EIB.VN Vietnam Export Import Commercial Joint Stock Bank

Financial Services Banks - Regional Vietnam Stocks
Add to portfolio Ask AI about EIB.VN
16,100 VND
Close of Oct 30, 2026
16,000 24,200
Market cap
VND 31.0T
P/E
61.3x
P/B
1.13x
ROE
3.9%
Dividend yield
-
Fundamental score
1.3/5

Ratios use the latest price and the current fiscal year annualized from 2 quarters up to Jun 2026.

Is EIB.VN undervalued?

Graham number
Price16,100
Graham value9,164
Premium75.7%

EIB.VN trades 75.7% above its Graham number.

Graham number = √(22.5 × EPS × book value per share): the most a defensive investor should pay according to Benjamin Graham. An estimate, not a recommendation to buy or sell. How is it calculated?

Vietnam Export Import Commercial Joint Stock Bank fundamental analysis

5 of 18 checks passed

ROE 0/2

Low return on equity (3.9%), below 10%.

ROA 0/1

Return on assets (0.4%) is below the industry median (1.4%).

Profit Consistency 2/2

Profitable for 7 consecutive years.

Earnings Growth 5Y 0/1

Earnings per share did not grow over the past 5 years.

Earnings Acceleration 0/1

Last year's EPS growth (-65.8%) is not above the 5-year average (-3.4% a year).

Earnings Growth vs Industry 0/1

Last year's EPS growth (-65.8%) is below the industry median (16.3%).

Revenue Growth 1/2

Revenue grew 0.1% a year over the past 3 years.

Leverage 1/2

Total assets are 10.0x equity, within a prudent level for a financial company.

Equity Growth 1/1

Shareholders' equity grew over the past 5 years.

PE vs Market 0/1

PE (63.4x) is above the market median (11.2x).

PE vs Industry 0/1

PE (63.4x) is above the industry median (7.8x).

PBV 1/1

Price to book (1.2x) is below the industry median (1.2x).

Graham Number 0/1

The price is above the Graham number (PE x PB = 74.3, limit 22.5).

PEG 0/1

PEG needs positive PE and positive 5-year earnings growth.

Dividend Yield 0/2

No dividend paid in the last reported year.

Dividend Stability 0/2

Dividends were not paid steadily for the past 5 years.

Dividend Growth 0/1

Dividends paid did not grow over the past 5 years.

Payout Ratio 0/1

No dividend, or no profit to pay it from.

Each check is worth 1 or 2 points by how much it says about the quality of the company. The score is the share of points earned, out of 5. Ask AI to explain this score

Vietnam Export Import Commercial Joint Stock Bank stock price

Prices on the chart can differ slightly from the closing prices StockSummer uses for its ratios.

About Vietnam Export Import Commercial Joint Stock Bank

Vietnam Export Import Commercial Joint Stock Bank provides commercial banking services to individual and business customers in Vietnam. It operates through Banking and Financial Services; and Non-Banking Financial Services segments. The company engages in the mobilization and receipt of short, medium, and long-term funds; granting of short, medium, and long-term loans; trading in foreign currencies; international trade finance services; discounting of commercial notes, bonds…

Full company profile