Bank of Chongqing Co., Ltd. Logo

Bank of Chongqing Co., Ltd.

601963.SS

(2.0)
Stock Price

9,45 CNY

2.91% ROA

9.52% ROE

5.72x PER

Market Cap.

23.874.008.030,00 CNY

571.95% DER

4.9% Yield

16.05% NPM

Bank of Chongqing Co., Ltd. Stock Analysis

Bank of Chongqing Co., Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

Bank of Chongqing Co., Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

The stock's low PBV ratio (0x) suggests it's undervalued, making it an attractive opportunity for investors.

2 DER

The stock has a low debt to equity ratio (0%), which means it has a small amount of debt compared to the ownership it holds

3 Assets Growth

Over the past five years, this company's revenue has consistently increased, demonstrating a robust financial performance that makes it an appealing opportunity.

4 Dividend Growth

The company's dividend growth has shown a positive trajectory over the past three years, consistently increasing year after year, indicating a favorable trend for potential investors.

5 Dividend

Investors can rely on the company's consistent dividend payments over the past three years, offering a steady stream of returns.

6 ROE

Negative ROE (0%) indicates poor financial performance, raising concerns about profitability and efficiency in utilizing shareholders' equity.

7 ROA

The stock's ROA (0%) suggests that it's struggling to generate profits from its assets, making it a risky choice for investment.

8 Revenue Growth

Company's revenue has remained stagnant over the past three years, indicating a lack of growth and making it a less favorable option.

9 Net Profit Growth

This company's net profit has remained stagnant over the past five years, indicating a lack of growth and making it a less favorable investment option.

10 Graham Number

The Graham number of this company suggests that its stock price may be overvalued, indicating a less favorable investment opportunity.

11 Buffet Intrinsic Value

Warren Buffett's formula suggests that the company's stock is overpriced (0), presenting a possible disadvantage for investors as its market price surpasses its estimated intrinsic value.

Bank of Chongqing Co., Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

Bank of Chongqing Co., Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Hold
2 MACD Buy
3 RSI Hold
4 Stoch RSI Hold

Bank of Chongqing Co., Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

Bank of Chongqing Co., Ltd. Revenue
Year Revenue Growth
2003 684.751.614
2004 1.077.532.784 36.45%
2005 661.592.000 -62.87%
2006 939.372.000 29.57%
2007 1.550.538.000 39.42%
2008 1.913.228.000 18.96%
2009 2.094.009.000 8.63%
2010 2.729.904.000 23.29%
2011 3.521.840.000 22.49%
2012 4.635.376.000 24.02%
2013 5.822.085.000 20.38%
2014 7.469.182.000 22.05%
2015 8.548.514.000 12.63%
2016 9.581.598.000 10.78%
2017 10.139.589.000 5.5%
2018 10.591.668.000 4.27%
2019 11.770.166.000 10.01%
2020 12.850.073.000 8.4%
2021 14.198.351.000 9.5%
2022 30.289.377.000 53.12%
2023 0 0%
2023 9.602.543.000 100%
2024 33.248.152.000 71.12%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

Bank of Chongqing Co., Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

Bank of Chongqing Co., Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2003 198.259.005
2004 258.785.271 23.39%
2005 304.959.000 15.14%
2006 382.839.000 20.34%
2007 501.553.000 23.67%
2008 684.322.000 26.71%
2009 766.497.000 10.72%
2010 927.342.000 17.34%
2011 1.213.818.000 23.6%
2012 1.577.106.000 23.04%
2013 1.893.775.000 16.72%
2014 2.303.562.000 17.79%
2015 2.621.271.000 12.12%
2016 2.261.199.000 -15.92%
2017 2.182.110.000 -3.62%
2018 2.408.311.000 9.39%
2019 2.590.084.000 7.02%
2020 2.693.681.000 3.85%
2021 3.112.355.000 13.45%
2022 930.395.000 -234.52%
2023 0 0%
2023 1.046.070.999 100%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

Bank of Chongqing Co., Ltd. EBITDA
Year EBITDA Growth
2003 235.975.165
2004 335.943.985 29.76%
2005 638.998.000 47.43%
2006 910.752.000 29.84%
2007 1.708.869.000 46.7%
2008 2.371.328.000 27.94%
2009 2.478.340.000 4.32%
2010 3.544.297.000 30.08%
2011 8.026.305.000 55.84%
2012 6.763.042.000 -18.68%
2013 8.444.276.000 19.91%
2014 10.910.869.000 22.61%
2015 12.908.582.000 15.48%
2016 13.353.046.000 3.33%
2017 15.821.223.000 15.6%
2018 17.425.221.000 9.21%
2019 5.722.283.000 -204.52%
2020 5.897.522.000 2.97%
2021 6.232.338.000 5.37%
2022 454.029.000 -1272.67%
2023 0 0%
2023 -278.451.000 100%
2024 443.194.000 162.83%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

Bank of Chongqing Co., Ltd. Gross Profit
Year Gross Profit Growth
2003 684.751.614
2004 1.077.532.784 36.45%
2005 661.592.000 -62.87%
2006 939.372.000 29.57%
2007 1.550.538.000 39.42%
2008 1.913.228.000 18.96%
2009 2.094.009.000 8.63%
2010 2.729.904.000 23.29%
2011 3.521.840.000 22.49%
2012 4.635.376.000 24.02%
2013 5.822.085.000 20.38%
2014 7.469.182.000 22.05%
2015 8.548.514.000 12.63%
2016 9.581.598.000 10.78%
2017 10.139.589.000 5.5%
2018 10.591.668.000 4.27%
2019 11.770.166.000 10.01%
2020 12.850.073.000 8.4%
2021 14.198.351.000 9.5%
2022 30.289.377.000 53.12%
2023 0 0%
2023 9.724.585.000 100%
2024 33.248.152.000 70.75%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

Bank of Chongqing Co., Ltd. Net Profit
Year Net Profit Growth
2003 49.372.425
2004 78.177.856 36.85%
2005 153.385.000 49.03%
2006 274.699.000 44.16%
2007 556.612.000 50.65%
2008 655.017.000 15.02%
2009 875.842.000 25.21%
2010 1.083.009.000 19.13%
2011 1.463.158.000 25.98%
2012 1.925.603.000 24.02%
2013 2.329.266.000 17.33%
2014 2.827.143.000 17.61%
2015 3.170.061.000 10.82%
2016 3.502.167.000 9.48%
2017 3.725.881.000 6%
2018 3.769.847.000 1.17%
2019 4.207.488.000 10.4%
2020 4.423.633.000 4.89%
2021 4.663.743.000 5.15%
2022 4.867.857.000 4.19%
2023 0 0%
2023 4.718.287.000 100%
2024 5.936.784.000 20.52%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

Bank of Chongqing Co., Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2003 0
2004 0 0%
2005 0 0%
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 1 0%
2011 1 0%
2012 1 0%
2013 1 100%
2014 1 0%
2015 1 0%
2016 1 0%
2017 1 0%
2018 1 0%
2019 1 0%
2020 1 0%
2021 1 0%
2022 1 0%
2023 0 0%
2023 1 100%
2024 2 0%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

Bank of Chongqing Co., Ltd. Free Cashflow
Year Free Cashflow Growth
2004 -12.950.514
2005 2.143.590.000 100.6%
2006 -1.702.860.000 225.88%
2007 5.096.920.000 133.41%
2008 425.261.000 -1098.54%
2009 4.632.844.000 90.82%
2010 5.435.735.000 14.77%
2011 253.148.000 -2047.26%
2012 13.626.004.000 98.14%
2013 14.527.354.000 6.2%
2014 21.309.509.000 31.83%
2015 16.319.991.000 -30.57%
2016 -20.441.957.000 179.84%
2017 -7.312.711.000 -179.54%
2018 -34.574.456.000 78.85%
2019 -3.083.117.000 -1021.41%
2020 31.766.206.000 109.71%
2021 4.735.550.000 -570.8%
2022 2.125.362.000 -122.81%
2022 -25.419.400.000 108.36%
2023 -25.114.827.000 -1.21%
2024 6.561.670.000 482.75%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

Bank of Chongqing Co., Ltd. Operating Cashflow
Year Operating Cashflow Growth
2004 98.770.991
2005 2.226.306.000 95.56%
2006 -1.622.885.000 237.18%
2007 5.149.955.000 131.51%
2008 504.771.000 -920.26%
2009 4.940.797.000 89.78%
2010 5.848.034.000 15.51%
2011 571.929.000 -922.51%
2012 14.038.955.000 95.93%
2013 15.272.881.000 8.08%
2014 21.781.206.000 29.88%
2015 16.716.424.000 -30.3%
2016 -20.216.460.000 182.69%
2017 -6.934.186.000 -191.55%
2018 -34.163.311.000 79.7%
2019 -2.711.725.000 -1159.84%
2020 32.211.063.000 108.42%
2021 5.085.209.000 -533.43%
2022 2.463.383.000 -106.43%
2022 -25.339.566.000 109.72%
2023 -24.699.360.000 -2.59%
2024 6.684.636.000 469.49%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

Bank of Chongqing Co., Ltd. Capital Expenditure
Year Capital Expenditure Growth
2004 111.721.505
2005 82.716.000 -35.07%
2006 79.975.000 -3.43%
2007 53.035.000 -50.8%
2008 79.510.000 33.3%
2009 307.953.000 74.18%
2010 412.299.000 25.31%
2011 318.781.000 -29.34%
2012 412.951.000 22.8%
2013 745.527.000 44.61%
2014 471.697.000 -58.05%
2015 396.433.000 -18.99%
2016 225.497.000 -75.8%
2017 378.525.000 40.43%
2018 411.145.000 7.93%
2019 371.392.000 -10.7%
2020 444.857.000 16.51%
2021 349.659.000 -27.23%
2022 338.021.000 -3.44%
2022 79.834.000 -323.4%
2023 415.467.000 80.78%
2024 122.966.000 -237.87%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

Bank of Chongqing Co., Ltd. Equity
Year Equity Growth
2003 1.709.883.024
2004 1.784.832.489 4.2%
2005 1.546.464.000 -15.41%
2006 2.172.782.000 28.83%
2007 2.628.748.000 17.35%
2008 3.291.162.000 20.13%
2009 4.036.115.000 18.46%
2010 4.990.970.000 19.13%
2011 6.387.569.000 21.86%
2012 8.247.109.000 22.55%
2013 13.479.271.000 38.82%
2014 15.903.023.000 15.24%
2015 21.292.995.000 25.31%
2016 23.811.912.000 10.58%
2017 32.459.912.000 26.64%
2018 34.611.573.000 6.22%
2019 38.613.669.000 10.36%
2020 41.994.214.000 8.05%
2021 49.246.695.000 14.73%
2022 51.642.546.000 4.64%
2022 51.495.477.000 -0.29%
2023 59.299.427.000 13.16%
2024 53.755.372.000 -10.31%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

Bank of Chongqing Co., Ltd. Assets
Year Assets Growth
2003 24.443.245.593
2004 23.731.644.527 -3%
2005 30.157.432.000 21.31%
2006 32.548.265.000 7.35%
2007 44.631.315.000 27.07%
2008 56.441.685.000 20.92%
2009 80.866.380.000 30.2%
2010 108.239.384.000 25.29%
2011 127.216.648.000 14.92%
2012 156.148.492.000 18.53%
2013 206.787.015.000 24.49%
2014 274.531.145.000 24.68%
2015 319.807.987.000 14.16%
2016 373.103.734.000 14.28%
2017 422.763.025.000 11.75%
2018 450.368.973.000 6.13%
2019 501.231.864.000 10.15%
2020 561.641.397.000 10.76%
2021 618.953.620.000 9.26%
2022 643.150.436.000 3.76%
2022 684.909.857.000 6.1%
2023 759.883.870.000 9.87%
2024 806.664.672.000 5.8%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

Bank of Chongqing Co., Ltd. Liabilities
Year Liabilities Growth
2003 22.733.362.568
2004 21.946.812.037 -3.58%
2005 28.610.968.000 23.29%
2006 30.375.483.000 5.81%
2007 42.002.567.000 27.68%
2008 53.150.523.000 20.97%
2009 76.830.265.000 30.82%
2010 103.248.414.000 25.59%
2011 120.829.079.000 14.55%
2012 147.901.383.000 18.3%
2013 193.307.744.000 23.49%
2014 258.628.122.000 25.26%
2015 298.514.992.000 13.36%
2016 349.291.822.000 14.54%
2017 390.303.113.000 10.51%
2018 415.757.400.000 6.12%
2019 122.455.964.000 -239.52%
2020 123.445.355.000 0.8%
2021 144.809.091.000 14.75%
2022 591.507.890.000 75.52%
2022 633.414.380.000 6.62%
2023 700.584.443.000 9.59%
2024 752.909.300.000 6.95%

Bank of Chongqing Co., Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
9.06
Net Income per Share
1.45
Price to Earning Ratio
5.72x
Price To Sales Ratio
0.76x
POCF Ratio
1.83
PFCF Ratio
1.57
Price to Book Ratio
0.56
EV to Sales
11.24
EV Over EBITDA
-2000.19
EV to Operating CashFlow
22.38
EV to FreeCashFlow
23.22
Earnings Yield
0.17
FreeCashFlow Yield
0.64
Market Cap
23,87 Bil.
Enterprise Value
353,67 Bil.
Graham Number
21.97
Graham NetNet
-227.14

Income Statement Metrics

Net Income per Share
1.45
Income Quality
3.13
ROE
0.1
Return On Assets
0.01
Return On Capital Employed
0
Net Income per EBT
0.84
EBT Per Ebit
2.29
Ebit per Revenue
0.08
Effective Tax Rate
0.16

Margins

Sales, General, & Administrative to Revenue
0.05
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.08
Pretax Profit Margin
0.19
Net Profit Margin
0.16

Dividends

Dividend Yield
0.05
Dividend Yield %
4.9
Payout Ratio
0.3
Dividend Per Share
0.41

Operating Metrics

Operating Cashflow per Share
4.55
Free CashFlow per Share
4.38
Capex to Operating CashFlow
0.04
Capex to Revenue
0.02
Capex to Depreciation
1.27
Return on Invested Capital
0.01
Return on Tangible Assets
0.03
Days Sales Outstanding
0
Days Payables Outstanding
-411.67
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
-0.89
Inventory Turnover
0
Capex per Share
0.16

Balance Sheet

Cash per Share
-10,45
Book Value per Share
15,47
Tangible Book Value per Share
-166.75
Shareholders Equity per Share
14.76
Interest Debt per Share
84.41
Debt to Equity
5.72
Debt to Assets
0.36
Net Debt to EBITDA
-1865.17
Current Ratio
1.51
Tangible Asset Value
-579,40 Bil.
Net Current Asset Value
-591,41 Bil.
Invested Capital
690550497000
Working Capital
54,32 Bil.
Intangibles to Total Assets
0.78
Average Receivables
0,00 Bil.
Average Payables
0,04 Bil.
Average Inventory
0
Debt to Market Cap
12.29

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

Bank of Chongqing Co., Ltd. Dividends
Year Dividends Growth
2021 0
2022 0 0%
2023 0 0%
2024 0 0%

Bank of Chongqing Co., Ltd. Profile

About Bank of Chongqing Co., Ltd.

Bank of Chongqing Co., Ltd. provides various banking and related financial services for corporate and individual customers in the People's Republic of China. It operates through three segments: Corporate Banking, Retail Banking, and Treasury. The company offers various deposit products and loans; inter-bank lending and borrowing, bonds investment, re-purchasing, and foreign currency transactions; and telephone, mobile, and online and direct banking services, as well as settlement services, financial leasing, and other services. As of December 31, 2021, it operated 156 sub-units, including a business department, a small enterprise loan center, four primary branches, 169 self-service banking centers, and 299 intelligent teller machines covering 38 districts and counties of Chongqing, as well as three provinces in western China. The company was formerly known as Commercial Bank of Chongqing Co., Ltd. and changed its name to Bank of Chongqing Co., Ltd. in August 2007. Bank of Chongqing Co., Ltd. was incorporated in 1996 and is headquartered in Chongqing, the People's Republic of China.

CEO
Mr. Song Gao
Employee
5.294
Address
No. 6 Yongpingmen Street
Chongqing, 400024

Bank of Chongqing Co., Ltd. Executives & BODs

Bank of Chongqing Co., Ltd. Executives & BODs
# Name Age
1 Mr. Xiuming Yang
Executive Chairman of the Board
70
2 Kun Yang
Head of Financial Department
70
3 Mr. Jianhua Liu
Vice President & Executive Director
70
4 Mr. Song Gao
Executive Director & President
70
5 Ms. Wing Tsz Ho CGP, FCIS, FCS, M.B.A., P.E.
Company Secretary
70
6 Mr. Wah Sing Wong
Chief Risk Officer, Chief Anti-Money Laundering Officer & Executive Director
70
7 Ms. Yanxi Peng
Vice President & Secretary to the Board
70

Bank of Chongqing Co., Ltd. Competitors