.664.850 30.01%
2017 1.235.466.249.230 -73.21%
2018 1.898.319.969.850 34.92%
2019 1.363.584.041.830 -39.22%
2020 1.219.232.822.450 -11.84%
2021 1.006.023.389.520 -21.19%
2022 1.739.003.337.120 42.15%
2023 -209.842.740.970 928.72%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Hyundai Marine & Fire Insurance Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 44.303.811.000
2007 108.195.253.000 59.05%
2008 63.537.650.000 -70.29%
2009 86.282.767.000 26.36%
2010 38.423.464.000 -124.56%
2011 61.063.114.000 37.08%
2013 55.390.803.500 -10.24%
2014 24.086.392.810 -129.97%
2015 56.524.173.870 57.39%
2016 105.796.626.570 46.57%
2017 55.370.837.290 -91.07%
2018 69.216.127.160 20%
2019 119.076.648.620 41.87%
2020 31.832.723.120 -274.07%
2021 36.606.462.870 13.04%
2022 31.592.188.790 -15.87%
2023 23.211.946.360 -36.1%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Hyundai Marine & Fire Insurance Co., Ltd. Equity
Year Equity Growth
2006 474.731.286.000
2007 657.196.736.000 27.76%
2008 835.245.743.000 21.32%
2009 1.066.017.550.000 21.65%
2010 1.152.949.183.000 7.54%
2011 1.766.594.914.000 34.74%
2013 2.033.927.432.630 13.14%
2014 2.372.321.461.990 14.26%
2015 2.502.694.082.420 5.21%
2016 2.848.167.493.750 12.13%
2017 3.103.728.893.020 8.23%
2018 4.131.350.893.520 24.87%
2019 4.510.403.265.200 8.4%
2020 4.804.653.564.070 6.12%
2021 5.008.010.374.960 4.06%
2022 4.226.193.863.620 -18.5%
2023 6.691.539.934.000 36.84%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Hyundai Marine & Fire Insurance Co., Ltd. Assets
Year Assets Growth
2006 7.243.794.687.000
2007 8.671.104.286.000 16.46%
2008 9.721.904.777.000 10.81%
2009 11.419.292.226.000 14.86%
2010 13.365.610.219.000 14.56%
2011 18.096.198.235.280 26.14%
2013 24.536.084.689.820 26.25%
2014 28.610.402.737.950 14.24%
2015 32.781.364.186.660 12.72%
2016 37.057.390.871.630 11.54%
2017 40.492.502.177.310 8.48%
2018 44.092.169.049.500 8.16%
2019 46.393.828.891.080 4.96%
2020 49.194.086.423.110 5.69%
2021 52.818.002.945.140 6.86%
2022 52.227.555.286.180 -1.13%
2023 41.891.386.085.000 -24.67%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Hyundai Marine & Fire Insurance Co., Ltd. Liabilities
Year Liabilities Growth
2006 6.769.063.401.000
2007 8.013.907.550.000 15.53%
2008 8.886.659.034.000 9.82%
2009 10.353.274.676.000 14.17%
2010 12.202.681.452.000 15.16%
2011 16.314.969.336.280 25.21%
2013 22.483.335.443.060 27.44%
2014 26.238.081.275.960 14.31%
2015 30.278.670.104.240 13.34%
2016 34.209.223.377.880 11.49%
2017 37.388.773.284.290 8.5%
2018 39.960.818.155.980 6.44%
2019 41.883.425.625.880 4.59%
2020 44.389.432.859.040 5.65%
2021 47.809.992.570.180 7.15%
2022 48.001.361.422.560 0.4%
2023 0 0%

Hyundai Marine & Fire Insurance Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
94534.56
Net Income per Share
10204.96
Price to Earning Ratio
2.93x
Price To Sales Ratio
0.31x
POCF Ratio
4.47
PFCF Ratio
4.77
Price to Book Ratio
0.36
EV to Sales
0.31
EV Over EBITDA
1.94
EV to Operating CashFlow
4.38
EV to FreeCashFlow
4.77
Earnings Yield
0.34
FreeCashFlow Yield
0.21
Market Cap
2.340,67 Bil.
Enterprise Value
2.340,67 Bil.
Graham Number
138625.66
Graham NetNet
0

Income Statement Metrics

Net Income per Share
10204.96
Income Quality
0.92
ROE
0.12
Return On Assets
0.02
Return On Capital Employed
-0.19
Net Income per EBT
0.77
EBT Per Ebit
-0.11
Ebit per Revenue
-0.58
Effective Tax Rate
0.21

Margins

Sales, General, & Administrative to Revenue
0.03
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.12
Operating Profit Margin
-0.58
Pretax Profit Margin
0.06
Net Profit Margin
0.05

Dividends

Dividend Yield
0
Dividend Yield %
0
Payout Ratio
0.03
Dividend Per Share
0

Operating Metrics

Operating Cashflow per Share
6676.5
Free CashFlow per Share
6143.01
Capex to Operating CashFlow
-0.08
Capex to Revenue
-0.01
Capex to Depreciation
-0.46
Return on Invested Capital
0.13
Return on Tangible Assets
0.02
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-533.49

Balance Sheet

Cash per Share
0,00
Book Value per Share
83.693,80
Tangible Book Value per Share
523952.53
Shareholders Equity per Share
83693.8
Interest Debt per Share
770.8
Debt to Equity
0
Debt to Assets
0
Net Debt to EBITDA
0
Current Ratio
0
Tangible Asset Value
41.891,39 Bil.
Net Current Asset Value
0,00 Bil.
Invested Capital
0
Working Capital
0,00 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
0

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Hyundai Marine & Fire Insurance Co., Ltd. Dividends
Year Dividends Growth
2000 750
2002 1.500 50%
2003 1.750 14.29%
2004 2.000 12.5%
2005 250 -700%
2006 225 -11.11%
2007 200 -12.5%
2008 600 66.67%
2009 500 -20%
2010 700 28.57%
2011 700 0%
2012 1.350 48.15%
2013 1.600 15.63%
2014 750 -113.33%
2015 750 0%
2016 1.350 44.44%
2017 1.500 10%
2018 1.130 -32.74%
2019 880 -28.41%
2020 1.000 12%
2021 1.480 32.43%
2022 1.965 24.68%

Hyundai Marine & Fire Insurance Co., Ltd. Profile

About Hyundai Marine & Fire Insurance Co., Ltd.

Hyundai Marine & Fire Insurance Co., Ltd. provides non-life insurance and other related insurance services in South Korea and internationally. The company offers automobile/driver, health/child, property, annuity/savings, fire, marine, accident, engineering, workers' compensation, and liability insurance products. It also engages in the building and facility management, asset management, investment advisory, reinsurance brokerage, and claims service businesses. The company was formerly known as Dongbang Fire & Marine Insurance Co., Ltd. and changed its name to Hyundai Marine & Fire Insurance Co. Ltd. in October 1985. Hyundai Marine & Fire Insurance Co., Ltd. was incorporated in 1955 and is headquartered in Seoul, South Korea.

CEO
Mr. Yong-Il Cho
Employee
3.849
Address
163, Sejong-daero
Seoul, 03183

Hyundai Marine & Fire Insurance Co., Ltd. Executives & BODs

Hyundai Marine & Fire Insurance Co., Ltd. Executives & BODs
# Name Age
1 Ms. Mi-Eun Hwang
Chief Customer Officer & Executive Director
70
2 Mr. Yong-Il Cho
President, Chief Executive Officer & Director
70
3 Mr. Gil-Su Lee
Chief Internal Audit Officer
70
4 Mr. Jeong-Keun Han
Head of Human Resources & General Affairs Support Division
70
5 Mr. Sung-Jae Lee
Senior EVice President, Chief Executive Officer & Director
70
6 Mr. Jae-Hyung Kim
Chief Information Security Officer
70
7 Mr. Sung-Hoon Lee
Chief Information Officer
70
8 Mr. Young-Tae An
Compliance Officer & Executive Director
70

Hyundai Marine & Fire Insurance Co., Ltd. Competitors