The Fukui Bank, Ltd. Logo

The Fukui Bank, Ltd.

8362.T

(2.2)
Stock Price

1.882,00 JPY

0.62% ROA

5.35% ROE

6.04x PER

Market Cap.

42.076.507.050,00 JPY

557.31% DER

2.68% Yield

12.57% NPM

The Fukui Bank, Ltd. Stock Analysis

The Fukui Bank, Ltd. Fundamental Analysis

Fundamental analysis in stock investing is like studying the foundation of a house before buying it. It involves looking at a company's financial health, like its earnings, assets, and debts, to determine if it's a good investment based on its fundamental strength and potential for growth.

The Fukui Bank, Ltd. Fundamental Stock Analysis
# Analysis Rating
1 PBV

With a remarkably low PBV ratio (0.29x), the stock offers substantial upside potential at a bargain price.

2 Revenue Growth

With continuous growth in revenue over the last five years, this company has proven to be a lucrative investment option, showcasing its strong financial performance.

3 ROE

The stock's ROE falls within an average range (1.24%), demonstrating satisfactory profitability and efficiency in utilizing shareholders' equity.

4 ROA

The stock's ROA (0.04%) shows that it's doing a pretty good job at making money from its assets, making it a solid choice to invest and earn steady profits.

5 Graham Number

The company's Graham number indicates that it is undervalued compared to its stock price, suggesting a potentially favorable investment opportunity.

6 Dividend

The company's history of regular dividend distributions in the last three years showcases its ability to generate reliable income for shareholders.

7 Buffet Intrinsic Value

Based on Warren Buffett's formula, the company's stock appears undervalued (74.232), presenting an attractive investment chance with its intrinsic value surpassing the current market price.

8 DER

The stock is burdened with a heavy load of debt (484%), making it financially unstable and potentially risky for investors.

9 Net Profit Growth

Throughout the last five years, this company's net profit has remained unchanged, indicating a lack of growth and making it a less favorable investment option.

10 Assets Growth

Regrettably, this company's revenue has shown no signs of growth over the past three years, suggesting limited potential for returns and making it a less appealing choice.

11 Dividend Growth

The company's dividend growth has shown no improvement in the past three years, making it a less attractive investment option for those seeking increasing returns.

The Fukui Bank, Ltd. Technical Analysis

Technical analysis in stock investing is like reading the patterns on a weather map to predict future weather conditions. It involves studying past stock price movements and trading volumes to make predictions about where a stock's price might go next, without necessarily looking at the company's financial health.

The Fukui Bank, Ltd. Technical Stock Analysis
# Analysis Recommendation
1 Awesome Oscillator Buy
2 MACD Buy
3 RSI Hold
4 Stoch RSI Sell

The Fukui Bank, Ltd. Price Chart

Financial Statements

Financial statements are like report cards for companies. They show how much money a company makes (income statement), what it owns and owes (balance sheet), and where it spends its money (cash flow statement), helping stock investors understand if a company is healthy and worth investing in.

Income Statements

An income statement for a company is like a scoreboard for its profits and losses. It shows how much money the company made (revenue) and how much it spent to make that money (expenses), helping stock investors see if a company is making a profit or not.

Revenue in stock investing is the total amount of money a company earns from its sales, and it's a key factor that investors consider to assess a company's financial performance and growth potential.

The Fukui Bank, Ltd. Revenue
Year Revenue Growth
2005 45.565.000.000
2006 45.267.000.000 -0.66%
2007 45.863.000.000 1.3%
2008 44.008.000.000 -4.22%
2009 44.218.000.000 0.47%
2010 42.596.000.000 -3.81%
2011 42.641.000.000 0.11%
2012 41.723.000.000 -2.2%
2013 42.043.000.000 0.76%
2014 43.825.000.000 4.07%
2015 40.643.000.000 -7.83%
2016 38.557.000.000 -5.41%
2017 37.143.000.000 -3.81%
2018 36.543.000.000 -1.64%
2019 35.663.000.000 -2.47%
2020 38.860.000.000 8.23%
2021 42.649.000.000 8.88%
2022 50.150.000.000 14.96%
2023 50.376.000.000 0.45%
2023 54.674.000.000 7.86%
2024 56.060.000.000 2.47%

Research and Development Expenses are the costs a company incurs to create and improve its products or services, which can be important for investors to evaluate a company's innovation and potential for future growth.

The Fukui Bank, Ltd. Research and Development Expenses
Year Research and Development Expenses Growth
2005 0
2006 0 0%
2007 0 0%
2008 0 0%
2009 0 0%
2010 0 0%
2011 0 0%
2012 0 0%
2013 0 0%
2014 0 0%
2015 0 0%
2016 0 0%
2017 0 0%
2018 0 0%
2019 0 0%
2020 0 0%
2021 0 0%
2022 0 0%
2023 0 0%
2023 0 0%
2024 0 0%

General and Administrative Expenses are the costs a company incurs to run its day-to-day operations, such as office rent, salaries, and utilities, which investors consider to understand a company's overall efficiency and management effectiveness.

The Fukui Bank, Ltd. General and Administrative Expenses
Year General and Administrative Expenses Growth
2005 0
2006 0 0%
2007 24.366.000.000 100%
2008 25.862.000.000 5.78%
2009 20.305.000.000 -27.37%
2010 20.380.000.000 0.37%
2011 20.928.000.000 2.62%
2012 21.098.000.000 0.81%
2013 21.734.000.000 2.93%
2014 22.093.000.000 1.62%
2015 21.861.000.000 -1.06%
2016 22.082.000.000 1%
2017 23.238.000.000 4.97%
2018 22.338.000.000 -4.03%
2019 22.486.000.000 0.66%
2020 23.194.000.000 3.05%
2021 25.791.000.000 10.07%
2022 27.660.000.000 6.76%
2023 28.808.000.000 3.99%
2023 29.943.000.000 3.79%
2024 0 0%

EBITDA stands for Earnings Before Interest, Taxes, Depreciation, and Amortization. It is a measure that helps stock investors analyze a company's profitability by looking at its earnings without considering certain expenses. This helps to get a clearer picture of the company's financial performance and its ability to generate cash flow.

The Fukui Bank, Ltd. EBITDA
Year EBITDA Growth
2005 22.761.000.000
2006 14.354.000.000 -58.57%
2007 15.442.000.000 7.05%
2008 -3.185.000.000 584.84%
2009 16.612.000.000 119.17%
2010 13.625.000.000 -21.92%
2011 13.263.000.000 -2.73%
2012 -9.618.000.000 237.9%
2013 14.918.000.000 164.47%
2014 7.206.000.000 -107.02%
2015 12.431.000.000 42.03%
2016 7.578.000.000 -64.04%
2017 8.229.000.000 7.91%
2018 4.200.000.000 -95.93%
2019 2.893.000.000 -45.18%
2020 4.261.000.000 32.11%
2021 4.643.000.000 8.23%
2022 1.823.000.000 -154.69%
2023 5.556.000.000 67.19%
2023 -372.000.000 1593.55%
2024 -8.000.000 -4550%

Gross profit is the money a company makes from selling its products or services after subtracting the cost of producing or providing them, and it is an important measure for investors to understand a company's profitability.

The Fukui Bank, Ltd. Gross Profit
Year Gross Profit Growth
2005 45.565.000.000
2006 45.267.000.000 -0.66%
2007 45.863.000.000 1.3%
2008 44.008.000.000 -4.22%
2009 44.218.000.000 0.47%
2010 42.596.000.000 -3.81%
2011 43.823.000.000 2.8%
2012 42.734.000.000 -2.55%
2013 45.011.000.000 5.06%
2014 45.051.000.000 0.09%
2015 43.524.000.000 -3.51%
2016 40.683.000.000 -6.98%
2017 37.824.000.000 -7.56%
2018 36.543.000.000 -3.51%
2019 35.663.000.000 -2.47%
2020 38.860.000.000 8.23%
2021 42.649.000.000 8.88%
2022 50.150.000.000 14.96%
2023 50.376.000.000 0.45%
2023 50.545.000.000 0.33%
2024 56.060.000.000 9.84%

Net income in stock investing is like the money a company actually gets to keep as profit after paying all its bills, and it's an important measure to understand how well a company is doing financially.

The Fukui Bank, Ltd. Net Profit
Year Net Profit Growth
2005 8.986.000.000
2006 3.707.000.000 -142.41%
2007 2.205.000.000 -68.12%
2008 -7.891.000.000 127.94%
2009 6.449.000.000 222.36%
2010 6.315.000.000 -2.12%
2011 7.229.000.000 12.64%
2012 -8.788.000.000 182.26%
2013 7.443.000.000 218.07%
2014 2.262.000.000 -229.05%
2015 7.304.000.000 69.03%
2016 4.184.000.000 -74.57%
2017 3.927.000.000 -6.54%
2018 3.158.000.000 -24.35%
2019 2.140.000.000 -47.57%
2020 2.553.000.000 16.18%
2021 4.440.000.000 42.5%
2022 1.803.000.000 -146.26%
2023 3.660.000.000 50.74%
2023 3.717.000.000 1.53%
2024 16.696.000.000 77.74%

EPS, or earnings per share, is a measure that shows how much profit a company has earned for each outstanding share of its stock, and it is important for stock investors as it helps understand the profitability of a company and compare it with other companies in the market.

The Fukui Bank, Ltd. Earning per Share (EPS)
Year Earning per Share (EPS) Growth
2005 369
2006 152 -142.11%
2007 91 -68.89%
2008 -324 127.78%
2009 265 222.26%
2010 259 -2.32%
2011 303 14.24%
2012 -369 182.07%
2013 312 217.95%
2014 95 -231.91%
2015 305 69.18%
2016 176 -74.29%
2017 166 -6.06%
2018 133 -25%
2019 90 -48.31%
2020 107 16.82%
2021 189 43.09%
2022 77 -144.16%
2023 0 0%
2023 161 100%
2024 731 78.08%

Cashflow Statements

Cashflow statements show the movement of money in and out of a company, helping stock investors understand how much money a company makes and spends. By examining cashflow statements, investors can assess if a company is generating enough cash to pay its bills, invest in growth, and provide returns to stockholders.

Free cash flow is the leftover cash that a company generates after covering its operating expenses and capital expenditures, which is important for stock investors as it shows how much money a company has available to invest in growth, pay dividends, or reduce debt.

The Fukui Bank, Ltd. Free Cashflow
Year Free Cashflow Growth
2005 -76.629.000.000
2006 -28.908.000.000 -165.08%
2007 81.570.000.000 135.44%
2008 -33.802.000.000 341.32%
2009 117.403.000.000 128.79%
2010 31.884.000.000 -268.22%
2011 77.863.000.000 59.05%
2012 -60.533.000.000 228.63%
2013 98.084.000.000 161.72%
2014 77.080.000.000 -27.25%
2015 23.233.000.000 -231.77%
2016 137.001.000.000 83.04%
2017 24.757.000.000 -453.38%
2018 83.262.000.000 70.27%
2019 96.513.000.000 13.73%
2020 479.267.000.000 79.86%
2021 185.696.000.000 -158.09%
2022 -260.247.000.000 171.35%
2023 0 0%

Operating cash flow represents the cash generated or consumed by a company's day-to-day operations, excluding external investing or financing activities, and is crucial for stock investors as it shows how much cash a company is generating from its core business operations.

The Fukui Bank, Ltd. Operating Cashflow
Year Operating Cashflow Growth
2005 -75.826.000.000
2006 -27.023.000.000 -180.6%
2007 83.832.000.000 132.23%
2008 -30.078.000.000 378.72%
2009 117.646.000.000 125.57%
2010 32.476.000.000 -262.26%
2011 78.269.000.000 58.51%
2012 -58.497.000.000 233.8%
2013 98.901.000.000 159.15%
2014 78.095.000.000 -26.64%
2015 24.507.000.000 -218.66%
2016 139.793.000.000 82.47%
2017 27.855.000.000 -401.86%
2018 87.125.000.000 68.03%
2019 99.866.000.000 12.76%
2020 483.845.000.000 79.36%
2021 186.537.000.000 -159.38%
2022 -258.764.000.000 172.09%
2023 0 0%

Capex, short for capital expenditures, refers to the money a company spends on acquiring or upgrading tangible assets like buildings, equipment, or technology, which is important for stock investors as it indicates how much a company is investing in its infrastructure to support future growth and profitability.

The Fukui Bank, Ltd. Capital Expenditure
Year Capital Expenditure Growth
2005 803.000.000
2006 1.885.000.000 57.4%
2007 2.262.000.000 16.67%
2008 3.724.000.000 39.26%
2009 243.000.000 -1432.51%
2010 592.000.000 58.95%
2011 406.000.000 -45.81%
2012 2.036.000.000 80.06%
2013 817.000.000 -149.2%
2014 1.015.000.000 19.51%
2015 1.274.000.000 20.33%
2016 2.792.000.000 54.37%
2017 3.098.000.000 9.88%
2018 3.863.000.000 19.8%
2019 3.353.000.000 -15.21%
2020 4.578.000.000 26.76%
2021 841.000.000 -444.35%
2022 1.483.000.000 43.29%
2023 0 0%

Balance Sheet

Balance sheets provide a snapshot of a company's financial health and its assets (such as cash, inventory, and property) and liabilities (like debts and obligations) at a specific point in time. For stock investors, balance sheets help assess the company's overall worth and evaluate its ability to meet financial obligations and support future growth.

Equity refers to the ownership interest or stake that shareholders have in a company, representing their claim on its assets and earnings after all debts and liabilities are paid.

The Fukui Bank, Ltd. Equity
Year Equity Growth
2005 94.817.000.000
2006 110.404.000.000 14.12%
2007 110.621.000.000 0.2%
2008 99.992.000.000 -10.63%
2009 109.715.000.000 8.86%
2010 113.890.000.000 3.67%
2011 122.148.000.000 6.76%
2012 119.361.000.000 -2.33%
2013 123.746.000.000 3.54%
2014 131.727.000.000 6.06%
2015 137.884.000.000 4.47%
2016 124.090.000.000 -11.12%
2017 128.308.000.000 3.29%
2018 131.520.000.000 2.44%
2019 123.758.000.000 -6.27%
2020 136.607.000.000 9.41%
2021 140.618.000.000 2.85%
2022 128.709.000.000 -9.25%
2023 141.507.000.000 9.04%
2023 129.678.000.000 -9.12%
2024 141.963.000.000 8.65%

Assets represent the valuable resources that a company owns, such as cash, inventory, property, and equipment, and understanding a company's assets helps investors assess its value and potential for generating future profits.

The Fukui Bank, Ltd. Assets
Year Assets Growth
2005 2.113.655.000.000
2006 2.124.608.000.000 0.52%
2007 2.129.364.000.000 0.22%
2008 2.149.911.000.000 0.96%
2009 2.186.221.000.000 1.66%
2010 2.134.875.000.000 -2.41%
2011 2.236.727.000.000 4.55%
2012 2.198.908.000.000 -1.72%
2013 2.313.182.000.000 4.94%
2014 2.427.514.000.000 4.71%
2015 2.464.121.000.000 1.49%
2016 2.599.619.000.000 5.21%
2017 2.673.165.000.000 2.75%
2018 2.802.693.000.000 4.62%
2019 2.951.019.000.000 5.03%
2020 3.513.315.000.000 16%
2021 4.191.354.000.000 16.18%
2022 4.001.760.000.000 -4.74%
2023 4.164.371.000.000 3.9%
2023 4.031.814.000.000 -3.29%
2024 4.410.312.000.000 8.58%

Liabilities refer to the financial obligations or debts that a company owes to creditors or external parties, and understanding a company's liabilities is important for investors as it helps assess the company's financial risk and ability to meet its obligations.

The Fukui Bank, Ltd. Liabilities
Year Liabilities Growth
2005 2.018.838.000.000
2006 2.014.204.000.000 -0.23%
2007 2.018.743.000.000 0.22%
2008 2.049.919.000.000 1.52%
2009 2.076.506.000.000 1.28%
2010 2.020.985.000.000 -2.75%
2011 2.114.579.000.000 4.43%
2012 2.079.547.000.000 -1.68%
2013 2.189.436.000.000 5.02%
2014 2.295.787.000.000 4.63%
2015 2.326.237.000.000 1.31%
2016 2.475.529.000.000 6.03%
2017 2.544.857.000.000 2.72%
2018 2.671.173.000.000 4.73%
2019 2.827.261.000.000 5.52%
2020 3.376.708.000.000 16.27%
2021 4.050.736.000.000 16.64%
2022 454.844.000.000 -790.58%
2023 4.022.855.000.000 88.69%
2023 453.727.000.000 -786.62%
2024 4.265.957.000.000 89.36%

The Fukui Bank, Ltd. Financial Ratio (TTM)

Valuation Metrics

Revenue per Share
2452.73
Net Income per Share
308.32
Price to Earning Ratio
6.04x
Price To Sales Ratio
0.75x
POCF Ratio
18.41
PFCF Ratio
18.2
Price to Book Ratio
0.31
EV to Sales
32.37
EV Over EBITDA
1116.26
EV to Operating CashFlow
784.57
EV to FreeCashFlow
784.57
Earnings Yield
0.17
FreeCashFlow Yield
0.05
Market Cap
42,08 Bil.
Enterprise Value
1.813,93 Bil.
Graham Number
6432.64
Graham NetNet
-231036.73

Income Statement Metrics

Net Income per Share
308.32
Income Quality
0.62
ROE
0.05
Return On Assets
0
Return On Capital Employed
0
Net Income per EBT
0.82
EBT Per Ebit
3.53
Ebit per Revenue
0.04
Effective Tax Rate
0.16

Margins

Sales, General, & Administrative to Revenue
0.41
Research & Developement to Revenue
0
Stock Based Compensation to Revenue
0
Gross Profit Margin
1
Operating Profit Margin
0.04
Pretax Profit Margin
0.15
Net Profit Margin
0.13

Dividends

Dividend Yield
0.03
Dividend Yield %
2.68
Payout Ratio
0
Dividend Per Share
50

Operating Metrics

Operating Cashflow per Share
101.2
Free CashFlow per Share
101.2
Capex to Operating CashFlow
0
Capex to Revenue
0
Capex to Depreciation
0
Return on Invested Capital
0
Return on Tangible Assets
0.01
Days Sales Outstanding
0
Days Payables Outstanding
0
Days of Inventory on Hand
0
Receivables Turnover
0
Payables Turnover
0
Inventory Turnover
0
Capex per Share
0

Balance Sheet

Cash per Share
-44.312,80
Book Value per Share
6.318,52
Tangible Book Value per Share
-137323.57
Shareholders Equity per Share
5964.76
Interest Debt per Share
33262.67
Debt to Equity
5.57
Debt to Assets
0.17
Net Debt to EBITDA
1090.37
Current Ratio
5.75
Tangible Asset Value
-3.137,34 Bil.
Net Current Asset Value
-3.245,07 Bil.
Invested Capital
4155833000000
Working Capital
843,20 Bil.
Intangibles to Total Assets
0.74
Average Receivables
0,00 Bil.
Average Payables
0,00 Bil.
Average Inventory
0
Debt to Market Cap
18.05

Dividends

Dividends in stock investing are like rewards that companies give to their shareholders. They are a portion of the company's profits distributed to investors, typically in the form of cash payments, as a way for them to share in the company's success.

The Fukui Bank, Ltd. Dividends
Year Dividends Growth
2001 5
2002 5 0%
2003 5 0%
2004 5 0%
2005 5 0%
2006 5 0%
2007 5 0%
2008 5 0%
2009 5 0%
2010 5 0%
2011 5 0%
2012 6 16.67%
2013 5 -20%
2014 6 0%
2015 5 0%
2016 6 16.67%
2017 3 -200%
2018 50 96%
2019 50 0%
2020 50 0%
2021 50 0%
2022 50 0%
2023 50 0%
2024 50 0%
2025 0 0%

The Fukui Bank, Ltd. Profile

About The Fukui Bank, Ltd.

The Fukui Bank, Ltd., together with its subsidiaries, provides various banking products and services. It operates through Banking and Leasing segments. The Banking segment offers deposits; lending services; credit cards; and domestic and foreign exchange, and credit guarantee services. The Leasing segment leases industrial machinery, computers, and office equipment. The company was incorporated in 1899 and is headquartered in Fukui, Japan.

CEO
Mr. Eiichi Hasegawa
Employee
1.770
Address
1-1, Junka 1-chome
Fukui, 910-8660

The Fukui Bank, Ltd. Executives & BODs

The Fukui Bank, Ltd. Executives & BODs
# Name Age
1 Mr. Eiichi Hasegawa
President, Representative Executive Officer & Director
70
2 Mr. Shin Okada
Managing Executive Officer, GM of ALM Division & Director
70
3 Mr. Kenichi Araki
Head of Planning Headquarters, Corporate Planning Group Manager & Executive Officer
70
4 Mr. Keisuke Yoshida
GM of Sales Support Division, Managing Executive Officer & Director
70
5 Mr. Yukinori Taniguchi
Executive Officer, Head Office Area Manager & Head Office Sales Manager
70
6 Mr. Toru Baba
Manager
70
7 Mr. Toru Yuasa
Senior MD, Representative Statutory Managing Executive Officer & GM of Planning Division
70

The Fukui Bank, Ltd. Competitors