Bank of Nanjing Co., Ltd. Logo

Bank of Nanjing Co., Ltd.

601009.SS

(3.2)
Stock Price

10,31 CNY

0.78% ROA

11.46% ROE

6.07x PER

Market Cap.

117.919.320.000,00 CNY

529.35% DER

4.71% Yield

27.03% NPM

Bank of Nanjing Co., Ltd. Stock Analysis

Bank of Nanjing Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bank of Nanjing Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.5x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Revenue Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

3 Assets Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

4 Dividend

Investors can take comfort in the company's unwavering commitment to dividends, as it has consistently distributed payouts over the past five years, ensuring a reliable income stream.

5 ROE

The stock's ROE falls within an average range (11.57%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

6 ROA

The stock's ROA (0.84%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

7 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

8 Dividend Growth

The company's dividend growth has been consistently strong over the past three years, with annual increases that demonstrate its commitment to rewarding shareholders.

9 Buffet Intrinsic Value

The company's stock shows potential as it is undervalued (19) according to Warren Buffett's formula, indicating that its intrinsic value exceeds the market price.

10 DER

The company has a high debt to equity ratio (170%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

11 Net Profit Growth

The net profit of this company has shown no signs of growth over the last five years, suggesting limited profitability and making it a less attractive investment opportunity.

Bank of Nanjing Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bank of Nanjing Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

Bank of Nanjing Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bank of Nanjing Co., Ltd. Revenue
Year Revenue Growth
2004 842.594.118
2005 1.219.448.217 30.9%
2006 1.509.086.335 19.19%
2007 1.925.679.366 21.63%
2008 3.153.147.729 38.93%
2009 3.517.965.183 10.37%
2010 5.158.521.000 31.8%
2011 7.219.351.000 28.55%
2012 8.805.940.000 18.02%
2013 10.106.210.000 12.87%
2014 15.601.100.000 35.22%
2015 22.488.630.000 30.63%
2016 26.299.668.000 14.49%
2017 24.410.512.000 -7.74%
2018 26.980.617.000 9.53%
2019 31.924.213.000 15.49%
2020 33.877.943.000 5.77%
2021 40.496.366.000 16.34%
2022 43.868.739.000 7.69%
2023 44.618.620.000 1.68%
2023 45.159.511.000 1.2%
2024 93.257.232.000 51.58%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bank of Nanjing Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bank of Nanjing Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2004 410.381.183
2005 459.609.079 10.71%
2006 530.499.964 13.36%
2007 582.238.021 8.89%
2008 817.552.160 28.78%
2009 1.138.411.659 28.18%
2010 1.616.086.000 29.56%
2011 2.310.793.000 30.06%
2012 2.721.211.000 15.08%
2013 3.251.662.000 16.31%
2014 4.463.069.000 27.14%
2015 5.502.114.000 18.88%
2016 6.602.209.000 16.66%
2017 7.253.483.000 8.98%
2018 7.841.273.000 7.5%
2019 8.887.355.000 11.77%
2020 9.807.374.000 9.38%
2021 11.957.419.000 17.98%
2022 13.271.096.000 9.9%
2023 11.568.272.000 -14.72%
2023 13.761.761.000 15.94%
2024 14.232.952.000 3.31%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bank of Nanjing Co., Ltd. EBITDA
Year EBITDA Growth
2004 904.167.686
2005 1.183.204.415 23.58%
2006 1.726.472.572 31.47%
2007 2.554.140.061 32.4%
2008 3.740.058.461 31.71%
2009 3.724.258.524 -0.42%
2010 5.925.743.000 37.15%
2011 10.538.326.000 43.77%
2012 14.168.901.000 25.62%
2013 17.477.188.000 18.93%
2014 23.433.340.000 25.42%
2015 28.802.150.000 18.64%
2016 32.501.256.000 11.38%
2017 39.302.651.000 17.31%
2018 44.581.218.000 11.84%
2019 15.435.018.000 -188.83%
2020 16.057.267.000 3.88%
2021 20.108.924.000 20.15%
2022 64.726.881.000 68.93%
2023 22.512.108.000 -187.52%
2023 -444.620.000 5163.22%
2024 164.603.996 370.11%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bank of Nanjing Co., Ltd. Gross Profit
Year Gross Profit Growth
2004 842.594.118
2005 1.219.448.217 30.9%
2006 1.509.086.335 19.19%
2007 1.925.679.366 21.63%
2008 3.153.147.729 38.93%
2009 3.517.965.183 10.37%
2010 5.158.521.000 31.8%
2011 7.219.351.000 28.55%
2012 8.805.940.000 18.02%
2013 10.106.210.000 12.87%
2014 15.601.100.000 35.22%
2015 22.488.630.000 30.63%
2016 26.299.668.000 14.49%
2017 24.410.512.000 -7.74%
2018 26.980.617.000 9.53%
2019 31.924.213.000 15.49%
2020 33.877.943.000 5.77%
2021 40.496.366.000 16.34%
2022 43.868.739.000 7.69%
2023 44.618.620.000 1.68%
2023 45.159.511.000 1.2%
2024 93.257.232.000 51.58%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bank of Nanjing Co., Ltd. Net Profit
Year Net Profit Growth
2004 218.007.538
2005 367.171.766 40.63%
2006 594.633.850 38.25%
2007 909.494.401 34.62%
2008 1.456.095.014 37.54%
2009 1.543.731.218 5.68%
2010 2.310.912.000 33.2%
2011 3.211.504.000 28.04%
2012 4.012.603.000 19.96%
2013 4.496.857.000 10.77%
2014 5.608.621.000 19.82%
2015 7.000.576.000 19.88%
2016 8.261.635.000 15.26%
2017 9.668.173.000 14.55%
2018 11.072.911.000 12.69%
2019 12.453.477.000 11.09%
2020 13.100.883.000 4.94%
2021 15.856.757.000 17.38%
2022 18.408.039.000 13.86%
2023 18.397.688.000 -0.06%
2023 18.502.084.000 0.56%
2024 23.553.268.000 21.45%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bank of Nanjing Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2004 0
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 100%
2018 1 0%
2019 1 0%
2020 1 0%
2021 2 0%
2022 2 0%
2023 2 0%
2023 2 0%
2024 2 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bank of Nanjing Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2004 5.397.162.030
2005 4.431.900.642 -21.78%
2006 2.236.606.536 -98.15%
2007 642.675.496 -248.01%
2008 5.698.414.548 88.72%
2009 11.081.949.474 48.58%
2010 22.132.811.000 49.93%
2011 12.140.557.000 -82.3%
2012 10.611.247.000 -14.41%
2013 66.083.565.000 83.94%
2014 109.731.690.000 39.78%
2015 79.603.896.000 -37.85%
2016 47.926.499.000 -66.1%
2017 -975.149.000 5014.79%
2018 39.222.718.000 102.49%
2019 27.596.174.000 -42.13%
2020 28.690.445.000 3.81%
2021 118.400.957.000 75.77%
2022 97.022.481.000 -22.03%
2023 -23.070.022.000 520.56%
2023 40.981.621.000 156.29%
2024 -9.816.121.000 517.49%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bank of Nanjing Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2004 5.460.271.996
2005 4.494.697.593 -21.48%
2006 2.307.799.575 -94.76%
2007 773.060.000 -198.53%
2008 6.189.101.000 87.51%
2009 11.383.302.000 45.63%
2010 22.906.244.000 50.3%
2011 12.533.658.000 -82.76%
2012 11.144.109.000 -12.47%
2013 66.631.815.000 83.28%
2014 111.525.691.000 40.25%
2015 81.023.407.000 -37.65%
2016 49.127.216.000 -64.93%
2017 385.625.000 -12639.63%
2018 41.660.138.000 99.07%
2019 28.154.431.000 -47.97%
2020 29.988.323.000 6.12%
2021 120.648.546.000 75.14%
2022 97.820.568.000 -23.34%
2023 -22.759.929.000 529.79%
2023 43.095.445.000 152.81%
2024 -9.365.887.000 560.13%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bank of Nanjing Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2004 63.109.966
2005 62.796.950 -0.5%
2006 71.193.039 11.79%
2007 130.384.503 45.4%
2008 490.686.452 73.43%
2009 301.352.525 -62.83%
2010 773.433.000 61.04%
2011 393.101.000 -96.75%
2012 532.862.000 26.23%
2013 548.250.000 2.81%
2014 1.794.001.000 69.44%
2015 1.419.511.000 -26.38%
2016 1.200.717.000 -18.22%
2017 1.360.774.000 11.76%
2018 2.437.420.000 44.17%
2019 558.257.000 -336.61%
2020 1.297.878.000 56.99%
2021 2.247.589.000 42.25%
2022 798.087.000 -181.62%
2023 310.093.000 -157.37%
2023 2.113.824.000 85.33%
2024 450.234.000 -369.49%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bank of Nanjing Co., Ltd. Equity
Year Equity Growth
2004 1.665.025.985
2005 2.104.274.991 20.87%
2006 2.611.135.784 19.41%
2007 9.942.463.089 73.74%
2008 11.345.594.576 12.37%
2009 12.168.208.301 6.76%
2010 18.970.399.000 35.86%
2011 21.804.269.000 13%
2012 24.810.754.000 12.12%
2013 26.856.134.000 7.62%
2014 32.783.787.000 18.08%
2015 52.413.924.000 37.45%
2016 62.377.781.000 15.97%
2017 68.210.592.000 8.55%
2018 78.766.059.000 13.4%
2019 87.928.196.000 10.42%
2020 108.032.972.000 18.61%
2021 122.564.792.000 11.86%
2022 157.698.835.000 22.28%
2023 169.538.148.000 6.98%
2023 182.443.878.000 7.07%
2024 158.394.511.000 -15.18%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bank of Nanjing Co., Ltd. Assets
Year Assets Growth
2004 38.271.657.875
2005 48.593.266.189 21.24%
2006 57.967.302.651 16.17%
2007 76.063.711.782 23.79%
2008 93.706.071.367 18.83%
2009 149.565.818.057 37.35%
2010 221.492.603.000 32.47%
2011 281.791.694.000 21.4%
2012 343.792.154.000 18.03%
2013 434.057.293.000 20.8%
2014 573.150.181.000 24.27%
2015 805.020.239.000 28.8%
2016 1.063.899.825.000 24.33%
2017 1.141.162.795.000 6.77%
2018 1.243.269.020.000 8.21%
2019 1.343.435.371.000 7.46%
2020 1.517.075.765.000 11.45%
2021 1.748.946.747.000 13.26%
2022 2.059.483.739.000 15.08%
2023 2.240.678.969.000 8.09%
2023 2.288.275.916.000 2.08%
2024 2.486.503.253.000 7.97%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bank of Nanjing Co., Ltd. Liabilities
Year Liabilities Growth
2004 36.606.631.889
2005 46.488.991.197 21.26%
2006 55.356.166.866 16.02%
2007 66.121.248.692 16.28%
2008 82.360.476.790 19.72%
2009 137.397.609.754 40.06%
2010 202.522.204.000 32.16%
2011 259.987.425.000 22.1%
2012 318.981.400.000 18.49%
2013 407.201.159.000 21.66%
2014 540.366.394.000 24.64%
2015 752.606.315.000 28.2%
2016 1.001.522.044.000 24.85%
2017 1.072.952.203.000 6.66%
2018 1.164.502.961.000 7.86%
2019 218.148.215.000 -433.81%
2020 222.818.654.000 2.1%
2021 256.186.126.000 13.02%
2022 256.819.506.000 0.25%
2023 282.487.712.000 9.09%
2023 1.407.688.296.000 79.93%
2024 2.328.108.742.000 39.54%

Bank of Nanjing Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
6.94
Net Income per Share
1.88
Price to Earning Ratio
6.07x
Price To Sales Ratio
1.64x
POCF Ratio
-2.27
PFCF Ratio
-2.19
Price to Book Ratio
0.76
EV to Sales
10.63
EV Over EBITDA
161.99
EV to Operating CashFlow
-14.68
EV to FreeCashFlow
-14.17
Earnings Yield
0.16
FreeCashFlow Yield
-0.46
Market Cap
117,92 Bil.
Enterprise Value
763,27 Bil.
Graham Number
25.18
Graham NetNet
-220.67

Income Statement Metrics

Net Income per Share
1.88
Income Quality
-2.68
ROE
0.11
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.86
EBT Per Ebit
0.99
Ebit per Revenue
0.32
Effective Tax Rate
0.16

Margins

Sales, General, & Administrative to Revenue
0.19
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.32
Pretax Profit Margin
0.31
Net Profit Margin
0.27

Dividends

Dividend Yield
0.05
Dividend Yield %
4.71
Payout Ratio
0.86
Dividend Per Share
0.54

Operating Metrics

Operating Cashflow per Share
-5.03
Free CashFlow per Share
-5.21
Capex to Operating CashFlow
-0.04
Capex to Revenue
0.03
Capex to Depreciation
1.87
Return on Invested Capital
0.02
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.18

Balance Sheet

Cash per Share
4,40
Book Value per Share
15,31
Tangible Book Value per Share
15.19
Shareholders Equity per Share
15.02
Interest Debt per Share
84.47
Debt to Equity
5.29
Debt to Assets
0.33
Net Debt to EBITDA
136.96
Current Ratio
0.67
Tangible Asset Value
157,09 Bil.
Net Current Asset Value
-1.623,95 Bil.
Invested Capital
-333147414999
Working Capital
-346,03 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
8,78 Bil.
Average Inventory
0
Debt to Market Cap
6.97

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bank of Nanjing Co., Ltd. Dividends
Year Dividends Growth
2008 0
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 1 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 1 0%
2024 1 0%

Bank of Nanjing Co., Ltd. Profile

About Bank of Nanjing Co., Ltd.

Bank of Nanjing Co., Ltd. provides various financial products and services to micro or small enterprises, medium or large corporates, and employees in China. The company offers RMB or foreign currency deposits, including demand deposits, term deposits, call deposits, and contract deposits in RMB; basic, ordinary, temporary, and special purpose RMB deposit accounts; and current and capital foreign exchange accounts. It also provides working capital loans, project loans, inventory loans, bill discounting services, project loan bill acceptance services, and trade financing services, as well as mortgage loans; LC credit limit, import LC, shipping guarantee, and trust receipt loans for importers; and financing on the order, export LC financing, package loan, discounted commercial invoice, forfeiting, and financing on export insurance services for exporters. In addition, the company offers salary card, salary payment, wealth management, credit card, consumer finance, online corporate banking, corporate card, and risk hedging services; and cash management services, including account, collection and payment, investment and financing, liquidity, and risk management. Further, it provides trade services, such as international remittance, RMB cross-border settlement, letter of credit, international collection, letter of guarantee and SBLCs, foreign exchange spot and forward, and trade specialist contact. The company operates through a network of 136 branches. Bank of Nanjing Co., Ltd. was founded in 1996 and is based in Nanjing, China.

CEO
Mr. Gang Zhu
Employee
16.260
Address
No. 288 Zhongshan Road
Nanjing, 210008

Bank of Nanjing Co., Ltd. Executives & BODs

Bank of Nanjing Co., Ltd. Executives & BODs
# Name Age
1 Mr. Jiahua Wang
External Supervisor
70
2 Mr. Hongsheng Zhou
Vice President
70
3 Mr. Zhi Chun Jiang
Vice President & Secretary of the Board
70
4 Mr. Lingnan Xie
Chairman of Nanyin Wealth Management
70
5 Mr. Gang Zhu
President, Director & Financial Manager
70
6 Mr. Xiaojiang Chen
Vice President
70
7 Ms. Lamei Xu
Director of Business
70
8 Mr. Xuanjie Yu
Chief Information Officer & GM of Information Technology Dept.
70
9 Mr. Qingsong Song
Vice President & President of Nanjing Branch
70
10 Mr. Bai Bin
President of BON BNPP Consumer Finance Company
70

Bank of Nanjing Co., Ltd. Competitors