Bank of Shanghai Co., Ltd. Logo

Bank of Shanghai Co., Ltd.

601229.SS

(2.5)
Stock Price

8,03 CNY

0.7% ROA

9.43% ROE

5.16x PER

Market Cap.

114.104.224.000,00 CNY

600.61% DER

5.58% Yield

28.36% NPM

Bank of Shanghai Co., Ltd. Stock Analysis

Bank of Shanghai Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bank of Shanghai Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0.37x) suggests it's undervalued, making it an attractive opportunity for investors.

2 Assets Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

4 ROE

The stock's ROE falls within an average range (9.89%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

5 ROA

The stock's ROA (0.73%) indicates that it's doing well in making money from the things it owns. This makes it a good option to invest and make consistent profits.

6 Graham Number

The Graham number calculation reveals that this company's stock price is potentially underestimated, implying that it may be a promising investment option.

7 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is undervalued (10), making it an appealing investment prospect with its intrinsic value surpassing the current market price.

8 DER

The company has a high debt to equity ratio (173%), which means it owes a lot of money compared to what it actually owns, making it financially risky.

9 Revenue Growth

Company's revenue has stayed stagnant, showing no signs of improvement and making it a less favorable choice.

10 Net Profit Growth

Despite the passage of five years, this company's net profit has not shown any improvement, highlighting a lack of growth and making it a less appealing investment prospect.

11 Dividend Growth

The company's dividend growth has remained unchanged for three years, signaling a lack of positive momentum and making it a less favorable investment choice.

Bank of Shanghai Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bank of Shanghai Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Sell
3 RSI Hold
4 Stoch RSI Hold

Bank of Shanghai Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bank of Shanghai Co., Ltd. Revenue
Year Revenue Growth
2001 4.070.868.000
2002 5.145.006.000 20.88%
2003 6.566.372.000 21.65%
2004 7.914.070.120 17.03%
2005 5.800.276.000 -36.44%
2006 6.134.273.000 5.44%
2007 7.664.009.000 19.96%
2008 9.813.726.000 21.91%
2009 9.435.985.000 -4%
2010 12.948.616.000 27.13%
2011 14.162.192.000 8.57%
2012 17.289.973.000 18.09%
2013 21.467.488.000 19.46%
2014 28.097.560.000 23.6%
2015 33.159.130.000 15.26%
2016 34.408.813.000 3.63%
2017 33.115.090.000 -3.91%
2018 43.894.689.000 24.56%
2019 49.808.777.000 11.87%
2020 50.752.126.000 1.86%
2021 56.217.277.000 9.72%
2022 53.100.619.000 -5.87%
2023 51.585.492.000 -2.94%
2023 109.343.240.000 52.82%
2024 52.579.576.000 -107.96%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bank of Shanghai Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bank of Shanghai Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2001 984.385.000
2002 1.255.054.000 21.57%
2003 1.738.523.000 27.81%
2004 1.742.885.864 0.25%
2005 1.729.740.000 -0.76%
2006 1.902.337.000 9.07%
2007 2.417.946.000 21.32%
2008 3.463.969.000 30.2%
2009 3.700.661.000 6.4%
2010 4.668.752.000 20.74%
2011 5.386.510.000 13.33%
2012 5.758.051.000 6.45%
2013 6.292.278.000 8.49%
2014 7.039.915.000 10.62%
2015 7.622.511.000 7.64%
2016 7.875.911.000 3.22%
2017 8.105.358.000 2.83%
2018 9.006.391.000 10%
2019 9.948.556.000 9.47%
2020 9.607.345.000 -3.55%
2021 12.098.439.000 20.59%
2022 12.226.455.000 1.05%
2023 12.927.380.000 5.42%
2023 12.446.006.000 -3.87%
2024 12.211.096.000 -1.92%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bank of Shanghai Co., Ltd. EBITDA
Year EBITDA Growth
2001 2.241.289.000
2002 2.624.379.000 14.6%
2003 3.185.413.000 17.61%
2004 3.886.661.122 18.04%
2005 5.775.315.000 32.7%
2006 7.035.240.000 17.91%
2007 8.903.801.000 20.99%
2008 10.926.824.000 18.51%
2009 10.683.562.000 -2.28%
2010 13.874.215.000 23%
2011 20.798.747.000 33.29%
2012 28.847.727.000 27.9%
2013 36.608.064.000 21.2%
2014 47.266.381.000 22.55%
2015 51.493.842.000 8.21%
2016 50.956.396.000 -1.05%
2017 57.039.144.000 10.66%
2018 65.158.308.000 12.46%
2019 22.341.818.000 -191.64%
2020 22.380.120.000 0.17%
2021 23.516.682.000 4.83%
2022 78.401.673.000 70%
2023 19.740.756.000 -297.16%
2023 -133.000.000 14942.67%
2024 32.284.456.000 100.41%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bank of Shanghai Co., Ltd. Gross Profit
Year Gross Profit Growth
2001 4.070.868.000
2002 5.145.006.000 20.88%
2003 6.566.372.000 21.65%
2004 7.914.070.120 17.03%
2005 5.800.276.000 -36.44%
2006 6.134.273.000 5.44%
2007 7.664.009.000 19.96%
2008 9.813.726.000 21.91%
2009 9.435.985.000 -4%
2010 12.948.616.000 27.13%
2011 14.162.192.000 8.57%
2012 17.289.973.000 18.09%
2013 21.467.488.000 19.46%
2014 28.097.560.000 23.6%
2015 33.159.130.000 15.26%
2016 34.408.813.000 3.63%
2017 33.115.090.000 -3.91%
2018 43.894.689.000 24.56%
2019 49.808.777.000 11.87%
2020 50.752.126.000 1.86%
2021 56.217.277.000 9.72%
2022 53.100.619.000 -5.87%
2023 51.585.492.000 -2.94%
2023 505.640.000.000 89.8%
2024 52.579.576.000 -861.67%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bank of Shanghai Co., Ltd. Net Profit
Year Net Profit Growth
2001 853.356.000
2002 776.579.000 -9.89%
2003 1.140.506.000 31.91%
2004 1.463.281.687 22.06%
2005 2.138.686.000 31.58%
2006 2.383.844.000 10.28%
2007 2.934.334.000 18.76%
2008 3.077.143.000 4.64%
2009 3.622.858.000 15.06%
2010 5.028.161.000 27.95%
2011 5.806.148.000 13.4%
2012 7.508.900.000 22.68%
2013 9.342.419.000 19.63%
2014 11.376.458.000 17.88%
2015 13.002.367.000 12.5%
2016 14.308.265.000 9.13%
2017 15.328.499.000 6.66%
2018 18.034.040.000 15%
2019 20.297.588.000 11.15%
2020 20.885.062.000 2.81%
2021 22.042.452.000 5.25%
2022 22.280.215.000 1.07%
2023 18.038.368.000 -23.52%
2023 22.544.789.000 19.99%
2024 27.273.620.000 17.34%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bank of Shanghai Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2001 0
2002 0 0%
2003 0 0%
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 1 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 100%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 2 0%
2023 1 0%
2023 2 0%
2024 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bank of Shanghai Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2002 8.524.879.000
2005 7.741.809.000 -10.11%
2006 20.616.246.000 62.45%
2007 5.076.972.000 -306.07%
2008 26.808.022.000 81.06%
2009 22.912.422.000 -17%
2010 10.145.510.000 -125.84%
2011 8.744.993.000 -16.02%
2012 2.842.702.000 -207.63%
2013 128.638.542.000 97.79%
2014 105.201.433.000 -22.28%
2015 58.388.462.000 -80.18%
2016 169.492.263.000 65.55%
2017 -61.266.144.000 376.65%
2018 -23.165.167.000 -164.48%
2019 -8.674.141.000 -167.06%
2020 11.343.763.000 176.47%
2021 -12.017.306.000 194.4%
2022 24.501.482.000 149.05%
2023 35.029.819.000 30.06%
2023 -31.807.174.000 210.13%
2024 -11.208.493.000 -183.78%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bank of Shanghai Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2002 8.633.149.000
2005 8.055.855.000 -7.17%
2006 21.078.258.000 61.78%
2007 5.842.718.000 -260.76%
2008 27.973.137.000 79.11%
2009 23.592.756.000 -18.57%
2010 11.003.773.000 -114.41%
2011 9.796.484.000 -12.32%
2012 3.879.167.000 -152.54%
2013 129.533.696.000 97.01%
2014 106.041.273.000 -22.15%
2015 60.143.077.000 -76.32%
2016 170.845.912.000 64.8%
2017 -60.767.289.000 381.15%
2018 -21.732.994.000 -179.61%
2019 -7.932.395.000 -173.98%
2020 12.471.951.000 163.6%
2021 -11.058.759.000 212.78%
2022 25.190.851.000 143.9%
2023 36.183.710.000 30.38%
2023 -31.323.300.000 215.52%
2024 -11.206.184.000 -179.52%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bank of Shanghai Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2002 108.270.000
2005 314.046.000 65.52%
2006 462.012.000 32.03%
2007 765.746.000 39.67%
2008 1.165.115.000 34.28%
2009 680.334.000 -71.26%
2010 858.263.000 20.73%
2011 1.051.491.000 18.38%
2012 1.036.465.000 -1.45%
2013 895.154.000 -15.79%
2014 839.840.000 -6.59%
2015 1.754.615.000 52.14%
2016 1.353.649.000 -29.62%
2017 498.855.000 -171.35%
2018 1.432.173.000 65.17%
2019 741.746.000 -93.08%
2020 1.128.188.000 34.25%
2021 958.547.000 -17.7%
2022 689.369.000 -39.05%
2023 1.153.891.000 40.26%
2023 483.874.000 -138.47%
2024 2.309.000 -20856%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bank of Shanghai Co., Ltd. Equity
Year Equity Growth
2001 7.231.840.000
2002 8.230.125.000 12.13%
2003 8.585.631.000 4.14%
2004 7.298.912.199 -17.63%
2005 10.317.971.000 29.26%
2006 12.341.096.000 16.39%
2007 14.761.358.000 16.4%
2008 18.840.113.000 21.65%
2009 21.512.091.000 12.42%
2010 29.487.090.000 27.05%
2011 35.276.419.000 16.41%
2012 42.271.618.000 16.55%
2013 56.319.988.000 24.94%
2014 74.358.961.000 24.26%
2015 92.834.395.000 19.9%
2016 116.218.614.000 20.12%
2017 147.441.403.000 21.18%
2018 161.768.608.000 8.86%
2019 177.226.631.000 8.72%
2020 190.939.019.000 7.18%
2021 205.768.445.000 7.21%
2022 221.648.524.000 7.16%
2023 239.049.162.000 7.28%
2023 232.646.624.000 -2.75%
2024 246.206.360.000 5.51%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bank of Shanghai Co., Ltd. Assets
Year Assets Growth
2001 122.004.488.000
2002 168.563.861.000 27.62%
2003 193.367.824.000 12.83%
2004 219.837.869.179 12.04%
2005 237.662.663.000 7.5%
2006 262.902.617.000 9.6%
2007 308.986.012.000 14.91%
2008 367.735.975.000 15.98%
2009 466.038.951.000 21.09%
2010 566.775.198.000 17.77%
2011 655.800.006.000 13.57%
2012 816.903.953.000 19.72%
2013 977.722.413.000 16.45%
2014 1.187.452.197.000 17.66%
2015 1.449.140.487.000 18.06%
2016 1.755.371.102.000 17.45%
2017 1.807.766.938.000 2.9%
2018 2.027.772.399.000 10.85%
2019 2.237.081.943.000 9.36%
2020 2.462.144.021.000 9.14%
2021 2.653.198.679.000 7.2%
2022 2.878.524.759.000 7.83%
2023 3.085.516.473.000 6.71%
2023 3.059.114.383.000 -0.86%
2024 3.223.330.590.000 5.09%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bank of Shanghai Co., Ltd. Liabilities
Year Liabilities Growth
2001 162.461.000
2002 160.333.736.000 99.9%
2003 184.782.193.000 13.23%
2004 212.538.956.979 13.06%
2005 227.344.692.000 6.51%
2006 250.561.521.000 9.27%
2007 294.224.654.000 14.84%
2008 348.895.862.000 15.67%
2009 444.526.860.000 21.51%
2010 537.288.108.000 17.26%
2011 620.523.587.000 13.41%
2012 774.632.335.000 19.89%
2013 921.402.425.000 15.93%
2014 1.113.093.236.000 17.22%
2015 1.356.306.092.000 17.93%
2016 1.639.152.488.000 17.26%
2017 1.660.325.535.000 1.28%
2018 1.866.003.791.000 11.02%
2019 264.877.393.000 -604.48%
2020 264.768.218.000 -0.04%
2021 297.201.934.000 10.91%
2022 358.783.927.000 17.16%
2023 2.846.467.311.000 87.4%
2023 401.141.993.000 -609.59%
2024 491.208.774.000 18.34%

Bank of Shanghai Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
5.63
Net Income per Share
1.6
Price to Earning Ratio
5.16x
Price To Sales Ratio
1.43x
POCF Ratio
3.55
PFCF Ratio
3.57
Price to Book Ratio
0.48
EV to Sales
2.61
EV Over EBITDA
16.08
EV to Operating CashFlow
6.34
EV to FreeCashFlow
6.54
Earnings Yield
0.19
FreeCashFlow Yield
0.28
Market Cap
114,10 Bil.
Enterprise Value
208,81 Bil.
Graham Number
24.93
Graham NetNet
-6.67

Income Statement Metrics

Net Income per Share
1.6
Income Quality
1.45
ROE
0.09
Return On Assets
0.01
Return On Capital Employed
0.01
Net Income per EBT
0.86
EBT Per Ebit
1.37
Ebit per Revenue
0.24
Effective Tax Rate
0.14

Margins

Sales, General, & Administrative to Revenue
0.16
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
6.5
Operating Profit Margin
0.24
Pretax Profit Margin
0.33
Net Profit Margin
0.28

Dividends

Dividend Yield
0.06
Dividend Yield %
5.58
Payout Ratio
0.38
Dividend Per Share
0.46

Operating Metrics

Operating Cashflow per Share
2.32
Free CashFlow per Share
2.25
Capex to Operating CashFlow
0.03
Capex to Revenue
0.01
Capex to Depreciation
1.26
Return on Invested Capital
0.01
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0.07

Balance Sheet

Cash per Share
27,91
Book Value per Share
192,31
Tangible Book Value per Share
192.22
Shareholders Equity per Share
17.3
Interest Debt per Share
108.15
Debt to Equity
6.01
Debt to Assets
0.46
Net Debt to EBITDA
7.29
Current Ratio
0.24
Tangible Asset Value
2.730,80 Bil.
Net Current Asset Value
-94,71 Bil.
Invested Capital
-1210421130000
Working Capital
-1.224,45 Bil.
Intangibles to Total Assets
0
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
12.94

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bank of Shanghai Co., Ltd. Dividends
Year Dividends Growth
2017 1
2018 1 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2024 0 0%

Bank of Shanghai Co., Ltd. Profile

About Bank of Shanghai Co., Ltd.

Bank of Shanghai Co., Ltd. provides various personal and corporate banking products and services primarily in Mainland China. It operates through Wholesale Financial Business, Retail Financial Business, and Other Business segments. The company accepts current, time-demand, fixed, education, individual call, interest-on-interest, and foreign exchange deposits. Its loan products include license plate loans, loans for individual studies, and individual housing loans; and fixed asset loans, liquidity revolving loans, mortgage loans, syndicated loans, corporation overdrafts, and working capital loans. The company also offers debit and credit cards; open-ended funds; certificate and savings bonds; and unit-linked, annuities, health, and life insurance products. In addition, it provides settlement services, such as cheque, cashier's order, bank and trade acceptance, remittance, collection with acceptance, consignment collection, and periodical credit and charge services; and intermediary services comprising tender, performance, advance payment, quality and maintenance guarantee, and payment guarantee, as well as entrusted loan of unit and credit certification services. Further, the company offers supply chain services consisting of advance payment financing, chattel mortgage credit extension, accounts receivable financing, credit insurance financing, auto dealer financing, order financing, and domestic letter of credit services; and online, mobile, and telephone banking services. Additionally, it offers investment banking, asset custody, equity investment, wealth management, securities agency, and pension finance services. The company was formerly known as Shanghai City United Bank Ltd. and changed its name to Bank of Shanghai Co., Ltd. in July 1998. Bank of Shanghai Co., Ltd. was incorporated in 1995 and is headquartered in Shanghai, China.

CEO
Mr. Debin Hu
Employee
14.285
Address
No. 168, Middle Yincheng Road
Shanghai, 200120

Bank of Shanghai Co., Ltd. Executives & BODs

Bank of Shanghai Co., Ltd. Executives & BODs
# Name Age
1 Ms. Xiaohong Li
Board Secretary
70
2 Mr. Shouyuan Zhu
Business Director
70
3 Mr. Hongmin Shi
VC, President & Chief Financial Officer
70
4 Mr. Yu Jin
Executive Chairman of the Board
70
5 Mr. Ming Wang
Vice President
70
6 Mr. Debin Hu
Vice President & Chief Information Officer
70
7 Ms. Ning Zhou
Chief Auditor & HR Director
70
8 Mr. Will Fenj
IR Officer
70
9 Mr. Jiguang Zhang
Head of Financial Department
70

Bank of Shanghai Co., Ltd. Competitors