Bank of Jiangsu Co., Ltd. Logo

Bank of Jiangsu Co., Ltd.

600919.SS

(3.8)
Stock Price

7,46 CNY

0.92% ROA

13.56% ROE

4.16x PER

Market Cap.

126.991.009.376,00 CNY

211.05% DER

7.09% Yield

40.47% NPM

Bank of Jiangsu Co., Ltd. Stock Analysis

Bank of Jiangsu Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bank of Jiangsu Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 Net Profit Growth

This company has consistently achieved strong net profit growth over the past five years, demonstrating a solid financial performance and making it an appealing investment option.

2 Assets Growth

With a track record of consistent revenue growth in the past five years, this company presents a compelling opportunity.

3 Dividend

The company's consistent dividend distribution over the past five years reflects its dedication to providing shareholders with steady returns, making it an appealing choice for investors seeking income stability.

4 PBV

The stock's low PBV ratio (0.44x) suggests it's undervalued, making it an attractive opportunity for investors.

5 Revenue Growth

This company's revenue has experienced steady growth over the last five years, indicating a reliable and prosperous financial trajectory.

6 Graham Number

The Graham number analysis indicates that this company's stock price is likely undervalued, raising prospects for a favorable investment opportunity.

7 Dividend Growth

The company's dividend growth has exhibited a remarkable upward trend over the past three years, consistently delivering higher payouts to shareholders.

8 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (14), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

9 ROE

ROE in an average range (13.56%) suggests satisfactory profitability and decent utilization of shareholders' equity.

10 ROA

The stock's ROA (0.92%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

11 DER

The stock is burdened with a heavy load of debt (211%), making it financially unstable and potentially risky for investors.

Bank of Jiangsu Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bank of Jiangsu Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Sell
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

Bank of Jiangsu Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bank of Jiangsu Co., Ltd. Revenue
Year Revenue Growth
2005 4.459.469.167
2006 5.233.023.466 14.78%
2007 7.908.451.873 33.83%
2008 7.190.008.000 -9.99%
2009 8.428.107.000 14.69%
2010 11.447.479.000 26.38%
2011 16.522.425.000 30.72%
2012 19.842.450.000 16.73%
2013 22.325.709.000 11.12%
2014 25.325.842.000 11.85%
2015 28.047.070.000 9.7%
2016 31.359.045.000 10.56%
2017 33.755.813.000 7.1%
2018 35.121.479.000 3.89%
2019 44.871.880.000 21.73%
2020 51.770.953.000 13.33%
2021 63.642.381.000 18.65%
2022 70.501.156.000 9.73%
2023 79.356.108.000 11.16%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bank of Jiangsu Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bank of Jiangsu Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 1.103.506.134
2006 1.362.302.736 19%
2007 1.646.900.899 17.28%
2008 2.613.923.000 37%
2009 3.206.218.000 18.47%
2010 4.136.843.000 22.5%
2011 5.624.479.000 26.45%
2012 6.630.221.000 15.17%
2013 7.208.641.000 8.02%
2014 7.488.423.000 3.74%
2015 8.236.857.000 9.09%
2016 9.161.145.000 10.09%
2017 9.746.399.000 6%
2018 10.103.863.000 3.54%
2019 11.530.571.000 12.37%
2020 12.204.764.000 5.52%
2021 14.307.278.000 14.7%
2022 17.306.731.000 17.33%
2023 16.544.804.000 -4.61%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bank of Jiangsu Co., Ltd. EBITDA
Year EBITDA Growth
2005 1.114.755.660
2006 2.972.249.048 62.49%
2007 4.663.851.172 36.27%
2008 8.152.739.000 42.79%
2009 8.641.193.000 5.65%
2010 11.193.013.000 22.8%
2011 17.411.007.000 35.71%
2012 24.807.261.000 29.81%
2013 29.365.270.000 15.52%
2014 38.225.582.000 23.18%
2015 47.370.699.000 19.31%
2016 48.227.766.000 1.78%
2017 61.727.420.000 21.87%
2018 70.375.587.000 12.29%
2019 15.274.316.000 -360.74%
2020 16.194.008.000 5.68%
2021 25.760.962.000 37.14%
2022 95.105.434.000 72.91%
2023 42.831.528.000 -122.05%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bank of Jiangsu Co., Ltd. Gross Profit
Year Gross Profit Growth
2005 4.459.469.167
2006 5.233.023.466 14.78%
2007 7.908.451.873 33.83%
2008 7.190.008.000 -9.99%
2009 8.428.107.000 14.69%
2010 11.447.479.000 26.38%
2011 16.522.425.000 30.72%
2012 19.842.450.000 16.73%
2013 22.325.709.000 11.12%
2014 25.325.842.000 11.85%
2015 28.047.070.000 9.7%
2016 31.359.045.000 10.56%
2017 33.755.813.000 7.1%
2018 35.121.479.000 3.89%
2019 44.871.880.000 21.73%
2020 51.770.953.000 13.33%
2021 63.642.381.000 18.65%
2022 70.501.156.000 9.73%
2023 79.356.108.000 11.16%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bank of Jiangsu Co., Ltd. Net Profit
Year Net Profit Growth
2005 -606.206.036
2006 446.277.637 235.84%
2007 837.904.159 46.74%
2008 2.251.187.000 62.78%
2009 2.621.349.000 14.12%
2010 4.185.481.000 37.37%
2011 5.833.881.000 28.26%
2012 7.039.474.000 17.13%
2013 8.185.502.000 14%
2014 8.684.947.000 5.75%
2015 9.497.433.000 8.55%
2016 10.610.579.000 10.49%
2017 11.874.997.000 10.65%
2018 13.064.935.000 9.11%
2019 14.618.609.000 10.63%
2020 15.065.745.000 2.97%
2021 19.694.365.000 23.5%
2022 25.385.993.000 22.42%
2023 34.534.736.000 26.49%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bank of Jiangsu Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 1 0%
2012 1 0%
2013 1 0%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 100%
2020 1 0%
2021 1 0%
2022 2 0%
2023 2 50%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bank of Jiangsu Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2006 4.254.170.387
2007 6.020.690.823 29.34%
2008 19.986.258.000 69.88%
2009 6.252.280.000 -219.66%
2010 28.152.540.000 77.79%
2011 942.497.000 -2887.02%
2012 58.662.609.000 98.39%
2013 46.770.964.000 -25.43%
2014 173.875.059.000 73.1%
2015 147.438.719.000 -17.93%
2016 81.744.144.000 -80.37%
2017 -105.703.956.000 177.33%
2018 -92.642.278.000 -14.1%
2019 -58.659.624.000 -57.93%
2020 -20.023.986.000 -192.95%
2021 68.643.335.000 129.17%
2022 -4.661.003.000 1572.72%
2023 66.406.763.000 107.02%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bank of Jiangsu Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2006 4.609.859.603
2007 6.416.269.299 28.15%
2008 20.441.389.000 68.61%
2009 7.442.887.000 -174.64%
2010 29.103.887.000 74.43%
2011 2.069.679.000 -1306.2%
2012 59.510.620.000 96.52%
2013 47.970.742.000 -24.06%
2014 175.461.820.000 72.66%
2015 148.568.272.000 -18.1%
2016 82.617.306.000 -79.83%
2017 -105.138.467.000 178.58%
2018 -92.048.408.000 -14.22%
2019 -57.957.767.000 -58.82%
2020 -19.283.730.000 -200.55%
2021 71.771.507.000 126.87%
2022 -3.812.962.000 1982.3%
2023 66.697.777.000 105.72%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bank of Jiangsu Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2006 355.689.215
2007 395.578.476 10.08%
2008 455.131.000 13.08%
2009 1.190.607.000 61.77%
2010 951.347.000 -25.15%
2011 1.127.182.000 15.6%
2012 848.011.000 -32.92%
2013 1.199.778.000 29.32%
2014 1.586.761.000 24.39%
2015 1.129.553.000 -40.48%
2016 873.162.000 -29.36%
2017 565.489.000 -54.41%
2018 593.870.000 4.78%
2019 701.857.000 15.39%
2020 740.256.000 5.19%
2021 3.128.172.000 76.34%
2022 848.041.000 -268.87%
2023 291.014.000 -191.41%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bank of Jiangsu Co., Ltd. Equity
Year Equity Growth
2005 4.313.205.939
2006 9.003.743.402 52.1%
2007 9.402.950.534 4.25%
2008 11.230.456.000 16.27%
2009 15.037.689.000 25.32%
2010 22.692.376.000 33.73%
2011 27.811.530.000 18.41%
2012 34.151.101.000 18.56%
2013 47.763.497.000 28.5%
2014 55.935.208.000 14.61%
2015 65.155.806.000 14.15%
2016 82.665.060.000 21.18%
2017 111.144.904.000 25.62%
2018 124.504.926.000 10.73%
2019 136.435.921.000 8.74%
2020 182.079.273.000 25.07%
2021 198.055.748.000 8.07%
2022 215.431.339.000 8.07%
2023 253.267.302.000 14.94%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bank of Jiangsu Co., Ltd. Assets
Year Assets Growth
2005 125.713.004.805
2006 151.796.061.053 17.18%
2007 182.214.059.451 16.69%
2008 225.238.893.000 19.1%
2009 330.505.086.000 31.85%
2010 430.455.903.000 23.22%
2011 514.145.722.000 16.28%
2012 650.328.811.000 20.94%
2013 763.652.173.000 14.84%
2014 1.038.309.050.000 26.45%
2015 1.290.333.336.000 19.53%
2016 1.598.292.446.000 19.27%
2017 1.770.550.986.000 9.73%
2018 1.925.823.214.000 8.06%
2019 2.065.058.387.000 6.74%
2020 2.337.892.914.000 11.67%
2021 2.618.874.260.000 10.73%
2022 2.980.294.692.000 12.13%
2023 3.336.345.824.000 10.67%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bank of Jiangsu Co., Ltd. Liabilities
Year Liabilities Growth
2005 121.399.798.867
2006 142.792.317.651 14.98%
2007 172.811.108.918 17.37%
2008 214.008.437.000 19.25%
2009 315.467.397.000 32.16%
2010 407.763.527.000 22.63%
2011 486.334.192.000 16.16%
2012 616.059.940.000 21.06%
2013 715.757.045.000 13.93%
2014 982.243.964.000 27.13%
2015 1.224.798.773.000 19.8%
2016 1.514.085.480.000 19.11%
2017 1.657.723.203.000 8.66%
2018 1.801.318.288.000 7.97%
2019 401.237.176.000 -348.94%
2020 464.471.444.000 13.61%
2021 504.328.086.000 7.9%
2022 580.365.442.000 13.1%
2023 518.149.341.000 -12.01%

Bank of Jiangsu Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
4.11
Net Income per Share
1.66
Price to Earning Ratio
4.16x
Price To Sales Ratio
1.68x
POCF Ratio
0.65
PFCF Ratio
0.66
Price to Book Ratio
0.52
EV to Sales
4.73
EV Over EBITDA
4.97
EV to Operating CashFlow
1.83
EV to FreeCashFlow
1.85
Earnings Yield
0.24
FreeCashFlow Yield
1.52
Market Cap
126,99 Bil.
Enterprise Value
357,20 Bil.
Graham Number
22.36
Graham NetNet
-8.91

Income Statement Metrics

Net Income per Share
1.66
Income Quality
14.9
ROE
0.14
Return On Assets
0.01
Return On Capital Employed
0.02
Net Income per EBT
0.77
EBT Per Ebit
0.56
Ebit per Revenue
0.94
Effective Tax Rate
0.2

Margins

Sales, General, & Administrative to Revenue
0.24
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.94
Pretax Profit Margin
0.53
Net Profit Margin
0.4

Dividends

Dividend Yield
0.07
Dividend Yield %
7.09
Payout Ratio
0.39
Dividend Per Share
0.49

Operating Metrics

Operating Cashflow per Share
10.64
Free CashFlow per Share
10.54
Capex to Operating CashFlow
-0.01
Capex to Revenue
-0.02
Capex to Depreciation
0
Return on Invested Capital
0.07
Return on Tangible Assets
0.01
Days Sales Outstanding
429.25
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0.85
Payables Turnover
0
Inventory Turnover
0
Capex per Share
-0.1

Balance Sheet

Cash per Share
15,67
Book Value per Share
13,36
Tangible Book Value per Share
153.37
Shareholders Equity per Share
13.36
Interest Debt per Share
32.03
Debt to Equity
2.11
Debt to Assets
0.16
Net Debt to EBITDA
3.21
Current Ratio
0
Tangible Asset Value
2.817,66 Bil.
Net Current Asset Value
-141,43 Bil.
Invested Capital
2.11
Working Capital
376,72 Bil.
Intangibles to Total Assets
0
Average Receivables
90,04 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
4.08

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bank of Jiangsu Co., Ltd. Dividends
Year Dividends Growth
2017 0
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%

Bank of Jiangsu Co., Ltd. Profile

About Bank of Jiangsu Co., Ltd.

Bank of Jiangsu Co., Ltd. provides various banking products and services in China. It operates through Corporate Banking, Retail Banking, and Treasury Business segments. The company's personal banking services include private banking; investment and financing; personal savings; investment and wealth management; personal exchange; personal loans; payment, and welfare and sport lottery agency; and consumer finance services. It also offers corporate banking services comprising time, call, structured, and current deposits; project financing and wealth management services; inward and outward remittance, export documentary collection and credit, import payment agency, and package loans, as well as L/C advice, review and negotiation, xonfirmation, and establishment services; money market, fixed income, and foreign exchange and derivatives; investment banking services, such as M&A and reorganization, structured financing, bond market, and securitization; and custody services. In addition, the company provides corporate loan, trade financing, finance leasing, guarantee, remittance and settlement, securities agency, credit card, repurchase transaction, and derivatives trading services; debt instrument investment services; foreign currency; and internet banking services, including direct, mobile, personal online, corporate online, telephone, SMS, and WeChat banking. It operates through 531 branches, including a head office, 17 branches, 1 franchised institution, and 512 sub-branches. The company serves individuals, corporations, government agencies, and financial institutions. Bank of Jiangsu Co., Ltd. was incorporated in 2006 and is headquartered in Nanjing, China.

CEO
Mr. Ping Xia
Employee
17.590
Address
No. 26, Zhonghua Road
Nanjing, 210001

Bank of Jiangsu Co., Ltd. Executives & BODs

Bank of Jiangsu Co., Ltd. Executives & BODs
# Name Age
1 Mr. Ping Xia
Executive Chairman of the Board
70
2 Mr. Ge Renyu
Chief Information Officer, President, Vice President & Director
70
3 Mr. Luo Feng
Business Director
70
4 Mr. Dianjun Wu
Vice President, Secretary of the Board & Executive Director
70
5 Mr. Aiguo Zhou
Business Director
70
6 Mr. Jinsong Ji
Executive Director
70

Bank of Jiangsu Co., Ltd. Competitors