DB Insurance Co., Ltd. Logo

DB Insurance Co., Ltd.

005830.KS

(3.0)
Stock Price

101.600,00 KRW

3.13% ROA

19.37% ROE

3.42x PER

Market Cap.

6.616.790.283.800,00 KRW

11.71% DER

4.81% Yield

11.36% NPM

DB Insurance Co., Ltd. Stock Analysis

DB Insurance Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

DB Insurance Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 ROE

The stock's ROE exceeds expectations (18.16%), revealing strong profitability and efficient use of shareholders' equity, making it an attractive investment opportunity.

2 PBV

With a remarkably low PBV ratio (0.48x), the stock offers substantial upside potential at a bargain price.

3 DER

The stock has a minimal amount of debt (0%) relative to its ownership, showcasing a strong financial position and lower risk for investors.

4 Net Profit Growth

With a track record of consistent net profit growth over the past five years, this company presents a compelling investment opportunity due to its strong financial performance.

5 ROA

The stock's ROA (2.48%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Revenue Growth

Company's revenue has experienced consistent growth over the last three years, indicating a favorable financial trajectory and making it an attractive investment choice.

7 Graham Number

The Graham number of this company suggests that its stock price may be undervalued, indicating a potentially attractive investment opportunity.

8 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (1.256.299), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

9 Assets Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

10 Dividend Growth

The company's dividend growth has been flat for the past three years, raising concerns for potential investors seeking reliable returns.

11 Dividend

Investors should be cautious as the company hasn't distributed dividends in the last three years, possibly indicating financial challenges.

DB Insurance Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

DB Insurance Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

DB Insurance Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

DB Insurance Co., Ltd. Revenue
Year Revenue Growth
2006 5.782.651.388.000
2007 6.471.165.625.000 10.64%
2008 6.998.200.844.000 7.53%
2009 8.020.656.958.000 12.75%
2010 9.479.834.162.000 15.39%
2011 10.071.227.546.000 5.87%
2012 10.878.592.048.780 7.42%
2013 9.732.057.374.220 -11.78%
2014 13.775.860.826.430 29.35%
2015 14.747.517.857.100 6.59%
2016 15.560.698.976.340 5.23%
2017 15.917.456.320.970 2.24%
2018 16.124.374.304.780 1.28%
2019 15.629.761.699.930 -3.16%
2020 16.492.761.811.440 5.23%
2021 17.470.414.625.240 5.6%
2022 18.469.292.540.290 5.41%
2023 0 0%
2023 15.681.538.537.212 100%
2024 19.129.541.912.628 18.02%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

DB Insurance Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2006 0
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

DB Insurance Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2006 42.577.378.000
2007 286.619.095.000 85.14%
2008 307.494.170.000 6.79%
2009 330.690.759.000 7.01%
2010 410.245.262.000 19.39%
2011 405.418.874.000 -1.19%
2012 457.785.153.730 11.44%
2013 381.952.737.830 -19.85%
2014 512.948.385.830 25.54%
2015 548.085.346.530 6.41%
2016 578.928.143.570 5.33%
2017 620.876.632.090 6.76%
2018 642.100.398.660 3.31%
2019 681.647.138.560 5.8%
2020 737.695.272.580 7.6%
2021 790.335.778.450 6.66%
2022 865.597.325.090 8.69%
2023 0 0%
2023 191.778.696.540 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

DB Insurance Co., Ltd. EBITDA
Year EBITDA Growth
2006 213.283.005.000
2007 421.979.780.000 49.46%
2008 351.085.349.000 -20.19%
2009 355.657.019.000 1.29%
2010 430.887.293.000 17.46%
2011 590.440.199.000 27.02%
2012 311.500.556.640 -89.55%
2013 484.020.824.900 35.64%
2014 671.096.361.740 27.88%
2015 702.932.630.810 4.53%
2016 849.480.380.270 17.25%
2017 1.046.671.378.640 18.84%
2018 901.488.250.300 -16.1%
2019 171.472.530.350 -425.73%
2020 1.084.484.166.420 84.19%
2021 380.533.887.240 -184.99%
2022 1.536.678.788.190 75.24%
2023 2.180.107.452.000 29.51%
2023 124.070.970.358 -1657.15%
2024 135.468.006.528 8.41%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

DB Insurance Co., Ltd. Gross Profit
Year Gross Profit Growth
2006 5.782.651.388.000
2007 6.471.165.625.000 10.64%
2008 6.998.200.844.000 7.53%
2009 8.020.656.958.000 12.75%
2010 9.479.834.162.000 15.39%
2011 10.071.227.546.000 5.87%
2012 10.878.592.048.780 7.42%
2013 9.732.057.374.220 -11.78%
2014 13.775.860.826.430 29.35%
2015 14.747.517.857.100 6.59%
2016 15.560.698.976.340 5.23%
2017 15.917.456.320.970 2.24%
2018 16.124.374.304.780 1.28%
2019 15.629.761.699.930 -3.16%
2020 16.492.761.811.440 5.23%
2021 17.470.414.625.240 5.6%
2022 18.469.292.540.290 5.41%
2023 0 0%
2023 19.761.196.048.000 100%
2024 19.129.541.912.628 -3.3%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

DB Insurance Co., Ltd. Net Profit
Year Net Profit Growth
2006 121.790.475.000
2007 271.264.923.000 55.1%
2008 231.507.617.000 -17.17%
2009 226.198.263.000 -2.35%
2010 283.349.986.000 20.17%
2011 396.156.425.000 28.48%
2012 466.128.451.690 15.01%
2013 279.364.579.540 -66.85%
2014 422.051.173.270 33.81%
2015 418.793.549.250 -0.78%
2016 523.652.450.820 20.02%
2017 661.145.875.420 20.8%
2018 532.538.849.880 -24.15%
2019 377.630.072.360 -41.02%
2020 552.280.771.480 31.62%
2021 869.522.640.140 36.48%
2022 983.087.447.240 11.55%
2023 1.673.863.328.000 41.27%
2023 1.738.568.940.480 3.72%
2024 2.444.927.444.000 28.89%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

DB Insurance Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2006 1.933
2007 4.285 54.89%
2008 3.657 -17.17%
2009 3.574 -2.32%
2010 4.476 20.15%
2011 6.259 28.49%
2012 7.808 19.84%
2013 4.267 -82.99%
2014 6.668 36.01%
2015 6.616 -0.79%
2016 8.273 20.03%
2017 10.445 20.79%
2018 8.413 -24.15%
2019 5.940 -41.63%
2020 9.063 34.45%
2021 14.481 37.42%
2022 16.372 11.55%
2023 27.878 41.27%
2023 28.955 3.72%
2024 40.716 28.89%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

DB Insurance Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 1.240.431.711.000
2007 116.670.204.000 -963.19%
2008 418.579.825.000 72.13%
2009 837.319.438.000 50.01%
2010 65.819.524.000 -1172.14%
2011 -128.949.109.000 151.04%
2012 -21.052.334.760 -512.52%
2013 -128.206.612.290 83.58%
2014 2.597.099.195.870 104.94%
2015 2.361.318.849.240 -9.99%
2016 3.062.283.150.470 22.89%
2017 -358.498.849.690 954.2%
2018 210.070.466.000 270.66%
2019 2.164.445.177.680 90.29%
2020 1.193.887.910.260 -81.29%
2021 2.238.756.739.580 46.67%
2022 2.814.175.506.340 20.45%
2023 4.220.869.332.003 33.33%
2023 1.066.112.446.850 -295.91%
2024 872.948.720.177 -22.13%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

DB Insurance Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 1.304.009.844.000
2007 199.330.382.000 -554.2%
2008 514.824.280.000 61.28%
2009 923.548.230.000 44.26%
2010 459.983.799.000 -100.78%
2011 -75.730.512.000 707.4%
2012 27.835.808.210 372.06%
2013 -87.530.589.290 131.8%
2014 2.740.513.041.860 103.19%
2015 2.433.136.087.600 -12.63%
2016 3.102.580.843.710 21.58%
2017 -315.993.198.770 1081.85%
2018 246.437.608.320 228.22%
2019 2.196.575.041.560 88.78%
2020 1.243.177.679.600 -76.69%
2021 2.276.255.431.330 45.38%
2022 2.878.517.118.200 20.92%
2023 4.287.974.502.766 32.87%
2023 1.082.897.838.800 -295.97%
2024 891.280.629.662 -21.5%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

DB Insurance Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 63.578.133.000
2007 82.660.178.000 23.08%
2008 96.244.455.000 14.11%
2009 86.228.792.000 -11.62%
2010 394.164.275.000 78.12%
2011 53.218.597.000 -640.65%
2012 48.888.142.970 -8.86%
2013 40.676.023.000 -20.19%
2014 143.413.845.990 71.64%
2015 71.817.238.360 -99.69%
2016 40.297.693.240 -78.22%
2017 42.505.650.920 5.19%
2018 36.367.142.320 -16.88%
2019 32.129.863.880 -13.19%
2020 49.289.769.340 34.81%
2021 37.498.691.750 -31.44%
2022 64.341.611.860 41.72%
2023 67.105.170.763 4.12%
2023 16.785.391.950 -299.78%
2024 18.331.909.485 8.44%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

DB Insurance Co., Ltd. Equity
Year Equity Growth
2006 747.943.215.000
2007 929.148.356.000 19.5%
2008 941.952.466.000 1.36%
2009 1.293.801.424.000 27.19%
2010 1.590.372.241.000 18.65%
2011 2.264.361.799.000 29.77%
2012 3.063.013.845.530 26.07%
2013 2.876.216.508.720 -6.49%
2014 3.604.441.616.020 20.2%
2015 4.063.888.922.180 11.31%
2016 4.430.803.944.580 8.28%
2017 4.952.784.582.580 10.54%
2018 5.425.361.104.130 8.71%
2019 6.149.088.519.110 11.77%
2020 6.504.591.907.300 5.47%
2021 6.732.468.664.220 3.38%
2022 5.461.656.266.560 -23.27%
2023 10.225.658.399.000 46.59%
2023 11.257.553.263.209 9.17%
2024 10.784.548.188.862 -4.39%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

DB Insurance Co., Ltd. Assets
Year Assets Growth
2006 9.096.951.842.000
2007 11.111.821.545.000 18.13%
2008 12.574.535.415.000 11.63%
2009 14.868.598.650.000 15.43%
2010 17.953.721.052.000 17.18%
2011 17.664.260.394.000 -1.64%
2012 28.144.567.191.460 37.24%
2013 30.377.531.828.320 7.35%
2014 34.945.332.497.600 13.07%
2015 40.115.334.608.630 12.89%
2016 44.949.512.973.030 10.75%
2017 48.495.385.760.980 7.31%
2018 51.061.705.340.130 5.03%
2019 55.777.759.117.780 8.46%
2020 60.051.327.012.340 7.12%
2021 64.751.602.573.670 7.26%
2022 64.496.564.963.040 -0.4%
2023 55.289.116.575.000 -16.65%
2023 58.197.021.729.832 5%
2024 61.877.372.225.958 5.95%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

DB Insurance Co., Ltd. Liabilities
Year Liabilities Growth
2006 8.349.008.627.000
2007 10.182.673.189.000 18.01%
2008 11.632.582.949.000 12.46%
2009 13.574.797.226.000 14.31%
2010 16.363.348.811.000 17.04%
2011 15.399.898.595.000 -6.26%
2012 468.646.493.900 -3186.04%
2013 27.501.315.319.600 98.3%
2014 31.340.890.881.580 12.25%
2015 36.051.445.686.450 13.07%
2016 40.518.709.028.450 11.03%
2017 43.542.601.178.400 6.94%
2018 45.636.344.236.000 4.59%
2019 49.628.670.598.670 8.04%
2020 53.546.735.105.040 7.32%
2021 58.019.133.909.450 7.71%
2022 59.034.908.696.480 1.72%
2023 0 0%
2023 46.939.468.466.623 100%
2024 51.092.824.037.096 8.13%

DB Insurance Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
283705.25
Net Income per Share
32235.73
Price to Earning Ratio
3.42x
Price To Sales Ratio
0.39x
POCF Ratio
1.33
PFCF Ratio
1.35
Price to Book Ratio
0.68
EV to Sales
0.41
EV Over EBITDA
10.69
EV to Operating CashFlow
1.4
EV to FreeCashFlow
1.42
Earnings Yield
0.29
FreeCashFlow Yield
0.74
Market Cap
6.616,79 Bil.
Enterprise Value
6.964,73 Bil.
Graham Number
342455.4
Graham NetNet
-824935.96

Income Statement Metrics

Net Income per Share
32235.73
Income Quality
2.43
ROE
0.19
Return On Assets
0.03
Return On Capital Employed
-0.12
Net Income per EBT
0.78
EBT Per Ebit
-0.33
Ebit per Revenue
-0.44
Effective Tax Rate
0.23

Margins

Sales, General, & Administrative to Revenue
0.01
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1.28
Operating Profit Margin
-0.44
Pretax Profit Margin
0.15
Net Profit Margin
0.11

Dividends

Dividend Yield
0.05
Dividend Yield %
4.81
Payout Ratio
0.17
Dividend Per Share
5300

Operating Metrics

Operating Cashflow per Share
82705.36
Free CashFlow per Share
81587.01
Capex to Operating CashFlow
0.01
Capex to Revenue
0
Capex to Depreciation
0.53
Return on Invested Capital
-0.54
Return on Tangible Assets
0.03
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
1118.35

Balance Sheet

Cash per Share
25.994,63
Book Value per Share
179.612,34
Tangible Book Value per Share
178556.59
Shareholders Equity per Share
161691.82
Interest Debt per Share
26159.03
Debt to Equity
0.12
Debt to Assets
0.02
Net Debt to EBITDA
0.53
Current Ratio
5.39
Tangible Asset Value
10.721,16 Bil.
Net Current Asset Value
-46.132,14 Bil.
Invested Capital
4730683874689
Working Capital
4.039,84 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
18.514,57 Bil.
Average Inventory
0
Debt to Market Cap
0.17

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

DB Insurance Co., Ltd. Dividends
Year Dividends Growth
2000 75
2001 50 -50%
2002 150 66.67%
2003 250 40%
2004 250 0%
2005 400 37.5%
2006 425 5.88%
2007 450 5.56%
2008 600 25%
2009 600 0%
2010 750 20%
2011 900 16.67%
2012 1.200 25%
2013 2.250 46.67%
2014 1.450 -55.17%
2015 1.550 6.45%
2016 1.650 6.06%
2017 2.300 28.26%
2018 2.000 -15%
2019 1.500 -33.33%
2020 2.200 31.82%
2021 3.500 37.14%
2022 4.600 23.91%
2024 5.300 13.21%

DB Insurance Co., Ltd. Profile

About DB Insurance Co., Ltd.

DB Insurance Co., Ltd. provides various insurance products and services in South Korea. The company offers general, auto, and long-term insurance products under the Promy car and Promy life brands. The company was formerly known as Dongbu Insurance Co., Ltd. and changed its name to DB Insurance Co., Ltd. in November 2017. DB Insurance Co., Ltd. was founded in 1962 and is headquartered in Seoul, South Korea. DB Insurance Co., Ltd. operates as a subsidiary of DB Group.

CEO
Mr. Jeong Nam Kim
Employee
4.435
Address
DB Financial Center
Seoul, 06194

DB Insurance Co., Ltd. Executives & BODs

DB Insurance Co., Ltd. Executives & BODs
# Name Age
1 Mr. Jang Heo
Head of Investment Business Division, Head of General Account Operation 1 Office and MD
70
2 Mr. Wook-Jong Yoo
Head of Corporate Marketing Team and Managing Director
70
3 Mr. Jong-Pyo Jeong
Head of Personal Business Unit & Executive Director
70
4 Mr. Jin-Goo Kim
Head of Human Resources Team and Managing Director
70
5 Mr. Jeong Nam Kim
Chairman, Chief Executive Officer & President
70
6 Mr. Seung Hyung Nam
Chief Financial Officer
70
7 Mr. Won-Jo Kim
Head of Accounting Support Team and Managing Director
70
8 Mr. Hyeong-Jun Ahn
Chief Auditor & Vice President
70

DB Insurance Co., Ltd. Competitors